The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Common Stock 88579Y101 3,534 20,148 SH   SOLE   20,148 0 0
3M CO COM Common Stock 88579Y101 8 47 SH   OTR   47 0 0
ABBOTT LABS COM Common Stock 002824100 4,828 40,868 SH   SOLE   40,868 0 0
ABBOTT LABS COM Common Stock 002824100 9 76 SH   OTR   76 0 0
ACCENTURE PLC Int'l Common Stock G1151C101 4,177 13,057 SH   SOLE   13,057 0 0
ACCENTURE PLC Int'l Common Stock G1151C101 7 23 SH   OTR   23 0 0
ADOBE SYS INC COM Common Stock 00724F101 310 538 SH   SOLE   538 0 0
AFLAC INC Common Stock 001055102 3,270 62,737 SH   SOLE   62,737 0 0
AFLAC INC Common Stock 001055102 6 123 SH   OTR   123 0 0
AGREE REALTY CORP COM Common Stock 008492100 278 4,193 SH   SOLE   4,193 0 0
AIR PRODUCTS & CHEMICALS INC Common Stock 009158106 3,175 12,397 SH   SOLE   12,397 0 0
AIR PRODUCTS & CHEMICALS INC Common Stock 009158106 5 21 SH   OTR   21 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305 385 144 SH   SOLE   144 0 0
AMERCO COM Common Stock 023586100 292 452 SH   SOLE   452 0 0
AMERICAN ELEC PWR INC COM Common Stock 025537101 227 2,801 SH   SOLE   2,801 0 0
AMERICAN INTL GROUP INC COM NEW Common Stock 026874784 681 12,401 SH   SOLE   12,401 0 0
AMERICAN TOWER CORP NEW COM Common Stock 03027X100 1,370 5,161 SH   SOLE   5,161 0 0
AMERICAN TOWER CORP NEW COM Common Stock 03027X100 1 4 SH   OTR   4 0 0
AMGEN INC COM Common Stock 031162100 4,163 19,577 SH   SOLE   19,577 0 0
AMGEN INC COM Common Stock 031162100 6 26 SH   OTR   26 0 0
ANALOG DEVICES INC COM Common Stock 032654105 4,831 28,848 SH   SOLE   28,848 0 0
ANALOG DEVICES INC COM Common Stock 032654105 9 54 SH   OTR   54 0 0
APPLE INC Common Stock 037833100 10,815 76,431 SH   SOLE   76,431 0 0
APPLE INC Common Stock 037833100 4 27 SH   OTR   27 0 0
AT&T INC COM Common Stock 00206R102 1,138 42,126 SH   SOLE   42,126 0 0
AT&T INC COM Common Stock 00206R102 7 257 SH   OTR   257 0 0
AUTOMATIC DATA PROCESSING INCOM Common Stock 053015103 4,122 20,620 SH   SOLE   20,620 0 0
AUTOMATIC DATA PROCESSING INCOM Common Stock 053015103 8 41 SH   OTR   41 0 0
AXALTA COATING SYS LTD COM Common Stock G0750C108 381 13,038 SH   SOLE   13,038 0 0
BECTON DICKINSON AND COMPANY Common Stock 075887109 3,546 14,424 SH   SOLE   14,424 0 0
BECTON DICKINSON AND COMPANY Common Stock 075887109 7 28 SH   OTR   28 0 0
BERKSHIRE HATHAWAY INC DEL CL A Common Stock 084670108 411 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 252 923 SH   SOLE   923 0 0
BLACKROCK INC COM Common Stock 09247X101 3,605 4,299 SH   SOLE   4,299 0 0
BLACKROCK INC COM Common Stock 09247X101 7 8 SH   OTR   8 0 0
BOOZ ALLEN HAMILTON HLDG CORCL A Common Stock 099502106 375 4,725 SH   SOLE   4,725 0 0
BROOKFIELD RENEWABLE CORP Common Stock 11284V105 303 7,797 SH   SOLE   7,797 0 0
BROWN & BROWN INC Common Stock 115236101 346 6,233 SH   SOLE   6,233 0 0
