The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 568 5,140 SH   SOLE   0 0 0
ABBOTT LABS COM 002824100 3,712 38,363 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109 3,753 27,961 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106 281 2,490 SH   SOLE   0 0 0
AMGEN INC COM 031162100 3,014 13,374 SH   SOLE   0 0 0
APPLE INC COM 037833100 14,765 106,818 SH   SOLE   0 0 0
AT&T INC COM 00206R102 3,139 204,660 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,486 10,990 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 462 6,502 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101 1,288 7,850 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100 6,293 43,791 SH   SOLE   0 0 0
CHUBB LIMITED COM H1467J104 6,466 35,553 SH   SOLE   0 0 0
COCA COLA CO COM 191216100 3,437 61,317 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103 781 11,115 SH   SOLE   0 0 0
COMMUNITY BK SYS INC COM 203607106 759 12,625 SH   SOLE   0 0 0
CONOCOPHILLIPS COM 20825C104 9,296 90,836 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104 3,520 40,955 SH   SOLE   0 0 0
CUMMINS INC COM 231021106 2,042 10,033 SH   SOLE   0 0 0
DEERE & CO COM 244199105 653 1,955 SH   SOLE   0 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 2,312 13,615 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106 2,585 27,399 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105 9,484 39,537 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 561 6,034 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104 1,685 23,007 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102 3,475 39,795 SH   SOLE   0 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 1,837 20,380 SH   SOLE   0 0 0
FEDEX CORP COM 31428X106 291 1,960 SH   SOLE   0 0 0
HERSHEY CO COM 427866108 1,413 6,410 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102 1,464 5,307 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106 3,621 21,689 SH   SOLE   0 0 0
ILLINOIS TOOL WKS INC COM 452308109 5,232 28,960 SH   SOLE   0 0 0
INTEL CORP COM 458140100 233 9,035 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,371 11,515 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 4,584 183,737 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 4,494 184,555 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 4,380 181,514 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 4,383 189,744 SH   SOLE   0 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104 293 50,000 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104 10,845 66,405 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100 1,678 16,054 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103 642 5,703 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109 3,406 8,817 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104 242 850 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206 1,253 17,585 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101 4,537 19,661 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105 7,953 92,350 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102 2,086 15,339 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 7,132 30,618 SH   SOLE   0 0 0
MID-AMER APT CMNTYS INC COM 59522J103 3,486 22,478 SH   SOLE   0 0 0
NEWMONT CORP COM 651639106 1,350 32,130 SH   SOLE   0 0 0
NIKE INC CL B 654106103 287 3,455 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109 734 9,651 SH   SOLE   0 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,593 83,670 SH   SOLE   0 0 0
PEPSICO INC COM 713448108 1,969 12,057 SH   SOLE   0 0 0
PIONEER NAT RES CO COM 723787107 6,064 28,007 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105 5,214 34,891 SH   SOLE   0 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,980 28,380 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 8,776 69,504 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104 3,089 53,075 SH   SOLE   0 0 0
RIO TINTO PLC SPONSORED ADR 767204100 881 16,000 SH   SOLE   0 0 0
SCHWAB CHARLES CORP COM 808513105 856 11,910 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,579 38,818 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 235 6,525 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 220 1,815 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,896 90,006 SH   SOLE   0 0 0
SHELL PLC SPON ADS 780259305 302 6,050 SH   SOLE   0 0 0
SPDR GOLD TR GOLD SHS 78463V107 633 4,090 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109 4,650 55,186 SH   SOLE   0 0 0
TARGET CORP COM 87612E106 1,397 9,417 SH   SOLE   0 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102 400 225 SH   SOLE   0 0 0
TRUIST FINL CORP COM 89832Q109 1,948 44,734 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108 2,574 13,212 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106 9,060 56,084 SH   SOLE   0 0 0
US BANCORP DEL COM NEW 902973304 4,729 117,152 SH   SOLE   0 0 0
VALMONT INDS INC COM 920253101 4,115 15,320 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,824 127,045 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839 550 3,095 SH   SOLE   0 0 0
WALMART INC COM 931142103 10,728 82,701 SH   SOLE   0 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 415 345 SH   SOLE   0 0 0