The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A 084670108 255 1 SH   SOLE   0 0 1
ISHARES TR RUS MID CAP ETF 464287499 566 2,949 SH   SOLE   0 0 2,949
VANGUARD INDEX FDS SMALL CP ETF 922908751 358 2,640 PRN   SOLE   0 0 2,640
SELECT SECTOR SPDR TR ENERGY 81369Y506 427 6,582 SH   SOLE   0 0 6,582
WEYERHAEUSER CO COM 962166104 1,089 32,513 SH   SOLE   0 0 32,513
WAL-MART STORES INC COM 931142103 471 6,220 SH   SOLE   0 0 6,220
WASTE MGMT INC DEL COM 94106L109 423 5,772 SH   SOLE   0 0 5,772
WELLS FARGO CO NEW COM 949746101 392 7,067 SH   SOLE   0 0 7,067
VERIZON COMMUNICATIONS INC COM 92343V104 962 21,537 SH   SOLE   0 0 21,537
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 231 5,653 SH   SOLE   0 0 5,653
VANGUARD INDEX FDS LARGE CAP ETF 922908637 435 3,918 SH   SOLE   0 0 3,918
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,344 34,910 SH   SOLE   0 0 34,910
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,771 19,112 SH   SOLE   0 0 19,112
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 311 2,110 SH   SOLE   0 0 2,110
VANGUARD WORLD FDS INF TECH ETF 92204A702 302 2,147 SH   SOLE   0 0 2,147
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 473 11,438 SH   SOLE   0 0 11,438
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,891 48,612 SH   SOLE   0 0 48,612
VANGUARD INDEX FDS SM CP VAL ETF 922908611 279 2,268 SH   SOLE   0 0 2,268
PROSHARES TR ULTRA FNCLS NEW 74347X633 458 4,402 SH   SOLE   0 0 4,402
ISHARES TR MIN VOL USA ETF 46429B697 49,502 1,011,685 SH   SOLE   0 0 1,011,685
US BANCORP DEL COM NEW 902973304 240 4,632 SH   SOLE   0 0 4,632
UNILEVER N V N Y SHS NEW 904784709 626 11,325 SH   SOLE   0 0 11,325
TORTOISE ENERGY INFRA CORP COM 89147L100 251 8,249 SH   SOLE   0 0 8,249
TEXAS INSTRS INC COM 882508104 244 3,171 SH   SOLE   0 0 3,171
AT&T INC COM 00206R102 1,193 31,608 SH   SOLE   0 0 31,608
SPDR S&P 500 ETF TR TR UNIT 78462F103 542 2,242 SH   SOLE   0 0 2,242
SOUTHERN CO COM 842587107 203 4,249 SH   SOLE   0 0 4,249
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 4,030 33,785 SH   SOLE   0 0 33,785
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 22,746 105,169 SH   SOLE   0 0 105,169
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,773 36,564 SH   SOLE   0 0 36,564
SEABOARD CORP COM 811543107 803 201 SH   SOLE   0 0 201
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,089 12,256 SH   SOLE   0 0 12,256
ISHARES TR EAFE SML CP ETF 464288273 7,501 129,678 SH   SOLE   0 0 129,678
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,753 129,250 SH   SOLE   0 0 129,250
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,622 45,395 SH   SOLE   0 0 45,395
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,499 109,547 SH   SOLE   0 0 109,547
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,072 19,861 SH   SOLE   0 0 19,861
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,394 49,702 SH   SOLE   0 0 49,702
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,797 186,658 SH   SOLE   0 0 186,658
