The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 707 4,535 SH   SOLE 1, 2 0 0 4,535
ABBOTT LABS COM COM 002824100 1,559 17,059 SH   SOLE 1, 2 0 0 17,059
ABBVIE INC COM COM 00287Y109 2,391 24,358 SH   SOLE 1, 2 0 0 24,358
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 1,722 8,021 SH   SOLE 1, 2 0 0 8,021
ACTIVISION BLIZZARD INC COM COM 00507V109 323 4,256 SH   SOLE 1, 2 0 0 4,256
ADOBE INC COM COM 00724F101 1,575 3,619 SH   SOLE 1, 2 0 0 3,619
ADVANCED MICRO DEVICES INC COM COM 007903107 220 4,197 SH   SOLE 1, 2 0 0 4,197
AIR PRODS & CHEMS INC COM COM 009158106 239 991 SH   SOLE 1, 2 0 0 991
ALARM COM HLDGS INC COM COM 011642105 765 11,816 SH   SOLE 0 0 0 11,816
ALERIAN MLP ETF COM 00162Q452 576 23,360 SH   SOLE 0 0 0 23,360
ALPHABET INC CAP STK CL A COM 02079K305 3,825 2,698 SH   SOLE 1, 2 0 0 2,698
ALPHABET INC CAP STK CL C COM 02079K107 6,232 4,409 SH   SOLE 1, 2 0 0 4,409
ALTRIA GROUP INC COM COM 02209S103 522 13,035 SH   SOLE 1, 2 0 0 13,035
AMAZON COM INC COM COM 023135106 14,390 5,216 SH   SOLE 1, 2 0 0 5,216
AMETEK INC COM COM 031100100 1,044 11,691 SH   SOLE 1 0 0 11,691
AMGEN INC COM COM 031162100 3,621 15,353 SH   SOLE 1, 2 0 0 15,353
ANSYS INC COM COM 03662Q105 258 886 SH   SOLE 0 0 0 886
AON PLC SHS CL A COM G0403H108 417 2,170 SH   SOLE 1, 2 0 0 2,170
APPLE INC COM COM 037833100 18,197 49,882 SH   SOLE 1, 2 0 0 49,882
ARCHER DANIELS MIDLAND CO COM COM 039483102 382 9,579 SH   SOLE 1, 2 0 0 9,579
ARROW FINL CORP COM COM 042744102 632 21,286 SH   SOLE 0 0 0 21,286
AT&T INC COM COM 00206R102 2,174 71,937 SH   SOLE 1, 2 0 0 71,937
AUTOMATIC DATA PROCESSING INC COM COM 053015103 439 2,933 SH   SOLE 1, 2 0 0 2,933
AZURRX BIOPHARMA INC COM COM 05502L105 63 69,835 SH   SOLE 0 0 0 69,835
BANK NEW YORK MELLON CORP COM COM 064058100 218 5,666 SH   SOLE 1, 2 0 0 5,666
BAXTER INTL INC COM COM 071813109 302 3,506 SH   SOLE 1, 2 0 0 3,506
BECTON DICKINSON & CO COM COM 075887109 586 2,453 SH   SOLE 1, 2 0 0 2,453
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 1,336 5 SH   SOLE 0 0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 5,881 32,948 SH   SOLE 1, 2 0 0 32,948
BK OF AMERICA CORP COM COM 060505104 650 27,404 SH   SOLE 1, 2 0 0 27,404
BLACKROCK INC COM COM 09247X101 509 936 SH   SOLE 1, 2 0 0 936
BLACKSTONE GROUP INC COM CL A COM 09260D107 3,213 56,714 SH   SOLE 0 0 0 56,714
BLOOM ENERGY CORP COM CL A COM 093712107 1,106 101,740 SH   SOLE 0 0 0 101,740
BOEING CO COM COM 097023105 733 3,999 SH   SOLE 1, 2 0 0 3,999
