Condensed Consolidated Statements of Operations and Other Comprehensive Loss (Unaudited) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
REVENUES:
Gross premiums written		$ 365,284,000	$ 337,700,000	$ 648,480,000	$ 611,881,000
Change in gross unearned premiums		(69,073,000)	(52,054,000)	(64,901,000)	(55,824,000)
Gross premiums earned		296,211,000	285,646,000	583,579,000	556,057,000
Ceded premiums earned		(137,940,000)	(139,147,000)	(272,379,000)	(267,359,000)
Net premiums earned		158,271,000	146,499,000	311,200,000	288,698,000
Net investment income		2,163,000	956,000	4,163,000	2,249,000
Net realized losses		(102,000)	(1,000,000)	(118,000)	(920,000)
Other revenue		3,438,000	3,742,000	7,133,000	7,414,000
Total revenues		163,770,000	150,197,000	322,378,000	297,441,000
EXPENSES:
Losses and loss adjustment expenses		101,522,000	100,834,000	241,560,000	198,743,000
Policy acquisition costs, net of ceding commission income	[1]	38,375,000	37,833,000	76,632,000	73,199,000
General and administrative expenses, net of ceding commission income	[2]	17,466,000	15,520,000	37,190,000	35,320,000
Goodwill impairment		91,959,000	0	91,959,000	0
Total expenses		249,322,000	154,187,000	447,341,000	307,262,000
Operating loss		(85,552,000)	(3,990,000)	(124,963,000)	(9,821,000)
Interest expense, net		1,751,000	1,925,000	3,723,000	3,803,000
Loss before income taxes		(87,303,000)	(5,915,000)	(128,686,000)	(13,624,000)
Provision (benefit) for income taxes		563,000	(1,965,000)	(10,061,000)	(4,527,000)
Net loss		(87,866,000)	(3,950,000)	(118,625,000)	(9,097,000)
OTHER COMPREHENSIVE (LOSS) INCOME
Change in net unrealized losses on investments		(16,161,000)	3,625,000	(47,932,000)	(6,972,000)
Reclassification adjustment for net realized investment losses (gains)		102,000	(22,000)	118,000	(102,000)
Income tax benefit (expense) related to items of other comprehensive loss (gains)		3,759,000	(835,000)	11,193,000	1,640,000
Total comprehensive loss		$ (100,166,000)	$ (1,182,000)	$ (155,246,000)	$ (14,531,000)
Weighted average shares outstanding
Basic		26,453,456	27,904,923	26,620,418	27,866,364
Diluted		26,453,456	27,904,923	26,620,418	27,866,364
Loss per share
Basic		$ (3.32)	$ (0.14)	$ (4.46)	$ (0.33)
Diluted		$ (3.32)	$ (0.14)	$ (4.46)	$ (0.33)

[1] Policy acquisition costs includes $11.5 million and $23.2 million of ceding commission income for the three and six months ended June 30, 2022 and $11.9 million and $23.2 million for the three and six months of June 30, 2021, respectively.

[2] General and administration includes $3.9 million and $7.7 million of ceding commission income for the three and six months ended June 30, 2022 and $3.9 million and $7.6 million for the three and six months ended June 30, 2021, respectively.