The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 8,935 77,150 SH   SOLE   0 0 77,150
ABBVIE INC COM 00287Y109 532 6,078 SH   SOLE   0 0 6,078
ABBOTT LABS COM 002824100 444 4,079 SH   SOLE   0 0 4,079
ISHARES INC MSCI GBL MIN VOL 464286525 15,229 165,695 SH   SOLE   0 0 165,695
AMAZON COM INC COM 023135106 3,095 983 SH   SOLE   0 0 983
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,045 3,554 SH   SOLE   0 0 3,554
BK OF AMERICA CORP COM 060505104 243 10,096 SH   SOLE   0 0 10,096
BIONTECH SE SPONSORED ADS 09075V102 377 5,450 SH   SOLE   0 0 5,450
BLACKSTONE GROUP INC COM CL A 09260D107 244 4,668 SH   SOLE   0 0 4,668
LEGG MASON ETF INVT TR CLRBRG GWT ETF 524682101 6,802 171,964 SH   SOLE   0 0 171,964
CBOE GLOBAL MARKETS INC COM 12503M108 974 11,100 SH   SOLE   0 0 11,100
ISHARES INC JP MRG EM CRP BD 464286251 5,741 111,029 SH   SOLE   0 0 111,029
CME GROUP INC COM 12572Q105 14,900 89,056 SH   SOLE   0 0 89,056
CHIPOTLE MEXICAN GRILL INC COM 169656105 289 232 SH   SOLE   0 0 232
DISNEY WALT CO COM DISNEY 254687106 408 3,286 SH   SOLE   0 0 3,286
DNP SELECT INCOME FD INC COM 23325P104 125 12,444 SH   SOLE   0 0 12,444
DOCUSIGN INC COM 256163106 1,054 4,895 SH   SOLE   0 0 4,895
ISHARES TR SELECT DIVID ETF 464287168 241 2,951 SH   SOLE   0 0 2,951
ISHARES TR MSCI EMG MKT ETF 464287234 260 5,892 SH   SOLE   0 0 5,892
ISHARES TR MSCI EAFE ETF 464287465 1,378 21,650 SH   SOLE   0 0 21,650
FACEBOOK INC CL A 30303M102 583 2,226 SH   SOLE   0 0 2,226
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,545 28,269 SH   SOLE   0 0 28,269
GILEAD SCIENCES INC COM 375558103 243 3,843 SH   SOLE   0 0 3,843
SPDR GOLD TR GOLD SHS 78463V107 547 3,091 SH   SOLE   0 0 3,091
ALPHABET INC CAP STK CL C 02079K107 332 226 SH   SOLE   0 0 226
ALPHABET INC CAP STK CL A 02079K305 509 347 SH   SOLE   0 0 347
HOME DEPOT INC COM 437076102 351 1,266 SH   SOLE   0 0 1,266
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 23,530 568,914 SH   SOLE   0 0 568,914
ISHARES GOLD TRUST ISHARES 464285105 393 21,834 SH   SOLE   0 0 21,834
INTEL CORP COM 458140100 818 15,807 SH   SOLE   0 0 15,807
INTUITIVE SURGICAL INC COM NEW 46120E602 203 286 SH   SOLE   0 0 286
ISHARES TR CORE 1 5 YR USD 46432F859 1,130 21,916 SH   SOLE   0 0 21,916
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 325 2,592 SH   SOLE   0 0 2,592
ISHARES TR RUS 1000 GRW ETF 464287614 292 1,344 SH   SOLE   0 0 1,344
ISHARES TR RUS MD CP GR ETF 464287481 414 2,395 SH   SOLE   0 0 2,395
JOHNSON & JOHNSON COM 478160104 792 5,319 SH   SOLE   0 0 5,319
JPMORGAN CHASE & CO COM 46625H100 852 8,854 SH   SOLE   0 0 8,854
MASTERCARD INCORPORATED CL A 57636Q104 278 821 SH   SOLE   0 0 821
ISHARES TR MBS ETF 464288588 8,571 77,637 SH   SOLE   0 0 77,637
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 477 4,681 SH   SOLE   0 0 4,681
MONSTER BEVERAGE CORP NEW COM 61174X109 200 2,498 SH   SOLE   0 0 2,498
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 6,358 116,469 SH   SOLE   0 0 116,469
MICROSOFT CORP COM 594918104 2,079 9,885 SH   SOLE   0 0 9,885
NIKE INC CL B 654106103 225 1,792 SH   SOLE   0 0 1,792
NVIDIA CORPORATION COM 67066G104 706 1,304 SH   SOLE   0 0 1,304
PROCTER AND GAMBLE CO COM 742718109 780 5,610 SH   SOLE   0 0 5,610
PNC FINL SVCS GROUP INC COM 693475105 658 5,984 SH   SOLE   0 0 5,984
PROSHARES TR PSHS ULTRA QQQ 74347R206 495 5,401 SH   SOLE   0 0 5,401
BOSTON BEER INC CL A 100557107 228 258 SH   SOLE   0 0 258
STARBUCKS CORP COM 855244109 381 4,438 SH   SOLE   0 0 4,438
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 387 4,854 SH   SOLE   0 0 4,854
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 218 6,938 SH   SOLE   0 0 6,938
SENSEONICS HLDGS INC COM 81727U105 7 17,000 SH   SOLE   0 0 17,000
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 275 3,500 SH   SOLE   0 0 3,500