BOOKING HOLDINGS INC COM COM 09857L108 514 323 SH   SOLE 1, 2 0 0 323
BRISTOL-MYERS SQUIBB CO COM COM 110122108 895 15,234 SH   SOLE 1, 2 0 0 15,234
BROADCOM INC COM COM 11135F101 268 852 SH   SOLE 1, 2 0 0 852
CAMPBELL SOUP CO COM COM 134429109 1,382 27,853 SH   SOLE 1, 2 0 0 27,853
CATERPILLAR INC DEL COM COM 149123101 362 2,867 SH   SOLE 1, 2 0 0 2,867
CB FINL SVCS INC COM COM 12479G101 1,315 60,306 SH   SOLE 0 0 0 60,306
CELANESE CORP DEL COM COM 150870103 682 7,907 SH   SOLE 1, 2 0 0 7,907
CENTURYLINK INC COM COM 156700106 151 15,078 SH   SOLE 1, 2 0 0 15,078
CHEVRON CORP NEW COM COM 166764100 1,327 14,876 SH   SOLE 1, 2 0 0 14,876
CIGNA CORP NEW COM COM 125523100 365 1,950 SH   SOLE 1, 2 0 0 1,950
CISCO SYS INC COM COM 17275R102 5,264 112,866 SH   SOLE 1, 2 0 0 112,866
CITIGROUP INC COM NEW COM 172967424 249 4,891 SH   SOLE 1, 2 0 0 4,891
CITIZENS FINANCIAL GROUP INC COM COM 174610105 250 9,908 SH   SOLE 2 0 0 9,908
CLOROX CO DEL COM COM 189054109 1,493 6,809 SH   SOLE 1, 2 0 0 6,809
CLOUDERA INC COM COM 18914U100 137 10,797 SH   SOLE 1 0 0 10,797
COCA COLA CO COM COM 191216100 2,207 48,788 SH   SOLE 1, 2 0 0 48,788
COMCAST CORP NEW CL A COM 20030N101 3,308 84,388 SH   SOLE 1, 2 0 0 84,388
COMMERCIAL NATL FINL CORP PA COM COM 202217105 1,753 101,603 SH   SOLE 0 0 0 101,603
COMMUNITY BK SYS INC COM COM 203607106 37,290 649,326 SH   SOLE 0 0 0 649,326
CONOCOPHILLIPS COM COM 20825C104 201 4,787 SH   SOLE 1, 2 0 0 4,787
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND COM 81369Y407 245 1,922 SH   SOLE 0 0 0 1,922
CONSUMER STAPLES SELECT SECTOR SPDR FUND COM 81369Y308 3,326 56,724 SH   SOLE 0 0 0 56,724
COSTCO WHSL CORP NEW COM COM 22160K105 608 2,006 SH   SOLE 1, 2 0 0 2,006
CVS HEALTH CORP COM COM 126650100 676 10,410 SH   SOLE 1, 2 0 0 10,410
DANAHER CORPORATION COM COM 235851102 344 1,948 SH   SOLE 1, 2 0 0 1,948
DCP MIDSTREAM LP COM UT LTD PTN COM 23311P100 226 20,000 SH   SOLE 0 0 0 20,000
DELTA AIR LINES INC DEL COM NEW COM 247361702 304 10,873 SH   SOLE 1, 2 0 0 10,873
DEXCOM INC COM COM 252131107 265 655 SH   SOLE 1, 2 0 0 655
DISCOVERY INC COM SER C COM 25470F302 194 10,087 SH   SOLE 1, 2 0 0 10,087
DISNEY WALT CO COM DISNEY COM 254687106 1,383 12,409 SH   SOLE 1, 2 0 0 12,409
DOLLAR GEN CORP NEW COM COM 256677105 460 2,419 SH   SOLE 1, 2 0 0 2,419
DOMINION ENERGY INC COM COM 25746U109 249 3,073 SH   SOLE 1, 2 0 0 3,073
DUPONT DE NEMOURS INC COM COM 26614N102 353 6,657 SH   SOLE 1, 2 0 0 6,657
