The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JP Morgan Ultra-Short Income ETF ExchangeTraded Fund 46641Q837   14,042 14,042 SH   SOLE   0 0 14,042
Amazon COM 023135106   6,314 6,314 SH   SOLE   0 0 6,314
Alphabet Cl A COM 38259P508   6,249 6,249 SH   SOLE   0 0 6,249
Apple Computer COM 037833100   5,926 5,926 SH   SOLE   0 0 5,926
Quanta Services COM 74762E102   5,692 5,692 SH   SOLE   0 0 5,692
Ishares 7-10 Year Treasury ExchangeTraded Fund 464287440   5,642 5,642 SH   SOLE   0 0 5,642
Microsoft COM 594918104   5,508 5,508 SH   SOLE   0 0 5,508
Vanguard Total Bond Market ExchangeTraded Fund 921937835   4,867 4,867 SH   SOLE   0 0 4,867
Vanguard Short Term Coporate ExchangeTraded Fund 92206C409   4,753 4,753 SH   SOLE   0 0 4,753
Vanguard MBS ExchangeTraded Fund 92206C771   4,704 4,704 SH   SOLE   0 0 4,704
EOG Resources COM 26875P101   4,507 4,507 SH   SOLE   0 0 4,507
Meta Platforms Inc COM 30303M102   4,333 4,333 SH   SOLE   0 0 4,333
Broadcom COM 11135F101   4,231 4,231 SH   SOLE   0 0 4,231
Vanguard Intermediate Term Coporate ExchangeTraded Fund 92206C870   3,783 3,783 SH   SOLE   0 0 3,783
Booking Holdings COM 741503403   3,682 3,682 SH   SOLE   0 0 3,682
Eaton Corp COM G29183103   3,652 3,652 SH   SOLE   0 0 3,652
Visa COM 92826C839   3,624 3,624 SH   SOLE   0 0 3,624
Ishares National Muni Bond ExchangeTraded Fund 464288414   3,612 3,612 SH   SOLE   0 0 3,612
Regeneron COM 75886F107   3,473 3,473 SH   SOLE   0 0 3,473
Comcast Cl A COM 20030N101   3,418 3,418 SH   SOLE   0 0 3,418
Marriott COM 571903202   3,403 3,403 SH   SOLE   0 0 3,403
HCA Inc. COM 40412C101   3,389 3,389 SH   SOLE   0 0 3,389
Oracle COM 68389X105   3,362 3,362 SH   SOLE   0 0 3,362
United Healthcare COM 91324P102   3,340 3,340 SH   SOLE   0 0 3,340
JP Morgan Chase COM 46625H100   3,319 3,319 SH   SOLE   0 0 3,319
Ishares S&P Short Term Nat'l Muni Bond ExchangeTraded Fund 464288158   3,221 3,221 SH   SOLE   0 0 3,221
Adobe COM 00724F101   3,210 3,210 SH   SOLE   0 0 3,210
Applied Materials COM 038222105   3,205 3,205 SH   SOLE   0 0 3,205
FedEx Corp COM 31428X106   3,179 3,179 SH   SOLE   0 0 3,179
Lowes Companies COM 548661107   3,177 3,177 SH   SOLE   0 0 3,177
Wal-Mart Stores COM 931142103   2,994 2,994 SH   SOLE   0 0 2,994
Blackrock COM 09247X101   2,952 2,952 SH   SOLE   0 0 2,952
Union Pacific COM 907818108   2,944 2,944 SH   SOLE   0 0 2,944
Chubb COM H1467J104   2,903 2,903 SH   SOLE   0 0 2,903
SalesForce COM 79466L302   2,781 2,781 SH   SOLE   0 0 2,781
Amgen COM 031162100   2,532 2,532 SH   SOLE   0 0 2,532
Cisco Systems COM 17275R102   2,500 2,500 SH   SOLE   0 0 2,500
Texas Instruments COM 882508104   2,433 2,433 SH   SOLE   0 0 2,433
The Travelers Cos COM 89417E109   2,415 2,415 SH   SOLE   0 0 2,415
Constellation Brands COM 21036P108   2,379 2,379 SH   SOLE   0 0 2,379
Honeywell Int'l COM 438516106   2,374 2,374 SH   SOLE   0 0 2,374
Advanced Mico Devices COM 007903107   2,231 2,231 SH   SOLE   0 0 2,231
Charles Schwab COM 808513105   2,142 2,142 SH   SOLE   0 0 2,142
Thermo Fisher Scientific COM 883556102   2,117 2,117 SH   SOLE   0 0 2,117
