The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GLOBAL X FUNDS Global X MLP - ETF 37950E473 949 34,861 SH   SOLE N/A 0 0 34,861
INVESCO EXCHANGE TRADED FD TR Invesco Emerging Market Debt - ETF 46138E784 583 21,782 SH   SOLE N/A 0 0 21,782
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Utilities - ETF 46137V274 1,358 14,929 SH   SOLE N/A 0 0 14,929
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Cons. Disc. - ETF 46137V381 1,443 16,259 SH   SOLE N/A 0 0 16,259
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Cons. Staples - ETF 46137V373 1,364 10,059 SH   SOLE N/A 0 0 10,059
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Energy - ETF 46137V365 1,163 41,447 SH   SOLE N/A 0 0 41,447
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Financials - ETF 46137V340 1,234 33,123 SH   SOLE N/A 0 0 33,123
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Health Care - ETF 46137V373 1,436 6,460 SH   SOLE N/A 0 0 6,460
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Industrials - ETF 46137V324 1,399 11,666 SH   SOLE N/A 0 0 11,666
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Materials - ETF 46137V316 1,684 16,508 SH   SOLE N/A 0 0 16,508
INVESCO EXCHANGE TRADED FD TR Invesco Equal Wgt. Technology - ETF 46137V282 1,425 7,157 SH   SOLE N/A 0 0 7,157
INVESCO EXCHANGE TRADED FD TR Invesco High Yield Corporate Bond - ETF 46138E719 500 27,646 SH   SOLE N/A 0 0 27,646
INVESCO Exhange Traded FD TR Invesco Preferred - ETF 46138E511 716 50,689 SH   SOLE N/A 0 0 50,689
INVESCO EXCHANGE TRADED FD TR Invesco Senior Bank Loan - ETF 4613IG508 578 27,068 SH   SOLE N/A 0 0 27,068
INVESCO EXCHN TRD SLF IDX FD Invesco HY Corporate Bond 2021 - ETF 46138J809 484 21,310 SH   SOLE N/A 0 0 21,310
ISHARES TR iShares Barclays 20+ Year Treasury - ETF 464287432 4,071 24,835 SH   SOLE N/A 0 0 24,835
ISHARES TR iShares Barclays 3-7 Year Treasury - ETF 464288661 8,616 64,459 SH   SOLE N/A 0 0 64,459
ISHARES TR iShares Barclays 7-10 Year Treasury - ETF 464287440 8,189 67,198 SH   SOLE N/A 0 0 67,198
ISHARES TR iShares Barclays Aggregate Bond Fund - ETF 464287226 467 3,953 SH   SOLE N/A 0 0 3,953
ISHARES TR iShares Barclays MBS - ETF 464288588 704 6,358 SH   SOLE N/A 0 0 6,358
ISHARES TR iShares Int'l Aggregate Bond - ETF 46435G672 3,608 64,793 SH   SOLE N/A 0 0 64,793
ISHARES TR iShares MSCI Emerg. Mkts Min. Volatility - ETF 464286533 5,210 100,195 SH   SOLE N/A 0 0 100,195
ISHARES TR iShares MSCI ACWI - ETF 464288257 271 3,679 SH   SOLE N/A 0 0 3,679
ISHARES TR iShares MSCI EAFE Min. Volatility - ETF 46429B689 4,774 72,264 SH   SOLE N/A 0 0 72,264
ISHARES TR iShares MSCI USA Min. Volatility - ETF 46429B697 4,304 70,982 SH   SOLE N/A 0 0 70,982
ISHARES TR Ishares Total US Stock 464287150 1,608 23,159 SH   SOLE N/A 0 0 23,159
ISHARES TR iShares TR Russell 1000 Growth - ETF 464287614 604 3,146 SH   SOLE N/A 0 0 3,146
ISHARES TR iShares US Home Construction - ETF 464288752 4,459 100,987 SH   SOLE N/A 0 0 100,987
ISHARES TR iShares US Treasury Bond - ETF 46429B267 8,172 291,953 SH   SOLE N/A 0 0 291,953
SCHWAB STRATEGIC TR Schwab REIT Fund - ETF 808524847 1,115 31,657 SH   SOLE N/A 0 0 31,657
SCHWAB STRATEGIC TR Schwab US Aggregate Bond - ETF 808524839 11,911 211,780 SH   SOLE N/A 0 0 211,780
SCHWAB STRATEGIC TR Schwab US Short-Term Treasury Fund - ETF 808524862 865 16,756 SH   SOLE N/A 0 0 16,756
SCHWAB STRATEGIC TR Schwab US Small Cap - ETF 808524607 4,946 75,699 SH   SOLE N/A 0 0 75,699
SCHWAB STRATEGIC TR Schwab US TIPS - ETF 808524870 2,589 43,131 SH   SOLE N/A 0 0 43,131
SELECT SECTOR SPDR TR Sector SPDR Consumer Discretionary - ETF 81369Y407 4,448 34,826 SH   SOLE N/A 0 0 34,826
SELECT SECTOR SPDR TR Sector SPDR Technology - ETF 81369Y803 348 3,331 SH   SOLE N/A 0 0 3,331
SPDR SERIES TR SPDR Barclays Municipal Bond - ETF 78464A458 842 16,301 SH   SOLE N/A 0 0 16,301
SPDR SERIES TR SPDR Barclays Short Term Muni Bond - ETF 78464A425 1,838 36,850 SH   SOLE N/A 0 0 36,850
SPDR SERIES TR SPDR Communications Svcs - ETF 78464A664 5,102 94,411 SH   SOLE N/A 0 0 94,411
SPDR SERIES TR SPDR Convertable Bond Fund - ETF 78464A359 4,459 73,710 SH   SOLE N/A 0 0 73,710
SPDR SP 500 ETF TR SPDR SP 500 - ETF 78462F103 718 2,327 SH   SOLE N/A 0 0 2,327
VANGUARD BOND INDEX Vanguard Bond Index Fund - ETF 921937835 794 8,990 SH   SOLE N/A 0 0 8,990
VANGUARD CHARLOTTE FUNDS Vanguard Total Intl. Bond Market - ETF 92203J407 899 15,569 SH   SOLE N/A 0 0 15,569
VANGUARD SCOTTSDALE FDS Vanguard Short Term 92206C102 4,048 65,075 SH   SOLE N/A 0 0 65,075
VANGUARD INTL EQUITY INDEX Vanguard International Equity - ETF 922042775 407 8,545 SH   SOLE N/A 0 0 8,545