The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101   1,261,002 4,726 SH   SOLE   4,726 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103   1,588,291 10,120 SH   SOLE   10,120 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103   1,355,826 4,157 SH   SOLE   4,157 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103   16,308 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103   526,002 6,768 SH   SOLE   6,768 0 0
TRANE TECHNOLOGIES PLC USD 1.0 COMMON STOCK - LARGE CAP G8994E103   16,809 100 SH   SOLE   100 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104   677,021 3,069 SH   SOLE   3,069 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104   490,196 4,270 SH   SOLE   4,270 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100   90,913 1,095 SH   SOLE   1,095 0 0
ROYAL CARIBBEAN CRUSIES COMMON STOCK - LARGE CAP V7780T103   45,720 925 SH   SOLE   925 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102   264,378 3,675 SH   SOLE   3,675 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102   97,888 5,320 SH   SOLE   5,320 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   1,618,376 14,741 SH   SOLE   14,741 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100   13,723 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   2,231,784 13,810 SH   SOLE   13,810 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109   20,201 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101   1,378,693 4,097 SH   SOLE   4,097 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107   1,314,461 20,295 SH   SOLE   20,295 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101   196,642 2,300 SH   SOLE   2,300 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106   801,733 2,601 SH   SOLE   2,601 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101   1,025,530 4,729 SH   SOLE   4,729 0 0
THE ALLSTATE CORPORATION COMMON STOCK - LARGE CAP 020002101   27,120 200 SH   SOLE   200 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107   324,751 3,660 SH   SOLE   3,660 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   3,089,590 35,018 SH   SOLE   35,018 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305   26,469 300 SH   DFND   300 0 0
ALTERYX INC COMMON STOCK - LARGE CAP 02156B103   2,533 50 SH   SOLE   50 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103   109,680 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106   2,896,740 34,485 SH   SOLE   34,485 0 0
AMERICA MOVIL SAB DE CV ADR COMMON STOCK - LARGE CAP 02364W105   10,914 600 SH   SOLE   600 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109   59,100 400 SH   SOLE   400 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100   595,301 2,810 SH   SOLE   2,810 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106   104,304 335 SH   SOLE   335 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100   1,162,894 4,428 SH   SOLE   4,428 0 0
ELEVANCE HEALTH INC USD 0.01 COMMON STOCK - LARGE CAP 036752103   33,342 65 SH   SOLE   65 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101   1,627 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   11,131,971 85,677 SH   SOLE   85,677 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100   103,944 800 SH   DFND   800 0 0
APPLIED MATERIALS COMMON STOCK - LARGE CAP 038222105   274,607 2,820 SH   SOLE   2,820 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK - LARGE CAP 039483102   213,555 2,300 SH   SOLE   2,300 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103   385,755 1,615 SH   SOLE   1,615 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104   765,831 23,130 SH   SOLE   23,130 0 0
BANK NEW YORK MELLON CORP NEW COMMON STOCK - LARGE CAP 064058100   45,520 1,000 SH   SOLE   1,000 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109   131,246 2,575 SH   SOLE   2,575 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702   2,196,154 7,110 SH   SOLE   7,110 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101   571,849 807 SH   SOLE   807 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107   1,388,343 18,714 SH   SOLE   18,714 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100   1,097 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105   200,004 1,050 SH   SOLE   1,050 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108   519,916 258 SH   SOLE   258 0 0