EBAY INC. COM COM 278642103 221 4,223 SH   SOLE 1, 2 0 0 4,223
ECOLAB INC COM COM 278865100 441 2,214 SH   SOLE 1, 2 0 0 2,214
EMERSON ELEC CO COM COM 291011104 696 11,221 SH   SOLE 1, 2 0 0 11,221
EQT CORP COM COM 26884L109 431 36,241 SH   SOLE 1, 2 0 0 36,241
EXXON MOBIL CORP COM COM 30231G102 1,409 31,520 SH   SOLE 1, 2 0 0 31,520
FACEBOOK INC CL A COM 30303M102 5,432 23,925 SH   SOLE 1, 2 0 0 23,925
FASTENAL CO COM COM 311900104 395 9,243 SH   SOLE 1, 2 0 0 9,243
FINANCIAL SELECT SECTOR SPDR FUND COM 81369Y605 2,197 94,963 SH   SOLE 0 0 0 94,963
FIRST COMWLTH FINL CORP PA COM COM 319829107 10,704 1,292,836 SH   SOLE 0 0 0 1,292,836
FLEETCOR TECHNOLOGIES INC COM COM 339041105 201 801 SH   SOLE 1, 2 0 0 801
FLOWER ONE HLDGS INC ORD SHS COM 34348Q102 57 160,400 SH   SOLE 0 0 0 160,400
FNCB BANCORP INC COM COM 302578109 128 22,297 SH   SOLE 0 0 0 22,297
GCI LIBERTY INC COM CLASS A COM 36164V305 300 4,225 SH   SOLE 1, 2 0 0 4,225
GENERAL ELECTRIC CO COM COM 369604103 156 22,823 SH   SOLE 1, 2 0 0 22,823
GENESIS HEALTHCARE INC CL A COM COM 37185X106 7 10,700 SH   SOLE 0 0 0 10,700
GILEAD SCIENCES INC COM COM 375558103 382 4,966 SH   SOLE 1, 2 0 0 4,966
GLOBAL PMTS INC COM COM 37940X102 228 1,348 SH   SOLE 1, 2 0 0 1,348
GOLDMAN SACHS GROUP INC COM COM 38141G104 213 1,081 SH   SOLE 1, 2 0 0 1,081
HEALTH CARE SELECT SECTOR SPDR FUND COM 81369Y209 3,251 32,497 SH   SOLE 0 0 0 32,497
HOME DEPOT INC COM COM 437076102 1,970 7,865 SH   SOLE 1, 2 0 0 7,865
HONEYWELL INTL INC COM COM 438516106 3,166 21,902 SH   SOLE 1, 2 0 0 21,902
HUNTINGTON BANCSHARES INC COM COM 446150104 141 15,402 SH   SOLE 1, 2 0 0 15,402
ILLINOIS TOOL WKS INC COM COM 452308109 802 4,561 SH   SOLE 1, 2 0 0 4,561
INDUSTRIAL SELECT SECTOR SPDR FUND COM 81369Y704 2,037 29,656 SH   SOLE 0 0 0 29,656
INTEL CORP COM COM 458140100 3,477 58,127 SH   SOLE 1, 2 0 0 58,127
INTERNATIONAL BUSINESS MACHS COM COM 459200101 690 5,718 SH   SOLE 1, 2 0 0 5,718
ISHARES CORE MSCI EAFE ETF COM 46432F842 6,497 113,668 SH   SOLE 0 0 0 113,668
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434G103 16,950 356,097 SH   SOLE 0 0 0 356,097
ISHARES CORE S&P 500 ETF COM 464287200 3,576 11,547 SH   SOLE 0 0 0 11,547
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF COM 464287150 213 3,078 SH   SOLE 0 0 0 3,078
ISHARES CORE U.S. AGGREGATE BOND ETF COM 464287226 287 2,428 SH   SOLE 0 0 0 2,428
ISHARES EDGE MSCI MIN VOL EAFE ETF COM 46429B689 49,270 745,840 SH   SOLE 0 0 0 745,840
