The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GLOBAL X Global X MLP - ETF 37950E473 342 35,807 SH   SOLE N/A 0 0 35,807
ISHARES TR iShares Barclays Aggregate Bond Fund - ETF 464287226 326 3,088 SH   SOLE N/A 0 0 3,088
ISHARES TR iShares Floating Rate Bond - ETF 46429B655 3,990 78,197 SH   SOLE N/A 0 0 78,197
ISHARES TR iShares JPM Emerging Market Bonds - ETF 464288281 222 2,024 SH   SOLE N/A 0 0 2,024
ISHARES TR iShares MSCI Emerg. Mkts Min. Volatility - ETF 464286533 4,870 82,128 SH   SOLE N/A 0 0 82,128
ISHARES TR iShares MSCI ACWI - ETF 464288257 287 3,864 SH   SOLE N/A 0 0 3,864
ISHARES TR iShares MSCI EAFE Min. Volatility - ETF 46429B689 4,904 67,360 SH   SOLE N/A 0 0 67,360
ISHARES TR iShares MSCI USA Min. Volatility - ETF 46429B697 5,258 92,176 SH   SOLE N/A 0 0 92,176
ISHARES TR iShares Russell 2000 - ETF 464287655 485 2,880 SH   SOLE N/A 0 0 2,880
ISHARES TR iShares S&P Midcap - ETF 464287507 3,670 18,234 SH   SOLE N/A 0 0 18,234
ISHARES TR iShares S&P SmallCap 600 - ETF 464287804 3,885 44,536 SH   SOLE N/A 0 0 44,536
ISHARES TR iShares S&P US Preferred Stock - ETF 464288687 3,942 106,160 SH   SOLE N/A 0 0 106,160
ISHARES TR iShares Short Maturity Bond - ETF 46431W507 337 6,708 SH   SOLE N/A 0 0 6,708
OPPENHEIMER ETF TR Oppenheimer S&P Ultra Dividend - ETF 68386C401 494 12,820 SH   SOLE N/A 0 0 12,820
PIMCO Pimco 0-5 Yr High Yield Corporate Bond - ETF 72201R783 3,949 39,243 SH   SOLE N/A 0 0 39,243
PIMCO Pimco Enhanced Short Maturity - ETF 72201R833 329 3,242 SH   SOLE N/A 0 0 3,242
POWERSHARES GLOBAL ETF Alerian MLP - ETF 00162Q866 1,234 115,499 SH   SOLE N/A 0 0 115,499
POWERSHARES GLOBAL ETF Invesco Emerging Market Debt - ETF 73936T573 640 23,714 SH   SOLE N/A 0 0 23,714
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Utilities - ETF 78355W791 1,379 15,722 SH   SOLE N/A 0 0 15,722
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Cons. Disc. - ETF 78355W882 1,457 13,743 SH   SOLE N/A 0 0 13,743
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Cons. Staples - ETF 78355W874 1,448 11,281 SH   SOLE N/A 0 0 11,281
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Energy - ETF 78355W866 1,506 24,247 SH   SOLE N/A 0 0 24,247
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Financials - ETF 78355W858 1,466 34,090 SH   SOLE N/A 0 0 34,090
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Health Care - ETF 78355W841 1,545 7,496 SH   SOLE N/A 0 0 7,496
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Industrials - ETF 78355W833 1,549 12,284 SH   SOLE N/A 0 0 12,284
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Materials - ETF 78355W825 1,507 13,874 SH   SOLE N/A 0 0 13,874
POWERSHARES GLOBAL ETF Invesco Equal Wgt. Technology - ETF 78355W817 2,345 13,936 SH   SOLE N/A 0 0 13,936
POWERSHARES GLOBAL ETF Invesco High Yield Corporate Bond - ETF 73936T557 555 29,943 SH   SOLE N/A 0 0 29,943