BORG WARNER INC COMMON STOCK - LARGE CAP 099724106   504,540 12,536 SH   SOLE   12,536 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108   855,621 11,892 SH   SOLE   11,892 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101   3,047,760 5,451 SH   SOLE   5,451 0 0
CF INDS HLDGS INC USD 0.01 COMMON STOCK - LARGE CAP 125269100   17,040 200 SH   SOLE   200 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100   656,875 7,049 SH   SOLE   7,049 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104   61,875 1,500 SH   SOLE   1,500 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101   933,783 3,898 SH   SOLE   3,898 0 0
CHARTER COMMUNICATIONS INC CL A USD 0.001 COMMON STOCK - LARGE CAP 16119P108   32,550 96 SH   SOLE   96 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100   2,841,448 15,831 SH   SOLE   15,831 0 0
CHURCH & DWIGHT CO INC COMMON STOCK - LARGE CAP 171340102   100,762 1,250 SH   SOLE   1,250 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102   1,197,007 25,132 SH   SOLE   25,132 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105   22,580 50 SH   SOLE   50 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424   527,252 11,660 SH   SOLE   11,660 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100   2,617,484 41,149 SH   SOLE   41,149 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103   76,820 975 SH   SOLE   975 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101   30,352 868 SH   SOLE   868 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104   371,936 3,152 SH   SOLE   3,152 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105   2,347,746 5,143 SH   SOLE   5,143 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105   10,529 100 SH   SOLE   100 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106   509,514 2,103 SH   SOLE   2,103 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102   74,314 280 SH   SOLE   280 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105   177,077 413 SH   SOLE   413 0 0
DELTA AIRLINES INC COMMON STOCK - LARGE CAP 247361702   1,314 40 SH   SOLE   40 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103   717,469 11,665 SH   SOLE   11,665 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   1,528,624 17,595 SH   SOLE   17,595 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106   13,032 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105   86,187 350 SH   SOLE   350 0 0
DOMINION ENERGY INC COMMON STOCK - LARGE CAP 25746U109   400,814 6,538 SH   SOLE   6,538 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201   60,617 175 SH   SOLE   175 0 0
DOVER CORPORATION COMMON STOCK - LARGE CAP 260003108   16,926 125 SH   SOLE   125 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103   118,839 2,359 SH   SOLE   2,359 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204   454,263 4,411 SH   SOLE   4,411 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102   203,477 2,965 SH   SOLE   2,965 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101   668,963 5,165 SH   SOLE   5,165 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103   29,029 700 SH   SOLE   700 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100   32,751 225 SH   SOLE   225 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108   42,079 564 SH   SOLE   564 0 0
ELECTRONIC ARTS INC USD 0.01 COMMON STOCK - LARGE CAP 285512109   61,090 500 SH   SOLE   500 0 0
ENTERGY CORPORATION COMMON STOCK - LARGE CAP 29364G103   28,350 252 SH   SOLE   252 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   1,363,740 12,364 SH   SOLE   12,364 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102   16,545 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102   812,731 6,754 SH   SOLE   6,754 0 0
FAIR ISAAC CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 303250104   1,090,612 1,822 SH   SOLE   1,822 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100   222,646 6,788 SH   SOLE   6,788 0 0
FIRST HORIZON CORP USD 0.625 COMMON STOCK - LARGE CAP 320517105   36,750 1,500 SH   SOLE   1,500 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107   144,538 965 SH   SOLE   965 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860   65,801 5,658 SH   SOLE   5,658 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108   25,700 400 SH   SOLE   400 0 0
GENERAL DYNAMICS CORP COMMON STOCK - LARGE CAP 369550108   4,217 17 SH   SOLE   17 0 0
