The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
S&P 500 Dep. Receits ExchangeTraded Fund 78462F103 11,358 55,168 SH   SOLE   0 0 55,168
Consumer Disc Sector SPDR ETF ExchangeTraded Fund 81369Y407 7,399 96,747 SH   SOLE   0 0 96,747
Ishares Iboxx Investment Grade Corp Bond ExchangeTraded Fund 464287242 4,073 35,202 SH   SOLE   0 0 35,202
Ishares 1-3 Year Credit Bond ExchangeTraded Fund 464288646 2,984 28,338 SH   SOLE   0 0 28,338
Ishares National Muni Bond ExchangeTraded Fund 464288414 2,572 23,776 SH   SOLE   0 0 23,776
Apple Computer COM 37833100 1,937 15,448 SH   SOLE   0 0 15,448
Ishares S&P Short Term Nat'l Muni Bond ExchangeTraded Fund 464288158 1,836 17,377 SH   SOLE   0 0 17,377
PIMCO Corp. & Income ClosedEnd Fund 72200U100 1,823 128,450 SH   SOLE   0 0 128,450
Comcast Cl A COM 20030N101 1,745 29,018 SH   SOLE   0 0 29,018
Gilead Sciences COM 375558103 1,702 14,538 SH   SOLE   0 0 14,538
Amgen COM 31162100 1,639 10,682 SH   SOLE   0 0 10,682
Ishares Iboxx High Yield Corp Bond ExchangeTraded Fund 464288513 1,583 17,833 SH   SOLE   0 0 17,833
Visa COM 92826C839 1,580 23,541 SH   SOLE   0 0 23,541
Biogen COM 09062X103 1,547 3,830 SH   SOLE   0 0 3,830
JP Morgan Chase COM 46625H100 1,527 22,547 SH   SOLE   0 0 22,547
Union Pacific COM 907818108 1,505 15,784 SH   SOLE   0 0 15,784
Abbvie COM 00287Y109 1,504 22,392 SH   SOLE   0 0 22,392
Honeywell Int'l COM 438516106 1,477 14,489 SH   SOLE   0 0 14,489
MetLife Inc. COM 59156R108 1,476 26,366 SH   SOLE   0 0 26,366
Wells Fargo COM 949746101 1,457 25,924 SH   SOLE   0 0 25,924
Boeing COM 97023105 1,452 10,468 SH   SOLE   0 0 10,468
Medtronic COM 585055106 1,424 19,225 SH   SOLE   0 0 19,225
EBAY COM 278642103 1,418 23,548 SH   SOLE   0 0 23,548
Priceline COM 741503403 1,401 1,217 SH   SOLE   0 0 1,217
Blackrock COM 09247X101 1,395 4,034 SH   SOLE   0 0 4,034
Hartford Financial Group COM 416515104 1,367 32,908 SH   SOLE   0 0 32,908
Franklin Resources COM 354613101 1,366 27,878 SH   SOLE   0 0 27,878
Oracle COM 68389X105 1,320 32,775 SH   SOLE   0 0 32,775
Texas Instruments COM 882508104 1,308 25,412 SH   SOLE   0 0 25,412
Microsoft COM 594918104 1,306 29,585 SH   SOLE   0 0 29,585
EMC Corp. COM 268648102 1,295 49,106 SH   SOLE   0 0 49,106
Cisco Systems COM 17275R102 1,280 46,622 SH   SOLE   0 0 46,622
Roche Holding ADS Common 771195104 1,262 35,993 SH   SOLE   0 0 35,993
Eaton Corp COM G29183103 1,260 18,682 SH   SOLE   0 0 18,682
PepsiCo COM 713448108 1,260 13,507 SH   SOLE   0 0 13,507
Invesco COM G491BT108 1,256 33,522 SH   SOLE   0 0 33,522
ACE Ltd. COM H0023R105 1,250 12,295 SH   SOLE   0 0 12,295
Diageo Plc ADS Common 25243Q205 1,229 10,594 SH   SOLE   0 0 10,594
Colgate Palmolive COM 194162103 1,228 18,774 SH   SOLE   0 0 18,774
The Travelers Cos COM 89417E109 1,220 12,626 SH   SOLE   0 0 12,626
Google CL A COM 38259P508 1,209 2,239 SH   SOLE   0 0 2,239
ThomsonReuters ADS Common 884903105 1,197 31,459 SH   SOLE   0 0 31,459
United Technologies COM 913017109 1,169 10,540 SH   SOLE   0 0 10,540
Philip Morris Int'l COM 718172109 1,166 14,546 SH   SOLE   0 0 14,546
ConocoPhillips COM 20852C104 1,161 18,919 SH   SOLE   0 0 18,919
Cummins Inc COM 231021106 1,152 8,785 SH   SOLE   0 0 8,785
Applied Materials COM 38222105 1,131 58,885 SH   SOLE   0 0 58,885
Schlumberger COM 806857108 1,130 13,116 SH   SOLE   0 0 13,116
ChevronTexaco COM 166764100 1,127 11,691 SH   SOLE   0 0 11,691
Autodesk COM 052769106 1,110 22,171 SH   SOLE   0 0 22,171
SPDR Midcap 400 ETF ExchangeTraded Fund 78467Y107 1,103 4,038 SH   SOLE   0 0 4,038
Wal-Mart Stores COM 931142103 1,100 15,510 SH   SOLE   0 0 15,510
EOG Resources COM 26875P101 1,066 12,183 SH   SOLE   0 0 12,183
Sysco Corp. COM 871829107 1,060 29,366 SH   SOLE   0 0 29,366
Ishares 7-10 Year Treasury Bond ExchangeTraded Fund 464287440 1,028 9,797 SH   SOLE   0 0 9,797
Vodafone ADS Common 92857W209 1,019 27,976 SH   SOLE   0 0 27,976
Anadarko Petroleum COM 032511107 984 12,615 SH   SOLE   0 0 12,615
International Paper COM 460146103 878 18,461 SH   SOLE   0 0 18,461
Baidu Inc ADS Common 056752108 863 4,338 SH   SOLE   0 0 4,338
Ishares Japan ExchangeTraded Fund 464286848 858 67,031 SH   SOLE   0 0 67,031
Monsanto COM 61166W101 782 7,344 SH   SOLE   0 0 7,344
SPDR Euro Stoxx 50 ExchangeTraded Fund 78463X202 694 18,568 SH   SOLE   0 0 18,568
Ishares S&P Europe 350 ExchangeTraded Fund 464287861 616 14,089 SH   SOLE   0 0 14,089
Ishares China ExchangeTraded Fund 464287184 224 4,873 SH   SOLE   0 0 4,873
Ishares MSCI Mexico ETF ExchangeTraded Fund 464286822 212 3,719 SH   SOLE   0 0 3,719
Wisdomtree India ExchangeTraded Fund 97717W422 192 8,885 SH   SOLE   0 0 8,885