The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,518,852 14,617 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109   3,525,594 20,555 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305   1,717,675 9,430 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107   12,111,237 66,030 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106   773,966 4,005 SH   SOLE   0 0 0
AMGEN INC COM 031162100   5,341,333 17,095 SH   SOLE   0 0 0
APPLE INC COM 037833100   16,842,591 79,967 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,372,579 9,940 SH   SOLE   0 0 0
BANK NEW YORK MELLON CORP COM 064058100   5,920,725 98,860 SH   SOLE   0 0 0
BOSTON PROPERTIES INC COM 101121101   332,424 5,400 SH   SOLE   0 0 0
BROWN FORMAN CORP CL B 115637209   2,383,527 55,187 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   802,478 2,410 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100   7,246,280 46,328 SH   SOLE   0 0 0
CHUBB LIMITED COM H1467J104   10,180,857 39,913 SH   SOLE   0 0 0
COCA COLA CO COM 191216100   7,204,542 113,191 SH   SOLE   0 0 0
COMMUNITY FINANCIAL SYSTEM I COM 203607106   450,856 9,550 SH   SOLE   0 0 0
CONOCOPHILLIPS COM 20825C104   10,173,300 88,943 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   3,607,355 40,342 SH   SOLE   0 0 0
DEERE & CO COM 244199105   676,270 1,810 SH   SOLE   0 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   1,064,034 8,440 SH   SOLE   0 0 0
DIAMONDBACK ENERGY INC COM 25278X109   282,268 1,410 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105   6,865,363 51,921 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,986,759 19,822 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104   1,091,355 9,907 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   12,318,855 107,010 SH   SOLE   0 0 0
FEDEX CORP COM 31428X106   527,718 1,760 SH   SOLE   0 0 0
GARMIN LTD SHS H2906T109   899,807 5,523 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   3,173,457 17,263 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102   3,887,847 11,294 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106   5,241,980 24,548 SH   SOLE   0 0 0
ILLINOIS TOOL WKS INC COM 452308109   7,240,550 30,556 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,789,900 10,350 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   7,138,956 284,081 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   7,435,303 299,087 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   7,575,284 318,022 SH   SOLE   0 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   7,494,100 315,807 SH   SOLE   0 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   6,780,020 273,719 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC 29 46436E205   4,409,156 194,493 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC 2030 46436E726   1,312,274 61,725 SH   SOLE   0 0 0
ISHARES TR TRS FLT RT BD 46434V860   9,308,775 183,750 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   358,530 6,460 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   9,839,179 67,318 SH   SOLE   0 0 0
JPMORGAN CHASE & CO. COM 46625H100   5,567,481 27,527 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   859,328 6,218 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109   4,534,140 9,707 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   392,191 889 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206   899,874 12,685 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   5,768,303 22,635 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   11,003,585 88,884 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   882,223 1,750 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   11,695,806 26,169 SH   SOLE   0 0 0
MID-AMER APT CMNTYS INC COM 59522J103   590,405 4,140 SH   SOLE   0 0 0
NIKE INC CL B 654106103   256,635 3,405 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109   920,347 8,645 SH   SOLE   0 0 0
NOVO-NORDISK A S ADR 670100205   206,873 1,450 SH   SOLE   0 0 0
NVIDIA CORPORATION COM 67066G104   266,782 2,160 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   1,881,236 11,408 SH   SOLE   0 0 0
PFIZER INC COM 717081103   3,514,449 125,608 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105   2,242,564 14,424 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   10,959,060 66,452 SH   SOLE   0 0 0
SCHWAB CHARLES CORP COM 808513105   987,078 13,395 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   707,100 30,000 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,145,136 40,447 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,981,466 43,755 SH   SOLE   0 0 0
SHELL PLC SPON ADS 780259305   436,735 6,050 SH   SOLE   0 0 0
SPDR GOLD TR GOLD SHS 78463V107   2,782,229 12,940 SH   SOLE   0 0 0
SPDR SER TR S&P REGL BKG 78464A698   355,975 7,250 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109   1,800,748 23,131 SH   SOLE   0 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102   275,351 375 SH   SOLE   0 0 0
TOOTSIE ROLL INDS INC COM 890516107   259,845 8,500 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108   6,209,479 27,444 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106   7,901,692 57,740 SH   SOLE   0 0 0
VALMONT INDS INC COM 920253101   6,772,850 24,678 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   2,205,254 53,475 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   811,295 3,091 SH   SOLE   0 0 0
WALMART INC COM 931142103   16,069,190 237,323 SH   SOLE   0 0 0