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,391 169,642 SH   SOLE   0 0 169,642
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,817 113,349 SH   SOLE   0 0 113,349
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 670 19,914 SH   SOLE   0 0 19,914
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 921 15,757 SH   SOLE   0 0 15,757
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,851 28,963 SH   SOLE   0 0 28,963
STARBUCKS CORP COM 855244109 314 5,385 SH   SOLE   0 0 5,385
SPRINT CORP COM SER 1 85207U105 84 10,179 SH   SOLE   0 0 10,179
RYDEX ETF TRUST GUG S&P SC600 PG 78355W809 565 5,494 SH   SOLE   0 0 5,494
RAYTHEON CO COM NEW 755111507 245 1,518 SH   SOLE   0 0 1,518
RED ROBIN GOURMET BURGERS IN COM 75689M101 269 4,115 SH   SOLE   0 0 4,115
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 309 2,247 SH   SOLE   0 0 2,247
PHILLIPS 66 COM 718546104 249 3,013 SH   SOLE   0 0 3,013
PHILIP MORRIS INTL INC COM 718172109 643 5,471 SH   SOLE   0 0 5,471
POWERSHARES ETF TRUST II DWA EMKT MOM PTF 73936Q207 420 24,333 SH   SOLE   0 0 24,333
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 1,803 94,818 SH   SOLE   0 0 94,818
PROCTER AND GAMBLE CO COM 742718109 1,454 16,682 SH   SOLE   0 0 16,682
PFIZER INC COM 717081103 906 26,978 SH   SOLE   0 0 26,978
PEPSICO INC COM 713448108 283 2,449 SH   SOLE   0 0 2,449
NORFOLK SOUTHERN CORP COM 655844108 215 1,770 SH   SOLE   0 0 1,770
PROSHARES TR S&P 500 DV ARIST 74348A467 2,633 45,574 SH   SOLE   0 0 45,574
NIKE INC CL B 654106103 553 9,373 SH   SOLE   0 0 9,373
ISHARES TR NATIONAL MUN ETF 464288414 2,304 20,922 SH   SOLE   0 0 20,922
ISHARES TR USA MOMENTUM FCT 46432F396 841 9,457 SH   SOLE   0 0 9,457
MICROSOFT CORP COM 594918104 1,239 17,978 SH   SOLE   0 0 17,978
MERCK & CO INC COM 58933Y105 799 12,464 SH   SOLE   0 0 12,464
MPLX LP COM UNIT REP LTD 55336V100 214 6,392 SH   SOLE   0 0 6,392
ALTRIA GROUP INC COM 02209S103 861 11,566 SH   SOLE   0 0 11,566
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 337 4,734 SH   SOLE   0 0 4,734
3M CO COM 88579Y101 437 2,099 SH   SOLE   0 0 2,099
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 4,909 50,969 SH   SOLE   0 0 50,969
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 22,850 159,621 SH   SOLE   0 0 159,621
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 390 1,229 SH   SOLE   0 0 1,229
MEDTRONIC PLC SHS G5960L103 2,908 32,771 SH   SOLE   0 0 32,771
MCDONALDS CORP COM 580135101 1,032 6,736 SH   SOLE   0 0 6,736
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 3,748 142,574 SH   SOLE   0 0 142,574
ISHARES TR MBS ETF 464288588 218 2,037 SH   SOLE   0 0 2,037
SOUTHWEST AIRLS CO COM 844741108 505 8,133 SH   SOLE   0 0 8,133
ISHARES TR IBOXX INV CP ETF 464287242 1,057 8,772 SH   SOLE   0 0 8,772
LOCKHEED MARTIN CORP COM 539830109 769 2,768 SH   SOLE   0 0 2,768
LILLY ELI & CO COM 532457108 501 6,087 SH   SOLE   0 0 6,087
KROGER CO COM 501044101 222 9,500 SH   SOLE   0 0 9,500
COCA COLA CO COM 191216100 1,184 26,389 SH   SOLE   0 0 26,389
