The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 337,159 1,349,068 SH   SOLE   0 0 1,349,068
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 169,753 2,143,080 SH   SOLE   0 0 2,143,080
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 159,527 2,045,478 SH   SOLE   0 0 2,045,478
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 114,206 3,078,327 SH   SOLE   0 0 3,078,327
VANGUARD INDEX FDS LARGE CAP ETF 922908637 95,831 834,326 SH   SOLE   0 0 834,326
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 89,347 2,345,076 SH   SOLE   0 0 2,345,076
VANGUARD INDEX FDS SMALL CP ETF 922908751 66,745 505,680 SH   SOLE   0 0 505,680
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 40,318 403,951 SH   SOLE   0 0 403,951
VANGUARD STAR FD VG TL INTL STK F 921909768 34,357 727,585 SH   SOLE   0 0 727,585
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 25,207 553,018 SH   SOLE   0 0 553,018
PACER FDS TR TRENDP US LAR CP 69374H105 22,449 780,300 SH   SOLE   0 0 780,300
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,744 154,697 SH   SOLE   0 0 154,697
MICROSOFT CORP COM 594918104 19,560 192,575 SH   SOLE   0 0 192,575
ISHARES TR MSCI EAFE ETF 464287465 17,228 293,093 SH   SOLE   0 0 293,093
ISHARES TR RUS 1000 ETF 464287622 17,078 123,141 SH   SOLE   0 0 123,141
ISHARES INC CORE MSCI EMKT 46434G103 17,023 361,034 SH   SOLE   0 0 361,034
JOHNSON & JOHNSON COM 478160104 11,048 85,608 SH   SOLE   0 0 85,608
APPLE INC COM 037833100 10,928 69,277 SH   SOLE   0 0 69,277
ISHARES TR RUSSELL 2000 ETF 464287655 10,059 75,125 SH   SOLE   0 0 75,125
ISHARES TR CORE S&P SCP ETF 464287804 9,756 140,735 SH   SOLE   0 0 140,735
ISHARES TR CORE S&P500 ETF 464287200 9,059 36,004 SH   SOLE   0 0 36,004
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 7,484 149,461 SH   SOLE   0 0 149,461
EXXON MOBIL CORP COM 30231G102 6,853 100,492 SH   SOLE   0 0 100,492
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,814 240,350 SH   SOLE   0 0 240,350
VANGUARD INDEX FDS VALUE ETF 922908744 5,294 54,052 SH   SOLE   0 0 54,052
VANGUARD GROUP DIV APP ETF 921908844 4,199 42,868 SH   SOLE   0 0 42,868
PFIZER INC COM 717081103 4,028 92,273 SH   SOLE   0 0 92,273
ISHARES GOLD TRUST ISHARES 464285105 3,606 293,413 SH   SOLE   0 0 293,413
AMAZON COM INC COM 023135106 3,537 2,355 SH   SOLE   0 0 2,355
CHEVRON CORP NEW COM 166764100 3,440 31,624 SH   SOLE   0 0 31,624
ISHARES TR NATIONAL MUN ETF 464288414 3,207 29,410 SH   SOLE   0 0 29,410
VANGUARD INDEX FDS GROWTH ETF 922908736 2,888 21,503 SH   SOLE   0 0 21,503
SPDR GOLD TRUST GOLD SHS 78463V107 2,530 20,869 SH   SOLE   0 0 20,869
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,407 45,931 SH   SOLE   0 0 45,931
SCANA CORP NEW COM 80589M102 2,399 50,212 SH   SOLE   0 0 50,212