GENERAL ELECTRIC COMPANY USD0.06 COMMON STOCK - LARGE CAP 369604301   108,075 1,290 SH   SOLE   1,290 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104   353,754 4,219 SH   SOLE   4,219 0 0
GENERAL MOTORS CO COMMON STOCK - LARGE CAP 37045V100   10,760 320 SH   SOLE   320 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104   145,430 3,900 SH   SOLE   3,900 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103   68,680 800 SH   SOLE   800 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293   57,049 1,400 SH   SOLE   1,400 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   1,514,952 4,412 SH   SOLE   4,412 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104   13,735 40 SH   DFND   40 0 0
GRAINGER W W INC USD 0.5 COMMON STOCK - LARGE CAP 384802104   8,343 15 SH   SOLE   15 0 0
HEWLETT PACKARD CORP COMMON STOCK - LARGE CAP 40434L105   174,185 6,485 SH   SOLE   6,485 0 0
HALLIBURTON COMPANY COMMON STOCK - LARGE CAP 406216101   26,200 666 SH   SOLE   666 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108   879,714 3,799 SH   SOLE   3,799 0 0
HESS CORP COMMON STOCK - LARGE CAP 42809H107   35,455 250 SH   SOLE   250 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102   3,829,001 12,123 SH   SOLE   12,123 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106   1,942,386 9,064 SH   SOLE   9,064 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104   8,159 20 SH   SOLE   20 0 0
ILLINOIS TOOL WORKS INC USD 0.01 COMMON STOCK - LARGE CAP 452308109   159,717 725 SH   SOLE   725 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106   24,712 473 SH   SOLE   473 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   657,965 24,895 SH   SOLE   24,895 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100   2,643 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101   678,509 4,816 SH   SOLE   4,816 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101   31,452 300 SH   SOLE   300 0 0
INVESCO ACTIVE US REAL ESTAT E FUND ETF COMMON STOCK - LARGE CAP 46090A101   1,016,290 11,671 SH   SOLE   11,671 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602   811,382 3,058 SH   SOLE   3,058 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621   823,665 57,199 SH   SOLE   56,699 0 500
INVESCO EX PFD ETF PREFERRED STOCK 46138E511   906,983 81,126 SH   SOLE   81,126 0 0
ISHARES CORE S&P 500 INDEX ETF MUTUAL FDS - ETF LGE CAP STOCK 464287200   38,420 100 SH   SOLE   100 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FDS - ETF INT'L STOCK 464287234   9,472 250 SH   SOLE   250 0 0
ISHARES TR S&P 500 GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 464287309   7,488 128 SH   SOLE   128 0 0
ISHARES TR S&P 500 VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 464287408   8,849 61 SH   SOLE   61 0 0
ISHARES MSCI EAFE ETF COMMON STOCK - LARGE CAP 464287465   33,076 504 SH   SOLE   504 0 0
ISHARES TR RUSSELL MID-CAP VALUE ETF MUTUAL FDS - ETF MID CAP STOCK 464287473   15,800 150 SH   SOLE   150 0 0
ISHARES TR RUSSELL MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 464287481   7,524 90 SH   SOLE   90 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287598   61,721 407 SH   SOLE   407 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287614   54,630 255 SH   SOLE   255 0 0
ISHARES RUSSELL 2000 ETF COMMON STOCK - SMALL CAP 464287655   15,692 90 SH   SOLE   90 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697   404,117 4,670 SH   SOLE   4,670 0 0
ISHARES US REAL ESTATE ETF COMMON STOCK - LARGE CAP 464287739   12,712 151 SH   SOLE   151 0 0
ISHARES TR S&P SMALLCAP 600 INDEX FUND COMMON STOCK - SMALL CAP 464287804   24,133 255 SH   SOLE   255 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838   53,646 430 SH   SOLE   430 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224   885,812 44,648 SH   SOLE   44,648 0 0
ISHARES TR 5-10 YEAR INVESTMENT GRA MUTUAL FDS - ETF BONDS 464288638   2,673 54 SH   SOLE   54 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MUTUAL FDS - ETF LGE CAP STOCK 46432F339   26,438 232 SH   SOLE   232 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF MUTUAL FDS - ETF BONDS 46432F859   2,832 61 SH   SOLE   61 0 0
ISHARES TR CORE INTL AGGREGATE BOND ETF MUTUAL FDS - ETF BONDS 46435G672   4,516 95 SH   SOLE   95 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   2,465,402 18,385 SH   SOLE   18,385 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100   30,172 225 SH   DFND   225 0 0
