The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 699 4,551 SH   SOLE   0 0 4,551
WILLIS TOWERS WATSON PUB LTD SHS G96629103 363 2,385 SH   SOLE   0 0 2,385
CHUBB LIMITED COM H1467J104 1,212 8,859 SH   SOLE   0 0 8,859
AT&T INC COM 00206R102 1,412 39,603 SH   SOLE   0 0 39,603
ABBOTT LABS COM 002824100 1,136 18,964 SH   SOLE   0 0 18,964
ABBVIE INC COM 00287Y109 1,484 15,676 SH   SOLE   0 0 15,676
AETNA INC NEW COM 00817Y108 353 2,087 SH   SOLE   0 0 2,087
AIR PRODS & CHEMS INC COM 009158106 393 2,470 SH   SOLE   0 0 2,470
ALPHABET INC CAP STK CL C 02079K107 939 910 SH   SOLE   0 0 910
ALPHABET INC CAP STK CL A 02079K305 883 851 SH   SOLE   0 0 851
ALTRIA GROUP INC COM 02209S103 674 10,815 SH   SOLE   0 0 10,815
AMAZON COM INC COM 023135106 3,222 2,226 SH   SOLE   0 0 2,226
AMERICAN EXPRESS CO COM 025816109 366 3,926 SH   SOLE   0 0 3,926
AMGEN INC COM 031162100 1,192 6,991 SH   SOLE   0 0 6,991
APPLE INC COM 037833100 11,753 70,052 SH   SOLE   0 0 70,052
AUTOMATIC DATA PROCESSING IN COM 053015103 327 2,883 SH   SOLE   0 0 2,883
BB&T CORP COM 054937107 364 6,987 SH   SOLE   0 0 6,987
BANK AMER CORP COM 060505104 541 18,038 SH   SOLE   0 0 18,038
BANK MONTREAL QUE COM 063671101 2,054 27,185 SH   SOLE   0 0 27,185
BANK NEW YORK MELLON CORP COM 064058100 360 6,987 SH   SOLE   0 0 6,987
BAXTER INTL INC COM 071813109 282 4,330 SH   SOLE   0 0 4,330
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,305 11,557 SH   SOLE   0 0 11,557
BLACKROCK INC COM 09247X101 307 567 SH   SOLE   0 0 567
BOEING CO COM 097023105 521 1,589 SH   SOLE   0 0 1,589
BRISTOL MYERS SQUIBB CO COM 110122108 821 12,975 SH   SOLE   0 0 12,975
CSX CORP COM 126408103 580 10,416 SH   SOLE   0 0 10,416
CVS HEALTH CORP COM 126650100 315 5,064 SH   SOLE   0 0 5,064
CANADIAN NATL RY CO COM 136375102 307 4,200 SH   SOLE   0 0 4,200
CAPITAL ONE FINL CORP COM 14040H105 239 2,493 SH   SOLE   0 0 2,493
CATERPILLAR INC DEL COM 149123101 310 2,104 SH   SOLE   0 0 2,104
CHEVRON CORP NEW COM 166764100 3,675 32,226 SH   SOLE   0 0 32,226
CISCO SYS INC COM 17275R102 921 21,465 SH   SOLE   0 0 21,465
CITIGROUP INC COM NEW 172967424 421 6,235 SH   SOLE   0 0 6,235
CLOROX CO DEL COM 189054109 349 2,622 SH   SOLE   0 0 2,622
COCA COLA CO COM 191216100 1,268 29,194 SH   SOLE   0 0 29,194
COLGATE PALMOLIVE CO COM 194162103 400 5,578 SH   SOLE   0 0 5,578
COMCAST CORP NEW CL A 20030N101 453 13,256 SH   SOLE   0 0 13,256
COSTCO WHSL CORP NEW COM 22160K105 1,057 5,608 SH   SOLE   0 0 5,608
DNP SELECT INCOME FD COM 23325P104 118 11,479 SH   SOLE   0 0 11,479
DANAHER CORP DEL COM 235851102 1,307 13,350 SH   SOLE   0 0 13,350
DISNEY WALT CO COM DISNEY 254687106 1,414 14,077 SH   SOLE   0 0 14,077
DOMINION ENERGY INC COM 25746U109 812 12,040 SH   SOLE   0 0 12,040
DOWDUPONT INC COM 26078J100 976 15,319 SH   SOLE   0 0 15,319
