The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 334 11,604 SH   SOLE   0 0 11,604
DISNEY WALT CO COM 254687106 480 2,729 SH   SOLE   0 0 2,729
ABBOTT LABS COM 002824100 308 2,657 SH   SOLE   0 0 2,657
PROCTER AND GAMBLE CO COM 742718109 771 5,711 SH   SOLE   0 0 5,711
ALTRIA GROUP INC COM 02209S103 508 10,658 SH   SOLE   0 0 10,658
COCA COLA CO COM 191216100 208 3,845 SH   SOLE   0 0 3,845
INTEL CORP COM 458140100 1,204 21,452 SH   SOLE   0 0 21,452
MICROSOFT CORP COM 594918104 2,786 10,285 SH   SOLE   0 0 10,285
JPMORGAN CHASE & CO COM 46625H100 1,154 7,421 SH   SOLE   0 0 7,421
APPLE INC COM 037833100 9,605 70,129 SH   SOLE   0 0 70,129
JOHNSON & JOHNSON COM 478160104 893 5,422 SH   SOLE   0 0 5,422
LOWES COS INC COM 548661107 234 1,204 SH   SOLE   0 0 1,204
AMAZON COM INC COM 023135106 3,364 978 SH   SOLE   0 0 978
DNP SELECT INCOME FD INC COM 23325P104 131 12,539 SH   SOLE   0 0 12,539
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,439 19,714 SH   SOLE   0 0 19,714
QUALCOMM INC COM 747525103 206 1,439 SH   SOLE   0 0 1,439
NIKE INC CL B 654106103 249 1,610 SH   SOLE   0 0 1,610
WALMART INC COM 931142103 251 1,779 SH   SOLE   0 0 1,779
ADOBE SYSTEMS INCORPORATED COM 00724F101 547 934 SH   SOLE   0 0 934
HOME DEPOT INC COM 437076102 272 852 SH   SOLE   0 0 852
VERIZON COMMUNICATIONS INC COM 92343V104 426 7,605 SH   SOLE   0 0 7,605
NVIDIA CORPORATION COM 67066G104 430 537 SH   SOLE   0 0 537
CERNER CORP COM 156782104 458 5,857 SH   SOLE   0 0 5,857
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 267 961 SH   SOLE   0 0 961
ISHARES TR RUS 1000 GRW ETF 464287614 311 1,147 SH   SOLE   0 0 1,147
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,407 46,705 SH   SOLE   0 0 46,705
DOLLAR GEN CORP NEW COM 256677105 528 2,441 SH   SOLE   0 0 2,441
ILLINOIS TOOL WKS INC COM 452308109 263 1,177 SH   SOLE   0 0 1,177
TJX COS INC NEW COM 872540109 210 3,122 SH   SOLE   0 0 3,122
COSTCO WHSL CORP NEW COM 22160K105 586 1,480 SH   SOLE   0 0 1,480
LOCKHEED MARTIN CORP COM 539830109 536 1,417 SH   SOLE   0 0 1,417
CLOROX CO DEL COM 189054109 538 2,991 SH   SOLE   0 0 2,991
CME GROUP INC COM 12572Q105 17,629 82,890 SH   SOLE   0 0 82,890
KROGER CO COM 501044101 548 14,312 SH   SOLE   0 0 14,312
TARGET CORP COM 87612E106 265 1,094 SH   SOLE   0 0 1,094
ISHARES TR SELECT DIVID ETF 464287168 349 2,996 SH   SOLE   0 0 2,996
AMERICAN TOWER CORP NEW COM 03027X100 210 777 SH   SOLE   0 0 777
ALPHABET INC CAP STK CL C 02079K107 288 115 SH   SOLE   0 0 115
ISHARES TR MSCI EAFE ETF 464287465 560 7,103 SH   SOLE   0 0 7,103
SPDR GOLD TR GOLD SHS 78463V107 301 1,820 SH   SOLE   0 0 1,820
VISA INC COM CL A 92826C839 257 1,098 SH   SOLE   0 0 1,098
VANGUARD WORLD FD EXTENDED DUR 921910709 482 3,560 SH   SOLE   0 0 3,560
ISHARES TR MSCI EMG MKT ETF 464287234 287 5,207 SH   SOLE   0 0 5,207
PROGRESSIVE CORP COM 743315103 519 5,280 SH   SOLE   0 0 5,280
VANGUARD INDEX FDS GROWTH ETF 922908736 252 880 SH   SOLE   0 0 880
CHIPOTLE MEXICAN GRILL INC COM 169656105 233 150 SH   SOLE   0 0 150
LAUDER ESTEE COS INC CL A 518439104 342 1,074 SH   SOLE   0 0 1,074
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 400 7,374 SH   SOLE   0 0 7,374
IDEXX LABS INC COM 45168D104 564 893 SH   SOLE   0 0 893
MASTERCARD INCORPORATED CL A 57636Q104 258 706 SH   SOLE   0 0 706
VANGUARD WORLD FDS INF TECH ETF 92204A702 266 667 SH   SOLE   0 0 667
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 244 3,853 SH   SOLE   0 0 3,853
BLACKSTONE GROUP INC COM 09260D107 331 3,410 SH   SOLE   0 0 3,410
ISHARES GOLD TR ISHARES NEW 464285204 368 10,914 SH   SOLE   0 0 10,914
MERCADOLIBRE INC COM 58733R102 243 156 SH   SOLE   0 0 156
ISHARES TR MBS ETF 464288588 6,971 64,411 SH   SOLE   0 0 64,411
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,632 10,545 SH   SOLE   0 0 10,545
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 201 1,068 SH   SOLE   0 0 1,068
