The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,556,418 53,448 SH   SOLE N/A 0 0 53,448
ISHARES INC MSCI EMERG MRKT 464286533   7,633,745 143,088 SH   SOLE N/A 0 0 143,088
ISHARES TR MSCI EAFE MIN VL 46429B689   5,869,735 89,999 SH   SOLE N/A 0 0 89,999
EATON CORP PLC SHS G29183103   750,532 3,519 SH   SOLE N/A 0 0 3,519
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   1,576,819 17,462 SH   SOLE N/A 0 0 17,462
ISHARES TR CORE Sandamp;P TTL STK 464287150   13,064,153 138,700 SH   SOLE N/A 0 0 138,700
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   2,340,553 49,546 SH   SOLE N/A 0 0 49,546
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL DIS 46137V381   1,161,113 27,593 SH   SOLE N/A 0 0 27,593
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL HLT 46137V332   2,473,371 90,269 SH   SOLE N/A 0 0 90,269
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL MAT 46137V316   2,874,186 92,658 SH   SOLE N/A 0 0 92,658
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL IND 46137V324   1,229,913 32,121 SH   SOLE N/A 0 0 32,121
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL STP 46137V373   1,249,574 41,597 SH   SOLE N/A 0 0 41,597
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL TEC 46137V282   1,379,575 49,008 SH   SOLE N/A 0 0 49,008
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL UTL 46137V274   1,863,597 37,057 SH   SOLE N/A 0 0 37,057
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,058,707 122,132 SH   SOLE N/A 0 0 122,132
ISHARES TR 0-5YR HI YL CP 46434V407   2,484,325 60,549 SH   SOLE N/A 0 0 60,549
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   5,264,647 125,558 SH   SOLE N/A 0 0 125,558
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,452,193 35,619 SH   SOLE N/A 0 0 35,619
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,578,257 20,772 SH   SOLE N/A 0 0 20,772
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,002,351 13,338 SH   SOLE N/A 0 0 13,338
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,777,152 42,354 SH   SOLE N/A 0 0 42,354
ARBOR REALTY TRUST INC COM 038923108   691,236 45,536 SH   SOLE N/A 0 0 45,536
ADOBE INC COM 00724F101   730,687 1,433 SH   SOLE N/A 0 0 1,433
AMERICAN EQTY INVT LIFE HLD COM 025676206   720,653 13,435 SH   SOLE N/A 0 0 13,435
AMERICAN EAGLE OUTFITTERS IN COM 02553E106   795,353 47,884 SH   SOLE N/A 0 0 47,884
AFFIRM HLDGS INC COM CL A 00827B106   639,036 30,044 SH   SOLE N/A 0 0 30,044
ARISTA NETWORKS INC COM 040413106   776,369 4,221 SH   SOLE N/A 0 0 4,221
ABERCROMBIE and FITCH CO CL A 002896207   792,055 14,051 SH   SOLE N/A 0 0 14,051
APPLOVIN CORP COM CL A 03831W108   701,538 17,556 SH   SOLE N/A 0 0 17,556
AZEK CO INC CL A 05478C105   707,693 23,796 SH   SOLE N/A 0 0 23,796
BUILDERS FIRSTSOURCE INC COM 12008R107   750,924 6,032 SH   SOLE N/A 0 0 6,032
BOSTON PROPERTIES INC COM 101121101   692,288 11,639 SH   SOLE N/A 0 0 11,639
CARRIER GLOBAL CORPORATION COM 14448C104   766,397 13,884 SH   SOLE N/A 0 0 13,884
CATERPILLAR INC COM 149123101   751,023 2,751 SH   SOLE N/A 0 0 2,751
CHAMPIONX CORPORATION COM 15872M104   690,529 19,386 SH   SOLE N/A 0 0 19,386
CNX RES CORP COM 12653C108   745,659 33,023 SH   SOLE N/A 0 0 33,023
CALIFORNIA RES CORP COM STOCK 13057Q305   709,647 12,670 SH   SOLE N/A 0 0 12,670
CVR ENERGY INC COM 12662P108   707,177 20,781 SH   SOLE N/A 0 0 20,781
DOORDASH INC CL A 25809K105   709,111 8,923 SH   SOLE N/A 0 0 8,923
HF SINCLAIR CORP COM 403949100   690,105 12,122 SH   SOLE N/A 0 0 12,122
DIGITAL RLTY TR INC COM 253868103   718,012 5,933 SH   SOLE N/A 0 0 5,933
ELANCO ANIMAL HEALTH INC COM 28414H103   727,700 64,742 SH   SOLE N/A 0 0 64,742
ISHARES TR FLTG RATE NT ETF 46429B655   4,079,885 80,171 SH   SOLE N/A 0 0 80,171
FRESHWORKS INC CLASS A COM 358054104   720,805 36,185 SH   SOLE N/A 0 0 36,185
FASTLY INC CL A 31188V100   685,500 35,759 SH   SOLE N/A 0 0 35,759
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   4,036,646 88,252 SH   SOLE N/A 0 0 88,252
HASBRO INC COM 418056107   774,896 11,716 SH   SOLE N/A 0 0 11,716
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   677,505 7,827 SH   SOLE N/A 0 0 7,827
IONQ INC COM 46222L108   636,060 42,746 SH   SOLE N/A 0 0 42,746
KILROY RLTY CORP COM 49427F108   636,183 20,126 SH   SOLE N/A 0 0 20,126
ELI LILLY and CO COM 532457108   688,601 1,282 SH   SOLE N/A 0 0 1,282