ISHARES GLOBAL INFRASTRUCTURE ETF COM 464288372 9,696 253,226 SH   SOLE 0 0 0 253,226
ISHARES MSCI ACWI INDEX FUND COM 464288257 13,614 184,683 SH   SOLE 0 0 0 184,683
ISHARES MSCI EAFE ETF COM 464287465 8,332 136,882 SH   SOLE 0 0 0 136,882
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 7,695 192,438 SH   SOLE 0 0 0 192,438
ISHARES NATIONAL MUNI BOND ETF COM 464288414 4,306 37,322 SH   SOLE 0 0 0 37,322
ISHARES PREFERRED AND INCOME SECURITIES ETF COM 464288687 642 18,539 SH   SOLE 0 0 0 18,539
ISHARES RUSSELL 1000 ETF COM 464287622 1,125 6,556 SH   SOLE 0 0 0 6,556
ISHARES RUSSELL 1000 GROWTH ETF COM 464287614 129,778 676,107 SH   SOLE 0 0 0 676,107
ISHARES RUSSELL 1000 VALUE ETF COM 464287598 81,805 726,384 SH   SOLE 0 0 0 726,384
ISHARES RUSSELL 2000 ETF COM 464287655 435 3,040 SH   SOLE 0 0 0 3,040
ISHARES RUSSELL 2000 GROWTH ETF COM 464287648 28,146 136,058 SH   SOLE 0 0 0 136,058
ISHARES RUSSELL 2000 VALUE ETF COM 464287630 20,155 206,806 SH   SOLE 0 0 0 206,806
ISHARES RUSSELL 3000 ETF COM 464287689 22,873 127,031 SH   SOLE 0 0 0 127,031
ISHARES RUSSELL MID-CAP ETF COM 464287499 383 7,164 SH   SOLE 0 0 0 7,164
ISHARES S&P MIDCAP FUND COM 464287507 2,687 15,111 SH   SOLE 0 0 0 15,111
ISHARES S&P SMALL-CAP FUND COM 464287804 1,094 16,027 SH   SOLE 0 0 0 16,027
ISHARES SELECT DIVIDEND ETF COM 464287168 765 9,479 SH   SOLE 0 0 0 9,479
ISHARES U.S. REAL ESTATE ETF COM 464287739 726 9,215 SH   SOLE 0 0 0 9,215
ISHARES U.S. TECHNOLOGY ETF COM 464287721 230 853 SH   SOLE 0 0 0 853
JERICHO OIL CORP COM COM 476367107 23 185,100 SH   SOLE 0 0 0 185,100
JOHNSON & JOHNSON COM COM 478160104 4,622 32,868 SH   SOLE 1, 2 0 0 32,868
JPMORGAN CHASE & CO COM COM 46625H100 2,933 31,190 SH   SOLE 1, 2 0 0 31,190
KEYCORP COM COM 493267108 448 36,782 SH   SOLE 1, 2 0 0 36,782
KIMBERLY CLARK CORP COM COM 494368103 292 2,057 SH   SOLE 1, 2 0 0 2,057
KRAFT HEINZ CO COM COM 500754106 426 13,359 SH   SOLE 1, 2 0 0 13,359
LIBERTY BROADBAND CORP COM SER A COM 530307107 306 2,505 SH   SOLE 1, 2 0 0 2,505
LIBERTY BROADBAND CORP COM SER C COM 530307305 462 3,734 SH   SOLE 1 0 0 3,734
LIBERTY GLOBAL PLC SHS CL C COM G5480U120 369 17,200 SH   SOLE 0 0 0 17,200
LIBERTY MEDIA CORP DEL COM A SIRIUSXM COM 531229409 303 8,781 SH   SOLE 1, 2 0 0 8,781
LIBERTY MEDIA CORP DEL COM C SIRIUSXM COM 531229607 578 16,789 SH   SOLE 2 0 0 16,789
LILLY ELI & CO COM COM 532457108 839 5,111 SH   SOLE 1, 2 0 0 5,111
LINDE PLC SHS COM G5494J103 219 1,036 SH   SOLE 1, 2 0 0 1,036
LIONS GATE ENTMNT CORP CL A VTG COM 535919401 121 16,338 SH   SOLE 1 0 0 16,338
