The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC Apple 037833100 300 1,690 SH   SOLE N/A 0 0 1,690
ISHARES TR iShares MSCI ACWI - ETF 464288257 321 3,034 SH   SOLE N/A 0 0 3,034
JP MORGAN CHASE and CO Alerian MLP - ETF 00162Q452 426 13,001 SH   SOLE N/A 0 0 13,001
AMAZON COM INC Amazon Com Inc 023135106 343 103 SH   SOLE N/A 0 0 103
VANECK VECTORS Vaneck Vectors Fallen 92189F437 5,057 153,396 SH   SOLE N/A 0 0 153,396
VANGUARD INDEX FUNDS Vanguard Intermediate Bond Index Fund - ETF 921937819 213 2,434 SH   SOLE N/A 0 0 2,434
INVESCO EXCHANGE TRADED FD T Invesco Senior Bank Loan - ETF 46138G508 471 21,294 SH   SOLE N/A 0 0 21,294
VANGUARD INDEX FUNDS Vanguard Bond Index Fund - ETF 921937835 748 8,823 SH   SOLE N/A 0 0 8,823
VANGUARD INDEX FUNDS Vanguard Total Intl. Bond Market - ETF 92203J407 657 11,910 SH   SOLE N/A 0 0 11,910
BERKSHIRE HATHAWAY INC DEL Berkshire Hathaway B New 084670702 242 810 SH   SOLE N/A 0 0 810
INVESCO EXCH TRD SLF IDX FD Invesco BulletShares 2023 HY Corp. Bond - ETF 46138J858 256 10,136 SH   SOLE N/A 0 0 10,136
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 5,691 107,811 SH   SOLE N/A 0 0 107,811
COSTCO WHSL CORP NEW Costco Wholesale Co 22160K105 260 457 SH   SOLE N/A 0 0 457
ISHARES INC iShares MSCI Emerg. Mkts Min. Volatility - ETF 464286533 7,034 111,978 SH   SOLE N/A 0 0 111,978
ISHARES TR iShares MSCI EAFE Min. Volatility - ETF 46429B689 5,204 67,786 SH   SOLE N/A 0 0 67,786
ISHARES TR iShares JPM Emerging Market Bonds - ETF 464288281 229 2,099 SH   SOLE N/A 0 0 2,099
ISHARES TR iShares Floating Rate Bond - ETF 46429B655 503 9,910 SH   SOLE N/A 0 0 9,910
ALPHABET INC Google 02079K107 546 189 SH   SOLE N/A 0 0 189
PIMCO Pimco 0-5 Yr High Yield Corporate Bond - ETF 72201R783 4,428 44,681 SH   SOLE N/A 0 0 44,681
ISHARES TR iShares Int'l Aggregate Bond - ETF 46435G672 5,018 92,020 SH   SOLE N/A 0 0 92,020
ISHARES TR Ishares Sandamp;P Mid Cap - ETF 464287705 1,735 15,674 SH   SOLE N/A 0 0 15,674
ISHARES TR CORE Sandamp;P SCP ETF 464287804 1,014 8,855 SH   SOLE N/A 0 0 8,855
ISHARES TR MSCI INDIA ETF 46429B598 5,163 112,628 SH   SOLE N/A 0 0 112,628
ISHARES TR iShares U.S. Total Stock Market - ETF 464287150 11,616 108,583 SH   SOLE N/A 0 0 108,583
ISHARES TR MBS ETF 464288588 2,724 25,355 SH   SOLE N/A 0 0 25,355
GLOBAL X FDS Global X MLP - ETF 37954Y343 577 16,509 SH   SOLE N/A 0 0 16,509
INVESCO EXCH TRADED FD TR II Invesco Emerging Market Debt - ETF 46138E784 367 13,930 SH   SOLE N/A 0 0 13,930
ISHARES TR iShares Sandamp;P US Preferred Stock - ETF 464288687 274 6,937 SH   SOLE N/A 0 0 6,937
INVESCO EXCHANGE TRADED FD T Invesco Preferred - ETF 46138E511 489 32,629 SH   SOLE N/A 0 0 32,629
INVESCO EXCH TRADED FD TR II P Invesco High Yield Corporate Bond - ETF 46138E719 281 14,471 SH   SOLE N/A 0 0 14,471
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Cons. Disc. - ETF 46137V381 1,081 6,904 SH   SOLE N/A 0 0 6,904
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Industrials - ETF 46137V324 1,244 6,295 SH   SOLE N/A 0 0 6,295
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Cons. Staples - ETF 46137V373 1,289 7,590 SH   SOLE N/A 0 0 7,590
ADVISORS INNER CIRCLE FD III ADVOCATE RISING 00775Y736 896 36,684 SH   SOLE N/A 0 0 36,684
INVESCO EXCHANGE TRADED FD T Invesco Sandamp;P 500 Equal Weight - ETF 46137V357 3,702 22,748 SH   SOLE N/A 0 0 22,748
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Materials - ETF 46137V316 2,978 16,540 SH   SOLE N/A 0 0 16,540
