The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 357 1,875 SH   SOLE   0 1,875 0
ABB LTD SPONSORED ADR 000375204 568 29,895 SH   SOLE   0 29,895 0
ABBOTT LABS COM 002824100 237 3,271 SH   SOLE   0 3,271 0
ABBVIE INC COM 00287Y109 327 3,545 SH   SOLE   0 3,545 0
ADOBE INC COM 00724F101 770 3,403 SH   SOLE   0 3,403 0
APPLE INC COM 037833100 4,761 30,180 SH   SOLE   0 30,180 0
AT&T INC COM 00206R102 540 18,924 SH   SOLE   0 18,924 0
BANK AMER CORP COM 060505104 410 16,655 SH   SOLE   0 16,655 0
CATERPILLAR INC DEL COM 149123101 1,812 14,259 SH   SOLE   0 14,259 0
CHEVRON CORP NEW COM 166764100 493 4,531 SH   SOLE   0 4,531 0
CISCO SYS INC COM 17275R102 1,981 45,715 SH   SOLE   0 45,715 0
COCA COLA CO COM 191216100 841 17,765 SH   SOLE   0 17,765 0
COLGATE PALMOLIVE CO COM 194162103 699 11,740 SH   SOLE   0 11,740 0
COSTCO WHSL CORP NEW COM 22160K105 2,307 11,327 SH   SOLE   0 11,327 0
DISNEY WALT CO COM DISNEY 254687106 452 4,126 SH   SOLE   0 4,126 0
DOVER CORP COM 260003108 1,469 20,703 SH   SOLE   0 20,703 0
DOWDUPONT INC COM 26078J100 1,797 33,604 SH   SOLE   0 33,604 0
ECOLAB INC COM 278865100 869 5,900 SH   SOLE   0 5,900 0
EXXON MOBIL CORP COM 30231G102 688 10,096 SH   SOLE   0 10,096 0
HOME DEPOT INC COM 437076102 3,522 20,497 SH   SOLE   0 20,497 0
HONEYWELL INTL INC COM 438516106 224 1,695 SH   SOLE   0 1,695 0
ILLINOIS TOOL WKS INC COM 452308109 2,298 18,135 SH   SOLE   0 18,135 0
INTEL CORP COM 458140100 2,393 50,989 SH   SOLE   0 50,989 0
JOHNSON & JOHNSON COM 478160104 3,060 23,709 SH   SOLE   0 23,709 0
JPMORGAN CHASE & CO COM 46625H100 2,552 26,141 SH   SOLE   0 26,141 0
KRAFT HEINZ CO COM 500754106 457 10,617 SH   SOLE   0 10,617 0
LOWES COS INC COM 548661107 2,751 29,789 SH   SOLE   0 29,789 0
MERCK & CO INC COM 58933Y105 1,034 13,535 SH   SOLE   0 13,535 0
MICROSOFT CORP COM 594918104 4,600 45,285 SH   SOLE   0 45,285 0
NORTHROP GRUMMAN CORP COM 666807102 404 1,650 SH   SOLE   0 1,650 0
NOVARTIS A G SPONSORED ADR 66987V109 944 11,005 SH   SOLE   0 11,005 0
ORACLE CORP COM 68389X105 330 7,318 SH   SOLE   0 7,318 0
PFIZER INC COM 717081103 863 19,771 SH   SOLE   0 19,771 0
PHILIP MORRIS INTL INC COM 718172109 511 7,660 SH   SOLE   0 7,660 0
PROCTER AND GAMBLE CO COM 742718109 2,784 30,287 SH   SOLE   0 30,287 0
QUALCOMM INC COM 747525103 333 5,860 SH   SOLE   0 5,860 0
RAYTHEON CO COM NEW 755111507 333 2,173 SH   SOLE   0 2,173 0
REGIONS FINL CORP NEW COM 7591EP100 875 65,378 SH   SOLE   0 65,378 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 16,273 574,020 SH   SOLE   0 574,020 0
SOUTHERN CO COM 842587107 246 5,595 SH   SOLE   0 5,595 0
STRYKER CORP COM 863667101 621 3,961 SH   SOLE   0 3,961 0
TEXAS INSTRS INC COM 882508104 2,516 26,629 SH   SOLE   0 26,629 0
UNITED PARCEL SERVICE INC CL B 911312106 426 4,363 SH   SOLE   0 4,363 0
UNITED TECHNOLOGIES CORP COM 913017109 221 2,079 SH   SOLE   0 2,079 0
VALERO ENERGY CORP NEW COM 91913Y100 379 5,060 SH   SOLE   0 5,060 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,014 236,600 SH   SOLE   0 236,600 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,359 117,495 SH   SOLE   0 117,495 0
VARIAN MED SYS INC COM 92220P105 431 3,800 SH   SOLE   0 3,800 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,629 28,979 SH   SOLE   0 28,979 0
WELLS FARGO CO NEW COM 949746101 313 6,790 SH   SOLE   0 6,790 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 254 3,009 SH   SOLE   0 3,009 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 307 7,445 SH   SOLE   0 7,445 0
ISHARES INC CORE MSCI EMKT 46434G103 1,874 39,740 SH   SOLE   0 39,740 0
ISHARES TR SELECT DIVID ETF 464287168 590 6,609 SH   SOLE   0 6,609 0
ISHARES TR U.S. CNSM SV ETF 464287580 1,280 7,077 SH   SOLE   0 7,077 0
ISHARES TR U.S. ENERGY ETF 464287796 207 6,650 SH   SOLE   0 6,650 0
ISHARES TR U.S. FINLS ETF 464287788 2,888 27,153 SH   SOLE   0 27,153 0
ISHARES TR US HLTHCARE ETF 464287762 2,430 13,441 SH   SOLE   0 13,441 0
ISHARES TR US INDUSTRIALS 464287754 481 3,740 SH   SOLE   0 3,740 0
ISHARES TR U.S. TECH ETF 464287721 3,581 22,390 SH   SOLE   0 22,390 0
ISHARES TR GLOB INDSTRL ETF 464288729 235 3,019 SH   SOLE   0 3,019 0
ISHARES TR CORE HIGH DV ETF 46429B663 212 2,516 SH   SOLE   0 2,516 0
ISHARES TR MSCI EMG MKT ETF 464287234 202 5,181 SH   SOLE   0 5,181 0
ISHARES TR RUS 1000 GRW ETF 464287614 346 2,646 SH   SOLE   0 2,646 0
ISHARES TR CORE S&P500 ETF 464287200 9,834 39,083 SH   SOLE   0 39,083 0
ISHARES TR AGGRES ALLOC ETF 464289859 223 4,594 SH   SOLE   0 4,594 0
ISHARES TR CORE S&P SCP ETF 464287804 691 9,975 SH   SOLE   0 9,975 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 468 7,815 SH   SOLE   0 7,815 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,749 37,372 SH   SOLE   0 37,372 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 418 9,351 SH   SOLE   0 9,351 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 7,245 92,205 SH   SOLE   0 92,205 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,733 43,433 SH   SOLE   0 43,433 0
WALMART INC COM 931142103 377 4,045 SH   SOLE   0 4,045 0