The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 535 7,765 SH   SOLE 0 0 7,765
APPLE INC COM 037833100 10,286 107,594 SH   SOLE 0 0 107,594
AT&T INC COM 00206R102 328 7,584 SH   SOLE 0 0 7,584
BANK AMER CORP COM 060505104 910 68,563 SH   SOLE 0 0 68,563
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 795 0 SH   SOLE 0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 217 100 SH   SOLE 0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,113 7,690 SH   SOLE 0 0 7,690
BLACKROCK MUNI N Y INTER DUR COM 09255F109 2,646 165,655 SH   SOLE 0 0 165,655
COMSTOCK MNG INC COM 205750102 8 21,800 SH   SOLE 0 0 21,800
DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102 321 8,799 SH   SOLE 0 0 8,799
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847 242 3,845 SH   SOLE 0 0 3,845
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 263 2,990 SH   SOLE 0 0 2,990
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 236 3,775 SH   SOLE 0 0 3,775
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 8,322 326,876 SH   SOLE 0 0 326,876
EXXON MOBIL CORP COM 30231G102 290 3,097 SH   SOLE 0 0 3,097
FIRST NIAGARA FINL GP INC COM 33582V108 343 35,216 SH   SOLE 0 0 35,216
GENERAL ELECTRIC CO COM 369604103 4,874 154,815 SH   SOLE 0 0 154,815
ISHARES MIN VOL EMRG MKT 464286533 1,374 26,631 SH   SOLE 0 0 26,631
ISHARES TR RUS MID-CAP ETF 464287499 363 2,157 SH   SOLE 0 0 2,157
ISHARES TR RUSSELL 2000 ETF 464287655 1,712 14,894 SH   SOLE 0 0 14,894
ISHARES TR NATIONAL MUN ETF 464288414 2,063 18,110 SH   SOLE 0 0 18,110
ISHARES TR FLTG RATE BD ETF 46429B655 10,459 206,613 SH   SOLE 0 0 206,613
ISHARES TR CORE MSCI EURO 46434V738 2,969 75,190 SH   SOLE 0 0 75,190
JOHNSON & JOHNSON COM 478160104 351 2,892 SH   SOLE 0 0 2,892
MASTERCARD INC CL A 57636Q104 210 2,905 SH   SOLE 0 0 2,905
MEETME INC COM 585141104 39 13,695 SH   SOLE 0 0 13,695
MICROSOFT CORP COM 594918104 309 6,044 SH   SOLE 0 0 6,044
NORTHWEST BIOTHERAPEUTICS IN COM PAR $0.001 66737P600 74 13,018 SH   SOLE 0 0 13,018
PHILIP MORRIS INTL INC COM 718172109 443 4,353 SH   SOLE 0 0 4,353
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 3,686 34,332 SH   SOLE 0 0 34,332
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 260 5,140 SH   SOLE 0 0 5,140
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 22,083 205,343 SH   SOLE 0 0 205,343
PROCTER & GAMBLE CO COM 742718109 217 2,560 SH   SOLE 0 0 2,560
PROSHARES TR PSHS ULTRA QQQ 74347R206 376 5,284 SH   SOLE 0 0 5,284
PROSHARES TR ULTRAPRO QQQ 74347X831 11,119 115,437 SH   SOLE 0 0 115,437
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 9,118 181,269 SH   SOLE 0 0 181,269
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,171 144,077 SH   SOLE 0 0 144,077
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,548 132,065 SH   SOLE 0 0 132,065
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,346 98,937 SH   SOLE 0 0 98,937
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 9,470 444,810 SH   SOLE 0 0 444,810
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 517 19,082 SH   SOLE 0 0 19,082
SCHWAB STRATEGIC TR US REIT ETF 808524847 702 16,170 SH   SOLE 0 0 16,170
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 8,058 112,379 SH   SOLE 0 0 112,379
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 7,333 93,936 SH   SOLE 0 0 93,936
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 202 8,830 SH   SOLE 0 0 8,830
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,105 38,690 SH   SOLE 0 0 38,690
SPDR SERIES TRUST BRC ISSUER SCORD 78464A144 216 6,615 SH   SOLE 0 0 6,615
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 3,235 54,092 SH   SOLE 0 0 54,092
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,039 12,375 SH   SOLE 0 0 12,375
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 6,695 199,625 SH   SOLE 0 0 199,625
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 14,898 298,443 SH   SOLE 0 0 298,443
UNION PAC CORP COM 907818108 654 7,501 SH   SOLE 0 0 7,501
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 11,189 200,884 SH   SOLE 0 0 200,884
VANGUARD INDEX FDS REIT ETF 922908553 2,635 29,712 SH   SOLE 0 0 29,712
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,785 16,658 SH   SOLE 0 0 16,658
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 6,334 117,160 SH   SOLE 0 0 117,160
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 318 7,413 SH   SOLE 0 0 7,413
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,877 110,060 SH   SOLE 0 0 110,060
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 15,502 332,242 SH   SOLE 0 0 332,242
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 22,011 308,018 SH   SOLE 0 0 308,018
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,579 54,457 SH   SOLE 0 0 54,457
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,500 23,343 SH   SOLE 0 0 23,343
VERIZON COMMUNICATIONS INC COM 92343V104 414 7,414 SH   SOLE 0 0 7,414
WELLS FARGO & CO NEW COM 949746101 316 6,672 SH   SOLE 0 0 6,672