PROCTER AND GAMBLE CO COM 742718109 2,368 25,761 SH   SOLE   0 0 25,761
JPMORGAN CHASE & CO COM 46625H100 2,255 23,097 SH   SOLE   0 0 23,097
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,219 94,313 SH   SOLE   0 0 94,313
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,175 10,654 SH   SOLE   0 0 10,654
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,002 29,044 SH   SOLE   0 0 29,044
ISHARES TR RUS 1000 VAL ETF 464287598 1,854 16,692 SH   SOLE   0 0 16,692
MCDONALDS CORP COM 580135101 1,778 10,015 SH   SOLE   0 0 10,015
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,658 16,427 SH   SOLE   0 0 16,427
HOME DEPOT INC COM 437076102 1,585 9,225 SH   SOLE   0 0 9,225
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,574 6,748 SH   SOLE   0 0 6,748
ABBVIE INC COM 00287Y109 1,565 16,980 SH   SOLE   0 0 16,980
ISHARES TR RUS 1000 GRW ETF 464287614 1,500 11,459 SH   SOLE   0 0 11,459
ISHARES TR RUSSELL 3000 ETF 464287689 1,470 10,007 SH   SOLE   0 0 10,007
INTERNATIONAL BUSINESS MACHS COM 459200101 1,444 12,700 SH   SOLE   0 0 12,700
DISNEY WALT CO COM DISNEY 254687106 1,437 13,110 SH   SOLE   0 0 13,110
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 1,428 41,354 SH   SOLE   0 0 41,354
3M CO COM 88579Y101 1,412 7,412 SH   SOLE   0 0 7,412
LOCKHEED MARTIN CORP COM 539830109 1,409 5,383 SH   SOLE   0 0 5,383
AMGEN INC COM 031162100 1,390 7,141 SH   SOLE   0 0 7,141
ABBOTT LABS COM 002824100 1,381 19,091 SH   SOLE   0 0 19,091
DANAHER CORP DEL COM 235851102 1,378 13,359 SH   SOLE   0 0 13,359
ISHARES TR SELECT DIVID ETF 464287168 1,371 15,354 SH   SOLE   0 0 15,354
VERIZON COMMUNICATIONS INC COM 92343V104 1,369 24,345 SH   SOLE   0 0 24,345
UNITED BANKSHARES INC WEST V COM 909907107 1,363 43,813 SH   SOLE   0 0 43,813
MERCK & CO INC COM 58933Y105 1,329 17,397 SH   SOLE   0 0 17,397
COCA COLA CO COM 191216100 1,310 27,666 SH   SOLE   0 0 27,666
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,295 13,682 SH   SOLE   0 0 13,682
KIMBERLY CLARK CORP COM 494368103 1,273 11,171 SH   SOLE   0 0 11,171
COSTCO WHSL CORP NEW COM 22160K105 1,152 5,656 SH   SOLE   0 0 5,656
PEPSICO INC COM 713448108 1,136 10,286 SH   SOLE   0 0 10,286
ERIE INDTY CO CL A 29530P102 1,124 8,435 SH   SOLE   0 0 8,435
BANK MONTREAL QUE COM 063671101 1,100 16,833 SH   SOLE   0 0 16,833
ISHARES TR CORE US AGGBD ET 464287226 1,066 10,013 SH   SOLE   0 0 10,013
ORACLE CORP COM 68389X105 1,065 23,583 SH   SOLE   0 0 23,583
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 1,026 42,505 SH   SOLE   0 0 42,505
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 998 47,367 SH   SOLE   0 0 47,367
ALPHABET INC CAP STK CL A 02079K305 938 898 SH   SOLE   0 0 898
CISCO SYS INC COM 17275R102 935 21,590 SH   SOLE   0 0 21,590