ERIE INDTY CO CL A 29530P102 1,022 8,685 SH   SOLE   0 0 8,685
EXPRESS SCRIPTS HLDG CO COM 30219G108 289 4,180 SH   SOLE   0 0 4,180
EXXON MOBIL CORP COM 30231G102 7,896 105,832 SH   SOLE   0 0 105,832
FACEBOOK INC CL A 30303M102 954 5,968 SH   SOLE   0 0 5,968
FORD MTR CO DEL COM PAR $0.01 345370860 164 14,788 SH   SOLE   0 0 14,788
FORTIVE CORP COM 34959J108 519 6,701 SH   SOLE   0 0 6,701
GENERAL DYNAMICS CORP COM 369550108 252 1,140 SH   SOLE   0 0 1,140
GENERAL ELECTRIC CO COM 369604103 1,519 112,673 SH   SOLE   0 0 112,673
GILEAD SCIENCES INC COM 375558103 407 5,399 SH   SOLE   0 0 5,399
HERC HLDGS INC COM 42704L104 487 7,500 SH   SOLE   0 0 7,500
HERSHEY CO COM 427866108 286 2,887 SH   SOLE   0 0 2,887
HOME DEPOT INC COM 437076102 1,859 10,431 SH   SOLE   0 0 10,431
HONEYWELL INTL INC COM 438516106 240 1,662 SH   SOLE   0 0 1,662
HORNBECK OFFSHORE SVCS INC N COM 440543106 31 10,752 SH   SOLE   0 0 10,752
HOVNANIAN ENTERPRISES INC CL A 442487203 257 140,580 SH   SOLE   0 0 140,580
HUNTINGTON BANCSHARES INC COM 446150104 515 34,078 SH   SOLE   0 0 34,078
ILLINOIS TOOL WKS INC COM 452308109 327 2,086 SH   SOLE   0 0 2,086
IMPERIAL OIL LTD COM NEW 453038408 290 10,927 SH   SOLE   0 0 10,927
INTEL CORP COM 458140100 1,020 19,579 SH   SOLE   0 0 19,579
INTERNATIONAL BUSINESS MACHS COM 459200101 2,110 13,753 SH   SOLE   0 0 13,753
IRONWOOD PHARMACEUTICALS INC COM CL A 46333X108 604 39,150 SH   SOLE   0 0 39,150
ISHARES TR S&P 100 ETF 464287101 888 7,658 SH   SOLE   0 0 7,658
ISHARES TR SELECT DIVID ETF 464287168 1,766 18,568 SH   SOLE   0 0 18,568
ISHARES TR CORE S&P500 ETF 464287200 10,040 37,833 SH   SOLE   0 0 37,833
ISHARES TR S&P 500 GRWT ETF 464287309 297 1,913 SH   SOLE   0 0 1,913
ISHARES TR GLOB HLTHCRE ETF 464287325 390 3,501 SH   SOLE   0 0 3,501
ISHARES TR MSCI EAFE ETF 464287465 230 3,300 SH Put SOLE   0 0 3,300
ISHARES TR CORE S&P MCP ETF 464287507 481 2,565 SH   SOLE   0 0 2,565
ISHARES TR GLOBAL 100 ETF 464287572 275 3,011 SH   SOLE   0 0 3,011
ISHARES TR RUS 1000 VAL ETF 464287598 1,906 15,886 SH   SOLE   0 0 15,886
ISHARES TR RUS 1000 GRW ETF 464287614 1,145 8,417 SH   SOLE   0 0 8,417
ISHARES TR RUS 1000 ETF 464287622 19,973 136,002 SH   SOLE   0 0 136,002
ISHARES TR RUS 2000 GRW ETF 464287648 208 1,093 SH   SOLE   0 0 1,093
ISHARES TR RUSSELL 2000 ETF 464287655 12,373 81,491 SH   SOLE   0 0 81,491
ISHARES TR RUSSELL 3000 ETF 464287689 1,838 11,756 SH   SOLE   0 0 11,756
ISHARES TR CORE S&P SCP ETF 464287804 11,919 154,770 SH   SOLE   556 0 154,214
ISHARES TR SP SMCP600VL ETF 464287879 214 1,416 SH   SOLE   0 0 1,416
ISHARES TR S&P SML 600 GWT 464287887 391 2,247 SH   SOLE   0 0 2,247
ISHARES TR MRGSTR MD CP VAL 464288406 227 1,454 SH   SOLE   0 0 1,454
JPMORGAN CHASE & CO COM 46625H100 2,327 21,158 SH   SOLE   0 0 21,158
JOHNSON & JOHNSON COM 478160104 11,054 86,261 SH   SOLE   0 0 86,261
