The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 678 22,394 SH   SOLE   0 0 22,394
ABBOTT LABS COM 002824100 301 2,510 SH   SOLE   0 0 2,510
ABBVIE INC COM 00287Y109 266 2,458 SH   SOLE   0 0 2,458
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 78 19,000 SH   SOLE   0 0 19,000
ADAMS DIVERSIFIED EQUITY FD COM 006212104 358 19,616 SH   SOLE   0 0 19,616
ALASKA AIR GROUP INC COM 011659109 483 6,979 SH   SOLE   0 0 6,979
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 468 2,062 SH   SOLE   0 0 2,062
ALPHABET INC CAP STK CL C 02079K107 215 104 SH   SOLE   0 0 104
ALPHABET INC CAP STK CL A 02079K305 491 238 SH   SOLE   0 0 238
AMAZON COM INC COM 023135106 4,446 1,437 SH   SOLE   0 0 1,437
AMGEN INC COM 031162100 478 1,922 SH   SOLE   0 0 1,922
APPLE INC COM 037833100 21,946 179,661 SH   SOLE   0 0 179,661
ARCHER DANIELS MIDLAND CO COM 039483102 303 5,323 SH   SOLE   0 0 5,323
ARMSTRONG FLOORING INC COM 04238R106 49 10,000 SH   SOLE   0 0 10,000
BABCOCK & WILCOX ENTERPRISES COM 05614L209 141 14,901 SH   SOLE   0 0 14,901
BANCO SANTANDER S.A. ADR 05964H105 56 16,304 SH   SOLE   0 0 16,304
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 772 3,020 SH   SOLE   0 0 3,020
BLACKROCK ENHANCED EQUITY DI COM 09251A104 95 10,000 SH   SOLE   0 0 10,000
BLACKROCK MUNIYIELD QUALITY COM 09254G108 736 53,000 SH   SOLE   0 0 53,000
BLACKROCK CORPOR HI YLD FD I COM 09255P107 117 10,000 SH   SOLE   0 0 10,000
BLACKSTONE MTG TR INC COM CL A 09257W100 620 20,000 SH   SOLE   0 0 20,000
BLACKROCK SCIENCE & TECHNOLO SHS 09258G104 216 4,000 SH   SOLE   0 0 4,000
BLACKSTONE GROUP INC COM 09260D107 237 3,178 SH   SOLE   0 0 3,178
BOEING CO COM 097023105 460 1,807 SH   SOLE   0 0 1,807
BRISTOL-MYERS SQUIBB CO COM 110122108 445 7,049 SH   SOLE   0 0 7,049
BYLINE BANCORP INC COM 124411109 237 11,201 SH   SOLE   0 0 11,201
CBOE GLOBAL MKTS INC COM 12503M108 663 6,722 SH   SOLE   0 0 6,722
CBRE CLARION GLOBAL REAL EST COM 12504G100 133 17,000 SH   SOLE   0 0 17,000
CIGNA CORP NEW COM 125523100 551 2,279 SH   SOLE   0 0 2,279
CME GROUP INC COM 12572Q105 4,498 22,025 SH   SOLE   0 0 22,025
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 149 10,000 SH   SOLE   0 0 10,000
CARMAX INC COM 143130102 716 5,400 SH   SOLE   0 0 5,400
CATERPILLAR INC COM 149123101 649 2,801 SH   SOLE   0 0 2,801
COCA COLA CO COM 191216100 798 15,137 SH   SOLE   0 0 15,137
COHEN & STEERS QUALITY INCOM COM 19247L106 523 37,600 SH   SOLE   0 0 37,600
COSTCO WHSL CORP NEW COM 22160K105 1,300 3,689 SH   SOLE   0 0 3,689
DARDEN RESTAURANTS INC COM 237194105 976 6,870 SH   SOLE   0 0 6,870
DISNEY WALT CO COM 254687106 361 1,958 SH   SOLE   0 0 1,958
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 304 22,108 SH   SOLE   0 0 22,108
ENTERPRISE PRODS PARTNERS L COM 293792107 221 10,040 SH   SOLE   0 0 10,040
EXXON MOBIL CORP COM 30231G102 444 7,959 SH   SOLE   0 0 7,959
FIFTH THIRD BANCORP COM 316773100 1,073 28,660 SH   SOLE   0 0 28,660
FLEXSHARES TR MORNSTAR USMKT 33939L100 31,264 196,056 SH   SOLE   0 0 196,056
FLEXSHARES TR M STAR DEV MKT 33939L803 35,306 504,429 SH   SOLE   0 0 504,429