LLOYDS BANKING GROUP PLC SHS COM G5533W248 25 65,000 SH   SOLE 0 0 0 65,000
LOCKHEED MARTIN CORP COM COM 539830109 311 853 SH   SOLE 1, 2 0 0 853
LOWES COS INC COM COM 548661107 1,187 8,792 SH   SOLE 1, 2 0 0 8,792
LULULEMON ATHLETICA INC COM COM 550021109 204 654 SH   SOLE 1, 2 0 0 654
M & T BK CORP COM COM 55261F104 1,940 18,667 SH   SOLE 1 0 0 18,667
MASTERCARD INCORPORATED CL A COM 57636Q104 1,542 5,216 SH   SOLE 1, 2 0 0 5,216
MCDONALDS CORP COM COM 580135101 1,416 7,677 SH   SOLE 1, 2 0 0 7,677
MEDTRONIC PLC SHS COM G5960L103 382 4,149 SH   SOLE 1, 2 0 0 4,149
MERCK & CO. INC COM COM 58933Y105 1,929 24,757 SH   SOLE 1, 2 0 0 24,757
MICROSOFT CORP COM COM 594918104 14,833 72,889 SH   SOLE 1, 2 0 0 72,889
MONDELEZ INTL INC CL A COM 609207105 839 16,330 SH   SOLE 1, 2 0 0 16,330
MONSTER BEVERAGE CORP NEW COM COM 61174X109 427 6,173 SH   SOLE 1, 2 0 0 6,173
MOODYS CORP COM COM 615369105 548 1,996 SH   SOLE 2 0 0 1,996
MSA SAFETY INC COM COM 553498106 6,785 59,296 SH   SOLE 1 0 0 59,296
NETFLIX INC COM COM 64110L106 1,473 3,239 SH   SOLE 1, 2 0 0 3,239
NEXTERA ENERGY INC COM COM 65339F101 432 1,801 SH   SOLE 1, 2 0 0 1,801
NIKE INC CL B COM 654106103 377 3,846 SH   SOLE 1, 2 0 0 3,846
NORFOLK SOUTHERN CORP COM COM 655844108 954 5,435 SH   SOLE 1, 2 0 0 5,435
NORTHROP GRUMMAN CORP COM COM 666807102 581 1,893 SH   SOLE 1, 2 0 0 1,893
NRG ENERGY INC COM NEW COM 629377508 275 8,472 SH   SOLE 1, 2 0 0 8,472
NUCOR CORP COM COM 670346105 275 6,657 SH   SOLE 1 0 0 6,657
NVIDIA CORPORATION COM COM 67066G104 1,583 4,167 SH   SOLE 1, 2 0 0 4,167
NVR INC COM COM 62944T105 228 70 SH   SOLE 2 0 0 70
OKTA INC CL A COM 679295105 708 3,540 SH   SOLE 1, 2 0 0 3,540
ORACLE CORP COM COM 68389X105 1,084 19,626 SH   SOLE 1, 2 0 0 19,626
PALO ALTO NETWORKS INC COM COM 697435105 1,385 6,032 SH   SOLE 1, 2 0 0 6,032
PAYPAL HLDGS INC COM COM 70450Y103 1,405 8,068 SH   SOLE 1, 2 0 0 8,068
PEPSICO INC COM COM 713448108 1,775 13,423 SH   SOLE 1, 2 0 0 13,423
PFIZER INC COM COM 717081103 1,696 51,888 SH   SOLE 1, 2 0 0 51,888
PHILIP MORRIS INTL INC COM COM 718172109 833 11,700 SH   SOLE 1, 2 0 0 11,700
PLASTIC2OIL INC COM COM 72759R102 1 47,742 SH   SOLE 0 0 0 47,742
PNC FINL SVCS GROUP INC COM COM 693475105 354 3,368 SH   SOLE 1, 2 0 0 3,368
POWER 3 MED PRODS INC COM COM 73936A103 0 10,000 SH   SOLE 0 0 0 10,000
PRINCIPAL FINANCIAL GROUP INC COM COM 74251V102 269 6,490 SH   SOLE 1 0 0 6,490