AT&T INC COM 00206R102 912 31,944 SH   SOLE   0 0 31,944
DOMINION ENERGY INC COM 25746U109 896 12,538 SH   SOLE   0 0 12,538
ALPHABET INC CAP STK CL C 02079K107 890 859 SH   SOLE   0 0 859
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 887 42,141 SH   SOLE   0 0 42,141
INTEL CORP COM 458140100 883 18,815 SH   SOLE   0 0 18,815
WISDOMTREE TR EMER MKT HIGH FD 97717W315 857 21,353 SH   SOLE   0 0 21,353
ISHARES TR S&P 100 ETF 464287101 854 7,658 SH   SOLE   0 0 7,658
AMERICAN TOWER CORP NEW COM 03027X100 788 4,980 SH   SOLE   0 0 4,980
FACEBOOK INC CL A 30303M102 786 5,999 SH   SOLE   0 0 5,999
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 785 16,827 SH   SOLE   0 0 16,827
SAILPOINT TECHNLGIES HLDGS I COM 78781P105 783 33,334 SH   SOLE   0 0 33,334
UNITEDHEALTH GROUP INC COM 91324P102 775 3,109 SH   SOLE   0 0 3,109
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 759 5,382 SH   SOLE   0 0 5,382
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 732 9,813 SH   SOLE   0 0 9,813
VANGUARD INDEX FDS SM CP VAL ETF 922908611 727 6,371 SH   SOLE   0 0 6,371
DOWDUPONT INC COM 26078J100 689 12,887 SH   SOLE   0 0 12,887
GENERAL ELECTRIC CO COM 369604103 687 90,691 SH   SOLE   0 0 90,691
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 685 33,035 SH   SOLE   0 0 33,035
CSX CORP COM 126408103 662 10,656 SH   SOLE   0 0 10,656
UNUM GROUP COM 91529Y106 636 21,642 SH   SOLE   0 0 21,642
ISHARES TR CORE S&P MCP ETF 464287507 634 3,820 SH   SOLE   0 0 3,820
ISHARES TR TIPS BD ETF 464287176 614 5,604 SH   SOLE   0 0 5,604
LEIDOS HLDGS INC COM 525327102 611 11,597 SH   SOLE   0 0 11,597
NEXTERA ENERGY INC COM 65339F101 599 3,448 SH   SOLE   0 0 3,448
BRISTOL MYERS SQUIBB CO COM 110122108 583 11,223 SH   SOLE   0 0 11,223
VISA INC COM CL A 92826C839 576 4,369 SH   SOLE   0 0 4,369
UNITED TECHNOLOGIES CORP COM 913017109 575 5,398 SH   SOLE   0 0 5,398
QUALCOMM INC COM 747525103 569 10,000 SH Call SOLE   0 0 10,000
PAR TECHNOLOGY CORP COM 698884103 567 26,079 SH   SOLE   0 0 26,079
WALMART INC COM 931142103 555 5,960 SH   SOLE   0 0 5,960
FIRST BUSEY CORP COM NEW 319383204 549 22,382 SH   SOLE   0 0 22,382
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 546 26,489 SH   SOLE   0 0 26,489
NUVEEN MUN VALUE FD INC COM 670928100 544 58,668 PRN   SOLE   0 0 58,668
ISHARES TR 1 3 YR TREAS BD 464287457 523 6,254 SH   SOLE   0 0 6,254
VANGUARD INDEX FDS SML CP GRW ETF 922908595 515 3,417 SH   SOLE   0 0 3,417
SOUTHERN CO COM 842587107 513 11,671 SH   SOLE   0 0 11,671
BOEING CO COM 097023105 513 1,592 SH   SOLE   0 0 1,592
BANK AMER CORP COM 060505104 510 20,692 SH   SOLE   0 0 20,692
BB&T CORP COM 054937107 507 11,708 SH   SOLE   0 0 11,708
RAYTHEON CO COM NEW 755111507 498 3,251 SH   SOLE   0 0 3,251