FORD MTR CO DEL COM 345370860 675 55,133 SH   SOLE   0 0 55,133
GENERAL ELECTRIC CO COM 369604103 250 19,067 SH   SOLE   0 0 19,067
GENERAL MLS INC COM 370334104 1,469 23,956 SH   SOLE   0 0 23,956
GRAINGER W W INC COM 384802104 401 1,000 SH   SOLE   0 0 1,000
HARBOR CUSTOM DEVELOPMENT IN COM 41150T108 32 10,000 SH   SOLE   0 0 10,000
HOME DEPOT INC COM 437076102 212 694 SH   SOLE   0 0 694
HONEYWELL INTL INC COM 438516106 234 1,078 SH   SOLE   0 0 1,078
INTEL CORP COM 458140100 1,167 18,231 SH   SOLE   0 0 18,231
INTERCONTINENTAL EXCHANGE IN COM 45866F104 549 4,920 SH   SOLE   0 0 4,920
INTERNATIONAL BUSINESS MACHS COM 459200101 707 5,306 SH   SOLE   0 0 5,306
INVESCO QQQ TR UNIT SER 1 46090E103 522 1,636 SH   SOLE   0 0 1,636
ISHARES TR CORE S&P TTL STK 464287150 13,330 145,529 SH   SOLE   0 0 145,529
ISHARES TR CORE S&P500 ETF 464287200 282 708 SH   SOLE   0 0 708
ISHARES TR RUS 1000 GRW ETF 464287614 25,903 106,577 SH   SOLE   0 0 106,577
ISHARES TR RUS 1000 ETF 464287622 356,175 1,591,275 SH   SOLE   0 0 1,591,275
ISHARES TR RUSSELL 2000 ETF 464287655 685 3,098 SH   SOLE   0 0 3,098
ISHARES TR RUSSELL 3000 ETF 464287689 524 2,210 SH   SOLE   0 0 2,210
ISHARES TR GLB INFRASTR ETF 464288372 18,458 409,549 SH   SOLE   0 0 409,549
ISHARES TR PFD AND INCM SEC 464288687 247 6,426 SH   SOLE   0 0 6,426
ISHARES TR CORE MSCI TOTAL 46432F834 30,849 438,946 SH   SOLE   0 0 438,946
ISHARES TR GLOBAL REIT ETF 46434V647 23,106 906,810 SH   SOLE   0 0 906,810
ISHARES TR BLACKROCK ULTRA 46434V878 3,803 75,275 SH   SOLE   0 0 75,275
JPMORGAN CHASE & CO COM 46625H100 7,700 50,582 SH   SOLE   0 0 50,582
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 13,649 267,426 SH   SOLE   0 0 267,426
JOHNSON & JOHNSON COM 478160104 1,432 8,710 SH   SOLE   0 0 8,710
KRAFT HEINZ CO COM 500754106 206 5,154 SH   SOLE   0 0 5,154
LAMB WESTON HLDGS INC COM 513272104 546 7,049 SH   SOLE   0 0 7,049
LOWES COS INC COM 548661107 213 1,119 SH   SOLE   0 0 1,119
LUMEN TECHNOLOGIES INC COM 550241103 613 45,894 SH   SOLE   0 0 45,894
MCDONALDS CORP COM 580135101 44,891 200,282 SH   SOLE   0 0 200,282
MERCK & CO. INC COM 58933Y105 307 3,988 SH   SOLE   0 0 3,988
MICROSOFT CORP COM 594918104 3,288 13,948 SH   SOLE   0 0 13,948
MODERNA INC COM 60770K107 370 2,826 SH   SOLE   0 0 2,826
MORGAN STANLEY COM NEW 617446448 209 2,687 SH   SOLE   0 0 2,687
NAVISTAR INTL CORP NEW COM 63934E108 520 11,808 SH   SOLE   0 0 11,808
NOODLES & CO COM CL A 65540B105 259 25,000 SH   SOLE   0 0 25,000
NVIDIA CORPORATION COM 67066G104 326 611 SH   SOLE   0 0 611
NUVEEN NASDAQ 100 DYNAMIC OV COM SHS 670699107 414 15,215 SH   SOLE   0 0 15,215
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 249 18,500 SH   SOLE   0 0 18,500
NUVEEN PFD & INCM SECURTIES COM 67072C105 138 14,195 SH   SOLE   0 0 14,195
PAYPAL HLDGS INC COM 70450Y103 337 1,387 SH   SOLE   0 0 1,387
PELOTON INTERACTIVE INC CL A COM 70614W100 451 4,008 SH   SOLE   0 0 4,008
PEPSICO INC COM 713448108 492 3,478 SH   SOLE   0 0 3,478
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 85 10,000 SH   SOLE   0 0 10,000
PFIZER INC COM 717081103 350 9,664 SH   SOLE   0 0 9,664
