The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 397,671 3,081 SH   SOLE   0 0 3,081
ABBOTT LABS COM 002824100 BBG001S5N9M6 5,902,851 52,187 SH   SOLE   0 0 52,187
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 7,889,671 44,399 SH   SOLE   0 0 44,399
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,018,813 5,382 SH   SOLE   0 0 5,382
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 588,840 3,092 SH   SOLE   0 0 3,092
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 263,838 5,046 SH   SOLE   0 0 5,046
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,198,068 10,019 SH   SOLE   0 0 10,019
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 32,064,044 545,400 SH   SOLE   0 0 545,400
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315 BBG0161JWX22 309,070 6,129 SH   SOLE   0 0 6,129
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 BBG0161JYFR2 306,127 5,498 SH   SOLE   0 0 5,498
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 19,107,851 311,355 SH   SOLE   0 0 311,355
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 20,727,829 214,729 SH   SOLE   0 0 214,729
APPLE INC COM 037833100 BBG001S5N8V8 8,268,557 33,019 SH   SOLE   0 0 33,019
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 251,262 5,717 SH   SOLE   0 0 5,717
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,021,693 2,254 SH   SOLE   0 0 2,254
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 216,298 211 SH   SOLE   0 0 211
BOEING CO COM 097023105 BBG001S5P0V3 888,540 5,020 SH   SOLE   0 0 5,020
BROADCOM INC COM 11135F101 BBG00KHY5SY8 456,029 1,967 SH   SOLE   0 0 1,967
CATERPILLAR INC COM 149123101 BBG001S5PJ06 751,639 2,072 SH   SOLE   0 0 2,072
CHURCHILL DOWNS INC COM 171484108 BBG001S67Z80 608,942 4,560 SH   SOLE   0 0 4,560
CISCO SYS INC COM 17275R102 BBG001S6HC62 312,931 5,286 SH   SOLE   0 0 5,286
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 314,325 4,465 SH   SOLE   0 0 4,465
COCA COLA CO COM 191216100 BBG001S5SMQ8 608,204 9,769 SH   SOLE   0 0 9,769
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 821,894 897 SH   SOLE   0 0 897
CROWN HLDGS INC COM 228368106 BBG001S5PKZ5 423,207 5,118 SH   SOLE   0 0 5,118
DEERE & CO COM 244199105 BBG001S5QFF7 2,797,295 6,602 SH   SOLE   0 0 6,602
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 459,165 12,942 SH   SOLE   0 0 12,942
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 1,730,320 42,285 SH   SOLE   0 0 42,285
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 302,036 3,961 SH   SOLE   0 0 3,961
ELI LILLY & CO COM 532457108 BBG001S5STL8 744,374 964 SH   SOLE   0 0 964
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 400,185 3,229 SH   SOLE   0 0 3,229
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 766,094 7,122 SH   SOLE   0 0 7,122
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 303,435 3,285 SH   SOLE   0 0 3,285
HERSHEY CO COM 427866108 BBG001S5S148 560,454 3,309 SH   SOLE   0 0 3,309
HOME DEPOT INC COM 437076102 BBG001S5RTW7 280,659 722 SH   SOLE   0 0 722
INGREDION INC COM 457187102 BBG001SBH4X9 363,158 2,640 SH   SOLE   0 0 2,640
INTERNATIONAL PAPER CO COM 460146103 BBG001S5SBF4 549,427 10,209 SH   SOLE   0 0 10,209
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 742,650 15,000 SH   SOLE   0 0 15,000
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 14,859,098 284,548 SH   SOLE   0 0 284,548
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 266,688 7,987 SH   SOLE   0 0 7,987
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 409,867 5,350 SH   SOLE   0 0 5,350
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 523,003 10,477 SH   SOLE   0 0 10,477
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 26,908,701 382,879 SH   SOLE   0 0 382,879
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 70,283,813 1,127,970 SH   SOLE   0 0 1,127,970
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 11,458,879 99,452 SH   SOLE   0 0 99,452
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 972,505 7,561 SH   SOLE   0 0 7,561
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 221,449,400 376,180 SH   SOLE   0 0 376,180
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 1,552,681 34,351 SH   SOLE   0 0 34,351
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 929,908 21,891 SH   SOLE   0 0 21,891
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 268,548 3,527 SH   SOLE   0 0 3,527
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 281,516 6,695 SH   SOLE   0 0 6,695
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,139,097 8,843 SH   SOLE   0 0 8,843
ISHARES TR ESG SCRD S&P MID 46436E551 BBG00XDJF7W4 328,989 7,864 SH   SOLE   0 0 7,864
