The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHIPOTLE MEXICAN GRILL INC COM 169656105 221 210 SH   SOLE   0 0 210
DISNEY WALT CO COM DISNEY 254687106 433 3,883 SH   SOLE   0 0 3,883
DOCUSIGN INC COM 256163106 753 4,370 SH   SOLE   0 0 4,370
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 625 11,589 SH   SOLE   0 0 11,589
HOME DEPOT INC COM 437076102 363 1,449 SH   SOLE   0 0 1,449
INTEL CORP COM 458140100 983 16,437 SH   SOLE   0 0 16,437
ISHARES GOLD TRUST ISHARES 464285105 390 22,939 SH   SOLE   0 0 22,939
ISHARES INC JP MRG EM CRP BD 464286251 4,449 87,863 SH   SOLE   0 0 87,863
ISHARES INC MIN VOL GBL ETF 464286525 14,625 166,991 SH   SOLE   0 0 166,991
ISHARES TR SELECT DIVID ETF 464287168 236 2,926 SH   SOLE   0 0 2,926
ISHARES TR MSCI EMG MKT ETF 464287234 236 5,892 SH   SOLE   0 0 5,892
ISHARES TR MSCI EAFE ETF 464287465 1,318 21,650 SH   SOLE   0 0 21,650
ISHARES TR RUS MD CP GR ETF 464287481 379 2,395 SH   SOLE   0 0 2,395
ISHARES TR RUS 1000 GRW ETF 464287614 258 1,344 SH   SOLE   0 0 1,344
ISHARES TR NATIONAL MUN ETF 464288414 238 2,059 SH   SOLE   0 0 2,059
ISHARES TR MBS ETF 464288588 5,961 53,844 SH   SOLE   0 0 53,844
JOHNSON & JOHNSON COM 478160104 709 5,041 SH   SOLE   0 0 5,041
LEGG MASON ETF INVT TR CLRBRG GWT ETF 524682101 6,407 179,045 SH   SOLE   0 0 179,045
MICROSOFT CORP COM 594918104 2,105 10,343 SH   SOLE   0 0 10,343
NIKE INC CL B 654106103 273 2,788 SH   SOLE   0 0 2,788
PNC FINL SVCS GROUP INC COM 693475105 630 5,984 SH   SOLE   0 0 5,984
PROCTER AND GAMBLE CO COM 742718109 653 5,459 SH   SOLE   0 0 5,459
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 352 4,784 SH   SOLE   0 0 4,784
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 619 8,356 SH   SOLE   0 0 8,356
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 206 6,927 SH   SOLE   0 0 6,927
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,889 64,803 SH   SOLE   0 0 64,803
STARBUCKS CORP COM 855244109 221 2,997 SH   SOLE   0 0 2,997
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,284 10,958 SH   SOLE   0 0 10,958
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,280 26,026 SH   SOLE   0 0 26,026
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 311 2,585 SH   SOLE   0 0 2,585
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 237 4,978 SH   SOLE   0 0 4,978
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 297 7,497 SH   SOLE   0 0 7,497
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 603 11,141 SH   SOLE   0 0 11,141
VANGUARD INDEX FDS GROWTH ETF 922908736 627 3,105 SH   SOLE   0 0 3,105
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,526 54,469 SH   SOLE   0 0 54,469
WALMART INC COM 931142103 250 2,084 SH   SOLE   0 0 2,084
AT&T INC COM 00206R102 462 15,287 SH   SOLE   0 0 15,287
