The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares Barclays Aggregate Bond ExchangeTraded Fund 464287226 6,737 63,260 SH   SOLE   0 0 63,260
Ishares Iboxx Investment Grade Corp Bond ExchangeTraded Fund 464287242 4,987 44,200 SH   SOLE   0 0 44,200
Ishares 1-3 Year Credit Bond ExchangeTraded Fund 464288646 3,909 75,705 SH   SOLE   0 0 75,705
Ishares National Muni Bond ExchangeTraded Fund 464288414 3,049 27,963 SH   SOLE   0 0 27,963
Boeing COM 097023105 2,545 7,892 SH   SOLE   0 0 7,892
Ishares S&P Short Term Nat'l Muni Bond ExchangeTraded Fund 464288158 2,330 22,106 SH   SOLE   0 0 22,106
Ishares Lehman 7-10 Yr Tr ExchangeTraded Fund 464287440 2,243 21,530 SH   SOLE   0 0 21,530
FedeX Corp. COM 31428X106 2,186 13,547 SH   SOLE   0 0 13,547
JP Morgan Chase COM 46625H100 2,170 22,228 SH   SOLE   0 0 22,228
Amazon COM 023135106 2,151 1,432 SH   SOLE   0 0 1,432
Union Pacific COM 907818108 2,085 15,081 SH   SOLE   0 0 15,081
Visa COM 92826C839 2,083 15,788 SH   SOLE   0 0 15,788
Microsoft COM 594918104 2,057 20,251 SH   SOLE   0 0 20,251
Blackrock COM 09247X101 1,966 5,004 SH   SOLE   0 0 5,004
Alibaba ADS Common 01609W102 1,801 10,933 SH   SOLE   0 0 10,933
Amgen COM 031162100 1,914 9,834 SH   SOLE   0 0 9,834
HCA Inc. COM 40412C101 1,908 15,329 SH   SOLE   0 0 15,329
S&P 500 SPDR ETF ExchangeTraded Fund 78462F103 1,886 7,548 SH   SOLE   0 0 7,548
PayPal COM 70450Y103 1,841 21,894 SH   SOLE   0 0 21,894
Pfizer, Inc. COM 717081103 1,832 41,960 SH   SOLE   0 0 41,960
Alphabet Cl A COM 38259P508 1,830 1,751 SH   SOLE   0 0 1,751
Abbvie COM 00287Y109 1,817 19,713 SH   SOLE   0 0 19,713
Booking Holdings COM 741503403 1,817 1,055 SH   SOLE   0 0 1,055
Wal-Mart Stores COM 931142103 1,800 19,319 SH   SOLE   0 0 19,319
Kinder Morgan COM 49456B101 1,797 116,847 SH   SOLE   0 0 116,847
Comcast Cl A COM 20030N101 1,789 52,543 SH   SOLE   0 0 52,543
Marriott COM 571903202 1,779 16,389 SH   SOLE   0 0 16,389
Cisco Systems COM 17275R102 1,759 40,586 SH   SOLE   0 0 40,586
Medtronic COM 585055106 1,749 19,229 SH   SOLE   0 0 19,229
Lowes Companies COM 548661107 1,746 18,908 SH   SOLE   0 0 18,908
Apple Computer COM 037833100 1,714 10,869 SH   SOLE   0 0 10,869
Regeneron COM 75886F107 1,706 4,568 SH   SOLE   0 0 4,568
Ross Stores COM 778296103 1,697 20,399 SH   SOLE   0 0 20,399
Chubb COM H1467J104 1,621 12,545 SH   SOLE   0 0 12,545
Diageo Plc ADS Common 25243Q205 1,598 11,272 SH   SOLE   0 0 11,272
Bristol Myers COM 110122108 1,592 30,632 SH   SOLE   0 0 30,632
The Travelers Cos COM 89417E109 1,550 12,943 SH   SOLE   0 0 12,943
Honeywell Int'l COM 438516106 1,544 11,687 SH   SOLE   0 0 11,687
PepsiCo COM 713448108 1,522 13,777 SH   SOLE   0 0 13,777
Hartford Financial Group COM 416515104 1,498 33,696 SH   SOLE   0 0 33,696
EBAY COM 278642103 1,442 51,354 SH   SOLE   0 0 51,354
Sysco Com 871829107 1,440 22,978 SH   SOLE   0 0 22,978