ALTRIA GROUP INC COM 02209S103 495 10,032 SH   SOLE   0 0 10,032
MONDELEZ INTL INC CL A 609207105 491 12,265 SH   SOLE   0 0 12,265
COMCAST CORP NEW CL A 20030N101 474 13,910 SH   SOLE   0 0 13,910
PERKINELMER INC COM 714046109 473 6,018 SH   SOLE   0 0 6,018
UNION PAC CORP COM 907818108 454 3,281 SH   SOLE   0 0 3,281
FORTIVE CORP COM 34959J108 453 6,701 SH   SOLE   0 0 6,701
PHILIP MORRIS INTL INC COM 718172109 448 6,713 SH   SOLE   0 0 6,713
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 440 1,455 SH   SOLE   0 0 1,455
PAYCHEX INC COM 704326107 439 6,737 SH   SOLE   0 0 6,737
CVS HEALTH CORP COM 126650100 417 6,365 SH   SOLE   0 0 6,365
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 410 6,268 SH   SOLE   0 0 6,268
IRONWOOD PHARMACEUTICALS INC COM CL A 46333X108 406 39,150 SH   SOLE   0 0 39,150
CLOROX CO DEL COM 189054109 404 2,622 SH   SOLE   0 0 2,622
PPG INDS INC COM 693506107 402 3,936 SH   SOLE   0 0 3,936
NIKE INC CL B 654106103 401 5,407 SH   SOLE   0 0 5,407
AIR PRODS & CHEMS INC COM 009158106 398 2,488 SH   SOLE   0 0 2,488
LOWES COS INC COM 548661107 392 4,240 SH   SOLE   0 0 4,240
SPDR SERIES TRUST S&P DIVID ETF 78464A763 388 4,334 SH   SOLE   0 0 4,334
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 383 6,395 SH   SOLE   0 0 6,395
SEATTLE GENETICS INC COM 812578102 379 6,689 SH   SOLE   0 0 6,689
MASTERCARD INCORPORATED CL A 57636Q104 370 1,963 SH   SOLE   0 0 1,963
HONEYWELL INTL INC COM 438516106 367 2,778 SH   SOLE   0 0 2,778
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 361 17,879 SH   SOLE   0 0 17,879
GILEAD SCIENCES INC COM 375558103 361 5,774 SH   SOLE   0 0 5,774
ISHARES TR S&P SML 600 GWT 464287887 351 2,178 SH   SOLE   0 0 2,178
AMERICAN EXPRESS CO COM 025816109 348 3,656 SH   SOLE   0 0 3,656
ISHARES TR MSCI EMG MKT ETF 464287234 339 8,678 SH   SOLE   0 0 8,678
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 335 14,059 SH   SOLE   0 0 14,059
AUTOMATIC DATA PROCESSING IN COM 053015103 333 2,541 SH   SOLE   0 0 2,541
BANK NEW YORK MELLON CORP COM 064058100 329 6,987 SH   SOLE   0 0 6,987
SPDR S&P 500 ETF TR TR UNIT 78462F103 325 1,300 SH Put SOLE   0 0 1,300
SCIENCE APPLICATNS INTL CP N COM 808625107 321 5,042 SH   SOLE   0 0 5,042
UNION BANKSHARES CORP NEW COM 90539J109 320 11,344 SH   SOLE   0 0 11,344
LILLY ELI & CO COM 532457108 320 2,766 SH   SOLE   0 0 2,766
CIGNA CORP NEW COM 125523100 315 1,661 SH   SOLE   0 0 1,661
CANADIAN NATL RY CO COM 136375102 311 4,200 SH   SOLE   0 0 4,200
HERSHEY CO COM 427866108 309 2,887 SH   SOLE   0 0 2,887
NORTHROP GRUMMAN CORP COM 666807102 306 1,250 SH   SOLE   0 0 1,250
COLGATE PALMOLIVE CO COM 194162103 302 5,071 SH   SOLE   0 0 5,071
LAUDER ESTEE COS INC CL A 518439104 301 2,315 SH   SOLE   0 0 2,315