ABBOTT LABS COM 002824100 371 4,058 SH   SOLE   0 0 4,058
ABBVIE INC COM 00287Y109 527 5,371 SH   SOLE   0 0 5,371
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 772 3,581 SH   SOLE   0 0 3,581
ALPHABET INC CAP STK CL C 02079K107 249 176 SH   SOLE   0 0 176
ALPHABET INC CAP STK CL A 02079K305 520 367 SH   SOLE   0 0 367
AMAZON COM INC COM 023135106 2,717 985 SH   SOLE   0 0 985
APPLE INC COM 037833100 6,965 19,093 SH   SOLE   0 0 19,093
ARMADA HOFFLER PPTYS INC COM 04208T108 260 1,004 SH   SOLE   0 0 1,004
BK OF AMERICA CORP COM 060505104 229 9,629 SH   SOLE   0 0 9,629
BAUSCH HEALTH COS INC COM 071734107 239 13,094 SH   SOLE   0 0 13,094
CBOE GLOBAL MARKETS INC COM 12503M108 1,035 11,100 SH   SOLE   0 0 11,100
CME GROUP INC COM 12572Q105 14,578 89,686 SH   SOLE   0 0 89,686
DNP SELECT INCOME FD COM 23325P104 133 12,221 SH   SOLE   0 0 12,221
DATADOG INC CL A COM 23804L103 339 3,900 SH   SOLE   0 0 3,900
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 143 11,073 SH   SOLE   0 0 11,073
EXXON MOBIL CORP COM 30231G102 332 7,426 SH   SOLE   0 0 7,426
FACEBOOK INC CL A 30303M102 465 2,046 SH   SOLE   0 0 2,046
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 261 3,500 SH   SOLE   0 0 3,500
FREEPORT-MCMORAN INC CL B 35671D857 210 18,163 SH   SOLE   0 0 18,163
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 15,623 372,959 SH   SOLE   0 0 372,959
INVESCO EXCHANGE-TRADED FD T TREAS COLATERL 46138G888 4,036 38,149 SH   SOLE   0 0 38,149
ISHARES TR MSCI MIN VOL ETF 46429B697 6,948 114,592 SH   SOLE   0 0 114,592
ISHARES TR CORE 1 5 YR USD 46432F859 1,520 29,535 SH   SOLE   0 0 29,535
JPMORGAN CHASE & CO COM 46625H100 898 9,548 SH   SOLE   0 0 9,548
MASTERCARD INCORPORATED CL A 57636Q104 240 812 SH   SOLE   0 0 812
NVIDIA CORPORATION COM 67066G104 531 1,397 SH   SOLE   0 0 1,397
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 476 4,676 SH   SOLE   0 0 4,676
INVESCO QQQ TR UNIT SER 1 46090E103 321 1,295 SH   SOLE   0 0 1,295
PROSHARES TR PSHS ULTRA QQQ 74347R206 739 5,002 SH   SOLE   0 0 5,002
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,328 39,980 SH   SOLE   0 0 39,980
SPDR GOLD TR GOLD SHS 78463V107 451 2,697 SH   SOLE   0 0 2,697
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,200 65,763 SH   SOLE   0 0 65,763
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,342 157,189 SH   SOLE   0 0 157,189
SPDR SER TR PORTFOLIO SHORT 78464A474 17,930 572,119 SH   SOLE   0 0 572,119
SPDR SER TR PORTFOLI S&P1500 78464A805 8,466 224,088 SH   SOLE   0 0 224,088
SPDR SER TR BLOMBERG BRC INV 78468R200 207 6,793 SH   SOLE   0 0 6,793
SPDR SER TR SPDR BLOOMBERG 78468R663 665 7,264 SH   SOLE   0 0 7,264
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 239 4,237 SH   SOLE   0 0 4,237
TAILORED BRANDS INC COM 87403A107 12 12,681 SH   SOLE   0 0 12,681
