The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579y101 1,324 6,360 SH   SOLE   2,120 0 4,240
3M COM 88579y101 42 200 SH   OTR 2 0 0 200
AT&T COM 030177109 589 15,618 SH   SOLE   0 0 15,618
Abbott Laboratories COM 002824100 1,747 35,935 SH   SOLE   0 0 35,935
Abbvie COM 00287Y109 2,332 32,160 SH   SOLE   0 0 32,160
Alphabet Class C COM 02079k107 727 800 SH   SOLE   0 0 800
American Express COM 025816109 1,264 15,000 SH   SOLE   612 0 14,388
Ameriprise Financial COM 03076C106 382 3,000 SH   SOLE   0 0 3,000
Amgen COM 031162100 890 5,168 SH   SOLE   600 0 4,568
Apple COM 037833100 1,903 13,210 SH   SOLE   1,288 0 11,922
Apple COM 037833100 101 700 SH   OTR 2 0 0 700
Bank of New York Mellon COM 064058100 539 10,560 SH   SOLE   7,392 0 3,168
Bristol-Myers Squibb COM 110122108 2,699 48,436 SH   SOLE   5,866 0 42,570
Bristol-Myers Squibb COM 110122108 636 11,411 SH   OTR 2 0 0 11,411
CVS/Caremark COM 126650100 211 2,625 SH   SOLE   0 0 2,625
Caterpillar COM 149123101 251 2,332 SH   SOLE   1,000 0 1,332
Celgene COM 151020104 1,508 11,611 SH   SOLE   1,600 0 10,011
Celgene COM 151020104 104 800 SH   OTR 2 0 0 800
Charles Schwab COM 808513105 693 16,133 SH   SOLE   0 0 16,133
Chevron COM 166764100 1,997 19,144 SH   SOLE   716 0 18,428
Chevron COM 166764100 441 4,225 SH   OTR 2 0 0 4,225
Cisco Systems COM 17275R952 257 8,200 SH   SOLE   0 0 8,200
Cisco Systems COM 17275R952 58 1,838 SH   OTR 2 0 0 1,838
Clorox COM 189054109 2,665 20,000 SH   SOLE   2,320 0 17,680
Coca-Cola COM 191216100 348 7,750 SH   SOLE   0 0 7,750
Disney COM 254687106 3,125 29,410 SH   SOLE   3,000 0 26,410
Dow Chemical COM 260543103 3,397 53,867 SH   SOLE   7,075 0 46,792
Dr. Pepper Snapple COM 26138E109 219 2,400 SH   SOLE   0 0 2,400
Du Pont (E.I) de Nemours COM 263534109 864 10,710 SH   SOLE   1,950 0 8,760
Emerson Electric COM 291011104 722 12,116 SH   SOLE   3,800 0 8,316
Emerson Electric COM 291011104 320 5,370 SH   OTR 2 0 0 5,370
Equifax COM 294429105 379 2,760 SH   SOLE   0 0 2,760
Equifax COM 294429105 651 4,738 SH   OTR 2 0 0 4,738
Express Scripts COM 30219g108 550 8,618 SH   SOLE   500 0 8,118
Express Scripts COM 30219g108 202 3,165 SH   OTR 2 0 0 3,165
Exxon Mobil COM 30231G102 5,041 62,441 SH   SOLE   7,527 0 54,914
Exxon Mobil COM 30231G102 639 7,911 SH   OTR 2 0 0 7,911
FedEx COM 31428x106 527 2,425 SH   SOLE   0 0 2,425
Fidelity National Info. COM 31620M106 429 5,020 SH   OTR 2 0 0 5,020
Ford Motor COM 345370860 133 11,900 SH   SOLE   2,800 0 9,100
General Electric COM 369604103 2,748 101,753 SH   SOLE   6,300 0 95,453
General Electric COM 369604103 424 15,713 SH   OTR 2 0 0 15,713
Home Depot COM 437076102 1,352 8,812 SH   SOLE   1,100 0 7,712
Intel COM 458140100 2,622 77,707 SH   SOLE   9,600 0 68,107