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,459 152,381 SH   SOLE   0 0 152,381
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,349 64,249 SH   SOLE   0 0 64,249
S&P GLOBAL INC COM 78409V104 229 634 SH   SOLE   0 0 634
SPDR SER TR PORTFOLI S&P1500 78464A805 8,838 216,141 SH   SOLE   0 0 216,141
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,291 39,686 SH   SOLE   0 0 39,686
AT&T INC COM 00206R102 438 15,372 SH   SOLE   0 0 15,372
TESLA INC COM 88160R101 706 1,645 SH   SOLE   0 0 1,645
UNITEDHEALTH GROUP INC COM 91324P102 270 866 SH   SOLE   0 0 866
ISHARES TR MSCI USA MIN VOL 46429B697 7,014 110,052 SH   SOLE   0 0 110,052
VISA INC COM CL A 92826C839 246 1,228 SH   SOLE   0 0 1,228
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 218 4,321 SH   SOLE   0 0 4,321
VANGUARD WORLD FDS INF TECH ETF 92204A702 279 896 SH   SOLE   0 0 896
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,476 11,470 SH   SOLE   0 0 11,470
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,857 52,003 SH   SOLE   0 0 52,003
VANGUARD INDEX FDS GROWTH ETF 922908736 694 3,047 SH   SOLE   0 0 3,047
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 306 7,068 SH   SOLE   0 0 7,068
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,193 22,870 SH   SOLE   0 0 22,870
BARCLAYS BANK PLC IPTH SR B S&P 06746P621 623 25,000 SH   SOLE   0 0 25,000
VERIZON COMMUNICATIONS INC COM 92343V104 491 8,249 SH   SOLE   0 0 8,249
WALMART INC COM 931142103 244 1,747 SH   SOLE   0 0 1,747
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 252 4,241 SH   SOLE   0 0 4,241
AKAMAI TECHNOLOGIES INC NOTE 0.125% 5/0 00971TAJ0 424 330,000 SH   SOLE   0 0 330,000
ATLAS AIR WORLDWIDE HLDGS IN NOTE 2.250% 6/0 049164BH8 371 340,000 SH   SOLE   0 0 340,000
BIOMARIN PHARMACEUTICAL INC NOTE 0.599% 8/0 09061GAH4 283 270,000 SH   SOLE   0 0 270,000
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 326 315,000 SH   SOLE   0 0 315,000
CTRIP COM INTL LTD NOTE 1.250% 9/1 22943FAM2 332 375,000 SH   SOLE   0 0 375,000
ETSY INC NOTE 3/0 29786AAC0 34 10,000 SH   SOLE   0 0 10,000
FTI CONSULTING INC NOTE 2.000% 8/1 302941AP4 410 335,000 SH   SOLE   0 0 335,000
FINISAR CORP NOTE 0.500%12/1 31787AAP6 488 485,000 SH   SOLE   0 0 485,000
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7 265 290,000 SH   SOLE   0 0 290,000
GUIDEWIRE SOFTWARE INC NOTE 1.250% 3/1 40171VAA8 373 325,000 SH   SOLE   0 0 325,000
ILLUMINA INC NOTE 8/1 452327AK5 354 335,000 SH   SOLE   0 0 335,000
ISIS PHARMACEUTICALS INC DEL NOTE 1.000%11/1 464337AJ3 300 290,000 SH   SOLE   0 0 290,000
KAMAN CORP NOTE 3.250% 5/0 483548AF0 300 305,000 SH   SOLE   0 0 305,000
MERITOR INC NOTE 3.250%10/1 59001KAF7 425 410,000 SH   SOLE   0 0 410,000
MICROCHIP TECHNOLOGY INC. NOTE 1.625% 2/1 595017AF1 408 265,000 SH   SOLE   0 0 265,000
NRG ENERGY INC DBCV 2.750% 6/0 629377CG5 155 150,000 SH   SOLE   0 0 150,000
OSI SYSTEMS INC NOTE 1.250% 9/0 671044AD7 320 320,000 SH   SOLE   0 0 320,000
ON SEMICONDUCTOR CORP NOTE 1.625%10/1 682189AP0 403 305,000 SH   SOLE   0 0 305,000
PDC ENERGY INC NOTE 1.125% 9/1 69327RAD3 199 210,000 SH   SOLE   0 0 210,000
PRA GROUP INC NOTE 3.500% 6/0 69354NAB2 377 345,000 SH   SOLE   0 0 345,000
PACIRA BIOSCIENCES NOTE 2.375% 4/0 695127AD2 333 290,000 SH   SOLE   0 0 290,000
PALO ALTO NETWORKS INC NOTE 0.750% 7/0 697435AD7 316 280,000 SH   SOLE   0 0 280,000
PRICELINE GRP INC NOTE 0.900% 9/1 741503AX4 319 300,000 SH   SOLE   0 0 300,000
REDWOOD TR INC NOTE 4.750% 8/1 758075AC9 292 320,000 SH   SOLE   0 0 320,000
SILICON LABORATORIES INC NOTE 1.375% 3/0 826919AB8 383 320,000 SH   SOLE   0 0 320,000
VIAVI SOLUTIONS INC NOTE 1.750% 6/0 925550AE5 310 280,000 SH   SOLE   0 0 280,000
DBX ETF TR XTRACK USD HIGH 233051432 2,544 52,900 SH   SOLE   52,900 0 0