The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR BROAD USD HIGH 46435U853 904 21,900 SH   SOLE   21,900 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 351 3,441 SH   SOLE   0 0 3,441
ISHARES TR CORE 1 5 YR USD 46432F859 951 18,414 SH   SOLE   0 0 18,414
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,669 49,189 SH   SOLE   0 0 49,189
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 25,221 604,230 SH   SOLE   0 0 604,230
CAMBRIA ETF TR TAIL RISK 132061862 218 10,595 SH   SOLE   0 0 10,595
PROSHARES TR PSHS ULTRA QQQ 74347R206 530 4,600 SH   SOLE   0 0 4,600
ISHARES INC JP MRG EM CRP BD 464286251 6,423 120,967 SH   SOLE   0 0 120,967
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 250 6,940 SH   SOLE   0 0 6,940
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 251 4,298 SH   SOLE   0 0 4,298
ISHARES TR MSCI EMG MKT ETF 464287234 313 6,052 SH   SOLE   0 0 6,052
MERCADOLIBRE INC COM 58733R102 343 205 SH   SOLE   0 0 205
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 367 7,326 SH   SOLE   0 0 7,326
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 845 3,631 SH   SOLE   0 0 3,631
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,314 21,841 SH   SOLE   0 0 21,841
ISHARES TR MSCI EAFE ETF 464287465 1,586 21,732 SH   SOLE   0 0 21,732
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,656 62,991 SH   SOLE   0 0 62,991
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,083 150,604 SH   SOLE   0 0 150,604
ISHARES INC MSCI GBL MIN VOL 464286525 16,151 166,655 SH   SOLE   0 0 166,655
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 245 13,397 SH   SOLE   0 0 13,397
ISHARES GOLD TRUST ISHARES 464285105 402 22,155 SH   SOLE   0 0 22,155
SPDR GOLD TR GOLD SHS 78463V107 623 3,493 SH   SOLE   0 0 3,493
ISHARES TR MBS ETF 464288588 9,647 87,595 SH   SOLE   0 0 87,595
AMNEAL PHARMACEUTICALS INC COM STK CL A 03168L105 46 10,000 SH   SOLE   0 0 10,000
DNP SELECT INCOME FD INC COM 23325P104 130 12,682 SH   SOLE   0 0 12,682
SENSEONICS HLDGS INC COM 81727U105 15 17,000 SH   SOLE   0 0 17,000
TILRAY INC COM CL 2 88688T100 192 23,200 SH   SOLE   0 0 23,200
AMC ENTMT HLDGS INC CL A COM 00165C104 87 41,000 SH   SOLE   0 0 41,000
ADVANCED MICRO DEVICES INC COM 007903107 205 2,231 SH   SOLE   0 0 2,231
WOODWARD INC COM 980745103 208 1,708 SH   SOLE   0 0 1,708
CHIPOTLE MEXICAN GRILL INC COM 169656105 208 150 SH   SOLE   0 0 150
ISHARES TR RUSSELL 2000 ETF 464287655 210 1,069 SH   SOLE   0 0 1,069
MONSTER BEVERAGE CORP NEW COM 61174X109 217 2,344 SH   SOLE   0 0 2,344
BK OF AMERICA CORP COM 060505104 222 7,330 SH   SOLE   0 0 7,330
BOEING CO COM 097023105 224 1,047 SH   SOLE   0 0 1,047
INTUITIVE SURGICAL INC COM NEW 46120E602 227 277 SH   SOLE   0 0 277
MORGAN STANLEY COM NEW 617446448 230 3,357 SH   SOLE   0 0 3,357
SPDR SER TR AEROSPACE DEF 78464A631 235 2,052 SH   SOLE   0 0 2,052
BOOKING HOLDINGS INC COM 09857L108 238 107 SH   SOLE   0 0 107
CERNER CORP COM 156782104 239 3,043 SH   SOLE   0 0 3,043