BRUNSWICK CORPORATION Common Stock 117043109 264 2,774 SH   SOLE   2,774 0 0
BURLINGTON STORES INC Common Stock 122017106 314 1,106 SH   SOLE   1,106 0 0
CAPITAL ONE FINANCIAL CORP Common Stock 14040H105 2,170 13,397 SH   SOLE   13,397 0 0
CBOE GLOBAL MARKETS INC COM Common Stock 12503M108 341 2,751 SH   SOLE   2,751 0 0
CENTENE CORP DEL COM Common Stock 15135B101 334 5,363 SH   SOLE   5,363 0 0
CHEVRONTEXACO CORP COM Common Stock 166764100 1,411 13,911 SH   SOLE   13,911 0 0
CHEVRONTEXACO CORP COM Common Stock 166764100 11 108 SH   OTR   108 0 0
CHUBB LIMITED COM Int'l Common Stock H1467J104 2,743 15,814 SH   SOLE   15,814 0 0
CHUBB LIMITED COM Int'l Common Stock H1467J104 6 35 SH   OTR   35 0 0
CHURCH & DWIGHT INC Common Stock 171340102 296 3,587 SH   SOLE   3,587 0 0
CIGNA CORP NEW COM Common Stock 125523100 562 2,806 SH   SOLE   2,806 0 0
CISCO SYS INC COM Common Stock 17275R102 6,081 111,727 SH   SOLE   111,727 0 0
CISCO SYS INC COM Common Stock 17275R102 7 133 SH   OTR   133 0 0
CITIGROUP INC COM NEW Common Stock 172967424 1,803 25,698 SH   SOLE   25,698 0 0
CLOROX COMPANY COM Common Stock 189054109 2,082 12,574 SH   SOLE   12,574 0 0
CLOROX COMPANY COM Common Stock 189054109 5 28 SH   OTR   28 0 0
COGENT COMMUNICATIONS HLDGS COM NEW Common Stock 19239V302 262 3,696 SH   SOLE   3,696 0 0
COLGATE PALMOLIVE CO COM Common Stock 194162103 1,932 25,559 SH   SOLE   25,559 0 0
COLGATE PALMOLIVE CO COM Common Stock 194162103 3 46 SH   OTR   46 0 0
COMCAST CORP NEW CL A Common Stock 20030N101 2,868 51,270 SH   SOLE   51,270 0 0
COMCAST CORP NEW CL A Common Stock 20030N101 2 43 SH   OTR   43 0 0
COSTCO WHSL CORP NEW COM Common Stock 22160K105 4,068 9,053 SH   SOLE   9,053 0 0
CULLEN FROST BANKKERS INC Common Stock 229899109 453 3,822 SH   SOLE   3,822 0 0
CVS HEALTH CORP. Common Stock 126650100 231 2,724 SH   SOLE   2,724 0 0
DELTA AIR LINES INC DEL COM NEW Common Stock 247361702 952 22,349 SH   SOLE   22,349 0 0
DISCOVERY COMMUNICATIONS INC Common Stock 25470F104 317 12,495 SH   SOLE   12,495 0 0
DISNEY WALT CO COM DISNEY Common Stock 254687106 293 1,730 SH   SOLE   1,730 0 0
DONALDSON INC COM Common Stock 257651109 374 6,518 SH   SOLE   6,518 0 0
DOUGLAS EMMETT INC Common Stock 25960P109 296 9,367 SH   SOLE   9,367 0 0
EASTGROUP PROPERTIES INC. Common Stock 277276101 360 2,162 SH   SOLE   2,162 0 0
EMERSON ELEC CO COM Common Stock 291011104 2,535 26,913 SH   SOLE   26,913 0 0
EMERSON ELEC CO COM Common Stock 291011104 5 52 SH   OTR   52 0 0
EVERBRIDGE INC COM Common Stock 29978A104 402 2,659 SH   SOLE   2,659 0 0
EVERSOURCE ENERGY COM Common Stock 30040W108 2,648 32,391 SH   SOLE   32,391 0 0
EVERSOURCE ENERGY COM Common Stock 30040W108 5 61 SH   OTR   61 0 0
EXXON MOBIL CORP Common Stock 30231G102 229 3,901 SH   SOLE   3,901 0 0
EXXON MOBIL CORP Common Stock 30231G102 1 23 SH   OTR   23 0 0
