The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579y101 1,121 6,360 SH   SOLE   2,120 0 4,240
3M COM 88579y101 35 200 SH   OTR 2 0 0 200
AT&T COM 030177109 634 15,618 SH   SOLE   0 0 15,618
Abbott Laboratories COM 002824100 1,520 35,935 SH   SOLE   0 0 35,935
Abbvie COM 00287Y109 2,028 32,160 SH   SOLE   0 0 32,160
Alcoa COM 013817101 251 24,800 SH   SOLE   0 0 24,800
Alphabet Class C COM 02079k107 614 790 SH   SOLE   0 0 790
American Express COM 025816109 961 15,000 SH   SOLE   612 0 14,388
Ameriprise Financial COM 03076C106 299 3,000 SH   SOLE   0 0 3,000
Amgen COM 031162100 862 5,168 SH   SOLE   600 0 4,568
Apple COM 037833100 1,474 13,035 SH   SOLE   1,288 0 11,747
Apple COM 037833100 79 700 SH   OTR 2 0 0 700
Bank of New York Mellon COM 064058100 421 10,560 SH   SOLE   7,392 0 3,168
Bristol-Myers Squibb COM 110122108 2,366 43,886 SH   SOLE   5,866 0 38,020
Bristol-Myers Squibb COM 110122108 621 11,511 SH   OTR 2 0 0 11,511
CBRE Group COM 12504L109 556 19,875 SH   SOLE   0 0 19,875
CVS/Caremark COM 126650100 365 4,100 SH   SOLE   0 0 4,100
Caterpillar COM 149123101 207 2,332 SH   SOLE   1,000 0 1,332
Celgene COM 151020104 1,454 13,911 SH   SOLE   1,600 0 12,311
Celgene COM 151020104 84 800 SH   OTR 2 0 0 800
Charles Schwab COM 808513105 310 9,808 SH   SOLE   0 0 9,808
Chevron COM 166764100 1,970 19,144 SH   SOLE   716 0 18,428
Chevron COM 166764100 435 4,225 SH   OTR 2 0 0 4,225
Cisco Systems COM 17275R952 260 8,200 SH   SOLE   0 0 8,200
Cisco Systems COM 17275R952 58 1,838 SH   OTR 2 0 0 1,838
Clorox COM 189054109 2,504 20,000 SH   SOLE   2,320 0 17,680
Coca-Cola COM 191216100 328 7,750 SH   SOLE   0 0 7,750
Disney COM 254687106 2,580 27,780 SH   SOLE   3,000 0 24,780
Dow Chemical COM 260543103 2,792 53,867 SH   SOLE   7,075 0 46,792
Dr. Pepper Snapple COM 26138E109 219 2,400 SH   SOLE   0 0 2,400
Du Pont (E.I) de Nemours COM 263534109 717 10,710 SH   SOLE   1,950 0 8,760
Emerson Electric COM 291011104 726 13,316 SH   SOLE   3,800 0 9,516
Emerson Electric COM 291011104 293 5,370 SH   OTR 2 0 0 5,370
Equifax COM 294429105 638 4,738 SH   OTR 2 0 0 4,738
Express Scripts COM 30219g108 685 9,718 SH   SOLE   500 0 9,218
Express Scripts COM 30219g108 223 3,165 SH   OTR 2 0 0 3,165
Exxon Mobil COM 30231G102 5,459 62,541 SH   SOLE   7,527 0 55,014
Exxon Mobil COM 30231G102 690 7,911 SH   OTR 2 0 0 7,911
Fidelity National Info. COM 31620M106 387 5,020 SH   OTR 2 0 0 5,020
Ford Motor COM 345370860 163 13,500 SH   SOLE   2,800 0 10,700
General Electric COM 369604103 3,004 101,403 SH   SOLE   6,300 0 95,103
General Electric COM 369604103 465 15,713 SH   OTR 2 0 0 15,713
Home Depot COM 437076102 1,115 8,662 SH   SOLE   1,100 0 7,562
Intel COM 458140100 2,939 77,857 SH   SOLE   9,600 0 68,257