WALMART INC COM 931142103 245 1,700 SH   SOLE   0 0 1,700
NIKE INC CL B 654106103 248 1,754 SH   SOLE   0 0 1,754
ISHARES TR IBOXX INV CP ETF 464287242 249 1,801 SH   SOLE   0 0 1,801
ISHARES TR CORE S&P500 ETF 464287200 254 677 SH   SOLE   0 0 677
HUMANA INC COM 444859102 263 640 SH   SOLE   0 0 640
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 266 4,246 SH   SOLE   0 0 4,246
TEXAS INSTRS INC COM 882508104 268 1,634 SH   SOLE   0 0 1,634
QUALCOMM INC COM 747525103 269 1,763 SH   SOLE   0 0 1,763
ISHARES TR CORE S&P TTL STK 464287150 278 3,227 SH   SOLE   0 0 3,227
ISHARES TR SELECT DIVID ETF 464287168 286 2,970 SH   SOLE   0 0 2,970
HOME DEPOT INC COM 437076102 286 1,077 SH   SOLE   0 0 1,077
CLOROX CO DEL COM 189054109 306 1,516 SH   SOLE   0 0 1,516
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 314 1,204 SH   SOLE   0 0 1,204
VANGUARD WORLD FDS INF TECH ETF 92204A702 318 897 SH   SOLE   0 0 897
ISHARES TR RUS 1000 GRW ETF 464287614 324 1,344 SH   SOLE   0 0 1,344
UNITEDHEALTH GROUP INC COM 91324P102 332 948 SH   SOLE   0 0 948
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 333 3,500 SH   SOLE   0 0 3,500
LYFT INC CL A COM 55087P104 354 7,214 SH   SOLE   0 0 7,214
STARBUCKS CORP COM 855244109 362 3,387 SH   SOLE   0 0 3,387
BLACKSTONE GROUP INC COM CL A 09260D107 366 5,651 SH   SOLE   0 0 5,651
MASTERCARD INCORPORATED CL A 57636Q104 376 1,055 SH   SOLE   0 0 1,055
ALPHABET INC CAP STK CL C 02079K107 398 227 SH   SOLE   0 0 227
ALPHABET INC CAP STK CL A 02079K305 401 229 SH   SOLE   0 0 229
AT&T INC COM 00206R102 414 14,397 SH   SOLE   0 0 14,397
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 415 2,669 SH   SOLE   0 0 2,669
ABBOTT LABS COM 002824100 427 3,903 SH   SOLE   0 0 3,903
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 438 4,815 SH   SOLE   0 0 4,815
VERIZON COMMUNICATIONS INC COM 92343V104 451 7,676 SH   SOLE   0 0 7,676
VISA INC COM CL A 92826C839 454 2,075 SH   SOLE   0 0 2,075
ISHARES TR RUS MD CP GR ETF 464287481 492 4,790 SH   SOLE   0 0 4,790
PELOTON INTERACTIVE INC CL A COM 70614W100 527 3,475 SH   SOLE   0 0 3,475
NVIDIA CORPORATION COM 67066G104 536 1,026 SH   SOLE   0 0 1,026
FACEBOOK INC CL A 30303M102 539 1,972 SH   SOLE   0 0 1,972
ABBVIE INC COM 00287Y109 554 5,172 SH   SOLE   0 0 5,172
DISNEY WALT CO COM 254687106 574 3,169 SH   SOLE   0 0 3,169
VANGUARD INDEX FDS GROWTH ETF 922908736 783 3,092 SH   SOLE   0 0 3,092
PROCTER AND GAMBLE CO COM 742718109 794 5,707 SH   SOLE   0 0 5,707
INTEL CORP COM 458140100 850 17,059 SH   SOLE   0 0 17,059
JOHNSON & JOHNSON COM 478160104 861 5,473 SH   SOLE   0 0 5,473
DOCUSIGN INC COM 256163106 973 4,375 SH   SOLE   0 0 4,375
CBOE GLOBAL MKTS INC COM 12503M108 1,034 11,100 SH   SOLE   0 0 11,100
TESLA INC COM 88160R101 1,051 1,489 SH   SOLE   0 0 1,489
JPMORGAN CHASE & CO COM 46625H100 1,098 8,644 SH   SOLE   0 0 8,644
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,701 12,049 SH   SOLE   0 0 12,049
MICROSOFT CORP COM 594918104 2,171 9,760 SH   SOLE   0 0 9,760
