The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579y101 1,114 6,360 SH   SOLE   2,120 0 4,240
3M COM 88579y101 35 200 SH   OTR 2 0 0 200
AT&T COM 030177109 675 15,618 SH   SOLE   0 0 15,618
Abbott Laboratories COM 002824100 1,402 35,667 SH   SOLE   0 0 35,667
Abbvie COM 00287Y109 1,981 31,992 SH   SOLE   0 0 31,992
Alcoa COM 013817101 230 24,800 SH   SOLE   0 0 24,800
Alphabet Class C COM 02079k107 540 780 SH   SOLE   0 0 780
American Express COM 025816109 911 15,000 SH   SOLE   612 0 14,388
Ameriprise Financial COM 03076C106 270 3,000 SH   SOLE   0 0 3,000
Amgen COM 031162100 786 5,168 SH   SOLE   600 0 4,568
Apple COM 037833100 1,239 12,956 SH   SOLE   1,288 0 11,668
Apple COM 037833100 67 700 SH   OTR 2 0 0 700
Bank of New York Mellon COM 064058100 410 10,560 SH   SOLE   7,392 0 3,168
Bristol-Myers Squibb COM 110122108 3,294 44,790 SH   SOLE   5,640 0 39,150
Bristol-Myers Squibb COM 110122108 847 11,511 SH   OTR 2 0 0 11,511
CBRE Group COM 12504L109 533 20,125 SH   SOLE   0 0 20,125
CVS/Caremark COM 126650100 369 3,850 SH   SOLE   0 0 3,850
Celgene COM 151020104 1,405 14,241 SH   SOLE   1,600 0 12,641
Celgene COM 151020104 79 800 SH   OTR 2 0 0 800
Charles Schwab COM 808513105 248 9,808 SH   SOLE   0 0 9,808
Chevron COM 166764100 2,007 19,144 SH   SOLE   716 0 18,428
Chevron COM 166764100 443 4,225 SH   OTR 2 0 0 4,225
Cisco Systems COM 17275R952 221 7,700 SH   SOLE   0 0 7,700
Cisco Systems COM 17275R952 53 1,838 SH   OTR 2 0 0 1,838
Clorox COM 189054109 2,768 20,000 SH   SOLE   2,320 0 17,680
Coca-Cola COM 191216100 351 7,750 SH   SOLE   0 0 7,750
Disney COM 254687106 2,683 27,430 SH   SOLE   3,000 0 24,430
Dow Chemical COM 260543103 2,678 53,867 SH   SOLE   7,075 0 46,792
Dr. Pepper Snapple COM 26138E109 306 3,168 SH   SOLE   768 0 2,400
Du Pont (E.I) de Nemours COM 263534109 694 10,710 SH   SOLE   1,950 0 8,760
Emerson Electric COM 291011104 718 13,766 SH   SOLE   3,800 0 9,966
Emerson Electric COM 291011104 280 5,370 SH   OTR 2 0 0 5,370
Equifax COM 294429105 608 4,738 SH   OTR 2 0 0 4,738
Express Scripts COM 30219g108 737 9,718 SH   SOLE   500 0 9,218
Express Scripts COM 30219g108 240 3,165 SH   OTR 2 0 0 3,165
Exxon Mobil COM 30231G102 5,825 62,141 SH   SOLE   7,527 0 54,614
Exxon Mobil COM 30231G102 742 7,911 SH   OTR 2 0 0 7,911
Fidelity National Info. COM 31620M106 370 5,020 SH   OTR 2 0 0 5,020
Ford Motor COM 345370860 170 13,500 SH   SOLE   2,800 0 10,700
General Electric COM 369604103 3,151 100,103 SH   SOLE   6,300 0 93,803
General Electric COM 369604103 495 15,713 SH   OTR 2 0 0 15,713
Home Depot COM 437076102 1,013 7,937 SH   SOLE   1,100 0 6,837
Intel COM 458140100 2,554 77,857 SH   SOLE   9,600 0 68,257
Intel COM 458140100 58 1,780 SH   OTR 2 0 0 1,780