FACTSET RESEARCH SYSTEMS INC Common Stock 303075105 3,547 8,984 SH   SOLE   8,984 0 0
FACTSET RESEARCH SYSTEMS INC Common Stock 303075105 6 16 SH   OTR   16 0 0
FIRST REP BK SAN FRANCISCO CCOM Common Stock 33616C100 436 2,261 SH   SOLE   2,261 0 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX Exchange Traded Fund 33733E302 7,263 30,789 SH   SOLE   30,789 0 0
FIVE BELOW INC COM Common Stock 33829M101 268 1,515 SH   SOLE   1,515 0 0
GALLAGHER ARTHUR J & CO COM Common Stock 363576109 435 2,923 SH   SOLE   2,923 0 0
GENERAL DYNAMICS Common Stock 369550108 3,021 15,412 SH   SOLE   15,412 0 0
GENERAL DYNAMICS Common Stock 369550108 6 31 SH   OTR   31 0 0
GILEAD SCIENCES INC Common Stock 375558103 689 9,866 SH   SOLE   9,866 0 0
GRACO INC Common Stock 384109104 254 3,637 SH   SOLE   3,637 0 0
GUIDEWIRE SOFTWARE INC COM Common Stock 40171V100 336 2,829 SH   SOLE   2,829 0 0
HOME DEPOT INC COM Common Stock 437076102 3,318 10,108 SH   SOLE   10,108 0 0
HUBBELL INC COM Common Stock 443510607 310 1,714 SH   SOLE   1,714 0 0
HUNT J B TRANS SVCS INC COM Common Stock 445658107 565 3,376 SH   SOLE   3,376 0 0
ICON PLC SHS Common Stock G4705A100 575 2,196 SH   SOLE   2,196 0 0
ILLINOIS TOOL WORKS INC COM Common Stock 452308109 4,153 20,101 SH   SOLE   20,101 0 0
ILLINOIS TOOL WORKS INC COM Common Stock 452308109 8 37 SH   OTR   37 0 0
INFOSYS LTD SPONSORED ADR Common Stock 456788108 203 9,131 SH   SOLE   9,131 0 0
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT Exchange Traded Fund 46138E149 538 2,947 SH   SOLE   2,947 0 0
INVESCO EXCHNG TRADED FD TR S&P SMLCP INFO Exchange Traded Fund 46138E115 671 4,803 SH   SOLE   4,803 0 0
ISHARES CORE S&P MID-CAP ETF Exchange Traded Fund 464287507 611 2,324 SH   SOLE   2,324 0 0
ISHARES CORE S&P SMALL-CAP ETF Exchange Traded Fund 464287804 590 5,402 SH   SOLE   5,402 0 0
ISHARES TR U.S. PFD STK ETF Fixed Income ETF 464288687 1,208 31,137 SH   SOLE   31,137 0 0
JOHNSON AND JOHNSON Common Stock 478160104 6,048 37,449 SH   SOLE   37,449 0 0
JOHNSON AND JOHNSON Common Stock 478160104 8 49 SH   OTR   49 0 0
JPMORGAN CHASE & CO COM Common Stock 46625H100 6,595 40,292 SH   SOLE   40,292 0 0
JPMORGAN CHASE & CO COM Common Stock 46625H100 7 40 SH   OTR   40 0 0
KEYSIGHT TECHNOLOGIES INC Common Stock 49338L103 467 2,845 SH   SOLE   2,845 0 0
L3HARRIS TECHNOLOGIES INC Common Stock 502431109 3,885 17,638 SH   SOLE   17,638 0 0
L3HARRIS TECHNOLOGIES INC Common Stock 502431109 8 36 SH   OTR   36 0 0
LAMB WESTON HLDGS INC COM Common Stock 513272104 260 4,229 SH   SOLE   4,229 0 0
LIBERTY GLOBAL PLC SHS CL A Common Stock G5480U104 383 12,851 SH   SOLE   12,851 0 0
LINDE PLC COM Int'l Common Stock G5494J103 3,681 12,547 SH   SOLE   12,547 0 0
LINDE PLC COM Int'l Common Stock G5494J103 6 22 SH   OTR   22 0 0
LOWES COS INC COM Common Stock 548661107 7,072 34,861 SH   SOLE   34,861 0 0