PROCTER AND GAMBLE CO COM COM 742718109 3,165 26,477 SH   SOLE 1, 2 0 0 26,477
PROGRESSIVE CORP OHIO COM COM 743315103 3,510 43,827 SH   SOLE 1, 2 0 0 43,827
PROTEA BIOSCIENCES GROUP INC COM NEW COM 74365B208 0 100,400 SH   SOLE 0 0 0 100,400
QUALCOMM INC COM COM 747525103 3,198 35,069 SH   SOLE 1, 2 0 0 35,069
QURATE RETAIL INC COM SER A COM 74915M100 233 24,625 SH   SOLE 0 0 0 24,625
RAYTHEON TECHNOLOGIES CORP COM COM 755111507 737 11,961 SH   SOLE 1, 2 0 0 11,961
REDFIN CORP COM COM 75737F108 210 5,015 SH   SOLE 0 0 0 5,015
REPUBLIC SVCS INC COM COM 760759100 200 2,429 SH   SOLE 2 0 0 2,429
RESTAURANT BRANDS INTL INC COM COM 76131D103 226 4,150 SH   SOLE 0 0 0 4,150
ROGERS COMMUNICATIONS INC CL A CONV COM 775109101 222 5,400 SH   SOLE 0 0 0 5,400
ROGERS COMMUNICATIONS INC CL B COM 775109200 963 23,750 SH   SOLE 0 0 0 23,750
ROLLS-ROYCE HOLDINGS PLC NON CUM PFD C COM G76225138 1 139,840 SH   SOLE 0 0 0 139,840
RPM INTL INC COM COM 749685103 1,183 15,764 SH   SOLE 2 0 0 15,764
S & T BANCORP INC COM COM 783859101 3,219 137,313 SH   SOLE 0 0 0 137,313
S&P GLOBAL INC COM COM 78409V104 358 1,087 SH   SOLE 1, 2 0 0 1,087
SALESFORCE COM INC COM COM 79466L302 638 3,409 SH   SOLE 1, 2 0 0 3,409
SCHWAB CHARLES CORP COM COM 808513105 278 8,258 SH   SOLE 1, 2 0 0 8,258
SCHWAB U.S. BROAD MARKET ETF COM 808524102 5,510 75,000 SH   SOLE 0 0 0 75,000
SCHWAB U.S. LARGE-CAP ETF COM 808524201 233 3,154 SH   SOLE 0 0 0 3,154
SERVICENOW INC COM COM 81762P102 1,366 3,373 SH   SOLE 1, 2 0 0 3,373
SHERWIN WILLIAMS CO COM COM 824348106 207 359 SH   SOLE 1, 2 0 0 359
SIRIUS XM HOLDINGS INC COM COM 82968B103 558 95,199 SH   SOLE 1 0 0 95,199
SKYWORKS SOLUTIONS INC COM COM 83088M102 377 2,949 SH   SOLE 1, 2 0 0 2,949
SM ENERGY CO COM COM 78454L100 121 32,318 SH   SOLE 0 0 0 32,318
SONY CORP SPONSORED ADR COM 835699307 693 10,028 SH   SOLE 0 0 0 10,028
SOUTHERN CO COM COM 842587107 213 4,119 SH   SOLE 1, 2 0 0 4,119
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF COM 78464A359 16,928 279,811 SH   SOLE 0 0 0 279,811
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF COM 78468R622 200 1,985 SH   SOLE 0 0 0 1,985
SPDR DOW JONES GLOBAL REAL ESTATE ETF COM 78463X749 24,632 631,128 SH   SOLE 0 0 0 631,128
SPDR PORTFOLIO S&P 500 GROWTH ETF COM 78464A409 433 9,658 SH   SOLE 0 0 0 9,658
SPDR PORTFOLIO S&P 500 VALUE ETF COM 78464A508 392 13,555 SH   SOLE 0 0 0 13,555
SPDR S&P 500 ETF COM 78462F103 17,403 56,188 SH   SOLE 0 0 0 56,188
SPDR S&P 600 SMALL CAP GROWTH ETF COM 78464A201 427 7,536 SH   SOLE 0 0 0 7,536