JABIL INC COMMON STOCK - LARGE CAP 466313103   40,920 600 SH   SOLE   600 0 0
JANUS HENDERSON SHORT DURATION INC ETF MUTUAL FDS - ETF BONDS 47103U886   261,411 5,515 SH   SOLE   5,515 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   3,853,743 21,816 SH   SOLE   21,816 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104   30,913 175 SH   DFND   175 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103   482,841 3,557 SH   SOLE   3,557 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104   5,050 200 SH   SOLE   200 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101   17,828 400 SH   SOLE   400 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100   3,336 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108   100,868 240 SH   SOLE   240 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107   1,368 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102   7,760 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108   358,145 979 SH   SOLE   979 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109   35,026 72 SH   SOLE   72 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107   13,348 67 SH   SOLE   67 0 0
LULULEMON ATHLETICA INC USD 0.005 COMMON STOCK - LARGE CAP 550021109   16,019 50 SH   SOLE   50 0 0
MANULIFE FINANCIAL CORP COMMON STOCK - LARGE CAP 56501R106   6,333 355 SH   SOLE   355 0 0
MARATHON OIL CORP COMMON STOCK - LARGE CAP 565849106   86,592 3,200 SH   SOLE   3,200 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   289,224 2,485 SH   SOLE   2,485 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102   11,639 100 SH   DFND   100 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104   1,138,233 30,730 SH   SOLE   30,730 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104   627,277 1,804 SH   SOLE   1,804 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206   289,251 3,490 SH   SOLE   3,490 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101   2,233,299 8,475 SH   SOLE   8,475 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103   361,965 965 SH   SOLE   965 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105   1,347,795 12,148 SH   SOLE   12,148 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   7,400,562 30,859 SH   SOLE   30,859 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104   29,977 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104   7,025 100 SH   SOLE   100 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103   15,699 100 SH   SOLE   100 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107   17,962 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105   1,152,079 17,286 SH   SOLE   17,286 0 0
MONSTER BEVERAGE CORPORATION NEW NPV COMMON STOCK - LARGE CAP 61174X109   406,120 4,000 SH   SOLE   4,000 0 0
MOTOROLA, INC COM NEW COMMON STOCK - LARGE CAP 620076307   12,885 50 SH   SOLE   50 0 0
NATIONAL HEALTH INVS INC COMMON STOCK - LARGE CAP 63633D104   62,664 1,200 SH   SOLE   1,200 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106   173,976 590 SH   SOLE   590 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   1,257,009 15,036 SH   SOLE   15,036 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101   12,540 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103   189,553 1,620 SH   SOLE   1,620 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100   1,613 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104   88,490 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102   68,200 125 SH   SOLE   125 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   972,982 7,382 SH   SOLE   7,382 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105   13,181 100 SH   DFND   100 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104   856,208 5,859 SH   SOLE   5,859 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106   10,513 866 SH   SOLE   866 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105   2,049 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107   212,153 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105   814,127 9,960 SH   SOLE   9,960 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107   643,990 8,224 SH   SOLE   8,224 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105   426,438 2,700 SH   SOLE   2,700 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107   321,759 2,559 SH   SOLE   2,559 