The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR Alerian MLP - ETF 00162Q866 1,291 128,698 SH   SOLE N/A 0 0 1,291
ISHARES TR iShares Barclays Aggregate Bond Fund - ETF 464287226 264 2,416 SH   SOLE N/A 0 0 264
ISHARES TR iShares Comex Gold Trust - ETF 464285105 3,627 293,001 SH   SOLE N/A 0 0 3,627
ISHARES TR iShares Expanded Tech. Software - ETF 464287515 3,707 17,583 SH   SOLE N/A 0 0 3,707
ISHARES TR iShares Floating Rate Bond - ETF 46429B655 359 7,055 SH   SOLE N/A 0 0 359
ISHARES TR Ishares Global Infrastructure - ETF 464288372 394 8,790 SH   SOLE N/A 0 0 394
ISHARES TR iShares JPM Emerging Market Bonds - ETF 464288281 220 2,024 SH   SOLE N/A 0 0 220
ISHARES TR iShares MSCI Emerg. Mkts Min. Volatility - ETF 464286533 5,040 85,029 SH   SOLE N/A 0 0 5,040
ISHARES TR iShares MSCI ACWI - ETF 464288257 286 3,962 SH   SOLE N/A 0 0 286
ISHARES TR iShares MSCI Brazil - ETF 464286400 4,158 101,432 SH   SOLE N/A 0 0 4,158
ISHARES TR iShares MSCI EAFE Min. Volatility - ETF 46429B689 4,932 68,501 SH   SOLE N/A 0 0 4,932
ISHARES TR iShares MSCI Hong Kong - ETF 464286871 4,128 157,483 SH   SOLE N/A 0 0 4,128
ISHARES TR iShares MSCI USA Min. Volatility - ETF 46429B697 5,503 93,593 SH   SOLE N/A 0 0 5,503
ISHARES TR iShares S&P US Preferred Stock - ETF 464288687 3,602 98,563 SH   SOLE N/A 0 0 3,602
ISHARES TR iShares Short Maturity Bond - ETF 46431W507 379 7,541 SH   SOLE N/A 0 0 379
PIMCO Pimco Enhanced Short Maturity - ETF 72201R833 371 3,654 SH   SOLE N/A 0 0 371
POWERSHARES GLOBAL ETF Invesco Emerging Market Debt - ETF 73936T573 680 24,283 SH   SOLE N/A 0 0 680
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Utilities - ETF 78355W791 1,914 19,762 SH   SOLE N/A 0 0 1,914
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Cons. Disc. - ETF 78355W882 1,572 15,113 SH   SOLE N/A 0 0 1,572
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Cons. Staples - ETF 78355W874 1,616 12,317 SH   SOLE N/A 0 0 1,616
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Energy - ETF 78355W866 1,497 29,555 SH   SOLE N/A 0 0 1,497
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Financials - ETF 78355W858 1,568 38,931 SH   SOLE N/A 0 0 1,568
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Health Care - ETF 78355W841 1,584 8,026 SH   SOLE N/A 0 0 1,584
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Industrials - ETF 78355W833 1,633 13,582 SH   SOLE N/A 0 0 1,633
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Materials - ETF 78355W825 1,627 15,431 SH   SOLE N/A 0 0 1,627
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Technology - ETF 78355W817 1,900 11,171 SH   SOLE N/A 0 0 1,900
POWERSHARES GLOBAL ETF Invesco High Yield Corporate Bond - ETF 73936T557 586 31,429 SH   SOLE N/A 0 0 586
POWERSHARES GLOBAL ETF Invesco HY Corporate Bond 2021 - ETF 18383M225 634 25,671 SH   SOLE N/A 0 0 634