SPDR S&P 600 SMALL CAP VALUE ETF COM 78464A300 409 8,346 SH   SOLE 0 0 0 8,346
SPDR S&P DIVIDEND ETF COM 78464A763 282 3,093 SH   SOLE 0 0 0 3,093
SPDR S&P MIDCAP 400 ETF COM 78467Y107 2,621 8,052 SH   SOLE 0 0 0 8,052
SPDR S&P TELECOM ETF COM 78464A540 3,453 49,518 SH   SOLE 0 0 0 49,518
STARBUCKS CORP COM COM 855244109 825 11,224 SH   SOLE 1, 2 0 0 11,224
STERLING BANCORP DEL COM COM 85917A100 455 38,866 SH   SOLE 1, 2 0 0 38,866
STRYKER CORPORATION COM COM 863667101 14,804 81,900 SH   SOLE 1, 2 0 0 81,900
SUNOCO LP COM UT REP LP COM 86765K109 1,141 50,000 SH   SOLE 0 0 0 50,000
SVMK INC COM COM 78489X103 588 25,000 SH   SOLE 0 0 0 25,000
SYSCO CORP COM COM 871829107 318 5,819 SH   SOLE 1, 2 0 0 5,819
TARGET CORP COM COM 87612E106 240 2,002 SH   SOLE 1, 2 0 0 2,002
TASEKO MINES LTD COM COM 876511106 5 12,000 SH   SOLE 0 0 0 12,000
TECHNOLOGY SELECT SECTOR SPDR FUND COM 81369Y803 4,289 41,056 SH   SOLE 0 0 0 41,056
TESLA INC COM COM 88160R101 469 435 SH   SOLE 1, 2 0 0 435
TEXAS INSTRS INC COM COM 882508104 410 3,232 SH   SOLE 1, 2 0 0 3,232
THERMO FISHER SCIENTIFIC INC COM COM 883556102 799 2,206 SH   SOLE 1, 2 0 0 2,206
TJX COS INC NEW COM COM 872540109 507 10,032 SH   SOLE 1, 2 0 0 10,032
TORO CO COM COM 891092108 305 4,589 SH   SOLE 1, 2 0 0 4,589
TRACTOR SUPPLY CO COM COM 892356106 303 2,304 SH   SOLE 1, 2 0 0 2,304
TRUIST FINL CORP COM COM 89832Q109 990 26,388 SH   SOLE 1, 2 0 0 26,388
UNILEVER N V N Y SHS NEW COM 904784709 407 7,654 SH   SOLE 0 0 0 7,654
UNILEVER PLC SPON ADR NEW COM 904767704 853 15,550 SH   SOLE 0 0 0 15,550
UNION PAC CORP COM COM 907818108 643 3,805 SH   SOLE 1, 2 0 0 3,805
UNITED BANKSHARES INC WEST VA COM COM 909907107 2,598 93,296 SH   SOLE 1 0 0 93,296
UNITED PARCEL SERVICE INC CL B COM 911312106 520 4,680 SH   SOLE 1, 2 0 0 4,680
UNITEDHEALTH GROUP INC COM COM 91324P102 2,555 8,663 SH   SOLE 1, 2 0 0 8,663
US BANCORP DEL COM NEW COM 902973304 370 9,951 SH   SOLE 1 0 0 9,951
USA TECHNOLOGIES INC COM COM 90328S500 778 111,074 SH   SOLE 0 0 0 111,074
UTILITIES SELECT SECTOR SPDR FUND COM 81369Y886 2,293 40,643 SH   SOLE 0 0 0 40,643
VANGUARD CONSUMER DISCRETIONARY INDEX FUND COM 92204A108 672 3,361 SH   SOLE 0 0 0 3,361
VANGUARD CONSUMER STAPLES INDEX FUND COM 92204A207 583 3,899 SH   SOLE 0 0 0 3,899
VANGUARD ENERGY INDEX FUND COM 92204A306 2,278 45,302 SH   SOLE 0 0 0 45,302
VANGUARD FINANCIALS INDEX FUND COM 92204A405 323 5,655 SH   SOLE 0 0 0 5,655