ISHARES TR ESG SCRND S&P SM 46436E544 BBG00XDJFMZ8 278,532 6,772 SH   SOLE   0 0 6,772
ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC7F6 844,728 18,648 SH   SOLE   0 0 18,648
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 5,988,014 79,196 SH   SOLE   0 0 79,196
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 3,141,689 17,642 SH   SOLE   0 0 17,642
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 2,188,340 5,449 SH   SOLE   0 0 5,449
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 443,173 2,699 SH   SOLE   0 0 2,699
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 25,006,090 113,170 SH   SOLE   0 0 113,170
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 985,067 9,702 SH   SOLE   0 0 9,702
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 1,106,913 5,799 SH   SOLE   0 0 5,799
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 215,033 1,348 SH   SOLE   0 0 1,348
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 9,654,937 209,571 SH   SOLE   0 0 209,571
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 1,541,914 30,612 SH   SOLE   0 0 30,612
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 504,870 9,956 SH   SOLE   0 0 9,956
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,539,739 10,647 SH   SOLE   0 0 10,647
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 629,478 2,626 SH   SOLE   0 0 2,626
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 288,029 2,198 SH   SOLE   0 0 2,198
LOWES COS INC COM 548661107 BBG001S5SVL3 757,923 3,071 SH   SOLE   0 0 3,071
MARTIN MARIETTA MATLS INC COM 573284106 BBG001S7QC51 597,074 1,156 SH   SOLE   0 0 1,156
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 900,435 1,710 SH   SOLE   0 0 1,710
MERCK & CO INC COM 58933Y105 BBG001S5TC52 406,189 4,083 SH   SOLE   0 0 4,083
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 781,656 1,335 SH   SOLE   0 0 1,335
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,855,342 9,147 SH   SOLE   0 0 9,147
MSA SAFETY INC COM 553498106 BBG001S5TCN2 540,244 3,259 SH   SOLE   0 0 3,259
NIKE INC CL B 654106103 BBG001S6NTK2 363,216 4,800 SH   SOLE   0 0 4,800
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,486,469 11,069 SH   SOLE   0 0 11,069
ORACLE CORP COM 68389X105 BBG001S5SJG6 271,956 1,632 SH   SOLE   0 0 1,632
PEPSICO INC COM 713448108 BBG001S695T1 758,475 4,988 SH   SOLE   0 0 4,988
PFIZER INC COM 717081103 BBG001S5V466 786,107 29,631 SH   SOLE   0 0 29,631
PHILLIPS 66 COM 718546104 BBG00286S4P7 226,835 1,991 SH   SOLE   0 0 1,991
PIPER SANDLER COMPANIES COM 724078100 BBG001SGY6K8 405,864 1,353 SH   SOLE   0 0 1,353
PPG INDS INC COM 693506107 BBG001S5VC13 2,536,396 21,234 SH   SOLE   0 0 21,234
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 503,329 3,002 SH   SOLE   0 0 3,002
REALTY INCOME CORP COM 756109104 BBG001S884K0 602,104 11,273 SH   SOLE   0 0 11,273
SOUTHWEST AIRLS CO COM 844741108 BBG001S5SXC9 555,625 16,527 SH   SOLE   0 0 16,527
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 495,156 2,045 SH   SOLE   0 0 2,045
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 481,214 821 SH   SOLE   0 0 821
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 297,321 522 SH   SOLE   0 0 522
TANDEM DIABETES CARE INC COM NEW 875372203 BBG001TG5QC4 201,748 5,601 SH   SOLE   0 0 5,601
TESLA INC COM 88160R101 BBG001SQKGD7 467,243 1,157 SH   SOLE   0 0 1,157
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 2,375,191 49,659 SH   SOLE   0 0 49,659
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 13,338,083 49,455 SH   SOLE   0 0 49,455
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 16,139,568 61,105 SH   SOLE   0 0 61,105
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 654,866 1,215 SH   SOLE   0 0 1,215
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,776,144 7,392 SH   SOLE   0 0 7,392
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 5,516,010 19,033 SH   SOLE   0 0 19,033
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 622,374 3,676 SH   SOLE   0 0 3,676
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 12,435,022 282,357 SH   SOLE   0 0 282,357
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 2,531,608 12,928 SH   SOLE   0 0 12,928
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 8,703,145 181,998 SH   SOLE   0 0 181,998
VISA INC COM CL A 92826C839 BBG001SRCFY3 241,455 764 SH   SOLE   0 0 764
WALMART INC COM 931142103 BBG001S5XH92 305,293 3,379 SH   SOLE   0 0 3,379
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 401,199 4,266 SH   SOLE   0 0 4,266
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 790,202 11,250 SH   SOLE   0 0 11,250
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 BBG001S6SX73 472,347 1,223 SH   SOLE   0 0 1,223