The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 4,308 31,512 SH   SOLE   0 0 0
APPLE INC COM 037833100 355 2,600 SH   OTR 1 0 0 0
ABBOTT LABS COM 002824100 391 3,600 SH   OTR 1 0 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 5,901 62,443 SH   SOLE   0 0 0
ISHARES TR MSCI ACWI EX US 464288240 2,743 60,966 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,829 17,985 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 686 6,744 SH   OTR 2 0 0 0
APPLIED MATLS INC COM 038222105 328 3,600 SH   OTR 1 0 0 0
AMAZON COM INC COM 023135106 2,561 24,117 SH   SOLE   0 0 0
ACTIVISION BLIZZARD INC COM 00507V109 1,474 18,928 SH   SOLE   0 0 0
AXONICS INC COM 05465P101 220 3,875 SH   SOLE   0 0 0
BOEING CO COM 097023105 2,027 14,828 SH   SOLE   0 0 0
BK OF AMERICA CORP COM 060505104 218 7,000 SH   OTR 1 0 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2,174 107,249 SH   SOLE   0 0 0
BLACKSTONE INC COM 09260D107 4,529 49,646 SH   SOLE   0 0 0
CITIGROUP INC COM NEW 172967424 221 4,800 SH   OTR 1 0 0 0
LISTED FD TR CHANGEBRIDGE SUS 53656F631 746 36,584 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101 212 5,400 SH   OTR 1 0 0 0
CONOCOPHILLIPS COM 20825C104 260 2,900 SH   OTR 1 0 0 0
COSTCO WHSL CORP NEW COM 22160K105 396 825 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102 277 6,500 SH   OTR 1 0 0 0
CVS HEALTH CORP COM 126650100 371 4,000 SH   OTR 1 0 0 0
DUPONT DE NEMOURS INC COM 26614N102 3,112 56,000 SH   SOLE   0 0 0
DUPONT DE NEMOURS INC COM 26614N102 233 4,200 SH   OTR 1 0 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,299 56,068 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 719 14,981 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 3,948 90,514 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 776 16,554 SH   SOLE   0 0 0
D R HORTON INC COM 23331A109 265 4,000 SH   OTR 1 0 0 0
DISNEY WALT CO COM 254687106 3,796 40,210 SH   SOLE   0 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,708 49,778 SH   SOLE   0 0 0
ELECTRONIC ARTS INC COM 285512109 438 3,600 SH   OTR 1 0 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 306 11,881 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104 310 3,900 SH   OTR 1 0 0 0
FISERV INC COM 337738108 302 3,400 SH   OTR 1 0 0 0
GILEAD SCIENCES INC COM 375558103 241 3,900 SH   OTR 1 0 0 0
ALPHABET INC CAP STK CL C 02079K107 1,575 720 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102 2,826 10,305 SH   SOLE   0 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 3,686 71,740 SH   SOLE   0 0 0
ISHARES TR CORE INTL AGGR 46435G672 2,053 41,226 SH   SOLE   0 0 0
ISHARES TR CORE INTL AGGR 46435G672 618 12,415 SH   OTR 2 0 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,773 65,295 SH   SOLE   0 0 0
ISHARES TR US AER DEF ETF 464288760 380 3,835 SH   SOLE   0 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 522 3,523 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 6,980 125,887 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 606 11,961 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F REALTY INCOME ET 46641Q126 1,141 23,558 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,217 24,300 SH   SOLE   0 0 0
KLA CORP COM NEW 482480100 205 644 SH   OTR 2 0 0 0
COCA COLA CO COM 191216100 308 4,900 SH   OTR 1 0 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 244 4,200 SH   OTR 1 0 0 0
MONDELEZ INTL INC CL A 609207105 2,983 48,043 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105 310 5,000 SH   OTR 1 0 0 0
MEDTRONIC PLC SHS G5960L103 350 3,900 SH   OTR 1 0 0 0
META PLATFORMS INC CL A 30303M102 227 1,406 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105 383 4,200 SH   OTR 1 0 0 0
MORGAN STANLEY COM NEW 617446448 304 4,000 SH   OTR 1 0 0 0
MICROSOFT CORP COM 594918104 5,585 21,744 SH   SOLE   0 0 0
MICRON TECHNOLOGY INC COM 595112103 249 4,500 SH   OTR 1 0 0 0
ISHARES TR NATIONAL MUN ETF 464288414 7,398 69,560 SH   SOLE   0 0 0
NEXTERA ENERGY INC COM 65339F101 279 3,600 SH   OTR 1 0 0 0
NIKE INC CL B 654106103 204 2,000 SH   OTR 1 0 0 0
SERVICENOW INC COM 81762P102 817 1,719 SH   SOLE   0 0 0
ON SEMICONDUCTOR CORP COM 682189105 226 4,490 SH   SOLE   0 0 0
ONCTERNAL THERAPEUTICS INC COM 68236P107 36 32,000 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105 321 4,600 SH   OTR 1 0 0 0
PIMCO DYNAMIC INCOME FD SHS 72201Y101 1,393 66,725 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720 1,859 51,242 SH   SOLE   0 0 0
INVESCO ACTIVELY MANAGED ETF S&P500 DOWNSID 46090A705 2,271 69,594 SH   SOLE   0 0 0
INVESCO ACTIVELY MANAGED ETF S&P500 DOWNSID 46090A705 677 20,736 SH   OTR 2 0 0 0
PIMCO MUN INCOME FD III COM 72201A103 3,935 426,823 SH   SOLE   0 0 0
PAYPAL HLDGS INC COM 70450Y103 1,132 16,210 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103 481 3,766 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 384 4,000 SH   OTR 1 0 0 0
STARBUCKS CORP COM 855244109 290 3,800 SH   OTR 1 0 0 0
SCHWAB CHARLES CORP COM 808513105 221 3,500 SH   OTR 1 0 0 0
SYNOPSYS INC COM 871607107 218 719 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 7,604 171,485 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 782 19,705 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 305 808 SH   SOLE   0 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 4,781 114,820 SH   SOLE   0 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 6,875 65,678 SH   SOLE   0 0 0
TJX COS INC NEW COM 872540109 246 4,400 SH   OTR 1 0 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 6,421 157,387 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1,227 17,493 SH   SOLE   0 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,507 19,138 SH   SOLE   0 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,027 40,437 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,293 64,891 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 274 5,400 SH   OTR 1 0 0 0
WESTERN DIGITAL CORP. COM 958102105 233 5,200 SH   OTR 1 0 0 0
WASTE MGMT INC DEL COM 94106L109 654 4,276 SH   SOLE   0 0 0
WALMART INC COM 931142103 267 2,200 SH   OTR 1 0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,994 95,200 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102 317 3,700 SH   OTR 1 0 0 0