Exhibit 21

	HERITAGE INSURANCE HOLDINGS, INC.
	Subsidiaries
As of December 31, 2022, the Company had the following active subsidiaries:
Wholly-owned subsidiaries of Heritage Insurance Holdings, Inc.		State of Incorporation
	Heritage Property & Casualty Insurance Company, Inc	Florida
	Heritage MGA, LLC	Florida
	Contractors' Alliance Network	Florida
	Skye Lane Properties, LLC	Florida
	Osprey Re Ltd	Bermuda
	Zephyr Acquisition Company	Delaware
	NBIC Holdings, Inc.	Delaware
Wholly-owned subsidiaries of NBIC Holdings, Inc.
	Narragansett Bay Insurance Company	Rhode Island
	NBIC Financial Holdings, Inc	Rhode Island
	NBIC Service Company, Inc	Rhode Island
	Pawtucket Insurance Company	Rhode Island
Wholly-owned subsidiaries of Zephyr Acquisition Company
	HI Holdings, Inc	Hawaii
	Zephyr Insurance Company, Inc.	Hawaii