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 329 19,343 SH   SOLE   0 0 19,343
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 469 5,672 SH   SOLE   0 0 5,672
VANGUARD WORLD FDS MATERIALS ETF 92204A801 229 1,266 SH   SOLE   0 0 1,266
CBOE GLOBAL MKTS INC COM 12503M108 1,314 11,040 SH   SOLE   0 0 11,040
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 476 2,615 SH   SOLE   0 0 2,615
WOODWARD INC COM 980745103 210 1,708 SH   SOLE   0 0 1,708
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,269 19,328 SH   SOLE   0 0 19,328
INVESCO QQQ TR UNIT SER 1 46090E103 796 2,247 SH   SOLE   0 0 2,247
FACEBOOK INC CL A 30303M102 539 1,549 SH   SOLE   0 0 1,549
TESLA INC COM 88160R101 669 984 SH   SOLE   0 0 984
ABBVIE INC COM 00287Y109 729 6,470 SH   SOLE   0 0 6,470
GENERAC HLDGS INC COM 368736104 311 750 SH   SOLE   0 0 750
ISHARES TR RUS MD CP GR ETF 464287481 525 4,642 SH   SOLE   0 0 4,642
ISHARES TR MSCI USA MIN VOL 46429B697 3,471 47,148 SH   SOLE   0 0 47,148
ALPHABET INC CAP STK CL A 02079K305 857 351 SH   SOLE   0 0 351
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 775 3,417 SH   SOLE   0 0 3,417
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 211 2,070 SH   SOLE   0 0 2,070
S&P GLOBAL INC COM 78409V104 547 1,333 SH   SOLE   0 0 1,333
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 339 3,202 SH   SOLE   0 0 3,202
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,963 53,351 SH   SOLE   0 0 53,351
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,021 22,437 SH   SOLE   0 0 22,437
SPDR SER TR PORTFOLI S&P1500 78464A805 3,650 68,906 SH   SOLE   0 0 68,906
SPDR SER TR PORTFOLIO SHORT 78464A474 23,023 735,567 SH   SOLE   0 0 735,567
METTLER TOLEDO INTERNATIONAL COM 592688105 459 331 SH   SOLE   0 0 331
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 490 4,698 SH   SOLE   0 0 4,698
ISHARES TR NATIONAL MUN ETF 464288414 242 2,061 SH   SOLE   0 0 2,061
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 278 7,042 SH   SOLE   0 0 7,042
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,737 99,344 SH   SOLE   0 0 99,344
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 601 10,863 SH   SOLE   0 0 10,863
ISHARES TR CORE 1 5 YR USD 46432F859 870 16,960 SH   SOLE   0 0 16,960
ISHARES INC MSCI GBL MIN VOL 464286525 9,622 93,543 SH   SOLE   0 0 93,543
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 23,241 567,407 SH   SOLE   0 0 567,407
DBX ETF TR XTRACKERS LOW 233051267 403 7,926 SH   SOLE   0 0 7,926
SCHWAB STRATEGIC TR US TIPS ETF 808524870 9,862 157,773 SH   SOLE   0 0 157,773
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 4,365 58,942 SH   SOLE   0 0 58,942
LEGG MASON ETF INVT TR CLRBRG GWT ETF 524682101 3,875 78,090 SH   SOLE   0 0 78,090
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 5,028 94,280 SH   SOLE   0 0 94,280
PIMCO ETF TR 15+ YR US TIPS 72201R304 1,811 20,964 SH   SOLE   0 0 20,964
PIMCO ETF TR 25YR+ ZERO U S 72201R882 209 1,443 SH   SOLE   0 0 1,443
WORLD GOLD TR SPDR GLD MINIS 98149E204 233 13,215 SH   SOLE   0 0 13,215
ISHARES TR IBONDS DEC2026 46435GAA0 2,615 98,271 SH   SOLE   0 0 98,271
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,611 117,684 SH   SOLE   0 0 117,684
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,613 96,801 SH   SOLE   0 0 96,801
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2,617 121,235 SH   SOLE   0 0 121,235
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,610 120,101 SH   SOLE   0 0 120,101
INVESCO EXCH TRD SLF IDX FD BULLSHS 24 USD 46138J650 2,484 94,356 SH   SOLE   0 0 94,356
INVESCO EXCH TRD SLF IDX FD BULLSHS 22 USD 46138J676 2,478 96,261 SH   SOLE   0 0 96,261
INVESCO EXCH TRD SLF IDX FD BULLSHS 23 USD 46138J668 2,514 96,007 SH   SOLE   0 0 96,007
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307 211 6,950 SH   SOLE   0 0 6,950