MARATHON PETE CORP COM 56585A102 298 5,058 SH   SOLE   0 0 5,058
WILLIS TOWERS WATSON PUB LTD SHS G96629103 286 1,885 SH   SOLE   0 0 1,885
NVIDIA CORP COM 67066G104 285 2,138 SH   SOLE   0 0 2,138
BAXTER INTL INC COM 071813109 284 4,322 SH   SOLE   0 0 4,322
ISHARES TR S&P 500 GRWT ETF 464287309 281 1,865 SH   SOLE   0 0 1,865
PAYPAL HLDGS INC COM 70450Y103 280 3,328 SH   SOLE   0 0 3,328
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 278 1,210 SH   SOLE   0 0 1,210
IMPERIAL OIL LTD COM NEW 453038408 277 10,927 SH   SOLE   0 0 10,927
ILLINOIS TOOL WKS INC COM 452308109 277 2,183 SH   SOLE   0 0 2,183
WABTEC CORP COM 929740108 273 3,891 SH   SOLE   0 0 3,891
TORCHMARK CORP COM 891027104 273 3,665 SH   SOLE   0 0 3,665
WALGREENS BOOTS ALLIANCE INC COM 931427108 272 3,974 SH   SOLE   0 0 3,974
INVESCO QQQ TR UNIT SER 1 46090E103 269 1,746 SH   SOLE   0 0 1,746
WELLS FARGO CO NEW COM 949746101 267 5,795 SH   SOLE   0 0 5,795
CHEMUNG FINL CORP COM 164024101 265 6,414 SH   SOLE   0 0 6,414
NORFOLK SOUTHERN CORP COM 655844108 265 1,772 SH   SOLE   0 0 1,772
INVESCO EXCHANGE TRADED FD T ZACKS MULT AST 46137Y500 260 13,522 SH   SOLE   0 0 13,522
BECTON DICKINSON & CO COM 075887109 258 1,147 SH   SOLE   0 0 1,147
ISHARES TR GLOBAL 100 ETF 464287572 255 6,022 SH   SOLE   0 0 6,022
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 252 3,203 SH   SOLE   0 0 3,203
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 251 2,473 SH   SOLE   0 0 2,473
CATERPILLAR INC DEL COM 149123101 251 1,978 SH   SOLE   0 0 1,978
CITIGROUP INC COM NEW 172967424 248 4,772 SH   SOLE   0 0 4,772
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 229 10,876 SH   SOLE   0 0 10,876
SANDY SPRING BANCORP INC COM 800363103 229 7,305 SH   SOLE   0 0 7,305
ISHARES TR IBOXX INV CP ETF 464287242 225 1,992 SH   SOLE   0 0 1,992
BLACKROCK INC COM 09247X101 224 571 SH   SOLE   0 0 571
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 223 2,437 SH   SOLE   0 0 2,437
PHILLIPS 66 COM 718546104 221 2,565 SH   SOLE   0 0 2,565
TCW STRATEGIC INCOME FUND IN COM 872340104 220 41,765 PRN   SOLE   0 0 41,765
QUALCOMM INC COM 747525103 212 3,731 SH   SOLE   0 0 3,731
EVERGY INC COM 30034W106 212 3,730 SH   SOLE   0 0 3,730
INTUIT COM 461202103 205 1,043 SH   SOLE   0 0 1,043
ISHARES TR MRGSTR MD CP VAL 464288406 202 1,454 SH   SOLE   0 0 1,454
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 200 14,875 PRN   SOLE   0 0 14,875
RADIAN GROUP INC COM 750236101 164 10,000 SH   SOLE   0 0 10,000
SAVARA INC COM 805111101 121 15,976 SH   SOLE   0 0 15,976
FORD MTR CO DEL COM PAR $0.01 345370860 100 13,097 SH   SOLE   0 0 13,097
HOVNANIAN ENTERPRISES INC CL A 442487203 41 60,600 SH   SOLE   0 0 60,600
HORNBECK OFFSHORE SVCS INC N COM 440543106 16 11,132 SH   SOLE   0 0 11,132