KIMBERLY CLARK CORP COM 494368103 1,229 11,160 SH   SOLE   0 0 11,160
KRAFT HEINZ CO COM 500754106 303 4,863 SH   SOLE   0 0 4,863
LAUDER ESTEE COS INC CL A 518439104 347 2,315 SH   SOLE   0 0 2,315
LEIDOS HLDGS INC COM 525327102 691 10,565 SH   SOLE   0 0 10,565
LILLY ELI & CO COM 532457108 229 2,959 SH   SOLE   0 0 2,959
LOCKHEED MARTIN CORP COM 539830109 799 2,365 SH   SOLE   0 0 2,365
LOWES COS INC COM 548661107 343 3,910 SH   SOLE   0 0 3,910
MARATHON PETE CORP COM 56585A102 394 5,395 SH   SOLE   0 0 5,395
MARRIOTT INTL INC NEW CL A 571903202 220 1,615 SH   SOLE   0 0 1,615
MASTERCARD INCORPORATED CL A 57636Q104 390 2,227 SH   SOLE   0 0 2,227
MCDONALDS CORP COM 580135101 1,659 10,611 SH   SOLE   0 0 10,611
MERCK & CO INC COM 58933Y105 857 15,738 SH   SOLE   0 0 15,738
MICROSOFT CORP COM 594918104 15,300 167,631 SH   SOLE   0 0 167,631
MONDELEZ INTL INC CL A 609207105 524 12,546 SH   SOLE   0 0 12,546
NATUS MEDICAL INC DEL COM 639050103 202 6,000 SH   SOLE   0 0 6,000
NEW AGE BEVERAGES CORP COM 64157V108 41 16,889 SH   SOLE   0 0 16,889
NEWMONT MINING CORP COM 651639106 230 5,881 SH   SOLE   0 0 5,881
NEXTERA ENERGY INC COM 65339F101 546 3,343 SH   SOLE   0 0 3,343
NIKE INC CL B 654106103 369 5,557 SH   SOLE   0 0 5,557
NORFOLK SOUTHERN CORP COM 655844108 225 1,656 SH   SOLE   0 0 1,656
NORTHROP GRUMMAN CORP COM 666807102 760 2,176 SH   SOLE   0 0 2,176
NVIDIA CORP COM 67066G104 501 2,163 SH   SOLE   0 0 2,163
ORACLE CORP COM 68389X105 1,034 22,599 SH   SOLE   0 0 22,599
PPG INDS INC COM 693506107 333 2,980 SH   SOLE   0 0 2,980
PAR TECHNOLOGY CORP COM 698884103 367 26,079 SH   SOLE   0 0 26,079
PAYCHEX INC COM 704326107 415 6,737 SH   SOLE   0 0 6,737
PAYPAL HLDGS INC COM 70450Y103 274 3,613 SH   SOLE   0 0 3,613
PEPSICO INC COM 713448108 1,282 11,745 SH   SOLE   0 0 11,745
PFIZER INC COM 717081103 3,270 92,126 SH   SOLE   0 0 92,126
PHILIP MORRIS INTL INC COM 718172109 797 8,019 SH   SOLE   0 0 8,019
PHILLIPS 66 COM 718546104 246 2,565 SH   SOLE   0 0 2,565
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 272 2,473 SH   SOLE   0 0 2,473
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 810 17,235 SH   SOLE   0 0 17,235
PROCTER AND GAMBLE CO COM 742718109 2,264 28,557 SH   SOLE   0 0 28,557
QUALCOMM INC COM 747525103 212 3,834 SH   SOLE   0 0 3,834
RADIAN GROUP INC COM 750236101 190 10,000 SH   SOLE   0 0 10,000
RAYTHEON CO COM NEW 755111507 662 3,067 SH   SOLE   0 0 3,067
REGIONS FINL CORP NEW COM 7591EP100 424 22,835 SH   SOLE   0 0 22,835
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 261 2,629 SH   SOLE   0 0 2,629
SPDR S&P 500 ETF TR TR UNIT 78462F103 395 1,500 SH Put SOLE   0 0 1,500
SPDR S&P 500 ETF TR TR UNIT 78462F103 375,849 1,428,269 SH   SOLE   0 0 1,428,269
SPDR SERIES TRUST S&P DIVID ETF 78464A763 423 4,640 SH   SOLE   0 0 4,640