LOWES COS INC COM Common Stock 548661107 12 60 SH   OTR   60 0 0
M & T BANK CORP Common Stock 55261F104 416 2,785 SH   SOLE   2,785 0 0
MANHATTAN ASSOCS INC COM Common Stock 562750109 213 1,393 SH   SOLE   1,393 0 0
MARKEL CORP COM Common Stock 570535104 206 172 SH   SOLE   172 0 0
MASTERCARD INC CL A Common Stock 57636Q104 222 638 SH   SOLE   638 0 0
MCDONALDS CORP COM Common Stock 580135101 4,576 18,980 SH   SOLE   18,980 0 0
MCDONALDS CORP COM Common Stock 580135101 5 21 SH   OTR   21 0 0
MEDTRONIC PLC SHS Int'l Common Stock G5960L103 6,637 52,951 SH   SOLE   52,951 0 0
MEDTRONIC PLC SHS Int'l Common Stock G5960L103 8 64 SH   OTR   64 0 0
MERCK & CO INC NEW Common Stock 58933Y105 360 4,797 SH   SOLE   4,797 0 0
METLIFE INC Common Stock 59156R108 1,389 22,497 SH   SOLE   22,497 0 0
MGM RESORTS INTERNATIONAL COM Common Stock 552953101 475 11,005 SH   SOLE   11,005 0 0
MICRON TECHNOLOGY INC Common Stock 595112103 209 2,941 SH   SOLE   2,941 0 0
MICROSOFT CORP COM Common Stock 594918104 14,349 50,897 SH   SOLE   50,897 0 0
MICROSOFT CORP COM Common Stock 594918104 37 131 SH   OTR   131 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO Common Stock 617446448 1,353 13,907 SH   SOLE   13,907 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO Common Stock 617446448 2 25 SH   OTR   25 0 0
NEXTERA ENERGY INC COM Common Stock 65339F101 7,032 89,556 SH   SOLE   89,556 0 0
NEXTERA ENERGY INC COM Common Stock 65339F101 10 132 SH   OTR   132 0 0
NIKE INC CL B Common Stock 654106103 2,926 20,148 SH   SOLE   20,148 0 0
NIKE INC CL B Common Stock 654106103 5 35 SH   OTR   35 0 0
NORFOLK SOUTHERN CORP. COM Common Stock 655844108 4,118 17,211 SH   SOLE   17,211 0 0
NORFOLK SOUTHERN CORP. COM Common Stock 655844108 7 31 SH   OTR   31 0 0
NOVARTIS A G SPONSORED ADR Int'l Common Stock 66987V109 1,738 21,247 SH   SOLE   21,247 0 0
NOVARTIS A G SPONSORED ADR Int'l Common Stock 66987V109 3 38 SH   OTR   38 0 0
NUTRIEN LTD Int'l Common Stock 67077M108 992 15,297 SH   SOLE   15,297 0 0
PACKAGING CORP OF AMERICA Common Stock 695156109 538 3,912 SH   SOLE   3,912 0 0
PAYCHEX INC COM Common Stock 704326107 3,917 34,837 SH   SOLE   34,837 0 0
PAYCHEX INC COM Common Stock 704326107 7 63 SH   OTR   63 0 0
PENTAIR PLC SHS Int'l Common Stock G7S00T104 723 9,955 SH   SOLE   9,955 0 0
PEPSICO INC COM Common Stock 713448108 2,978 19,800 SH   SOLE   19,800 0 0
PEPSICO INC COM Common Stock 713448108 23 156 SH   OTR   156 0 0
PFIZER INC COM Common Stock 717081103 2,228 51,797 SH   SOLE   51,797 0 0
PHILLIPS 66 COM Common Stock 718546104 1,385 19,776 SH   SOLE   19,776 0 0
PHILLIPS 66 COM Common Stock 718546104 5 74 SH   OTR   74 0 0
PINNACLE WEST CAP CORP COM Common Stock 723484101 261 3,605 SH   SOLE   3,605 0 0
POST HLDGS INC COM Common Stock 737446104 349 3,164 SH   SOLE   3,164 0 0
PROCTER & GAMBLE CO COM Common Stock 742718109 2,950 21,098 SH   SOLE   21,098 0 0
