The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,918,405 19,808 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109   4,087,374 27,421 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305   1,256,910 9,605 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107   9,477,780 71,890 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106   544,074 4,280 SH   SOLE   0 0 0
AMGEN INC COM 031162100   4,497,161 16,733 SH   SOLE   0 0 0
APPLE INC COM 037833100   15,653,612 91,444 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,413,017 10,030 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   205,287 3,537 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   739,847 2,715 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100   7,367,969 43,716 SH   SOLE   0 0 0
CHUBB LIMITED COM H1467J104   8,137,340 39,088 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102   242,189 4,505 SH   SOLE   0 0 0
COCA COLA CO COM 191216100   4,796,708 85,722 SH   SOLE   0 0 0
COMMUNITY BK SYS INC COM 203607106   2,506,008 59,370 SH   SOLE   0 0 0
CONOCOPHILLIPS COM 20825C104   10,438,294 87,131 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   3,604,619 42,145 SH   SOLE   0 0 0
DEERE & CO COM 244199105   726,457 1,925 SH   SOLE   0 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   1,806,731 12,115 SH   SOLE   0 0 0
DIAMONDBACK ENERGY INC COM 25278X109   214,509 1,385 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105   4,819,252 45,557 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,326,018 15,024 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104   1,433,292 14,842 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   4,537,806 38,600 SH   SOLE   0 0 0
FEDEX CORP COM 31428X106   519,243 1,960 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   1,691,676 8,455 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102   3,382,077 11,193 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106   4,455,190 24,116 SH   SOLE   0 0 0
ILLINOIS TOOL WKS INC COM 452308109   6,599,533 28,655 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,436,769 10,245 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   6,320,042 249,213 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   7,025,002 284,068 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   6,880,528 282,336 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   6,910,310 296,135 SH   SOLE   0 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   5,953,991 257,303 SH   SOLE   0 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   3,374,172 140,415 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   10,306,892 66,183 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100   1,993,069 13,747 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   1,861,815 15,406 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109   4,045,023 9,891 SH   SOLE   0 0 0
MARATHON OIL CORP COM 565849106   218,280 8,160 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   342,462 865 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206   626,677 8,285 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   5,013,527 19,031 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103   2,934,190 37,445 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   9,028,664 87,711 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   577,365 1,925 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   8,909,428 28,223 SH   SOLE   0 0 0
NIKE INC CL B 654106103   330,367 3,455 SH   SOLE   0 0 0
NORTHERN TR CORP COM 665859104   200,450 2,885 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109   982,440 9,645 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   2,021,809 11,942 SH   SOLE   0 0 0
PIONEER NAT RES CO COM 723787107   6,595,431 28,732 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105   4,190,646 34,137 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   9,857,271 67,594 SH   SOLE   0 0 0
SCHWAB CHARLES CORP COM 808513105   702,446 12,795 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   368,000 16,000 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,682,492 37,910 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,627,142 61,550 SH   SOLE   0 0 0
SHELL PLC SPON ADS 780259305   388,655 6,050 SH   SOLE   0 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,183,862 6,905 SH   SOLE   0 0 0
SPDR SER TR S&P REGL BKG 78464A698   428,143 10,250 SH   SOLE   0 0 0
STANLEY BLACK & DECKER INC COM 854502101   1,890,580 22,620 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109   3,587,002 39,301 SH   SOLE   0 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102   410,301 225 SH   SOLE   0 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   3,270,071 54,275 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108   5,845,810 28,708 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106   8,753,297 56,158 SH   SOLE   0 0 0
VALMONT INDS INC COM 920253101   5,430,427 22,607 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   4,001,474 123,474 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   701,531 3,050 SH   SOLE   0 0 0
WALMART INC COM 931142103   12,865,188 80,451 SH   SOLE   0 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   334,500 300 SH   SOLE   0 0 0