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,697 7,029 SH   SOLE   0 0 7,029
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 375 1,096 SH   SOLE   0 0 1,096
SANDY SPRING BANCORP INC COM 800363103 283 7,305 SH   SOLE   0 0 7,305
SAVARA INC COM 805111101 147 15,976 SH   SOLE   0 0 15,976
SCANA CORP NEW COM 80589M102 1,982 52,796 SH   SOLE   0 0 52,796
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 480 7,520 SH   SOLE   0 0 7,520
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,027 28,266 SH   SOLE   0 0 28,266
SCIENCE APPLICATNS INTL CP N COM 808625107 477 6,047 SH   SOLE   0 0 6,047
SEATTLE GENETICS INC COM 812578102 352 6,734 SH   SOLE   0 0 6,734
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 537 19,464 SH   SOLE   0 0 19,464
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 1,268 44,562 SH   SOLE   0 0 44,562
SOUTHERN CO COM 842587107 465 10,405 SH   SOLE   0 0 10,405
SYSCO CORP COM 871829107 207 3,448 SH   SOLE   0 0 3,448
3M CO COM 88579Y101 1,493 6,802 SH   SOLE   0 0 6,802
TORCHMARK CORP COM 891027104 418 4,963 SH   SOLE   0 0 4,963
UNION BANKSHARES CORP NEW COM 90539J109 421 11,473 SH   SOLE   0 0 11,473
UNION PAC CORP COM 907818108 449 3,340 SH   SOLE   0 0 3,340
UNITED BANKSHARES INC WEST V COM 909907107 1,686 47,816 SH   SOLE   0 0 47,816
UNITED TECHNOLOGIES CORP COM 913017109 603 4,795 SH   SOLE   0 0 4,795
UNITEDHEALTH GROUP INC COM 91324P102 658 3,076 SH   SOLE   0 0 3,076
UNUM GROUP COM 91529Y106 1,030 21,642 SH   SOLE   0 0 21,642
VANGUARD GROUP DIV APP ETF 921908844 4,605 45,567 SH   SOLE   0 0 45,567
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 172,590 2,092,255 SH   SOLE   644 0 2,091,611
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 575 2,377 SH   SOLE   0 0 2,377
VANGUARD INDEX FDS SML CP GRW ETF 922908595 906 5,525 SH   SOLE   0 0 5,525
VANGUARD INDEX FDS SM CP VAL ETF 922908611 848 6,553 SH   SOLE   0 0 6,553
VANGUARD INDEX FDS LARGE CAP ETF 922908637 106,646 879,842 SH   SOLE   0 0 879,842
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 45,189 405,065 SH   SOLE   0 0 405,065
VANGUARD INDEX FDS GROWTH ETF 922908736 3,860 27,205 SH   SOLE   0 0 27,205
VANGUARD INDEX FDS VALUE ETF 922908744 5,759 55,819 SH   SOLE   0 0 55,819
VANGUARD INDEX FDS SMALL CP ETF 922908751 79,167 538,845 SH   SOLE   0 0 538,845
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,013 154,829 SH   SOLE   0 0 154,829
VERIZON COMMUNICATIONS INC COM 92343V104 1,116 23,337 SH   SOLE   0 0 23,337
VISA INC COM CL A 92826C839 569 4,754 SH   SOLE   0 0 4,754
WGL HLDGS INC COM 92924F106 284 3,390 SH   SOLE   0 0 3,390
WALMART INC COM 931142103 540 6,074 SH   SOLE   0 0 6,074
WALGREENS BOOTS ALLIANCE INC COM 931427108 262 4,008 SH   SOLE   0 0 4,008
WELLS FARGO CO NEW COM 949746101 400 7,641 SH   SOLE   0 0 7,641