AMAZON COM INC COM 023135106 3,149 967 SH   SOLE   0 0 967
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 7,301 117,760 SH   SOLE   0 0 117,760
LEGG MASON ETF INVT TR CLRBRG GWT ETF 524682101 7,512 170,577 SH   SOLE   0 0 170,577
ISHARES TR MSCI USA MIN VOL 46429B697 7,611 112,120 SH   SOLE   0 0 112,120
SPDR SER TR PORTFOLI S&P1500 78464A805 9,840 213,504 SH   SOLE   0 0 213,504
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,028 51,523 SH   SOLE   0 0 51,523
APPLE INC COM 037833100 10,116 76,238 SH   SOLE   0 0 76,238
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,079 34,981 SH   SOLE   0 0 34,981
CME GROUP INC COM 12572Q105 16,131 88,606 SH   SOLE   0 0 88,606
ETSY INC NOTE 3/0 29786AAC0 49 10,000 SH   SOLE   0 0 10,000
AIR TRANSPORT SERVICES GRP I NOTE 1.125%10/1 00922RAB1 71 60,000 SH   SOLE   0 0 60,000
NRG ENERGY INC DBCV 2.750% 6/0 629377CG5 170 150,000 SH   SOLE   0 0 150,000
PDC ENERGY INC NOTE 1.125% 9/1 69327RAD3 180 185,000 SH   SOLE   0 0 185,000
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7 273 270,000 SH   SOLE   0 0 270,000
REDWOOD TR INC NOTE 4.750% 8/1 758075AC9 278 295,000 SH   SOLE   0 0 295,000
BIOMARIN PHARMACEUTICAL INC NOTE 0.599% 8/0 09061GAH4 295 275,000 SH   SOLE   0 0 275,000
SSR MNG INC NOTE 2.500% 4/0 784730AB9 297 215,000 SH   SOLE   0 0 215,000
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 305 290,000 SH   SOLE   0 0 290,000
PRICELINE GRP INC NOTE 0.900% 9/1 741503AX4 313 270,000 SH   SOLE   0 0 270,000
ISIS PHARMACEUTICALS INC DEL NOTE 1.000%11/1 464337AJ3 313 290,000 SH   SOLE   0 0 290,000
PACIRA BIOSCIENCES INC NOTE 2.375% 4/0 695127AD2 321 280,000 SH   SOLE   0 0 280,000
KAMAN CORP NOTE 3.250% 5/0 483548AF0 328 285,000 SH   SOLE   0 0 285,000
OSI SYSTEMS INC NOTE 1.250% 9/0 671044AD7 331 310,000 SH   SOLE   0 0 310,000
ATLAS AIR WORLDWIDE HLDGS IN NOTE 2.250% 6/0 049164BH8 342 330,000 SH   SOLE   0 0 330,000
CTRIP COM INTL LTD NOTE 1.250% 9/1 22943FAM2 343 360,000 SH   SOLE   0 0 360,000
VIAVI SOLUTIONS INC NOTE 1.750% 6/0 925550AE5 346 280,000 SH   SOLE   0 0 280,000
PRA GROUP INC NOTE 3.500% 6/0 69354NAB2 358 330,000 SH   SOLE   0 0 330,000
ILLUMINA INC NOTE 8/1 452327AK5 361 320,000 SH   SOLE   0 0 320,000
PALO ALTO NETWORKS INC NOTE 0.750% 7/0 697435AD7 374 265,000 SH   SOLE   0 0 265,000
AKAMAI TECHNOLOGIES INC NOTE 0.125% 5/0 00971TAJ0 390 315,000 SH   SOLE   0 0 315,000
FTI CONSULTING INC NOTE 2.000% 8/1 302941AP4 400 320,000 SH   SOLE   0 0 320,000
GUIDEWIRE SOFTWARE INC NOTE 1.250% 3/1 40171VAA8 401 310,000 SH   SOLE   0 0 310,000
SILICON LABORATORIES INC NOTE 1.375% 3/0 826919AB8 426 310,000 SH   SOLE   0 0 310,000
MERITOR INC NOTE 3.250%10/1 59001KAF7 453 395,000 SH   SOLE   0 0 395,000
FINISAR CORP NOTE 0.500%12/1 31787AAP6 487 485,000 SH   SOLE   0 0 485,000
ON SEMICONDUCTOR CORP NOTE 1.625%10/1 682189AP0 503 300,000 SH   SOLE   0 0 300,000
MICROCHIP TECHNOLOGY INC. NOTE 1.625% 2/1 595017AF1 506 250,000 SH   SOLE   0 0 250,000