Agilent COM 00846U101   1,951 1,951 SH   SOLE   0 0 1,951
Iqvia Holdings COM 46266C105   1,901 1,901 SH   SOLE   0 0 1,901
Bank of America COM 060505104   1,845 1,845 SH   SOLE   0 0 1,845
S&P 500 SPDR ETF ExchangeTraded Fund 78462F103   1,834 1,834 SH   SOLE   0 0 1,834
Johnson & Johnson COM 478160104   1,784 1,784 SH   SOLE   0 0 1,784
ConocoPhilips COM 20825C104   1,692 1,692 SH   SOLE   0 0 1,692
Diamondback Energy COM 25278X109   1,601 1,601 SH   SOLE   0 0 1,601
Boeing COM 097023105   1,578 1,578 SH   SOLE   0 0 1,578
SPDR Midcap 400 ETF ExchangeTraded Fund 78467Y107   1,439 1,439 SH   SOLE   0 0 1,439
Workday COM 98138H101   1,300 1,300 SH   SOLE   0 0 1,300
Diageo Plc ADS Common 25243Q205   1,249 1,249 SH   SOLE   0 0 1,249
Abbvie Inc COM 00287Y109   1,130 1,130 SH   SOLE   0 0 1,130
Ishares Iboxx Investment Grade Corp Bond ExchangeTraded Fund 464287242   1,082 1,082 SH   SOLE   0 0 1,082
Uber Inc COM 90353T100   1,068 1,068 SH   SOLE   0 0 1,068
PepsiCo COM 713448108   1,021 1,021 SH   SOLE   0 0 1,021
Wells Fargo COM 949746101   884 884 SH   SOLE   0 0 884
Deere COM 244199105   799 799 SH   SOLE   0 0 799
PayPal COM 70450Y103   747 747 SH   SOLE   0 0 747
Ishare 3-7 Year Treasury ExchangeTraded Fund 464288661   685 685 SH   SOLE   0 0 685
Fiserv Inc COM 337738108   644 644 SH   SOLE   0 0 644
Autozone COM 053332102   612 612 SH   SOLE   0 0 612
Vertex Pharmaceuticals COM 92532F100   434 434 SH   SOLE   0 0 434
Nasdaq 100 Tr ExchangeTraded Fund 46090E103   430 430 SH   SOLE   0 0 430
Kroger COM 501044101   428 428 SH   SOLE   0 0 428
BP PLC ADS Common 055622104   426 426 SH   SOLE   0 0 426
Ishares Japan ExchangeTraded Fund 46434G822   378 378 SH   SOLE   0 0 378
Illinois Tool Works COM 452308109   358 358 SH   SOLE   0 0 358
Becton Dickinson COM 075887109   347 347 SH   SOLE   0 0 347
Ishares MSCI Emerging Mkts ExchangeTraded Fund 464287234   336 336 SH   SOLE   0 0 336
Ishares Asia Paciffc Ex Japan ExchangeTraded Fund 464288182   335 335 SH   SOLE   0 0 335
Ishares Russell 2000 ExchangeTraded Fund 464287655   331 331 SH   SOLE   0 0 331
Canadian Pacific Railway COM 13645T100   290 290 SH   SOLE   0 0 290
T-Mobile U.S. COM 872590104   213 213 SH   SOLE   0 0 213
Costco COM 22160K105   198 198 SH   SOLE   0 0 198
Mkt Vctrs Vietnam ETF ExchangeTraded Fund 92189F817   168 168 SH   SOLE   0 0 168
Ishares Aggregate Bond ExchangeTraded Fund 464287226   106 106 SH   SOLE   0 0 106
Lululemon COM 550021109   104 104 SH   SOLE   0 0 104
Ishares Short Term Coporate ExchangeTraded Fund 464288646   70 70 SH   SOLE   0 0 70
Mid-America Apartment COM 59522J103   64 64 SH   SOLE   0 0 64
Ishares High Yield ExchangeTraded Fund 464288513   60 60 SH   SOLE   0 0 60
Intuit COM 461202103   56 56 SH   SOLE   0 0 56
Tractor Supply COM 892356106   50 50 SH   SOLE   0 0 50
Proctor and Gamble COM 742718109   39 39 SH   SOLE   0 0 39
Palo Alto Netwroks COM 416202103   32 32 SH   SOLE   0 0 32
Alphabet CL C COM 02079K107   18 18 SH   SOLE   0 0 18
CSX COM 126408103   17 17 SH   SOLE   0 0 17
EastGroup Properties COM 277276101   12 12 SH   SOLE   0 0 12
JB Hunt COM 445658107   3 3 SH   SOLE   0 0 3