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 18,960 488,810 SH   SOLE 0 0 0 488,810
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858 16,069 405,704 SH   SOLE 0 0 0 405,704
VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX COM 922042676 12,750 273,268 SH   SOLE 0 0 0 273,268
VANGUARD GROWTH INDEX FUND COM 922908736 55,892 276,570 SH   SOLE 0 0 0 276,570
VANGUARD HEALTH CARE INDEX FUND COM 92204A504 897 4,659 SH   SOLE 0 0 0 4,659
VANGUARD HIGH DIVIDEND YIELD ETF COM 921946406 45,868 582,235 SH   SOLE 0 0 0 582,235
VANGUARD INDUSTRIALS INDEX FUND COM 92204A603 221 1,705 SH   SOLE 0 0 0 1,705
VANGUARD INFORMATION TECHNOLOGY INDEX FUND COM 92204A702 2,183 7,833 SH   SOLE 0 0 0 7,833
VANGUARD LARGE-CAP INDEX FUND COM 922908637 532 3,727 SH   SOLE 0 0 0 3,727
VANGUARD REAL ESTATE ETF COM 922908553 15,302 194,856 SH   SOLE 0 0 0 194,856
VANGUARD RUSSELL 1000 GROWTH ETF COM 92206C680 8,808 44,642 SH   SOLE 0 0 0 44,642
VANGUARD RUSSELL 1000 VALUE ETF COM 92206C714 9,303 94,110 SH   SOLE 0 0 0 94,110
VANGUARD RUSSELL 2000 GROWTH ETF COM 92206C623 2,313 15,380 SH   SOLE 0 0 0 15,380
VANGUARD S&P 500 ETF COM 922908363 1,664 5,844 SH   SOLE 0 0 0 5,844
VANGUARD SHORT-TERM GOVERNMENT BOND ETF COM 92206C102 301 4,845 SH   SOLE 0 0 0 4,845
VANGUARD SMALL-CAP GROWTH INDEX FUND COM 922908595 29,744 149,021 SH   SOLE 0 0 0 149,021
VANGUARD SMALL-CAP VALUE INDEX FUND COM 922908611 24,845 232,375 SH   SOLE 0 0 0 232,375
VANGUARD TOTAL INTERNATIONAL STOCK ETF COM 921909768 1,543 31,387 SH   SOLE 0 0 0 31,387
VANGUARD TOTAL STOCK MARKET INDEX FUND COM 922908769 2,453 15,676 SH   SOLE 0 0 0 15,676
VANGUARD TOTAL WORLD STOCK INDEX FUND COM 922042742 2,428 32,470 SH   SOLE 0 0 0 32,470
VANGUARD VALUE INDEX FUND COM 922908744 72,190 724,881 SH   SOLE 0 0 0 724,881
VERIZON COMMUNICATIONS INC COM COM 92343V104 1,265 22,959 SH   SOLE 1, 2 0 0 22,959
VERTEX PHARMACEUTICALS INC COM COM 92532F100 1,506 5,189 SH   SOLE 1, 2 0 0 5,189
VISA INC COM CL A COM 92826C839 2,911 15,070 SH   SOLE 1, 2 0 0 15,070
VODAFONE GROUP PLC NEW SHS NEW COM G93882192 15 10,000 SH   SOLE 0 0 0 10,000
WALMART INC COM COM 931142103 2,493 20,819 SH   SOLE 1, 2 0 0 20,819
WASTE MGMT INC DEL COM COM 94106L109 1,279 12,081 SH   SOLE 1, 2 0 0 12,081
WELLS FARGO CO NEW COM COM 949746101 294 11,516 SH   SOLE 1, 2 0 0 11,516
WESBANCO INC COM COM 950810101 277 13,453 SH   SOLE 1 0 0 13,453
WORKDAY INC CL A COM 98138H101 818 4,366 SH   SOLE 1, 2 0 0 4,366
ZOETIS INC CL A COM 98978V103 5,180 37,800 SH   SOLE 1, 2 0 0 37,800