PROCTER & GAMBLE CO COM Common Stock 742718109 12 87 SH   OTR   87 0 0
QUEST DIAGNOSTICS INC Common Stock 74834L100 1,726 11,876 SH   SOLE   11,876 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 2,958 34,407 SH   SOLE   34,407 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 8 92 SH   OTR   92 0 0
REGENCY CTRS CORP COM Common Stock 758849103 297 4,413 SH   SOLE   4,413 0 0
RLI CORP Common Stock 749607107 337 3,357 SH   SOLE   3,357 0 0
ROSS STORES INC COM Common Stock 778296103 2,174 19,972 SH   SOLE   19,972 0 0
RPM INTERNATIONAL INC Common Stock 749685103 244 3,140 SH   SOLE   3,140 0 0
SIRIUS XM HLDGS INC COM Common Stock 82968B103 63 10,300 SH   SOLE   10,300 0 0
SMITH A O COM Common Stock 831865209 242 3,965 SH   SOLE   3,965 0 0
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 297 692 SH   SOLE   692 0 0
SPDR SER TR Exchange Traded Fund 78464A409 282 4,411 SH   SOLE   4,411 0 0
SPDR SER TR Exchange Traded Fund 78464A508 275 7,047 SH   SOLE   7,047 0 0
STARBUCKS CORPORATION Common Stock 855244109 393 3,560 SH   SOLE   3,560 0 0
SUN CMNTYS INC COM Common Stock 866674104 373 2,014 SH   SOLE   2,014 0 0
SYNEOS HEALTH INC CL A Common Stock 87166B102 517 5,913 SH   SOLE   5,913 0 0
TAIWAN SEMICONDUCTOR MFG CO Int'l Common Stock 874039100 272 2,435 SH   SOLE   2,435 0 0
TARGET CORP COM Common Stock 87612E106 4,006 17,511 SH   SOLE   17,511 0 0
TARGET CORP COM Common Stock 87612E106 8 33 SH   OTR   33 0 0
TYLER TECHNOLOGIES INC COM Common Stock 902252105 396 863 SH   SOLE   863 0 0
UNITED PARCEL SERVICE OF AMERICA INC Common Stock 911312106 292 1,606 SH   SOLE   1,606 0 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 2,051 5,249 SH   SOLE   5,249 0 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 2 4 SH   OTR   4 0 0
US BANCORP DEL COM NEW Common Stock 902973304 1,830 30,789 SH   SOLE   30,789 0 0
US BANCORP DEL COM NEW Common Stock 902973304 4 71 SH   OTR   71 0 0
VAIL RESORTS, INC Common Stock 91879Q109 521 1,561 SH   SOLE   1,561 0 0
VERIZON COMMUNICATIONS INC COM Common Stock 92343V104 779 14,421 SH   SOLE   14,421 0 0
VF CORPORATION Common Stock 918204108 2,238 33,415 SH   SOLE   33,415 0 0
VF CORPORATION Common Stock 918204108 4 58 SH   OTR   58 0 0
VIACOMCBS INC Common Stock 92556H206 681 17,230 SH   SOLE   17,230 0 0
WAL MART INC COM Common Stock 931142103 3,671 26,341 SH   SOLE   26,341 0 0
WAL MART INC COM Common Stock 931142103 6 46 SH   OTR   46 0 0
WALGREENS BOOTS ALLIANCE INCCOM Common Stock 931427108 516 10,977 SH   SOLE   10,977 0 0
WASTE CONNECTIONS INC Int'l Common Stock 94106B101 394 3,125 SH   SOLE   3,125 0 0
WEC ENERGY GROUP INC Common Stock 92939U106 2,818 31,948 SH   SOLE   31,948 0 0
WEC ENERGY GROUP INC Common Stock 92939U106 5 61 SH   OTR   61 0 0
WHIRLPOOL CORP Common Stock 963320106 500 2,452 SH   SOLE   2,452 0 0