The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 624 4,000 SH   SOLE   4,000 0 0
Abbott Laboratories COM 002824100 280 3,058 SH   SOLE   3,058 0 0
AbbVie Inc. COM 00287Y109 511 5,210 SH   SOLE   5,210 0 0
Alexion Pharmaceuticals Inc COM 015351109 279 2,483 SH   SOLE   2,483 0 0
Allstate Corporation COM 020002101 1,249 12,881 SH   SOLE   12,881 0 0
Alphabet Inc A COM 02079K305 2,331 1,644 SH   SOLE   1,644 0 0
Alphabet Inc C COM 02079K107 465 329 SH   SOLE   329 0 0
Amazon.com Inc. COM 023135106 1,755 636 SH   SOLE   636 0 0
Ameriprise Financial Inc . COM 03076C106 531 3,542 SH   SOLE   3,542 0 0
Apple Inc. COM 037833100 7,495 20,546 SH   SOLE   20,546 0 0
Aptiv PLC COM G6095L109 511 6,556 SH   SOLE   6,556 0 0
ATT Inc. COM 00206R102 239 7,894 SH   SOLE   7,894 0 0
Bank of America Corp. COM 060505104 1,477 62,174 SH   SOLE   62,174 0 0
Bank of New York Mellon Cor COM 064058100 261 6,740 SH   SOLE   6,740 0 0
Berkshire Hathaway Inc. Cla COM 084670702 225 1,259 SH   SOLE   1,259 0 0
BristolMyers Squibb Co. COM 110122108 769 13,086 SH   SOLE   13,086 0 0
Capital One Financial Corp COM 14040H105 628 10,033 SH   SOLE   10,033 0 0
CarGurus Inc. Class A COM 141788109 254 10,000 SH   SOLE   10,000 0 0
CF Industries Holdings Inc COM 125269100 411 14,594 SH   SOLE   14,594 0 0
Chevron Corp. COM 166764100 5,627 63,060 SH   SOLE   63,060 0 0
Chubb Ltd. COM H1467J104 288 2,272 SH   SOLE   2,272 0 0
Cisco Systems Inc. COM 17275R102 1,431 30,691 SH   SOLE   30,691 0 0
Clean Harbors Inc. COM 184496107 210 3,500 SH   SOLE   3,500 0 0
Clorox Co. COM 189054109 282 1,285 SH   SOLE   1,285 0 0
CocaCola Company COM 191216100 991 22,191 SH   SOLE   22,191 0 0
Communication Services Sel ETF 81369Y852 807 14,935 SH   SOLE   14,935 0 0
Constellation Brands Inc. COM 21036P108 3,034 17,341 SH   SOLE   17,341 0 0
Costco Wholesale Corp. COM 22160K105 537 1,770 SH   SOLE   1,770 0 0
Cummins Inc. COM 231021106 496 2,863 SH   SOLE   2,863 0 0
CVS Caremark Corp. COM 126650100 894 13,767 SH   SOLE   13,767 0 0
Danaher Corp. COM 235851102 876 4,952 SH   SOLE   4,952 0 0
Darden Restaurants Inc. COM 237194105 819 10,813 SH   SOLE   10,813 0 0
DTE Energy Company COM 233331107 510 4,742 SH   SOLE   4,742 0 0
eBay Inc COM 278642103 255 4,857 SH   SOLE   4,857 0 0
Ecolab Inc. COM 278865100 462 2,322 SH   SOLE   2,322 0 0
Eli Lilly Co. COM 532457108 880 5,357 SH   SOLE   5,357 0 0
Emerson Electric Co. COM 291011104 231 3,730 SH   SOLE   3,730 0 0
Exxon Mobil Corporation COM 30231G102 31,851 712,237 SH   SOLE   712,237 0 0
Facebook Inc. COM 30303M102 1,348 5,936 SH   SOLE   5,936 0 0
Financial Select Sector SPD ETF 81369Y605 770 33,260 SH   SOLE   33,260 0 0
Fiserv Inc. COM 337738108 2,417 24,760 SH   SOLE   24,760 0 0
General Electric Co. COM 369604103 70 10,293 SH   SOLE   10,293 0 0
Gilead Sciences Inc. COM 375558103 816 10,603 SH   SOLE   10,603 0 0
Host Hotels Resorts Inc COM 44107P104 439 40,655 SH   SOLE   40,655 0 0
HP Inc COM 40434l105 697 39,987 SH   SOLE   39,987 0 0
Illinois Tool Works Inc. COM 452308109 202 1,155 SH   SOLE   1,155 0 0
Intel Corp. COM 458140100 2,079 34,748 SH   SOLE   34,748 0 0
International Business Mach COM 459200101 493 4,078 SH   SOLE   4,078 0 0
Invesco QQQ Trust ETF 46090E103 2,024 8,175 SH   SOLE   8,175 0 0
Invesco SP 500 Equal Weig ETF 46137v357 2,113 20,760 SH   SOLE   20,760 0 0
iShares Barclays Aggregate ETF 464287226 6,448 54,548 SH   SOLE   54,548 0 0
