The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,571 32,585 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305 666 573 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107 5,048 4,341 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106 501 257 SH   SOLE   0 0 0
AMGEN INC COM 031162100 1,987 9,800 SH   SOLE   0 0 0
APPLE INC COM 037833100 9,562 37,601 SH   SOLE   0 0 0
AT&T INC COM 00206R102 226 7,760 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 468 3,426 SH   SOLE   0 0 0
BCE INC COM NEW 05534B760 2,433 59,525 SH   SOLE   0 0 0
BECTON DICKINSON & CO COM 075887109 271 1,180 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 441 7,912 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100 5,012 69,144 SH   SOLE   0 0 0
CHUBB LIMITED COM H1467J104 4,702 42,100 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102 1,278 32,522 SH   SOLE   0 0 0
CLOROX CO DEL COM 189054109 305 1,760 SH   SOLE   0 0 0
COCA COLA CO COM 191216100 2,930 66,208 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103 990 14,925 SH   SOLE   0 0 0
COMMUNITY BK SYS INC COM 203607106 806 13,700 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104 3,581 45,908 SH   SOLE   0 0 0
DEERE & CO COM 244199105 321 2,325 SH   SOLE   0 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 2,830 22,262 SH   SOLE   0 0 0
DISNEY WALT CO COM DISNEY 254687106 1,767 18,292 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105 7,164 47,435 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 625 7,730 SH   SOLE   0 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 217 1,150 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104 341 7,150 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102 4,034 106,227 SH   SOLE   0 0 0
FACEBOOK INC CL A 30303M102 471 2,826 SH   SOLE   0 0 0
FEDEX CORP COM 31428X106 229 1,887 SH   SOLE   0 0 0
GENERAL MTRS CO COM 37045V100 623 30,000 SH   SOLE   0 0 0
HERSHEY CO COM 427866108 1,413 10,665 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102 3,104 16,625 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106 3,517 26,285 SH   SOLE   0 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,170 29,340 SH   SOLE   0 0 0
INTEL CORP COM 458140100 5,958 110,067 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 261 2,356 SH   SOLE   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408 315 3,270 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104 9,674 73,767 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100 5,021 55,775 SH   SOLE   0 0 0
KIMBERLY CLARK CORP COM 494368103 4,456 34,850 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109 2,552 7,530 SH   SOLE   0 0 0
LOWES COS INC COM 548661107 200 2,330 SH   SOLE   0 0 0
MASTERCARD INC CL A 57636Q104 215 890 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206 2,773 19,635 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101 3,308 20,006 SH   SOLE   0 0 0
MERCK & CO. INC COM 58933Y105 6,657 86,509 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 6,506 41,243 SH   SOLE   0 0 0
NIKE INC CL B 654106103 441 5,325 SH   SOLE   0 0 0
NOVARTIS A G SPONSORED ADR 66987V109 4,392 53,268 SH   SOLE   0 0 0
PEPSICO INC COM 713448108 1,520 12,646 SH   SOLE   0 0 0
PFIZER INC COM 717081103 1,535 47,015 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,186 22,834 SH   SOLE   0 0 0
PROCTER & GAMBLE CO COM 742718109 8,522 77,460 SH   SOLE   0 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 448 13,000 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 263 5,854 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,991 108,120 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 7,071 228,085 SH   SOLE   0 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 718 4,850 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109 3,522 53,580 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108 2,315 16,415 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106 6,190 66,261 SH   SOLE   0 0 0
US BANCORP DEL COM NEW 902973304 3,667 106,442 SH   SOLE   0 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 387 4,755 SH   SOLE   0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 345 3,885 SH   SOLE   0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 356 3,995 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,652 123,798 SH   SOLE   0 0 0
WALMART INC COM 931142103 10,017 88,157 SH   SOLE   0 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 455 357 SH   SOLE   0 0 0