PROCTER AND GAMBLE CO COM 742718109 441 3,256 SH   SOLE   0 0 3,256
PROSHARES TR DJ BRKFLD GLB 74347B508 52,737 1,212,349 SH   SOLE   0 0 1,212,349
QUALCOMM INC COM 747525103 2,302 17,360 SH   SOLE   0 0 17,360
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 230 2,000 SH   SOLE   0 0 2,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,461 6,210 SH   SOLE   0 0 6,210
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,779 58,855 SH   SOLE   0 0 58,855
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 232 702 SH   SOLE   0 0 702
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 11,341 23,823 SH   SOLE   0 0 23,823
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,704 17,621 SH   SOLE   0 0 17,621
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 245 2,456 SH   SOLE   0 0 2,456
SHOPIFY INC CL A 82509L107 236 213 SH   SOLE   0 0 213
SKYWORKS SOLUTIONS INC COM 83088M102 289 1,573 SH   SOLE   0 0 1,573
TESLA INC COM 88160R101 1,091 1,633 SH   SOLE   0 0 1,633
THERMO FISHER SCIENTIFIC INC COM 883556102 434 952 SH   SOLE   0 0 952
UNILEVER PLC SPON ADR NEW 904767704 1,365 24,452 SH   SOLE   0 0 24,452
UNITEDHEALTH GROUP INC COM 91324P102 520 1,398 SH   SOLE   0 0 1,398
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 16,649 113,195 SH   SOLE   0 0 113,195
VANGUARD STAR FDS VG TL INTL STK F 921909768 45,444 724,788 SH   SOLE   0 0 724,788
VANGUARD WORLD FD ESG INTL STK ETF 921910725 253 4,127 SH   SOLE   0 0 4,127
VANGUARD WORLD FD ESG US STK ETF 921910733 381 5,166 SH   SOLE   0 0 5,166
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 119,085 1,405,625 SH   SOLE   0 0 1,405,625
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 487 9,911 SH   SOLE   0 0 9,911
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 99,710 1,745,617 SH   SOLE   0 0 1,745,617
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 471 7,763 SH   SOLE   0 0 7,763
VANGUARD WORLD FDS INF TECH ETF 92204A702 208 580 SH   SOLE   0 0 580
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,452 26,573 SH   SOLE   0 0 26,573
VANGUARD INDEX FDS TOTAL STK MKT 922908769 83,387 403,440 SH   SOLE   0 0 403,440
VERIZON COMMUNICATIONS INC COM 92343V104 553 9,517 SH   SOLE   0 0 9,517
VISA INC COM CL A 92826C839 235 1,112 SH   SOLE   0 0 1,112
WEC ENERGY GROUP INC COM 92939U106 213 2,280 SH   SOLE   0 0 2,280
WALGREENS BOOTS ALLIANCE INC COM 931427108 7,043 128,286 SH   SOLE   0 0 128,286
WELBILT INC COM 949090104 247 15,170 SH   SOLE   0 0 15,170
XINYUAN REAL ESTATE CO LTD SPONS ADR 98417P105 32 11,400 SH   SOLE   0 0 11,400
ZYNGA INC CL A 98986T108 204 20,000 SH   SOLE   0 0 20,000
AON PLC SHS CL A G0403H108 272 1,184 SH   SOLE   0 0 1,184
ARCOS DORADOS HOLDINGS INC SHS CLASS -A - G0457F107 96 18,930 SH   SOLE   0 0 18,930
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 324 1,171 SH   SOLE   0 0 1,171
EATON CORP PLC SHS G29183103 404 2,922 SH   SOLE   0 0 2,922
MYOVANT SCIENCES LTD COM G637AM102 237 11,500 SH   SOLE   0 0 11,500
VINCI PARTNERS INVTS LTD COM CL A G9451V109 132 10,000 SH   SOLE   0 0 10,000
ELASTIC N V ORD SHS N14506104 579 5,206 SH   SOLE   0 0 5,206