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,080,104 40,744 SH   SOLE N/A 0 0 40,744
MATADOR RES CO COM 576485205   691,871 11,632 SH   SOLE N/A 0 0 11,632
NCR CORP NEW COM 62886E108   720,962 26,732 SH   SOLE N/A 0 0 26,732
NORTHERN OIL and GAS INC COM 665531307   714,364 17,757 SH   SOLE N/A 0 0 17,757
NOV INC COM 62955J103   724,791 34,679 SH   SOLE N/A 0 0 34,679
NVIDIA CORPORATION COM 67066G104   850,405 1,955 SH   SOLE N/A 0 0 1,955
OWENS CORNING NEW COM 690742101   785,176 5,756 SH   SOLE N/A 0 0 5,756
OLD DOMINION FREIGHT LINE IN COM 679580100   790,458 1,932 SH   SOLE N/A 0 0 1,932
PULTE GROUP INC COM 745867101   750,275 10,132 SH   SOLE N/A 0 0 10,132
PERMIAN RESOURCES CORP CLASS A COM 71424F105   736,669 52,770 SH   SOLE N/A 0 0 52,770
PURE STORAGE INC CL A 74624M102   708,161 19,881 SH   SOLE N/A 0 0 19,881
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   773,464 31,856 SH   SOLE N/A 0 0 31,856
ROKU INC COM CL A 77543R102   666,934 9,448 SH   SOLE N/A 0 0 9,448
RPM INTL INC COM 749685103   708,326 7,471 SH   SOLE N/A 0 0 7,471
SL GREEN RLTY CORP COM 78440X887   710,528 19,049 SH   SOLE N/A 0 0 19,049
SM ENERGY CO COM 78454L100   724,247 18,266 SH   SOLE N/A 0 0 18,266
UNITED RENTALS INC COM 911363109   757,992 1,705 SH   SOLE N/A 0 0 1,705
VORNADO RLTY TR SH BEN INT 929042109   655,452 28,900 SH   SOLE N/A 0 0 28,900
VERTIV HOLDINGS CO COM CL A 92537N108   712,826 19,162 SH   SOLE N/A 0 0 19,162
VISTRA CORP COM 92840M102   726,343 21,891 SH   SOLE N/A 0 0 21,891
YELP INC CL A 985817105   700,084 16,833 SH   SOLE N/A 0 0 16,833
ZURN ELKAY WATER SOLNS CORP COM 98983L108   715,939 25,551 SH   SOLE N/A 0 0 25,551
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   282,441 13,456 SH   SOLE N/A 0 0 13,456
ISHARES TR CORE INTL AGGR 46435G672   2,105,540 43,164 SH   SOLE N/A 0 0 43,164
GLOBAL X FDS GLBL X MLP ETF 37954Y343   611,061 13,704 SH   SOLE N/A 0 0 13,704
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   302,990 16,584 SH   SOLE N/A 0 0 16,584
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   423,601 38,685 SH   SOLE N/A 0 0 38,685
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   195,224 11,430 SH   SOLE N/A 0 0 11,430
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL FIN 46137V340   645,595 12,736 SH   SOLE N/A 0 0 12,736
INVESCO EXCHANGE TRADED FD T Sandamp;P500 EQL ENR 46137V365   738,277 9,623 SH   SOLE N/A 0 0 9,623
SCHWAB STRATEGIC TR US REIT ETF 808524847   599,169 33,756 SH   SOLE N/A 0 0 33,756
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,290,221 25,554 SH   SOLE N/A 0 0 25,554
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,241,742 118,511 SH   SOLE N/A 0 0 118,511
SPDR SER TR NUVEEN BLMBRG SH 78468R739   922,658 19,958 SH   SOLE N/A 0 0 19,958
SPDR SER TR NUVEEN BLMBRG MU 78468R721   560,584 12,828 SH   SOLE N/A 0 0 12,828
ISHARES TR MSCI USA MIN VOL 46429B697   2,208,531 30,513 SH   SOLE N/A 0 0 30,513
ISHARES TR MBS ETF 464288588   518,947 5,844 SH   SOLE N/A 0 0 5,844
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   511,992 10,691 SH   SOLE N/A 0 0 10,691
ISHARES TR ESG AWR US AGRGT 46435U549   811,640 17,917 SH   SOLE N/A 0 0 17,917
ISHARES TR ESG AWARE MSCI 46435U663   387,816 11,525 SH   SOLE N/A 0 0 11,525
NUSHARES ETF TR ESG HI TLD CRP 67092P854   204,436 10,176 SH   SOLE N/A 0 0 10,176
ISHARES TR ESG MSCI LEADR 46435U218   1,191,629 15,802 SH   SOLE N/A 0 0 15,802
TESLA INC COM 88160R101   749,159 2,994 SH   SOLE N/A 0 0 2,994
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,326,615 14,448 SH   SOLE N/A 0 0 14,448
ISHARES TR MSCI EMG MKT ETF 464287234   590,236 15,553 SH   SOLE N/A 0 0 15,553
ISHARES TR MSCI EAFE ETF 464287465   1,742,780 25,287 SH   SOLE N/A 0 0 25,287
SPDR SandP 500 ETF TR PUT 78462F103   3,228,329 7,552 SH   SOLE N/A 0 0 7,552
SPDR SER TR PRTFLO Sandamp;P500 VL 78464A508   911,103 22,082 SH   SOLE N/A 0 0 22,082
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,479,309 10,321 SH   SOLE N/A 0 0 10,321
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,067,898 8,295 SH   SOLE N/A 0 0 8,295
ISHARES TR MSCI ACWI ETF 464288257   261,315 2,829 SH   SOLE N/A 0 0 2,829
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   283,743 810 SH   SOLE N/A 0 0 810
SPDR SandP 500 ETF TR PUT 78462F103   854,960 2,000 SH   SOLE N/A 0 0 2,000