EXHIBIT 21

Subsidiaries of the Registrant

Name	Percent Ownership	State of Incorporation
Investors Bank	100%	New Jersey
Marathon Statutory Trust II	100%	Delaware
ASB Investment Corp	100%	New Jersey
Investors Financial Services, Inc.	100%	New Jersey *
ISB Mortgage Co., L.L.C.	100%	New Jersey *
My Way Development LLC	100%	New Jersey *
Investors Financial Group, Inc.	100%	New Jersey *
American Savings Investment Corp.	100%	New Jersey *
Investors Commercial, Inc.	100%	New Jersey *
Investors Real Estate Corporation	100%	New Jersey *
3D Holding Company, Inc.	100%	New York *
Roma Capital Investment Corp.	100%	New Jersey *
General Abstract & Title Agency, a NJ Corp.	100%	New Jersey *
Roma Service Corporation	100%	New Jersey *
84 Hopewell, LLC	50%	New Jersey *****
B.F.S. Agency, Inc.	100%	New York **
MNBNY Holdings Inc.	100%	New York ***
Marathon Realty Investors Inc.	100%	New York ****

* Subsidiary of Investors Bank

** Subsidiary of Investors Financial Group, Inc.

*** Subsidiary of Investors Commercial, Inc.

**** Subsidiary of MNBNY Holdings Inc.

***** Subsidiary of Roma Service Corporation