POWERSHARES GLOBAL ETF Invesco Intl Dividend Achievers - ETF 46137V548 390 24,586 SH   SOLE N/A 0 0 390
POWERSHARES GLOBAL ETF Invesco Preferred - ETF 73936T565 8,732 602,235 SH   SOLE N/A 0 0 8,732
POWERSHARES GLOBAL ETF Invesco S&P 500 Low Volatility - ETF 73937B779 209 3,969 SH   SOLE N/A 0 0 209
POWERSHARES GLOBAL ETF Invesco Senior Bank Loan - ETF 73936Q769 971 42,889 SH   SOLE N/A 0 0 971
POWERSHARES GLOBAL ETF Invesco Variable Rate Pfd - ETF 46138G870 398 16,198 SH   SOLE N/A 0 0 398
POWERSHARES GLOBAL ETF Powershares S&P 500 High Div. Low Vol. - ETF 73937B654 224 5,568 SH   SOLE N/A 0 0 224
SCHWAB STRATEGIC TR Schwab US Aggregate Bond - ETF 808524839 10,741 207,036 SH   SOLE N/A 0 0 10,741
SCHWAB STRATEGIC TR Schwab REIT Fund - ETF 808524847 1,612 36,279 SH   SOLE N/A 0 0 1,612
SCHWAB STRATEGIC TR Schwab US Broad Market - ETF 808524102 284 4,179 SH   SOLE N/A 0 0 284
SCHWAB STRATEGIC TR Schwab US Large Cap - ETF 808524201 322 4,760 SH   SOLE N/A 0 0 322
SCHWAB STRATEGIC TR Schwab US Short-Term Treasury Fund - ETF 808524862 484 9,642 SH   SOLE N/A 0 0 484
SCHWAB STRATEGIC TR Schwab US Small Cap - ETF 808524607 5,631 80,520 SH   SOLE N/A 0 0 5,631
SCHWAB STRATEGIC TR Schwab US TIPS - ETF 808524870 1,575 28,630 SH   SOLE N/A 0 0 1,575
SELECT SECTOR SPDR TR Sector SPDR Consumer Discretionary - ETF 81369Y407 371 3,259 SH   SOLE N/A 0 0 371
SELECT SECTOR SPDR TR Sector SPDR Consumer Staples - ETF 81369Y308 374 6,663 SH   SOLE N/A 0 0 374
SELECT SECTOR SPDR TR Sector SPDR Technology - ETF 81369Y803 459 6,197 SH   SOLE N/A 0 0 459
SELECT SECTOR SPDR TR Sector SPDR Utility Select - ETF 81369Y886 3,696 63,545 SH   SOLE N/A 0 0 3,696
SPDR SERIES TR SPDR 1-3 Month T-Bill - ETF 78468R663 302 3,299 SH   SOLE N/A 0 0 302
SPDR SERIES TR SPDR Barclays Municipal Bond - ETF 78464A458 809 16,426 SH   SOLE N/A 0 0 809
SPDR SERIES TR SPDR Barclays Short Term Muni Bond - ETF 78464A425 1,804 37,220 SH   SOLE N/A 0 0 1,804
SPDR SERIES TR SPDR Barclays Short-Term HY - ETF 78468R408 555 20,355 SH   SOLE N/A 0 0 555
SPDR SERIES TR SPDR Convertable Bond Fund - ETF 78464A359 7,718 147,719 SH   SOLE N/A 0 0 7,718
SPDR SERIES TR SPDR Emerging Markets Bond - ETF 78464A391 784 29,120 SH   SOLE N/A 0 0 784
SPDR SERIES TR SPDR S&P 500 - ETF 78462F103 850 3,010 SH   SOLE N/A 0 0 850
SPDR SERIES TR SPDR S&P Dividend - ETF 78464A763 324 3,255 SH   SOLE N/A 0 0 324
VANECK VECTORS ETF Vaneck Emerging Market Bond - ETF 92189H300 7,007 210,055 SH   SOLE N/A 0 0 7,007
VANGUARD BOND INDES Vanguard Bond Index Fund - ETF 921937835 655 8,065 SH   SOLE N/A 0 0 655
VANGUARD CHARLOTTE FUNDS Vanguard Total Intl. Bond Market - ETF 92203J407 4,056 72,724 SH   SOLE N/A 0 0 4,056
VANGUARD INDEX FUNDS Vanguard Total Stock Market - ETF 922908769 371 2,562 SH   SOLE N/A 0 0 371