The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,362,193 23,328 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109   4,405,943 27,646 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305   1,014,479 9,780 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107   7,613,432 73,200 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106   443,631 4,295 SH   SOLE   0 0 0
AMGEN INC COM 031162100   3,265,076 13,506 SH   SOLE   0 0 0
APPLE INC COM 037833100   17,408,567 105,557 SH   SOLE   0 0 0
AT&T INC COM 00206R102   3,695,904 191,995 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,377,688 10,680 SH   SOLE   0 0 0
BOEING CO COM 097023105   222,627 1,048 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   409,761 5,912 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   1,651,329 7,215 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100   7,104,023 43,531 SH   SOLE   0 0 0
CHUBB LIMITED COM H1467J104   6,731,832 34,668 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102   202,043 3,865 SH   SOLE   0 0 0
COCA COLA CO COM 191216100   5,037,948 81,197 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103   384,865 5,115 SH   SOLE   0 0 0
COMMUNITY BK SYS INC COM 203607106   2,747,852 52,350 SH   SOLE   0 0 0
CONOCOPHILLIPS COM 20825C104   8,719,666 87,891 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   3,826,829 40,000 SH   SOLE   0 0 0
CUMMINS INC COM 231021106   538,674 2,255 SH   SOLE   0 0 0
DEERE & CO COM 244199105   807,180 1,955 SH   SOLE   0 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   2,466,909 13,615 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106   2,099,326 20,966 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105   8,118,128 38,572 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   483,218 5,009 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104   1,933,375 22,187 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   4,740,761 43,230 SH   SOLE   0 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   2,262,713 22,895 SH   SOLE   0 0 0
FEDEX CORP COM 31428X106   447,840 1,960 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   1,596,423 6,275 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102   1,528,722 5,180 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106   4,034,352 21,109 SH   SOLE   0 0 0
ILLINOIS TOOL WKS INC COM 452308109   6,978,494 28,665 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,507,294 11,495 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   6,603,039 278,257 SH   SOLE   0 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   3,017,160 126,665 SH   SOLE   0 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   640,833 25,695 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   6,617,802 269,784 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   6,601,161 268,449 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   6,492,143 257,727 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   10,239,806 66,058 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100   1,886,600 14,477 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   1,939,211 14,448 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109   4,132,606 8,742 SH   SOLE   0 0 0
MARATHON OIL CORP COM 565849106   204,738 8,545 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   287,094 790 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206   1,280,186 15,385 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   5,451,277 19,496 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103   2,436,740 30,225 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   9,590,050 90,138 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   414,426 1,955 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   8,821,993 30,598 SH   SOLE   0 0 0
MID-AMER APT CMNTYS INC COM 59522J103   226,560 1,500 SH   SOLE   0 0 0
NIKE INC CL B 654106103   462,353 3,770 SH   SOLE   0 0 0
NORTHERN TR CORP COM 665859104   1,513,633 17,175 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109   887,340 9,645 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   2,183,694 11,977 SH   SOLE   0 0 0
PIONEER NAT RES CO COM 723787107   5,888,648 28,832 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105   4,460,273 35,092 SH   SOLE   0 0 0
PRICE T ROWE GROUP INC COM 74144T108   1,818,819 16,110 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   10,400,933 69,944 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   3,662,745 57,845 SH   SOLE   0 0 0
SCHWAB CHARLES CORP COM 808513105   623,846 11,910 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,093,031 42,278 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   234,970 1,815 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   5,679,597 83,906 SH   SOLE   0 0 0
SHELL PLC SPON ADS 780259305   348,767 6,050 SH   SOLE   0 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,320,273 7,205 SH   SOLE   0 0 0
STANLEY BLACK & DECKER INC COM 854502101   1,727,232 21,435 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109   4,997,303 47,991 SH   SOLE   0 0 0
TARGET CORP COM 87612E106   1,496,798 9,037 SH   SOLE   0 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102   382,730 225 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108   5,290,723 26,288 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106   11,096,459 57,201 SH   SOLE   0 0 0
US BANCORP DEL COM NEW 902973304   3,456,470 95,877 SH   SOLE   0 0 0
VALMONT INDS INC COM 920253101   4,774,832 14,955 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   3,618,935 93,054 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   669,616 2,970 SH   SOLE   0 0 0
WALMART INC COM 931142103   12,154,729 82,426 SH   SOLE   0 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   352,875 300 SH   SOLE   0 0 0