KINDER MORGAN INC DEL COM 49456B101 192 10,029 SH   SOLE   0 0 10,029
KIMBERLY CLARK CORP COM 494368103 316 2,445 SH   SOLE   0 0 2,445
KIMCO RLTY CORP COM 49446R109 208 11,327 SH   SOLE   0 0 11,327
KRAFT HEINZ CO COM 500754106 226 2,641 SH   SOLE   0 0 2,641
JPMORGAN CHASE & CO COM 46625H100 469 5,132 SH   SOLE   0 0 5,132
JOHNSON & JOHNSON COM 478160104 1,981 14,971 SH   SOLE   0 0 14,971
ISHARES TR MRNGSTR LG-CP GR 464287119 243 1,744 SH   SOLE   0 0 1,744
ISHARES TR RUS 2000 GRW ETF 464287648 452 2,678 SH   SOLE   0 0 2,678
ISHARES TR RUS 2000 VAL ETF 464287630 694 5,839 SH   SOLE   0 0 5,839
ISHARES TR RUSSELL 2000 ETF 464287655 1,267 8,989 SH   SOLE   0 0 8,989
ISHARES TR RUS 1000 GRW ETF 464287614 2,512 21,102 SH   SOLE   0 0 21,102
ISHARES TR RUS 1000 VAL ETF 464287598 304 2,608 SH   SOLE   0 0 2,608
ISHARES TR S&P 500 GRWT ETF 464287309 23,899 174,638 SH   SOLE   0 0 174,638
ISHARES TR CORE S&P500 ETF 464287200 1,988 8,167 SH   SOLE   0 0 8,167
ISHARES TR S&P 500 VAL ETF 464287408 267 2,539 SH   SOLE   0 0 2,539
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 4,578 133,043 SH   SOLE   0 0 133,043
INTL PAPER CO COM 460146103 723 12,769 SH   SOLE   0 0 12,769
INTEL CORP COM 458140100 1,451 43,016 SH   SOLE   0 0 43,016
ISHARES TR SP SMCP600GR ETF 464287887 347 2,224 SH   SOLE   0 0 2,224
ISHARES TR SP SMCP600VL ETF 464287879 2,001 14,313 SH   SOLE   0 0 14,313
ISHARES TR CORE S&P SCP ETF 464287804 1,537 21,922 SH   SOLE   0 0 21,922
ISHARES TR CORE S&P MCP ETF 464287507 1,531 8,802 SH   SOLE   0 0 8,802
ISHARES INC CORE MSCI EMKT 46434G103 1,335 26,687 SH   SOLE   0 0 26,687
ISHARES TR CORE MSCI EAFE 46432F842 3,090 50,740 SH   SOLE   0 0 50,740
ISHARES TR INTL SEL DIV ETF 464288448 671 20,500 SH   SOLE   0 0 20,500
INTERNATIONAL BUSINESS MACHS COM 459200101 546 3,549 SH   SOLE   0 0 3,549
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 945 16,617 SH   SOLE   0 0 16,617
ISHARES TR IBOXX HI YD ETF 464288513 1,363 15,421 SH   SOLE   0 0 15,421
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 315 5,054 SH   SOLE   0 0 5,054
HOME DEPOT INC COM 437076102 211 1,377 SH   SOLE   0 0 1,377
ISHARES TR INTRM GOV/CR ETF 464288612 4,351 39,314 SH   SOLE   0 0 39,314
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 662 15,341 SH   SOLE   0 0 15,341
ISHARES TR US TREASURY ETF 46429B267 209 8,287 SH   SOLE   0 0 8,287
ALPHABET INC CAP STK CL A 02079K305 343 369 SH   SOLE   0 0 369
ALPHABET INC CAP STK CL C 02079K107 434 478 SH   SOLE   0 0 478
SPDR GOLD TRUST GOLD SHS 78463V107 858 7,273 SH   SOLE   0 0 7,273
GENERAL ELECTRIC CO COM 369604103 452 16,716 SH   SOLE   0 0 16,716
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 908 26,847 SH   SOLE   0 0 26,847
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 633 18,214 SH   SOLE   0 0 18,214
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 270 2,845 SH   SOLE   0 0 2,845
FREEPORT-MCMORAN INC CL B 35671D857 222 18,500 SH   SOLE   0 0 18,500
