The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc Com 001055102 41 696 SH   SOLE 0 696 0 0
AT&T Inc Com 00206R102 104 4,215 SH   SOLE 0 4,215 0 0
Abbott Laboratories Com 002824100 1,661 11,804 SH   SOLE 0 11,804 0 0
AbbVie Inc Com 00287Y109 751 5,547 SH   SOLE 0 5,547 0 0
AbbVie Inc Com 00287Y109 217 1,605 SH   DFND 0 1,605 0 0
Activision Blizzard Inc Com Com 00507V109 75 1,131 SH   SOLE 0 1,131 0 0
Adobe Inc Com 00724F101 308 544 SH   SOLE 0 544 0 0
Air Prods Chems Inc Com 009158106 32 104 SH   SOLE 0 104 0 0
ALIGN TECHNOLOGY INC COM Com 016255101 529 805 SH   SOLE 0 805 0 0
Alleghany Corp Com 017175100 30 45 SH   SOLE 0 45 0 0
Allstate Corp Com 020002101 118 1,006 SH   SOLE 0 1,006 0 0
Alphabet Inc C Com 02079K107 2,358 815 SH   SOLE 0 815 0 0
Alphabet Inc A Com 02079K305 843 291 SH   SOLE 0 291 0 0
Amazon.com Inc Com 023135106 2,437 731 SH   SOLE 0 731 0 0
AMERICAN ELEC PWR INC COM Com 025537101 6 72 SH   SOLE 0 72 0 0
American Express Co Com 025816109 28 169 SH   SOLE 0 169 0 0
Amerisourcebergen Corp Com Com 03073E105 200 1,503 SH   SOLE 0 1,503 0 0
AMERIPRISE FINL INC COM Com 03076C106 1,287 4,267 SH   SOLE 0 4,267 0 0
Amgen Inc Com 031162100 24 106 SH   SOLE 0 106 0 0
Apple Inc Com 037833100 6,517 36,700 SH   SOLE 0 36,700 0 0
Applied Materials Inc. Com Com 038222105 340 2,158 SH   SOLE 0 2,158 0 0
AptarGroup Inc Com Com 038336103 30 245 SH   SOLE 0 245 0 0
Ashland Global Hldgs Inc Com Com 044186104 114 1,058 SH   SOLE 0 1,058 0 0
BCE Inc Com New Com 05534B760 131 2,520 SH   SOLE 0 2,520 0 0
BWX Technologies Inc Com 05605H100 26 550 SH   SOLE 0 550 0 0
Bank of America Corporation Com 060505104 161 3,630 SH   SOLE 0 3,630 0 0
Becton, Dickinson and Co Com 075887109 369 1,467 SH   SOLE 0 1,467 0 0
BlackRock Inc Com 09247X101 1,220 1,332 SH   SOLE 0 1,332 0 0
Boeing Co Com 097023105 325 1,615 SH   SOLE 0 1,615 0 0
Booking Holdings Inc Com 09857L108 888 370 SH   SOLE 0 370 0 0
Boston Scientific Corp Com Com 101137107 105 2,470 SH   SOLE 0 2,470 0 0
Bristol-Myers Squibb Company Com 110122108 225 3,612 SH   SOLE 0 3,612 0 0
BRITISH AMERN TOB PLC SPONSORED ADR Com 110448107 15 400 SH   SOLE 0 400 0 0
Broadcom Inc Com 11135F101 600 902 SH   SOLE 0 902 0 0
CDW Corp Com Com 12514G108 224 1,093 SH   SOLE 0 1,093 0 0
CME Group Inc.Com Cl A Com 12572Q105 774 3,389 SH   SOLE 0 3,389 0 0
CSX Corp Com 126408103 71 1,875 SH   SOLE 0 1,875 0 0
CVS Health Corp Com 126650100 1,074 10,410 SH   SOLE 0 10,410 0 0
Capital One Financial Corp Com 14040H105 388 2,676 SH   SOLE 0 2,676 0 0
Cardinal Health Inc Com 14149Y108 83 1,617 SH   SOLE 0 1,617 0 0
Caterpillar Inc Com 149123101 159 768 SH   SOLE 0 768 0 0
Celanese Corp Del Com Ser A Com 150870103 190 1,130 SH   SOLE 0 1,130 0 0
Charles River Labs Intl Inc Com Com 159864107 100 265 SH   SOLE 0 265 0 0
Chevron Corp Com 166764100 36 307 SH   SOLE 0 307 0 0
Cisco Systems Inc Com 17275R102 1,240 19,570 SH   SOLE 0 19,570 0 0
Clorox Co Com 189054109 48 278 SH   SOLE 0 278 0 0
Cognizant Technology Solutions Corp A Com 192446102 44 500 SH   SOLE 0 500 0 0
Columbia Bkg Sys Inc Com 197236102 13 384 SH   SOLE 0 384 0 0
Comcast Corp Class A Com 20030N101 165 3,285 SH   SOLE 0 3,285 0 0
ConocoPhillips Com 20825C104 174 2,408 SH   SOLE 0 2,408 0 0
Constellation Brands Inc A Com 21036P108 333 1,325 SH   SOLE 0 1,325 0 0
Copart Inc Com Com 217204106 266 1,756 SH   SOLE 0 1,756 0 0