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105   1,242,012 8,901 SH   SOLE   8,901 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   95,337 825 SH   SOLE   825 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107   11,556 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103   299,463 4,205 SH   SOLE   4,205 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108   2,102,658 11,639 SH   SOLE   11,639 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103   538,788 10,515 SH   SOLE   10,515 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109   334,397 3,304 SH   SOLE   3,304 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104   424,328 4,077 SH   SOLE   4,077 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109   2,247,922 14,832 SH   SOLE   14,832 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102   523,547 5,264 SH   SOLE   5,264 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103   314,964 2,865 SH   SOLE   2,865 0 0
RAYTHEON TECHNOLOGIES CORP USD 1.0 COMMON STOCK - LARGE CAP 75513E101   1,344,036 13,318 SH   SOLE   13,318 0 0
REALTY INCOME COMMON STOCK - LARGE CAP 756109104   12,686 200 SH   SOLE   200 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK - LARGE CAP 7591EP100   96,975 4,500 SH   SOLE   4,500 0 0
S & P DEPOSITORY RECEIPTS COMMON STOCK - LARGE CAP 78462F103   235,951 617 SH   SOLE   617 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107   10,177 60 SH   SOLE   60 0 0
SPDR PORTFOLIO S&P 500 ETF MUTUAL FDS - ETF LGE CAP STOCK 78464A854   9,083 202 SH   SOLE   202 0 0
SPDR SPBIO ETF COMMON STOCK - LARGE CAP 78464A870   8,300 100 SH   SOLE   100 0 0
SPDR S&P MIDCAP 400 ETF TR Z COMMON STOCK - MID-CAP 78467Y107   108,480 245 SH   SOLE   245 0 0
SPDR NUVEEN BLOOMBERG BARCLAYS MUNI BD ETF MUTUAL FDS - ETF BONDS 78468R721   30,832 676 SH   SOLE   676 0 0
SALESFORCE INC COMMON STOCK - LARGE CAP 79466L302   1,043,164 7,868 SH   SOLE   7,868 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108   138,968 2,600 SH   SOLE   2,600 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105   83,260 1,000 SH   SOLE   1,000 0 0
SCHWAB STR US LARGE CAP GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 808524300   5,833 105 SH   SOLE   105 0 0
SCHWAB STR US LARGE CAP VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 808524409   3,102 47 SH   SOLE   47 0 0
SCHWAB STR US MID CAP ETF MUTUAL FDS - ETF MID CAP STOCK 808524508   852 13 SH   SOLE   13 0 0
SCHWAB STR US SMALL CAP ETF MUTUAL FDS - ETF SMALL CAP 808524607   2,511 62 SH   SOLE   62 0 0
SCHWAB STR US AGGREGATE BOND ETF MUTUAL FDS - ETF BONDS 808524839   9,677 212 SH   SOLE   212 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF MUTUAL FDS - ETF BONDS 808524854   5,217 106 SH   SOLE   106 0 0
SELECT SECTOR SPDR TR COMMON STOCK - LARGE CAP 81369Y605   6,498 190 SH   SOLE   190 0 0
SELECT SECTOR SPDR TECHNOLOGY MUTUAL FDS - ETF LGE CAP STOCK 81369Y803   16,301 131 SH   SOLE   131 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105   20,975 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102   308,007 3,380 SH   SOLE   3,380 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107   214,914 3,010 SH   SOLE   3,010 0 0
SOUTHWEST AIRLINES COMMON STOCK - LARGE CAP 844741108   51,161 1,520 SH   SOLE   1,520 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109   937,737 9,453 SH   SOLE   9,453 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103   44,597 575 SH   SOLE   575 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101   3,475,879 14,217 SH   SOLE   14,217 0 0
SYNOPSYS INC USD 0.01 COMMON STOCK - LARGE CAP 871607107   42,144 132 SH   SOLE   132 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   530,924 6,945 SH   SOLE   6,945 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107   11,467 150 SH   DFND   150 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109   1,339,429 16,827 SH   SOLE   16,827 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104   1,730,820 12,363 SH   SOLE   12,363 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD COMMON STOCK - LARGE CAP 874039100   5,139 69 SH   SOLE   69 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106   1,493,353 10,020 SH   SOLE   10,020 0 0