FORTUNE BRANDS HOME & SEC IN COM 34964C106 210 3,223 SH   SOLE   0 0 3,223
FACEBOOK INC CL A 30303M102 418 2,766 SH   SOLE   0 0 2,766
FORD MTR CO DEL COM PAR $0.01 345370860 341 30,464 SH   SOLE   0 0 30,464
EXACT SCIENCES CORP COM 30063P105 354 10,000 SH   SOLE   0 0 10,000
ENTERPRISE PRODS PARTNERS L COM 293792107 230 8,509 SH   SOLE   0 0 8,509
ISHARES TR EAFE VALUE ETF 464288877 8,819 170,577 SH   SOLE   0 0 170,577
ISHARES TR MIN VOL EAFE ETF 46429B689 834 12,043 SH   SOLE   0 0 12,043
ISHARES TR MSCI EAFE ETF 464287465 598 9,177 SH   SOLE   0 0 9,177
ECOLAB INC COM 278865100 306 2,303 SH   SOLE   0 0 2,303
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,283 32,801 SH   SOLE   0 0 32,801
ISHARES TR SELECT DIVID ETF 464287168 6,910 74,941 SH   SOLE   0 0 74,941
DUKE ENERGY CORP NEW COM NEW 26441C204 562 6,722 SH   SOLE   0 0 6,722
DOW CHEM CO COM 260543103 369 5,850 SH   SOLE   0 0 5,850
DISNEY WALT CO COM DISNEY 254687106 391 3,677 SH   SOLE   0 0 3,677
CHEVRON CORP NEW COM 166764100 1,294 12,408 SH   SOLE   0 0 12,408
CLAYMORE EXCHANGE TRD FD TR GUGG MSCI GB ETF 18383Q879 385 13,471 SH   SOLE   0 0 13,471
CISCO SYS INC COM 17275R102 428 13,689 SH   SOLE   0 0 13,689
CARTESIAN INC COM 146534102 56 75,000 SH   SOLE   0 0 75,000
CONOCOPHILLIPS COM 20825C104 545 12,397 SH   SOLE   0 0 12,397
CUMULUS MEDIA INC CL A NEW 231082603 7 15,650 SH   SOLE   0 0 15,650
CLOROX CO DEL COM 189054109 535 4,012 SH   SOLE   0 0 4,012
CERNER CORP COM 156782104 4,091 61,539 SH   SOLE   0 0 61,539
COMMERCE BANCSHARES INC COM 200525103 452 7,957 SH   SOLE   0 0 7,957
SPDR SERIES TRUST BLOMBRG BRC CORP 78464A144 1,189 36,762 SH   SOLE   0 0 36,762
CATERPILLAR INC DEL COM 149123101 344 3,201 SH   SOLE   0 0 3,201
CONAGRA BRANDS INC COM 205887102 282 7,899 SH   SOLE   0 0 7,899
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 620 9,050 SH   SOLE   0 0 9,050
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,689 9,972 SH   SOLE   0 0 9,972
BP PLC SPONSORED ADR 055622104 466 13,447 SH   SOLE   0 0 13,447
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,975 91,512 SH   SOLE   0 0 91,512
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 953 11,647 SH   SOLE   0 0 11,647
BRISTOL MYERS SQUIBB CO COM 110122108 493 8,853 SH   SOLE   0 0 8,853
BLACKROCK INC COM 09247X101 373 882 SH   SOLE   0 0 882
BANK AMER CORP COM 060505104 499 20,583 SH   SOLE   0 0 20,583
BOEING CO COM 097023105 468 2,365 SH   SOLE   0 0 2,365
ARCBEST CORP COM 03937C105 1,159 56,245 SH   SOLE   0 0 56,245
AMAZON COM INC COM 023135106 612 632 SH   SOLE   0 0 632
ALPS ETF TR ALERIAN MLP 00162Q866 155 13,000 SH   SOLE   0 0 13,000
AMGEN INC COM 031162100 340 1,974 SH   SOLE   0 0 1,974
ISHARES TR AGENCY BOND ETF 464288166 499 4,393 SH   SOLE   0 0 4,393
ISHARES TR CORE US AGGBD ET 464287226 12,038 109,924 SH   SOLE   0 0 109,924
SPDR INDEX SHS FDS MSCI ACWI ETF 78463X475 1,943 27,052 SH   SOLE   0 0 27,052
ABBVIE INC COM 00287Y109 242 3,331 SH   SOLE   0 0 3,331
APPLE INC COM 037833100 3,594 24,953 SH   SOLE   0 0 24,953