POWERSHARES GLOBAL ETF Invesco HY Corporate Bond 2019 - ETF 18383M373 430 17,717 SH   SOLE N/A 0 0 17,717
POWERSHARES GLOBAL ETF Invesco HY Corporate Bond 2020 -ETF 46138J601 417 17,124 SH   SOLE N/A 0 0 17,124
POWERSHARES GLOBAL ETF Invesco HY Corporate Bond 2021 - ETF 18383M225 985 39,752 SH   SOLE N/A 0 0 39,752
POWERSHARES GLOBAL ETF Invesco Preferreds - ETF 73936T565 800 55,871 SH   SOLE N/A 0 0 55,871
POWERSHARES GLOBAL ETF Invesco S&P 500 Low Volatility - ETF 73937B779 4,389 88,625 SH   SOLE N/A 0 0 88,625
POWERSHARES GLOBAL ETF Invesco Senior Bank Loan - ETF 73936Q769 867 37,438 SH   SOLE N/A 0 0 37,438
POWERSHARES GLOBAL ETF Powershares S&P 500 High Div. Low Vol. - ETF 73937B654 224 5,568 SH   SOLE N/A 0 0 5,568
POWERSHARES GLOBAL ETF Powershares S&P 500 Pure Growth -ETF 739371722 502 4,176 SH   SOLE N/A 0 0 4,176
SCHWAB STRATEGIC TR Schwab REIT Fund - ETF 808524847 1,928 46,204 SH   SOLE N/A 0 0 46,204
SCHWAB STRATEGIC TR Schwab US Broad Market - ETF 808524102 278 3,952 SH   SOLE N/A 0 0 3,952
SCHWAB STRATEGIC TR Schwab US Large Cap - ETF 808524201 340 4,890 SH   SOLE N/A 0 0 4,890
SCHWAB STRATEGIC TR Schwab US Short-Term Treasury Fund - ETF 808524862 525 10,595 SH   SOLE N/A 0 0 10,595
SCHWAB STRATEGIC TR Schwab US TIPS - ETF 808524870 1,468 27,202 SH   SOLE N/A 0 0 27,202
SCHWAB STRATEGIC TR Schwab US Aggregate Bond - ETF 808524839 10,037 199,749 SH   SOLE N/A 0 0 199,749
SELECT SECTOR SPDR TR Schwab US Small Cap - ETF 808524607 6,093 79,993 SH   SOLE N/A 0 0 79,993
SELECT SECTOR SPDR TR Sector SPDR Consumer Discretionary - ETF 81369Y407 4,273 36,449 SH   SOLE N/A 0 0 36,449
SELECT SECTOR SPDR TR Sector SPDR Financial Select - ETF 81369Y605 391 14,172 SH   SOLE N/A 0 0 14,172
SELECT SECTOR SPDR TR Sector SPDR Technology - ETF 81369Y803 4,520 60,007 SH   SOLE N/A 0 0 60,007
SPDR SERIES TR SPDR Barclays Municipal Bond - ETF 78464A458 682 14,369 SH   SOLE N/A 0 0 14,369
SPDR SERIES TR SPDR Barclays Short Term Muni Bond - ETF 78464A425 1,578 33,080 SH   SOLE N/A 0 0 33,080
SPDR SERIES TR SPDR Barclays Short-Term HY - ETF 78468R408 4,033 146,167 SH   SOLE N/A 0 0 146,167
SPDR SERIES TR SPDR S&P 500 - ETF 78462F103 1,280 4,402 SH   SOLE N/A 0 0 4,402
SPDR SERIES TR SPDR S&P Dividend - ETF 78464A763 4,015 40,998 SH   SOLE N/A 0 0 40,998
SPDR SERIES TR SPDR S&P Oil and Gas Exploration - ETF 78464A730 3,876 89,544 SH   SOLE N/A 0 0 89,544
SPDR SERIES TR First Trust Dow Jones Internet Fund - ETF 33733E302 4,097 28,949 SH   SOLE N/A 0 0 28,949
VANGUARD BND INDEX FD Vanguard Bond Index Fund - ETF 921937835 661 8,402 SH   SOLE N/A 0 0 8,402
VANGUARD INDEX FDS Vanguard Mid Cap -ETF 922908629 354 2,156 SH   SOLE N/A 0 0 2,156
VANGUARD INDEX FDS Vanguard REIT - ETF 922908553 3,533 43,791 SH   SOLE N/A 0 0 43,791
VANGUARD CHARLOTTE FUNDS Vanguard Total Intl. Bond Market - ETF 92203J407 3,947 72,369 SH   SOLE N/A 0 0 72,369
VANGUARD INDEX FDS Vanguard Total Stock Market - ETF 922908769 621 4,150 SH   SOLE N/A 0 0 4,150