TESLA INC COM 88160R101 275 255 SH   SOLE   0 0 255
UNITEDHEALTH GROUP INC COM 91324P102 393 1,333 SH   SOLE   0 0 1,333
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 6,088 116,568 SH   SOLE   0 0 116,568
VANGUARD WORLD FDS INF TECH ETF 92204A702 249 895 SH   SOLE   0 0 895
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,313 15,879 SH   SOLE   0 0 15,879
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,724 81,110 SH   SOLE   0 0 81,110
VERIZON COMMUNICATIONS INC COM 92343V104 404 7,323 SH   SOLE   0 0 7,323
VISA INC COM CL A 92826C839 284 1,469 SH   SOLE   0 0 1,469
YUM CHINA HLDGS INC COM 98850P109 204 4,246 SH   SOLE   0 0 4,246
AKAMAI TECHNOLOGIES INC NOTE 0.125% 5/0 00971TAJ0 504 405,000 SH   SOLE   0 0 405,000
ATLAS AIR WORLDWIDE HLDGS IN NOTE 2.250% 6/0 049164BH8 405 435,000 SH   SOLE   0 0 435,000
BIOMARIN PHARMACEUTICAL INC NOTE 0.599% 8/0 09061GAH4 18 15,000 SH   SOLE   0 0 15,000
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 422 410,000 SH   SOLE   0 0 410,000
CTRIP COM INTL LTD NOTE 1.250% 9/1 22943FAM2 425 425,000 SH   SOLE   0 0 425,000
ETSY INC NOTE 3/0 29786AAC0 29 10,000 SH   SOLE   0 0 10,000
FTI CONSULTING INC NOTE 2.000% 8/1 302941AP4 547 430,000 SH   SOLE   0 0 430,000
FINISAR CORP NOTE 0.500%12/1 31787AAP6 557 540,000 SH   SOLE   0 0 540,000
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7 321 385,000 SH   SOLE   0 0 385,000
GUIDEWIRE SOFTWARE INC NOTE 1.250% 3/1 40171VAA8 82 70,000 SH   SOLE   0 0 70,000
ILLUMINA INC NOTE 8/1 452327AK5 0 395,000 SH   SOLE   0 0 395,000
ISIS PHARMACEUTICALS INC DEL NOTE 1.000%11/1 464337AJ3 430 390,000 SH   SOLE   0 0 390,000
KAMAN CORP NOTE 3.250% 5/0 483548AF0 382 400,000 SH   SOLE   0 0 400,000
LIVE NATION ENTERTAINMENT IN NOTE 2.500% 3/1 538034AQ2 194 190,000 SH   SOLE   0 0 190,000
MERITOR INC NOTE 3.250%10/1 59001KAF7 512 510,000 SH   SOLE   0 0 510,000
MICROCHIP TECHNOLOGY INC. NOTE 1.625% 2/1 595017AF1 526 355,000 SH   SOLE   0 0 355,000
OSI SYSTEMS INC NOTE 1.250% 9/0 671044AD7 404 420,000 SH   SOLE   0 0 420,000
ON SEMICONDUCTOR CORP NOTE 1.625%10/1 682189AP0 213 175,000 SH   SOLE   0 0 175,000
PDC ENERGY INC NOTE 1.125% 9/1 69327RAD3 294 320,000 SH   SOLE   0 0 320,000
PRA GROUP INC NOTE 3.500% 6/0 69354NAB2 421 410,000 SH   SOLE   0 0 410,000
PACIRA BIOSCIENCES NOTE 2.375% 4/0 695127AD2 411 375,000 SH   SOLE   0 0 375,000
PALO ALTO NETWORKS INC NOTE 0.750% 7/0 697435AD7 397 370,000 SH   SOLE   0 0 370,000
PRICELINE GRP INC NOTE 0.900% 9/1 741503AX4 415 390,000 SH   SOLE   0 0 390,000
REDWOOD TR INC NOTE 4.750% 8/1 758075AC9 387 425,000 SH   SOLE   0 0 425,000
SILICON LABORATORIES INC NOTE 1.375% 3/0 826919AB8 502 415,000 SH   SOLE   0 0 415,000
VIAVI SOLUTIONS INC NOTE 1.750% 6/0 925550AE5 346 310,000 SH   SOLE   0 0 310,000