The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON VANCE CALIF MUN BD FD COM 27828A100 130 11,201 SH   SOLE   0 0 11,201
GENERAL DYNAMICS CORP COM 369550108 203 975 SH   SOLE   0 0 975
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 204 630 SH   SOLE   0 0 630
CLOROX CO DEL COM 189054109 205 1,175 SH   SOLE   0 0 1,175
SELECT SECTOR SPDR TR ENERGY 81369Y506 206 3,720 SH   SOLE   0 0 3,720
AMERICAN TOWER CORP NEW COM 03027X100 226 771 SH   SOLE   0 0 771
ILLINOIS TOOL WKS INC COM 452308109 228 925 SH   SOLE   0 0 925
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 229 1,335 SH   SOLE   0 0 1,335
WYNDHAM HOTELS & RESORTS INC COM 98311A105 231 2,580 SH   SOLE   0 0 2,580
CARRIER GLOBAL CORPORATION COM 14448C104 232 4,280 SH   SOLE   0 0 4,280
ANALOG DEVICES INC COM 032654105 240 1,366 SH   SOLE   0 0 1,366
BANK NEW YORK MELLON CORP COM 064058100 243 4,180 SH   SOLE   0 0 4,180
PEPSICO INC COM 713448108 243 1,400 SH   SOLE   0 0 1,400
EASTGROUP PPTYS INC COM 277276101 249 1,091 SH   SOLE   0 0 1,091
ORACLE CORP COM 68389X105 249 2,857 SH   SOLE   0 0 2,857
UNITEDHEALTH GROUP INC COM 91324P102 251 500 SH   SOLE   0 0 500
EBAY INC. COM 278642103 267 4,015 SH   SOLE   0 0 4,015
CARGURUS INC COM CL A 141788109 269 8,000 SH   SOLE   0 0 8,000
NOVARTIS AG SPONSORED ADR 66987V109 273 3,124 SH   SOLE   0 0 3,124
AMERICAN WTR WKS CO INC NEW COM 030420103 286 1,515 SH   SOLE   0 0 1,515
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 287 692 SH   SOLE   0 0 692
ISHARES TR U.S. TECH ETF 464287721 288 2,505 SH   SOLE   0 0 2,505
VISA INC COM CL A 92826C839 290 1,340 SH   SOLE   0 0 1,340
TJX COS INC NEW COM 872540109 292 3,850 SH   SOLE   0 0 3,850
BP PLC SPONSORED ADR 055622104 294 11,044 SH   SOLE   0 0 11,044
AUTOMATIC DATA PROCESSING IN COM 053015103 308 1,250 SH   SOLE   0 0 1,250
SALESFORCE COM INC COM 79466L302 312 1,229 SH   SOLE   0 0 1,229
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 321 2,862 SH   SOLE   0 0 2,862
SHERWIN WILLIAMS CO COM 824348106 333 945 SH   SOLE   0 0 945
SYSCO CORP COM 871829107 336 4,279 SH   SOLE   0 0 4,279
MERCK & CO INC COM 58933Y105 344 4,486 SH   SOLE   0 0 4,486
EMERSON ELEC CO COM 291011104 347 3,730 SH   SOLE   0 0 3,730
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 349 1,168 SH   SOLE   0 0 1,168
SVB FINANCIAL GROUP COM 78486Q101 374 552 SH   SOLE   0 0 552
VANGUARD INDEX FDS VALUE ETF 922908744 383 2,603 SH   SOLE   0 0 2,603
INTERNATIONAL BUSINESS MACHS COM 459200101 398 2,981 SH   SOLE   0 0 2,981
ABBOTT LABS COM 002824100 433 3,076 SH   SOLE   0 0 3,076
RAYTHEON TECHNOLOGIES CORP COM 75513E101 435 5,055 SH   SOLE   0 0 5,055
CHUBB LIMITED COM H1467J104 439 2,272 SH   SOLE   0 0 2,272
L3HARRIS TECHNOLOGIES INC COM 502431109 456 2,138 SH   SOLE   0 0 2,138
SNOWFLAKE INC CL A 833445109 464 1,369 SH   SOLE   0 0 1,369
ISHARES TR CORE S&P SCP ETF 464287804 505 4,407 SH   SOLE   0 0 4,407
TESLA INC COM 88160R101 539 510 SH   SOLE   0 0 510
ZOETIS INC CL A 98978V103 543 2,226 SH   SOLE   0 0 2,226
ABBVIE INC COM 00287Y109 554 4,088 SH   SOLE   0 0 4,088
BRISTOL-MYERS SQUIBB CO COM 110122108 573 9,184 SH   SOLE   0 0 9,184
SPDR SER TR NUVEEN BLMBRG MU 78468R721 613 11,858 SH   SOLE   0 0 11,858
GILEAD SCIENCES INC COM 375558103 644 8,868 SH   SOLE   0 0 8,868
ISHARES TR SELECT DIVID ETF 464287168 647 5,276 SH   SOLE   0 0 5,276