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Energy - ETF 46137V365 715 14,978 SH   SOLE N/A 0 0 14,978
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Financials - ETF 46137V340 615 9,556 SH   SOLE N/A 0 0 9,556
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Health Care - ETF 46137V332 2,638 8,231 SH   SOLE N/A 0 0 8,231
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Technology - ETF 46137V282 1,853 5,720 SH   SOLE N/A 0 0 5,720
INVESCO EXCHANGE TRADED FD T Invesco Equal Wgt. Utilities - ETF 46137V274 2,065 18,089 SH   SOLE N/A 0 0 18,089
SCHWAB STRATEGIC TR Schwab US Small Cap - ETF 808524607 4,785 46,733 SH   SOLE N/A 0 0 46,733
SCHWAB STRATEGIC TR Schwab US Broad Market - ETF 808524102 329 2,910 SH   SOLE N/A 0 0 2,910
SCHWAB STRATEGIC TR Schwab US Large-Cap Growth - ETF 808524300 269 1,640 SH   SOLE N/A 0 0 1,640
SCHWAB STRATEGIC TR Schwab REIT Fund - ETF 808524847 882 16,738 SH   SOLE N/A 0 0 16,738
SCHWAB STRATEGIC TR Schwab US Short-Term Treasury Fund - ETF 808524862 1,984 39,021 SH   SOLE N/A 0 0 39,021
SCHWAB STRATEGIC TR Schwab US TIPS - ETF 808524870 9,425 149,867 SH   SOLE N/A 0 0 149,867
SCHWAB STRATEGIC TR Schwab US Large Cap - ETF 808524201 484 4,248 SH   SOLE N/A 0 0 4,248
SCHWAB STRATEGIC TR Schwab US Aggregate Bond - ETF 808524839 10,775 199,914 SH   SOLE N/A 0 0 199,914
SPDR SERIES TR SPDR Sandamp;P Dividend - ETF 78464A763 420 3,255 SH   SOLE N/A 0 0 3,255
SPDR SERIES TR SPDR Barclays Short Term Muni Bond - ETF 78468R739 1,021 20,770 SH   SOLE N/A 0 0 20,770
SPDR SERIES TR SPDR Barclays Short-Term HY - ETF 78468R408 857 31,558 SH   SOLE N/A 0 0 31,558
INVESCO Powershares Sandamp;P 500 High Div. Low Vol. - ETF 46138E362 224 5,568 SH   SOLE N/A 0 0 5,568
INVESCO EXCH TRADED FD TR II Sandamp;P500 LOW VOL 46138E354 209 3,041 SH   SOLE N/A 0 0 3,041
ISHARES TR 0-5 YR TIPS ETF 46429B747 251 2,368 SH   SOLE N/A 0 0 2,368
ISHARES TR Ishares Esg Msci Usa 46435U218 1,230 14,584 SH   SOLE N/A 0 0 14,584
SPDR SERIES TR SPDR Barclays Municipal Bond - ETF 78468R721 564 10,897 SH   SOLE N/A 0 0 10,897
ISHARES TR IShares Barclays TIPS - ETF 464287176 429 3,323 SH   SOLE N/A 0 0 3,323
ISHARES TR iShares MSCI USA Min. Volatility - ETF 46429B697 2,605 32,195 SH   SOLE N/A 0 0 32,195
VANGUARD INDEX FUNDS Vanguard Corporate Bond - ETF 92206C870 365 3,892 SH   SOLE N/A 0 0 3,892
FTSE DEV MKT ETF VANGUARD TAX-MANAGED INTL FD 921943858 2,194 42,966 SH   SOLE N/A 0 0 42,966
VANGUARD INDEX FUNDS Vanguard REIT - ETF 922908553 5,643 48,643 SH   SOLE N/A 0 0 48,643
VANGUARD INDEX FUNDS Vanguard Sandamp;P 500 - ETF 922908363 4,918 11,266 SH   SOLE N/A 0 0 11,266
VANGUARD INDEX FUNDS Vanguard Short Term TIPS - ETF 922020805 3,825 74,421 SH   SOLE N/A 0 0 74,421
SPDR SERIES TR SPDR Communications Svcs - ETF 81369Y852 2,233 28,749 SH   SOLE N/A 0 0 28,749
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,001 90,109 SH   SOLE N/A 0 0 90,109
SELECT SECTOR SPDR TR Sector SPDR Financial Select - ETF 81369Y605 6,674 170,906 SH   SOLE N/A 0 0 170,906
SELECT SECTOR SPDR TR Sector SPDR Industrials - ETF 81369Y704 371 3,507 SH   SOLE N/A 0 0 3,507
SELECT SECTOR SPDR TR Sector SPDR Technology - ETF 81369Y803 1,895 10,900 SH   SOLE N/A 0 0 10,900
SELECT SECTOR SPDR TR Sector SPDR Consumer Staples - ETF 81369Y308 260 3,377 SH   SOLE N/A 0 0 3,377
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,998 24,445 SH   SOLE N/A 0 0 24,445
SPDR SER TR Sandamp;P OILGAS EXP 78468R556 4,821 50,283 SH   SOLE N/A 0 0 50,283