International Business Machine COM 459200101 1,809 11,920 SH   SOLE   1,610 0 10,310
JPMorgan Chase COM 46625h100 4,835 77,816 SH   SOLE   1,624 0 76,192
JPMorgan Chase COM 46625h100 1,293 20,812 SH   OTR 2 0 0 20,812
Johnson & Johnson COM 478160104 16,743 138,033 SH   SOLE   6,471 0 131,562
Johnson & Johnson COM 478160104 1,087 8,959 SH   OTR 2 0 0 8,959
Kimberly Clark COM 494368103 641 4,663 SH   OTR 2 0 0 4,663
McCormick COM 579780206 1,685 15,798 SH   SOLE   4,800 0 10,998
McDonald's Corp. COM 580135101 978 8,125 SH   SOLE   1,707 0 6,418
McDonald's Corp. COM 580135101 84 700 SH   OTR 2 0 0 700
Merck COM 58933y105 1,817 31,546 SH   SOLE   2,548 0 28,998
Merck COM 58933y105 375 6,509 SH   OTR 2 0 0 6,509
Microsoft COM 594918104 609 11,896 SH   SOLE   800 0 11,096
Microsoft COM 594918104 113 2,213 SH   OTR 2 0 0 2,213
Mondelez COM 609207105 219 4,812 SH   SOLE   0 0 4,812
Mondelez COM 609207105 70 1,541 SH   OTR 2 0 0 1,541
Monsanto COM 61166w101 532 5,142 SH   SOLE   0 0 5,142
Monsanto COM 61166w101 248 2,400 SH   OTR 2 0 0 2,400
Nestle ADR COM 641069406 2,611 33,850 SH   SOLE   5,000 0 28,850
Norfolk Southern COM 655844108 296 3,476 SH   OTR 2 0 0 3,476
PepsiCo COM 713448108 2,507 23,661 SH   SOLE   0 0 23,661
PepsiCo COM 713448108 898 8,479 SH   OTR 2 0 0 8,479
Pfizer COM 717081103 4,866 138,203 SH   SOLE   17,446 0 120,757
Pfizer COM 717081103 351 9,982 SH   OTR 2 0 0 9,982
Philip Morris COM 718172109 36 350 SH   SOLE   0 0 350
Philip Morris COM 718172109 220 2,166 SH   OTR 2 0 0 2,166
Procter & Gamble COM 742718109 3,168 37,419 SH   SOLE   2,437 0 34,982
Procter & Gamble COM 742718109 809 9,553 SH   OTR 2 0 0 9,553
Qualcomm COM 747525103 226 4,221 SH   SOLE   900 0 3,321
S&P Global COM 78409V104 1,129 10,524 SH   SOLE   900 0 9,624
Schlumberger COM 806857108 1,024 12,943 SH   SOLE   1,600 0 11,343
Schlumberger COM 806857108 495 6,255 SH   OTR 2 0 0 6,255
Travelers COM 89417E109 238 2,000 SH   SOLE   0 0 2,000
Union Pacific COM 907818108 196 2,250 SH   SOLE   400 0 1,850
Union Pacific COM 907818108 288 3,300 SH   OTR 2 0 0 3,300
United Healthcare COM 91324P102 293 2,075 SH   SOLE   0 0 2,075
United Parcel Service 'B' COM 911312106 364 3,375 SH   SOLE   300 0 3,075
Verizon Communications COM 92343v104 1,022 18,294 SH   SOLE   700 0 17,594
Wal-Mart Stores COM 931142103 649 8,891 SH   SOLE   0 0 8,891
Waste Management COM 94106L109 1,067 16,096 SH   SOLE   0 0 16,096
Yum! Brands COM 988498101 345 4,160 SH   SOLE   0 0 4,160
Zimmer Biomet COM 98956p102 590 4,904 SH   SOLE   1,255 0 3,649
Zimmer Biomet COM 98956p102 398 3,304 SH   OTR 2 0 0 3,304
Zoetis COM 98978v103 209 4,400 SH   SOLE   0 0 4,400
Digital Realty Trust COM 253868103 311 2,850 SH   SOLE   500 0 2,350