ECOLAB INC COM 278865100 666 2,838 SH   SOLE   0 0 2,838
ISHARES TR MSCI EAFE ETF 464287465 666 8,470 SH   SOLE   0 0 8,470
VALERO ENERGY CORP COM 91913Y100 666 8,861 SH   SOLE   0 0 8,861
DTE ENERGY CO COM 233331107 683 5,716 SH   SOLE   0 0 5,716
3M CO COM 88579Y101 711 4,000 SH   SOLE   0 0 4,000
ISHARES TR NATIONAL MUN ETF 464288414 721 6,198 SH   SOLE   0 0 6,198
KRANESHARES TR GLOBAL CARB STRA 500767678 753 14,796 SH   SOLE   0 0 14,796
TRANE TECHNOLOGIES PLC SHS G8994E103 757 3,748 SH   SOLE   0 0 3,748
ISHARES TR ISHS 5-10YR INVT 464288638 759 12,806 SH   SOLE   0 0 12,806
CUMMINS INC COM 231021106 776 3,557 SH   SOLE   0 0 3,557
ISHARES TR 1 3 YR TREAS BD 464287457 790 9,231 SH   SOLE   0 0 9,231
ALPHABET INC CAP STK CL C 02079K107 885 306 SH   SOLE   0 0 306
STRYKER CORPORATION COM 863667101 889 3,326 SH   SOLE   0 0 3,326
JOHNSON & JOHNSON COM 478160104 901 5,264 SH   SOLE   0 0 5,264
SYNOPSYS INC COM 871607107 924 2,507 SH   SOLE   0 0 2,507
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 934 20,464 SH   SOLE   0 0 20,464
ISHARES TR MSCI USA MMENTM 46432F396 975 5,360 SH   SOLE   0 0 5,360
COSTCO WHSL CORP NEW COM 22160K105 992 1,747 SH   SOLE   0 0 1,747
CF INDS HLDGS INC COM 125269100 1,011 14,280 SH   SOLE   0 0 14,280
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,054 47,694 SH   SOLE   0 0 47,694
ISHARES TR MSCI USA MIN VOL 46429B697 1,067 13,189 SH   SOLE   0 0 13,189
ISHARES TR PFD AND INCM SEC 464288687 1,082 27,438 SH   SOLE   0 0 27,438
SPDR GOLD TR GOLD SHS 78463V107 1,085 6,345 SH   SOLE   0 0 6,345
MICROCHIP TECHNOLOGY INC. COM 595017104 1,139 13,082 SH   SOLE   0 0 13,082
KLA CORP COM NEW 482480100 1,178 2,739 SH   SOLE   0 0 2,739
APTIV PLC SHS G6095L109 1,191 7,220 SH   SOLE   0 0 7,220
ISHARES TR RUS 1000 ETF 464287622 1,233 4,664 SH   SOLE   0 0 4,664
ISHARES TR MSCI USA QLT FCT 46432F339 1,236 8,492 SH   SOLE   0 0 8,492
LKQ CORP COM 501889208 1,255 20,907 SH   SOLE   0 0 20,907
UNION PAC CORP COM 907818108 1,264 5,017 SH   SOLE   0 0 5,017
AMERIPRISE FINL INC COM 03076C106 1,269 4,206 SH   SOLE   0 0 4,206
COCA COLA CO COM 191216100 1,275 21,541 SH   SOLE   0 0 21,541
TYSON FOODS INC CL A 902494103 1,279 14,674 SH   SOLE   0 0 14,674
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,286 13,865 SH   SOLE   0 0 13,865
STANLEY BLACK & DECKER INC COM 854502101 1,350 7,158 SH   SOLE   0 0 7,158
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,376 20,625 SH   SOLE   0 0 20,625
ISHARES TR MSCI EAFE MIN VL 46429B689 1,381 17,993 SH   SOLE   0 0 17,993
LILLY ELI & CO COM 532457108 1,413 5,116 SH   SOLE   0 0 5,116
PAYPAL HLDGS INC COM 70450Y103 1,424 7,552 SH   SOLE   0 0 7,552
HP INC COM 40434L105 1,481 39,307 SH   SOLE   0 0 39,307
TRAVELERS COMPANIES INC COM 89417E109 1,484 9,487 SH   SOLE   0 0 9,487
CVS HEALTH CORP COM 126650100 1,501 14,546 SH   SOLE   0 0 14,546
ISHARES TR COHEN STEER REIT 464287564 1,515 19,907 SH   SOLE   0 0 19,907
DANAHER CORPORATION COM 235851102 1,602 4,869 SH   SOLE   0 0 4,869
ISHARES TR TIPS BD ETF 464287176 1,630 12,613 SH   SOLE   0 0 12,613
CAPITAL ONE FINL CORP COM 14040H105 1,644 11,334 SH   SOLE   0 0 11,334
ALLSTATE CORP COM 020002101 1,684 14,310 SH   SOLE   0 0 14,310
DARDEN RESTAURANTS INC COM 237194105 1,685 11,188 SH   SOLE   0 0 11,188
VERIZON COMMUNICATIONS INC COM 92343V104 1,704 32,789 SH   SOLE   0 0 32,789