Intel COM 458140100 67 1,780 SH   OTR 2 0 0 1,780
International Business Machine COM 459200101 1,901 11,970 SH   SOLE   1,610 0 10,360
JPMorgan Chase COM 46625h100 5,190 77,939 SH   SOLE   1,624 0 76,315
JPMorgan Chase COM 46625h100 1,386 20,812 SH   OTR 2 0 0 20,812
Johnson & Johnson COM 478160104 16,314 138,103 SH   SOLE   6,471 0 131,632
Johnson & Johnson COM 478160104 1,058 8,959 SH   OTR 2 0 0 8,959
Kimberly Clark COM 494368103 588 4,663 SH   OTR 2 0 0 4,663
McCormick COM 579780206 1,579 15,798 SH   SOLE   4,800 0 10,998
McDonald's Corp. COM 580135101 937 8,125 SH   SOLE   1,707 0 6,418
McDonald's Corp. COM 580135101 81 700 SH   OTR 2 0 0 700
Merck COM 58933y105 1,969 31,550 SH   SOLE   2,548 0 29,002
Merck COM 58933y105 406 6,509 SH   OTR 2 0 0 6,509
Microsoft COM 594918104 697 12,096 SH   SOLE   800 0 11,296
Microsoft COM 594918104 127 2,213 SH   OTR 2 0 0 2,213
Mondelez COM 609207105 202 4,605 SH   SOLE   0 0 4,605
Mondelez COM 609207105 68 1,541 SH   OTR 2 0 0 1,541
Monsanto COM 61166w101 520 5,092 SH   SOLE   0 0 5,092
Monsanto COM 61166w101 245 2,400 SH   OTR 2 0 0 2,400
Nestle ADR COM 641069406 2,805 35,525 SH   SOLE   5,000 0 30,525
Norfolk Southern COM 655844108 337 3,476 SH   OTR 2 0 0 3,476
PepsiCo COM 713448108 2,576 23,686 SH   SOLE   0 0 23,686
PepsiCo COM 713448108 922 8,479 SH   OTR 2 0 0 8,479
Pfizer COM 717081103 4,683 138,253 SH   SOLE   17,446 0 120,807
Pfizer COM 717081103 338 9,982 SH   OTR 2 0 0 9,982
Philip Morris COM 718172109 19 200 SH   SOLE   0 0 200
Philip Morris COM 718172109 211 2,166 SH   OTR 2 0 0 2,166
Procter & Gamble COM 742718109 3,367 37,516 SH   SOLE   2,437 0 35,079
Procter & Gamble COM 742718109 857 9,553 SH   OTR 2 0 0 9,553
Quaker Chemical COM 747316107 212 2,000 SH   SOLE   0 0 2,000
Qualcomm COM 747525103 289 4,221 SH   SOLE   900 0 3,321
S&P Global COM 78409V104 1,259 9,949 SH   SOLE   900 0 9,049
Schlumberger COM 806857108 1,057 13,443 SH   SOLE   1,600 0 11,843
Schlumberger COM 806857108 468 5,955 SH   OTR 2 0 0 5,955
Union Pacific COM 907818108 219 2,250 SH   SOLE   400 0 1,850
Union Pacific COM 907818108 322 3,300 SH   OTR 2 0 0 3,300
United Healthcare COM 91324P102 413 2,950 SH   SOLE   0 0 2,950
United Parcel Service 'B' COM 911312106 366 3,350 SH   SOLE   300 0 3,050
Verizon Communications COM 92343v104 1,003 19,294 SH   SOLE   700 0 18,594
Wal-Mart Stores COM 931142103 638 8,842 SH   SOLE   0 0 8,842
Waste Management COM 94106L109 1,033 16,196 SH   SOLE   0 0 16,196
Yum! Brands COM 988498101 378 4,160 SH   SOLE   0 0 4,160
Zimmer Biomet COM 98956p102 638 4,904 SH   SOLE   1,255 0 3,649
Zimmer Biomet COM 98956p102 430 3,304 SH   OTR 2 0 0 3,304
Zoetis COM 98978v103 306 5,875 SH   SOLE   0 0 5,875