iShares DJ Select Dividend ETF 464287168 442 5,470 SH   SOLE   5,470 0 0
iShares Floating Rate Bond ETF 46429B655 3,736 73,844 SH   SOLE   73,844 0 0
iShares MSCI EAFE Minimum V COM 46429B689 637 9,650 SH   SOLE   9,650 0 0
iShares MSCI Emerging Marke COM 464287234 1,239 30,994 SH   SOLE   30,994 0 0
iShares Russell 1000 Growth ETF 464287614 333 1,734 SH   SOLE   1,734 0 0
iShares Russell 2000 Index ETF 464287655 1,366 9,542 SH   SOLE   9,542 0 0
iShares SP 500 Index Fund ETF 464287200 6,984 22,553 SH   SOLE   22,553 0 0
iShares SP SmallCap 600 In ETF 464287804 301 4,405 SH   SOLE   4,405 0 0
Johnson Johnson COM 478160104 829 5,892 SH   SOLE   5,892 0 0
JP Morgan Chase Co. Comm COM 46625H100 2,264 24,066 SH   SOLE   24,066 0 0
L3Harris Technologies Inc COM 502431109 370 2,183 SH   SOLE   2,183 0 0
LKQ Corp COM 501889208 476 18,174 SH   SOLE   18,174 0 0
Lowes Companies Inc. COM 548661107 1,432 10,595 SH   SOLE   10,595 0 0
Mastercard Inc COM 57636Q104 2,647 8,951 SH   SOLE   8,951 0 0
McDonalds Corp. COM 580135101 1,659 8,993 SH   SOLE   8,993 0 0
McKesson Corp. COM 58155Q103 928 6,050 SH   SOLE   6,050 0 0
Merck Co. Inc. COM 58933Y105 413 5,344 SH   SOLE   5,344 0 0
Microchip Technology Inc. COM 595017104 767 7,288 SH   SOLE   7,288 0 0
Microsoft Corp COM 594918104 2,242 11,015 SH   SOLE   11,015 0 0
Novartis AG ADR ADR 66987V109 262 2,996 SH   SOLE   2,996 0 0
Nvidia Corp. COM 67066G104 7,200 18,953 SH   SOLE   18,953 0 0
ParkerHannifin Corp. COM 701094104 522 2,849 SH   SOLE   2,849 0 0
PayPal Holdings Inc. COM 70450Y103 1,388 7,965 SH   SOLE   7,965 0 0
Pfizer Inc. COM 717081103 1,577 48,238 SH   SOLE   48,238 0 0
Procter Gamble COM 742718109 1,421 11,888 SH   SOLE   11,888 0 0
Public Service Enterprise G COM 744573106 929 18,892 SH   SOLE   18,892 0 0
Quanta Services Inc. COM 74762E102 809 20,626 SH   SOLE   20,626 0 0
Raytheon Technologies Corp COM 75513E101 311 5,055 SH   SOLE   5,055 0 0
Roper Industries Inc. COM 776696106 1,859 4,787 SH   SOLE   4,787 0 0
SPDR SP 500 ETF ETF 78462F103 264 855 SH   SOLE   855 0 0
Stanley Black Decker Inc. COM 854502101 895 6,423 SH   SOLE   6,423 0 0
Stryker Corp. COM 863667101 338 1,877 SH   SOLE   1,877 0 0
Synopsys Inc. COM 871607107 551 2,825 SH   SOLE   2,825 0 0
Sysco Corporation COM 871829107 306 5,598 SH   SOLE   5,598 0 0
Target Corporation COM 87612E106 1,625 13,549 SH   SOLE   13,549 0 0
Technology Select Sector SP COM 81369Y803 1,035 9,901 SH   SOLE   9,901 0 0
Thermo Fisher Scientific In COM 883556102 2,929 8,085 SH   SOLE   8,085 0 0
Trane Technologies PLC COM G8994E103 348 3,912 SH   SOLE   3,912 0 0
Travelers Companies Inc. COM 89417E109 877 7,693 SH   SOLE   7,693 0 0
Tyson Foods, Inc. Class A COM 902494103 808 13,525 SH   SOLE   13,525 0 0
Union Pacific Corp. COM 907818108 778 4,602 SH   SOLE   4,602 0 0
Valero Energy Corp. COM 91913Y100 740 12,578 SH   SOLE   12,578 0 0
Vanguard ShortTerm Corp. B ETF 92206C409 2,324 28,119 SH   SOLE   28,119 0 0
Vanguard Small Cap ETF ETF 922908751 3,536 24,267 SH   SOLE   24,267 0 0
Verizon Communications COM 92343V104 1,712 31,048 SH   SOLE   31,048 0 0
Visa Inc. COM 92826C839 259 1,340 SH   SOLE   1,340 0 0
WalMart Stores Inc. COM 931142103 1,323 11,041 SH   SOLE   11,041 0 0
Walt Disney Co. COM 254687106 1,516 13,595 SH   SOLE   13,595 0 0
Zoetis Inc. COM 98978V103 340 2,478 SH   SOLE   2,478 0 0