INTEL CORP COM 458140100 1,754 34,051 SH   SOLE   0 0 34,051
WALMART INC COM 931142103 1,792 12,383 SH   SOLE   0 0 12,383
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,810 28,985 SH   SOLE   0 0 28,985
META PLATFORMS INC CL A 30303M102 1,827 5,432 SH   SOLE   0 0 5,432
MCKESSON CORP COM 58155Q103 1,904 7,660 SH   SOLE   0 0 7,660
ISHARES TR FLTG RATE NT ETF 46429B655 1,939 38,231 SH   SOLE   0 0 38,231
PROCTER AND GAMBLE CO COM 742718109 1,945 11,888 SH   SOLE   0 0 11,888
ISHARES TR US HOME CONS ETF 464288752 2,010 24,240 SH   SOLE   0 0 24,240
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,034 11,701 SH   SOLE   0 0 11,701
GLOBAL X FDS US INFR DEV ETF 37954Y673 2,065 71,723 SH   SOLE   0 0 71,723
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2,093 42,550 SH   SOLE   0 0 42,550
CISCO SYS INC COM 17275R102 2,146 33,860 SH   SOLE   0 0 33,860
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,282 58,434 SH   SOLE   0 0 58,434
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 2,333 90,003 SH   SOLE   0 0 90,003
ROPER TECHNOLOGIES INC COM 776696106 2,365 4,807 SH   SOLE   0 0 4,807
MCDONALDS CORP COM 580135101 2,371 8,846 SH   SOLE   0 0 8,846
QUANTA SVCS INC COM 74762E102 2,390 20,847 SH   SOLE   0 0 20,847
SPDR SER TR BLOOMBERG SHT TE 78468R408 2,409 88,724 SH   SOLE   0 0 88,724
DISNEY WALT CO COM 254687106 2,418 15,612 SH   SOLE   0 0 15,612
FISERV INC COM 337738108 2,640 25,436 SH   SOLE   0 0 25,436
ISHARES TR RUS 1000 GRW ETF 464287614 2,645 8,656 SH   SOLE   0 0 8,656
ISHARES TR MSCI EMG MKT ETF 464287234 2,674 54,732 SH   SOLE   0 0 54,732
LOWES COS INC COM 548661107 2,678 10,359 SH   SOLE   0 0 10,359
AMAZON COM INC COM 023135106 2,801 840 SH   SOLE   0 0 840
BK OF AMERICA CORP COM 060505104 2,811 63,182 SH   SOLE   0 0 63,182
PFIZER INC COM 717081103 3,126 52,945 SH   SOLE   0 0 52,945
INVESCO QQQ TR UNIT SER 1 46090E103 3,166 7,957 SH   SOLE   0 0 7,957
TARGET CORP COM 87612E106 3,226 13,939 SH   SOLE   0 0 13,939
MASTERCARD INCORPORATED CL A 57636Q104 3,244 9,027 SH   SOLE   0 0 9,027
JPMORGAN CHASE & CO COM 46625H100 3,746 23,660 SH   SOLE   0 0 23,660
MICROSOFT CORP COM 594918104 4,158 12,364 SH   SOLE   0 0 12,364
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,389 54,014 SH   SOLE   0 0 54,014
CONSTELLATION BRANDS INC CL A 21036P108 4,408 17,565 SH   SOLE   0 0 17,565
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,726 29,037 SH   SOLE   0 0 29,037
ALPHABET INC CAP STK CL A 02079K305 4,748 1,639 SH   SOLE   0 0 1,639
THERMO FISHER SCIENTIFIC INC COM 883556102 5,147 7,714 SH   SOLE   0 0 7,714
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,271 11,098 SH   SOLE   0 0 11,098
ISHARES TR RUSSELL 2000 ETF 464287655 5,491 24,682 SH   SOLE   0 0 24,682
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,075 26,880 SH   SOLE   0 0 26,880
CHEVRON CORP NEW COM 166764100 7,049 60,064 SH   SOLE   0 0 60,064
ISHARES TR CORE US AGGBD ET 464287226 7,872 69,002 SH   SOLE   0 0 69,002
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 7,881 15,223 SH   SOLE   0 0 15,223
ISHARES TR CORE S&P500 ETF 464287200 10,666 22,360 SH   SOLE   0 0 22,360
NVIDIA CORPORATION COM 67066G104 18,995 64,585 SH   SOLE   0 0 64,585
APPLE INC COM 037833100 20,684 116,483 SH   SOLE   0 0 116,483
EXXON MOBIL CORP COM 30231G102 39,470 645,045 SH   SOLE   0 0 645,045