The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   329,124 1,085 SH   SOLE   0 0 1,085
ALTRIA GROUP INC COM 02209S103   5,020,690 110,224 SH   SOLE   0 0 110,224
AT&T INC COM 00206R102   5,281,350 276,366 SH   SOLE   0 0 276,366
BANK NOVA SCOTIA HALIFAX COM 064149107   5,833,461 127,591 SH   SOLE   0 0 127,591
BANK AMERICA CORP COM 060505104   233,874 5,881 SH   SOLE   0 0 5,881
BRISTOL-MYERS SQUIBB CO COM 110122108   5,640,854 135,826 SH   SOLE   0 0 135,826
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   5,364,471 173,439 SH   SOLE   0 0 173,439
CHEVRON CORP NEW COM 166764100   3,979,982 25,444 SH   SOLE   0 0 25,444
CISCO SYS INC COM 17275R102   2,468,976 51,968 SH   SOLE   0 0 51,968
CME GROUP INC COM 12572Q105   6,817,302 34,676 SH   SOLE   0 0 34,676
COCA COLA CO COM 191216100   2,383,531 37,447 SH   SOLE   0 0 37,447
COLGATE PALMOLIVE CO COM 194162103   861,230 8,875 SH   SOLE   0 0 8,875
CVS HEALTH CORP COM 126650100   267,010 4,521 SH   SOLE   0 0 4,521
EMERSON ELEC CO COM 291011104   566,222 5,140 SH   SOLE   0 0 5,140
EXXON MOBIL CORP COM 30231G102   5,775,705 50,171 SH   SOLE   0 0 50,171
FRANKLIN RESOURCES INC COM 354613101   2,420,203 108,286 SH   SOLE   0 0 108,286
GENUINE PARTS CO COM 372460105   3,109,572 22,481 SH   SOLE   0 0 22,481
HALEON PLC SPON ADS 405552100   1,911,721 231,443 SH   SOLE   0 0 231,443
INTERNATIONAL BUSINESS MACHS COM 459200101   1,945,774 11,250 SH   SOLE   0 0 11,250
ISHARES TR CORE HIGH DV ETF 46429B663   3,478,889 32,004 SH   SOLE   0 0 32,004
JOHNSON & JOHNSON COM 478160104   1,461,588 10,000 SH   SOLE   0 0 10,000
JPMORGAN CHASE & CO. COM 46625H100   276,085 1,365 SH   SOLE   0 0 1,365
KELLANOVA COM 487836108   506,950 8,789 SH   SOLE   0 0 8,789
LOCKHEED MARTIN CORP COM 539830109   905,240 1,938 SH   SOLE   0 0 1,938
MCDONALDS CORP COM 580135101   2,181,558 8,560 SH   SOLE   0 0 8,560
MICROSOFT CORP COM 594918104   12,388,337 27,718 SH   SOLE   0 0 27,718
NOVO-NORDISK A S ADR 670100205   203,431 1,425 SH   SOLE   0 0 1,425
PFIZER INC COM 717081103   7,188,355 256,910 SH   SOLE   0 0 256,910
PHILIP MORRIS INTL INC COM 718172109   8,461,055 83,500 SH   SOLE   0 0 83,500
PINNACLE WEST CAP CORP COM 723484101   6,420,167 84,056 SH   SOLE   0 0 84,056
PRICE T ROWE GROUP INC COM 74144T108   7,487,355 64,932 SH   SOLE   0 0 64,932
PROCTER AND GAMBLE CO COM 742718109   1,487,743 9,021 SH   SOLE   0 0 9,021
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   499,686 6,780 SH   SOLE   0 0 6,780
QUALCOMM INC COM 747525103   5,352,763 26,874 SH   SOLE   0 0 26,874
SANOFI SPONSORED ADR 80105N105   1,114,238 22,964 SH   SOLE   0 0 22,964
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   137,178,949 1,764,133 SH   SOLE   0 0 1,764,133
SOLVENTUM CORP COM SHS 83444M101   910,699 17,222 SH   SOLE   0 0 17,222
SOUTHERN CO COM 842587107   427,256 5,508 SH   SOLE   0 0 5,508
SPDR SER TR PRTFLO S&P500 HI 78468R788   7,691,799 191,196 SH   SOLE   0 0 191,196
TJX COS INC NEW COM 872540109   457,050 4,151 SH   SOLE   0 0 4,151
TORONTO DOMINION BK ONT COM NEW 891160509   6,157,114 112,029 SH   SOLE   0 0 112,029
UNITED PARCEL SERVICE INC CL B 911312106   6,485,677 47,393 SH   SOLE   0 0 47,393
US BANCORP DEL COM NEW 902973304   2,225,681 56,062 SH   SOLE   0 0 56,062
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,964,786 24,998 SH   SOLE   0 0 24,998
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   413,942 4,942 SH   SOLE   0 0 4,942
VERIZON COMMUNICATIONS INC COM 92343V104   10,016,615 242,886 SH   SOLE   0 0 242,886
VIATRIS INC COM 92556V106   278,665 26,215 SH   SOLE   0 0 26,215
WARNER BROS DISCOVERY INC COM SER A 934423104   499,083 67,081 SH   SOLE   0 0 67,081
WEC ENERGY GROUP INC COM 92939U106   6,852,539 87,338 SH   SOLE   0 0 87,338