The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 Trust ETF ExchangeTraded Fund 78462F103 13,040 70,603 SH   SOLE   0 0 70,603
Ishares Core S&P 500 Index ExchangeTraded Fund 464287200 5,870 31,603 SH   SOLE   0 0 31,603
Ishares Iboxx Investment Grade Corp Bond ExchangeTraded Fund 464287242 3,670 32,166 SH   SOLE   0 0 32,166
Ishares 1-3 Year Credit Bond ExchangeTraded Fund 464288646 2,300 21,780 SH   SOLE   0 0 21,780
Ishares Natinal Muni Bond ExchangeTraded Fund 464288414 2,200 21,170 SH   SOLE   0 0 21,170
Franklin Resources COM 354613101 1,900 32,906 SH   SOLE   0 0 32,906
Ishares JP Morgan Emerging Markets Bond ExchangeTraded Fund 464288281 1,770 16,326 SH   SOLE   0 0 16,326
PIMCO Corp. & Income ClosedEnd Fund 72200U100 1,680 106,551 SH   SOLE   0 0 106,551
Cigna Corp. COM 125509109 1,640 18,719 SH   SOLE   0 0 18,719
SPDR Midcap 400 ETF ExchangeTraded Fund 78467Y107 1,600 6,549 SH   SOLE   0 0 6,549
Comcast Cl A COM Ser A 20030N101 1,570 30,262 SH   SOLE   0 0 30,262
Facebook COM 30303M102 1,570 28,721 SH   SOLE   0 0 28,721
DirecTV COM 25490A309 1,570 22,665 SH   SOLE   0 0 22,665
Visa COM 92826C839 1,550 6,965 SH   SOLE   0 0 6,965
Apple Computer COM 037833100 1,540 2,746 SH   SOLE   0 0 2,746
Amgen COM 031162100 1,460 12,840 SH   SOLE   0 0 12,840
Boeing COM 097023105 1,460 10,722 SH   SOLE   0 0 10,722
MetLife Inc. COM 59156R108 1,460 27,100 SH   SOLE   0 0 27,100
Union Pacific COM 907818108 1,450 8,622 SH   SOLE   0 0 8,622
Priceline COM 741503403 1,440 1,242 SH   SOLE   0 0 1,242
Honeywell Int'l COM 438516106 1,420 15,492 SH   SOLE   0 0 15,492
Eaton Corp COM G29183103 1,400 18,398 SH   SOLE   0 0 18,398
ACE Ltd. COM H0023R105 1,360 13,093 SH   SOLE   0 0 13,093
Ishares Iboxx High Yield Corp Bond ExchangeTraded Fund 464288513 1,350 14,504 SH   SOLE   0 0 14,504
Wells Fargo COM 949746101 1,340 29,532 SH   SOLE   0 0 29,532
Oracle COM 68389X105 1,340 34,952 SH   SOLE   0 0 34,952
Blackrock COM 09247X101 1,320 4,176 SH   SOLE   0 0 4,176
Ishares S&P Short Term Nat'l Muni Bond ExchangeTraded Fund 464288158 1,320 12,415 SH   SOLE   0 0 12,415
EBAY COM 278642103 1,300 23,751 SH   SOLE   0 0 23,751
ABB Ltd ADS Common 000375204 1,290 48,653 SH   SOLE   0 0 48,653
Bed Bath & Beyond Inc COM 075896100 1,290 16,021 SH   SOLE   0 0 16,021
United Parcel Svc COM 911312106 1,280 12,226 SH   SOLE   0 0 12,226
Sanofi ADS Common 80105N105 1,270 23,601 SH   SOLE   0 0 23,601
Diageo Plc ADS Common 25243Q205 1,260 9,532 SH   SOLE   0 0 9,532
JP Morgan Chase COM 46625H100 1,260 21,583 SH   SOLE   0 0 21,583
Texas Instruments COM 882508104 1,250 28,469 SH   SOLE   0 0 28,469
Intel COM 458140100 1,240 47,909 SH   SOLE   0 0 47,909
Novartis AG ADS Common 66987V109 1,240 15,444 SH   SOLE   0 0 15,444
Qualcom COM 747525103 1,240 16,719 SH   SOLE   0 0 16,719
Schlumberger COM 806857108 1,230 13,660 SH   SOLE   0 0 13,660
Colgate Palmolive COM 194162103 1,210 18,586 SH   SOLE   0 0 18,586
Medtronic COM 585055106 1,200 20,895 SH   SOLE   0 0 20,895
ChevronTexaco COM 166764100 1,200 9,594 SH   SOLE   0 0 9,594
Wal-Mart Stores COM 931142103 1,190 15,115 SH   SOLE   0 0 15,115
Abbvie COM 00287Y109 1,190 22,521 SH   SOLE   0 0 22,521
ThomsonReuters COM 884903105 1,180 31,122 SH   SOLE   0 0 31,122
NationalOilwellVarco COM 637071101 1,180 14,785 SH   SOLE   0 0 14,785
ConocoPhillips COM 20852C104 1,170 16,521 SH   SOLE   0 0 16,521
Baxter Int'l COM 071813109 1,140 16,415 SH   SOLE   0 0 16,415
Microsoft COM 594918104 1,130 30,172 SH   SOLE   0 0 30,172
PepsiCo COM 713448108 1,120 13,522 SH   SOLE   0 0 13,522
IBM COM 459200101 1,110 5,943 SH   SOLE   0 0 5,943
Plum Creek Timber COM 729251108 1,100 23,718 SH   SOLE   0 0 23,718
Deere COM 244199105 1,090 11,978 SH   SOLE   0 0 11,978
The Travelers Cos COM 89417E109 1,080 11,971 SH   SOLE   0 0 11,971
Sysco Corp. COM 871829107 1,050 29,086 SH   SOLE   0 0 29,086
EMC Corp. COM 268648102 1,010 40,337 SH   SOLE   0 0 40,337
Edison Int'l COM 281020107 1,000 21,667 SH   SOLE   0 0 21,667
Enterprise Products Partners COM 239792107 990 14,897 SH   SOLE   0 0 14,897
Philip Morris Int'l COM 718172109 950 10,903 SH   SOLE   0 0 10,903
Vodafone COM 92857W209 950 24,076 SH   SOLE   0 0 24,076
SPDR Euro Stoxx 50 ExchangeTraded Fund 78463X202 900 21,272 SH   SOLE   0 0 21,272
Kinder Morgan Energy Partners COM 494550106 680 8,409 SH   SOLE   0 0 8,409
Powershares QQQ Trust ExchangeTraded Fund 73935A104 630 7,165 SH   SOLE   0 0 7,165
Ishares China Large Cap ExchangeTraded Fund 464287184 580 14,994 SH   SOLE   0 0 14,994
Ishares MSCI Japan ExchangeTraded Fund 464286848 480 39,583 SH   SOLE   0 0 39,583
Ishares Russell 2000 ExchangeTraded Fund 464287655 450 3,865 SH   SOLE   0 0 3,865
Wisdomtree Japan Hedged Equity ETF ExchangeTraded Fund 9771W851 420 8,345 SH   SOLE   0 0 8,345
Ishares MSCI Turkey ETF ExchangeTraded Fund 464286715 280 5,946 SH   SOLE   0 0 5,946