Intel COM 458140100 60 1,780 SH   OTR 2 0 0 1,780
International Business Machine COM 459200101 1,811 11,770 SH   SOLE   1,610 0 10,160
JPMorgan Chase COM 46625h100 7,055 77,189 SH   SOLE   1,624 0 75,565
JPMorgan Chase COM 46625h100 1,902 20,812 SH   OTR 2 0 0 20,812
Johnson & Johnson COM 478160104 18,131 137,053 SH   SOLE   6,471 0 130,582
Johnson & Johnson COM 478160104 1,185 8,959 SH   OTR 2 0 0 8,959
Kimberly Clark COM 494368103 602 4,663 SH   OTR 2 0 0 4,663
McCormick COM 579780206 1,506 15,448 SH   SOLE   4,800 0 10,648
McDonald's Corp. COM 580135101 1,244 8,125 SH   SOLE   1,707 0 6,418
McDonald's Corp. COM 580135101 107 700 SH   OTR 2 0 0 700
Merck COM 58933y105 2,022 31,550 SH   SOLE   2,548 0 29,002
Merck COM 58933y105 417 6,509 SH   OTR 2 0 0 6,509
Microsoft COM 594918104 834 12,096 SH   SOLE   800 0 11,296
Microsoft COM 594918104 153 2,213 SH   OTR 2 0 0 2,213
Mondelez COM 609207105 190 4,398 SH   SOLE   0 0 4,398
Mondelez COM 609207105 67 1,541 SH   OTR 2 0 0 1,541
Monsanto COM 61166w101 603 5,092 SH   SOLE   0 0 5,092
Monsanto COM 61166w101 284 2,400 SH   OTR 2 0 0 2,400
Nestle ADR COM 641069406 3,601 41,325 SH   SOLE   6,000 0 35,325
Norfolk Southern COM 655844108 423 3,476 SH   OTR 2 0 0 3,476
PepsiCo COM 713448108 2,727 23,611 SH   SOLE   0 0 23,611
PepsiCo COM 713448108 979 8,479 SH   OTR 2 0 0 8,479
Pfizer COM 717081103 4,650 138,428 SH   SOLE   17,446 0 120,982
Pfizer COM 717081103 321 9,553 SH   OTR 2 0 0 9,553
Philip Morris COM 718172109 9 77 SH   SOLE   0 0 77
Philip Morris COM 718172109 254 2,166 SH   OTR 2 0 0 2,166
Procter & Gamble COM 742718109 3,270 37,516 SH   SOLE   2,437 0 35,079
Procter & Gamble COM 742718109 833 9,553 SH   OTR 2 0 0 9,553
Quaker Chemical COM 747316107 261 1,800 SH   SOLE   0 0 1,800
Qualcomm COM 747525103 233 4,221 SH   SOLE   900 0 3,321
S&P Global COM 78409V104 1,277 8,749 SH   SOLE   900 0 7,849
Schlumberger COM 806857108 788 11,968 SH   SOLE   1,600 0 10,368
Schlumberger COM 806857108 385 5,855 SH   OTR 2 0 0 5,855
Travelers COM 89417E109 212 1,675 SH   SOLE   0 0 1,675
Union Pacific COM 907818108 245 2,250 SH   SOLE   400 0 1,850
Union Pacific COM 907818108 359 3,300 SH   OTR 2 0 0 3,300
United Healthcare COM 91324P102 547 2,950 SH   SOLE   0 0 2,950
United Parcel Service 'B' COM 911312106 265 2,400 SH   SOLE   300 0 2,100
Verizon Communications COM 92343v104 1,277 28,594 SH   SOLE   1,700 0 26,894
Wal-Mart Stores COM 931142103 669 8,842 SH   SOLE   0 0 8,842
Waste Management COM 94106L109 1,151 15,696 SH   SOLE   0 0 15,696
Yum! Brands COM 988498101 307 4,160 SH   SOLE   0 0 4,160
Zimmer Biomet COM 98956p102 630 4,904 SH   SOLE   1,255 0 3,649
Zimmer Biomet COM 98956p102 385 2,996 SH   OTR 2 0 0 2,996
Zoetis COM 98978v103 357 5,725 SH   SOLE   0 0 5,725