TELUS CORP NPV COMMON STOCK - LARGE CAP 87971M103   3,860 200 SH   SOLE   200 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101   224,652 1,824 SH   SOLE   1,824 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104   103,758 628 SH   SOLE   628 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102   922,371 1,675 SH   SOLE   1,675 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101   137,306 1,145 SH   SOLE   1,145 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109   62,080 1,000 SH   SOLE   1,000 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307   6,828 50 SH   SOLE   50 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106   332,490 1,478 SH   SOLE   1,478 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109   139,305 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100   20,542 2,010 SH   SOLE   2,010 0 0
TYSON FOODS INC CLASS A COMMON STOCK - LARGE CAP 902494103   10,644 171 SH   SOLE   171 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304   335,052 7,683 SH   SOLE   7,683 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704   158,820 3,155 SH   SOLE   3,155 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   1,391,247 6,719 SH   SOLE   6,719 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108   20,707 100 SH   DFND   100 0 0
UNITED AIRLINES HOLDINGS INC COMMON STOCK - LARGE CAP 910047109   2,337 62 SH   SOLE   62 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106   624,066 3,590 SH   SOLE   3,590 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102   4,520,165 8,526 SH   SOLE   8,526 0 0
UNIVERSAL DISPLAY CORP USD 0.01 COMMON STOCK - LARGE CAP 91347P105   43,216 400 SH   SOLE   400 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100   1,046,563 8,250 SH   SOLE   8,250 0 0
VANECK FALLEN ANGEL HIGH YIELD BOND ETF MUTUAL FDS - ETF BONDS 92189F437   810 30 SH   SOLE   30 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF MUTUAL FDS - ETF INT'L STOCK 921943858   41,466 988 SH   SOLE   988 0 0
VANGUARD W EMERGING MARKET GOVT BOND ETF MUTUAL FDS - ETF BONDS 921946885   1,463 24 SH   SOLE   24 0 0
VANGUARD S VANGUARD MTG-BACKED SECS ETF MUTUAL FDS - ETF BONDS 92206C771   1,866 41 SH   SOLE   41 0 0
VEEVA SYS INC USD 0.00001 COMMON STOCK - LARGE CAP 922475108   54,707 339 SH   SOLE   339 0 0
VANGUARD/VANGUARD MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 922908538   16,178 90 SH   SOLE   90 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553   15,174 184 SH   SOLE   184 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611   111,160 700 SH   SOLE   700 0 0
VANGUARD I VANGUARD LARGE CAP ETF MUTUAL FDS - ETF LGE CAP STOCK 922908637   24,039 138 SH   SOLE   138 0 0
VANGUARD GROWTH ETF MUTUAL FDS - ETF SMALL CAP 922908736   41,555 195 SH   SOLE   195 0 0
VANGUARD VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 922908744   13,756 98 SH   SOLE   98 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   893,217 22,677 SH   SOLE   22,677 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104   5,908 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106   1,569 141 SH   SOLE   141 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   3,369,202 16,217 SH   SOLE   16,217 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839   41,552 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109   21,249 111 SH   SOLE   111 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   4,291,221 30,265 SH   SOLE   30,265 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103   14,179 100 SH   DFND   100 0 0
WALGREENS BOOTS ALLIANCE I USD 0.01 COMMON STOCK - LARGE CAP 931427108   33,624 900 SH   SOLE   900 0 0
WARNER BROS DISCOVERY INC NPV COMMON STOCK - LARGE CAP 934423104   9,233 974 SH   SOLE   974 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109   1,793,111 11,430 SH   SOLE   11,430 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101   360,403 8,729 SH   SOLE   8,729 0 0
WENDY'S CO USD 0.1 COMMON STOCK - LARGE CAP 95058W100   33,930 1,500 SH   SOLE   1,500 0 0
WESTERN UNION COMPANY COMMON STOCK - LARGE CAP 959802109   20,655 1,500 SH   SOLE   1,500 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101   174,188 1,360 SH   SOLE   1,360 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109   30,604 560 SH   SOLE   560 0 0
ZEVIA PBC CL A COMMON STOCK - LARGE CAP 98955K104   40,900 10,000 SH   SOLE   10,000 0 0
ZIMMER BIOMET HOLDINGS, INC COMMON STOCK - LARGE CAP 98956P102   124,312 975 SH   SOLE   975 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101   1,354 20 SH   SOLE   20 0 0