Facebook COM 30303M102 1,424 10,859 SH   SOLE   0 0 10,859
Adobe COM 00724F101 1,402 6,198 SH   SOLE   0 0 6,198
Twitter COM 90184L102 1,394 48,500 SH   SOLE   0 0 48,500
SPDR Midcap 400 ETF ExchangeTraded Fund 78467Y107 1,386 4,578 SH   SOLE   0 0 4,578
ZimmerBiomet COM 98956P102 1,372 13,228 SH   SOLE   0 0 13,228
Netflix COM 64110L106 1,338 5,000 SH   SOLE   0 0 5,000
ChevronTexaco COM 166764100 1,332 12,246 SH   SOLE   0 0 12,246
Palo Alto Networks COM 697435105 1,318 7,000 SH   SOLE   0 0 7,000
United Technologies COM 913017109 1,312 12,318 SH   SOLE   0 0 12,318
Estee Lauder COM 518439104 1,304 10,026 SH   SOLE   0 0 10,026
Texas Instruments COM 882508104 1,289 13,635 SH   SOLE   0 0 13,635
Wells Fargo COM 949746101 1,281 27,791 SH   SOLE   0 0 27,791
Broadcom COM 11135F101 1,271 5,000 SH   SOLE   0 0 5,000
Oracle COM 68389X105 1,261 27,921 SH   SOLE   0 0 27,921
Check Point Software Tech COM M22465104 1,237 12,055 SH   SOLE   0 0 12,055
Cigna COM 125523100 1,206 6,348 SH   SOLE   0 0 6,348
AT&T COM 00206R102 1,205 42,212 SH   SOLE   0 0 42,212
Verizon Inc COM 92343V104 1,198 21,306 SH   SOLE   0 0 21,306
Eaton Corp COM G29183103 1,185 17,255 SH   SOLE   0 0 17,255
Suncor COM 867224107 1,166 41,699 SH   SOLE   0 0 41,699
MetLife Inc. COM 59156R108 1,155 28,122 SH   SOLE   0 0 28,122
Citrix Systems COM 177376100 1,147 11,190 SH   SOLE   0 0 11,190
Baidu ADS Common 056752108 1,135 7,159 SH   SOLE   0 0 7,159
Charles Schwab COM 808513105 1,121 27,000 SH   SOLE   0 0 27,000
Constellation Brands COM 21036P108 1,120 6,962 SH   SOLE   0 0 6,962
VmWare COM 928563402 1,080 7,877 SH   SOLE   0 0 7,877
Occidental Petroleum COM 674599105 1,072 17,460 SH   SOLE   0 0 17,460
Suntrust Banks COM 867914103 1,010 20,014 SH   SOLE   0 0 20,014
Anadarko Petroleum COM 032511107 886 20,217 SH   SOLE   0 0 20,217
Bank of America COM 060505104 753 30,542 SH   SOLE   0 0 30,542
ishares Emergin Markets ExchangeTraded Fund 464287234 703 18,000 SH   SOLE   0 0 18,000
Wisdomtree Japan Hdg ETF ExchangeTraded Fund 97717W851 658 14,178 SH   SOLE   0 0 14,178
Becton Dickinson COM 075887109 553 2,453 SH   SOLE   0 0 2,453
Pioneer Resources COM 723787107 420 3,196 SH   SOLE   0 0 3,196
CVS Health COM 126650100 417 6,366 SH   SOLE   0 0 6,366
Ishares Russell 2000 ExchangeTraded Fund 464287655 393 2,934 SH   SOLE   0 0 2,934
WisdomTree India ExchangeTraded Fund 97717W422 385 15,507 SH   SOLE   0 0 15,507
Ishares China ExchangeTraded Fund 464287184 365 9,336 SH   SOLE   0 0 9,336
WisdomTree European Hedged Equity ExchangeTraded Fund 97717X701 340 6,030 SH   SOLE   0 0 6,030
Vanguard FTSE Europe ExchangeTraded Fund 922042874 339 6,965 SH   SOLE   0 0 6,965
Prudential COM 744320102 206 2,525 SH   SOLE   0 0 2,525
Canadian Pacific Railway COM 13645T100 173 972 SH   SOLE   0 0 972
Illinois Tool Works COM 452308109 171 1,349 SH   SOLE   0 0 1,349
Costco COM 22160K105 102 500 SH   SOLE   0 0 500