The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,673,178 12,492 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109   4,759,305 20,555 SH   SOLE   0 0 0
ALEXANDER & BALDWIN INC NEW COM 014491104   245,565 13,500 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305   2,147,789 8,835 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107   15,058,718 61,850 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106   825,144 3,758 SH   SOLE   0 0 0
AMGEN INC COM 031162100   5,748,978 20,372 SH   SOLE   0 0 0
APPLE INC COM 037833100   18,396,116 72,277 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,866,028 9,765 SH   SOLE   0 0 0
BANK NEW YORK MELLON CORP COM 064058100   10,015,058 91,915 SH   SOLE   0 0 0
BROADCOM INC COM 11135F101   202,235 613 SH   SOLE   0 0 0
BXP INC COM 101121101   401,436 5,400 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   1,007,637 2,122 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100   7,210,127 46,478 SH   SOLE   0 0 0
CHUBB LIMITED COM H1467J104   10,254,743 36,339 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102   227,497 3,325 SH   SOLE   0 0 0
COCA COLA CO COM 191216100   13,110,900 197,783 SH   SOLE   0 0 0
CONOCOPHILLIPS COM 20825C104   9,112,138 96,333 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   4,830,690 48,057 SH   SOLE   0 0 0
DEERE & CO COM 244199105   358,949 785 SH   SOLE   0 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   677,331 7,105 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105   904,829 8,755 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   3,296,576 26,639 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104   1,100,207 8,387 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   11,706,297 103,839 SH   SOLE   0 0 0
FEDEX CORP COM 31428X106   415,026 1,760 SH   SOLE   0 0 0
GARMIN LTD SHS H2906T109   1,341,407 5,448 SH   SOLE   0 0 0
GE VERNOVA INC COM 36828A101   231,202 376 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   4,315,805 23,073 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102   4,579,457 11,302 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106   5,665,187 26,913 SH   SOLE   0 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   1,075,632 3,736 SH   SOLE   0 0 0
ILLINOIS TOOL WKS INC COM 452308109   7,622,015 29,230 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,843,350 10,086 SH   SOLE   0 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   243,347 10,415 SH   SOLE   0 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858   255,158 11,118 SH   SOLE   0 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   261,164 11,597 SH   SOLE   0 0 0
ISHARES TR IBONDS 28 TRM TS 46436E833   247,310 11,048 SH   SOLE   0 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825   248,289 11,309 SH   SOLE   0 0 0
ISHARES TR IBOND DEC 2030 46436E593   249,511 12,554 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   5,457,111 216,638 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   5,841,210 240,379 SH   SOLE   0 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   6,149,452 252,648 SH   SOLE   0 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   5,991,458 234,775 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC 29 46436E205   4,733,547 201,685 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC 2030 46436E726   2,431,516 109,775 SH   SOLE   0 0 0
ISHARES TR TRS FLT RT BD 46434V860   4,861,446 96,095 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   205,807 3,578 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   12,350,228 66,626 SH   SOLE   0 0 0
JPMORGAN CHASE & CO. COM 46625H100   5,709,778 18,109 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   430,216 3,460 SH   SOLE   0 0 0
KINDER MORGAN INC DEL COM 49456B101   251,959 8,900 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109   4,686,583 9,388 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   464,718 817 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206   341,241 5,100 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   6,436,998 21,182 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   7,750,264 92,342 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   1,017,326 1,389 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   11,985,732 23,150 SH   SOLE   0 0 0
MID-AMER APT CMNTYS INC COM 59522J103   753,145 5,390 SH   SOLE   0 0 0
NICE LTD SPONSORED ADR 653656108   284,493 1,965 SH   SOLE   0 0 0
NIKE INC CL B 654106103   273,690 3,925 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109   5,204,620 40,585 SH   SOLE   0 0 0
NVIDIA CORPORATION COM 67066G104   346,490 1,863 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   2,229,897 15,898 SH   SOLE   0 0 0
PFIZER INC COM 717081103   263,336 10,335 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105   3,573,150 17,789 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   8,714,405 56,748 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   224,923 3,700 SH   SOLE   0 0 0
SCHWAB CHARLES CORP COM 808513105   1,245,884 13,050 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   17,617,511 630,548 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,744,469 100,530 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,799,304 43,565 SH   SOLE   0 0 0
SHELL PLC SPON ADS 780259305   430,133 6,050 SH   SOLE   0 0 0
SPDR GOLD TR GOLD SHS 78463V107   6,380,331 17,949 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109   1,161,981 13,735 SH   SOLE   0 0 0
TRAVELERS COMPANIES INC COM 89417E109   417,434 1,495 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108   5,961,488 25,221 SH   SOLE   0 0 0
VALMONT INDS INC COM 920253101   839,435 2,165 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   3,627,167 82,545 SH   SOLE   0 0 0
WALMART INC COM 931142103   16,274,747 157,984 SH   SOLE   0 0 0