Corning Inc Com 219350105 137 3,688 SH   SOLE 0 3,688 0 0
Corteva Inc Com Com 22052L104 208 4,390 SH   SOLE 0 4,390 0 0
Costco Wholesale Corp Com 22160K105 729 1,284 SH   SOLE 0 1,284 0 0
Cummins Inc Com 231021106 44 200 SH   SOLE 0 200 0 0
DTE Energy Co Com 233331107 211 1,761 SH   SOLE 0 1,761 0 0
DT Midstream Inc. Com 23345M107 8 161 SH   SOLE 0 161 0 0
Danaher Corp. Com 235851102 334 1,015 SH   SOLE 0 1,015 0 0
Darden Restaurants Inc. Com 237194105 99 654 SH   SOLE 0 654 0 0
Darling Ingredients Inc Com Com 237266101 81 1,173 SH   SOLE 0 1,173 0 0
Deere & Co Com 244199105 822 2,398 SH   SOLE 0 2,398 0 0
Digital Rlty Tr Inc Com 253868103 407 2,302 SH   SOLE 0 2,302 0 0
DFA US Core Equity 2 ETF Com 25434V708 351 12,132 SH   SOLE 0 12,132 0 0
DFA World ex-US Core Equity 2 ETF Com 25434V880 143 5,459 SH   SOLE 0 5,459 0 0
Walt Disney Co Com 254687106 55 355 SH   SOLE 0 355 0 0
DOLLAR GEN CORP NEW COM Com 256677105 28 117 SH   SOLE 0 117 0 0
Dollar Tree Inc Com Com 256746108 50 356 SH   SOLE 0 356 0 0
Dominion Resources Inc Com 25746U109 82 1,044 SH   SOLE 0 1,044 0 0
Donaldson Inc Com Com 257651109 37 616 SH   SOLE 0 616 0 0
Dover Corp Com Com 260003108 67 370 SH   SOLE 0 370 0 0
Dow Inc Com Com 260557103 194 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204 17 164 SH   SOLE 0 164 0 0
Dupont De Nemours Inc Com Com 26614N102 277 3,425 SH   SOLE 0 3,425 0 0
Ebay Inc Com 278642103 37 559 SH   SOLE 0 559 0 0
Emergent Biosolutions Inc Com 29089Q105 15 334 SH   SOLE 0 334 0 0
Emerson Electric Co Com 291011104 7 73 SH   SOLE 0 73 0 0
Equinix Inc Com Par Com 29444U700 49 58 SH   SOLE 0 58 0 0
FMC Corp Com New Com 302491303 47 431 SH   SOLE 0 431 0 0
Meta Platforms Inc Cl A Com 30303M102 2,084 6,195 SH   SOLE 0 6,195 0 0
Factset Resh Sys Inc Com Com 303075105 113 233 SH   SOLE 0 233 0 0
Fastenal Co Com 311900104 19 292 SH   SOLE 0 292 0 0
FedEx Corp Com 31428X106 74 287 SH   SOLE 0 287 0 0
Fidelity Natl Information Svcs Com Com 31620M106 39 360 SH   SOLE 0 360 0 0
FlexShares Mstar Gbl Upstrm Nat Resources ETF Com 33939L407 44 1,125 SH   SOLE 0 1,125 0 0
Fortune Brands Home & Sec Inc Com Com 34964C106 474 4,435 SH   SOLE 0 4,435 0 0
General Mills Inc Com Com 370334104 10 150 SH   SOLE 0 150 0 0
Genuine Parts Co Com 372460105 108 772 SH   SOLE 0 772 0 0
Gilead Sciences Inc Com 375558103 133 1,830 SH   SOLE 0 1,830 0 0
Global Payments Inc Com 37940X102 88 650 SH   SOLE 0 650 0 0
Goldman Sachs Group Inc Com 38141G104 77 200 SH   SOLE 0 200 0 0
Goldman Sachs ActiveBeta US Large Cap ETF Com 381430503 44 461 SH   SOLE 0 461 0 0
Graco Inc Com Com 384109104 95 1,176 SH   SOLE 0 1,176 0 0
HP Inc Com 40434L105 140 3,715 SH   SOLE 0 3,715 0 0
Hanover Ins Group Inc Com Com 410867105 30 228 SH   SOLE 0 228 0 0
Henry Jack & Assoc Inc Com Com 426281101 49 292 SH   SOLE 0 292 0 0
The Home Depot Inc Com 437076102 490 1,180 SH   SOLE 0 1,180 0 0
Honeywell International Inc Com 438516106 42 200 SH   SOLE 0 200 0 0
Host Hotels & Resorts Inc Com Com 44107P104 23 1,301 SH   SOLE 0 1,301 0 0
IAC Interactive Corp New Com 44891N208 66 505 SH   SOLE 0 505 0 0
Illinois Tool Works Inc Com 452308109 775 3,142 SH   SOLE 0 3,142 0 0
Intel Corp Com 458140100 2,052 39,839 SH   SOLE 0 39,839 0 0
International Business Machines Corp Com 459200101 60 450 SH   SOLE 0 450 0 0
Invesco QQQ Trust ETF Com 46090E103 43 109 SH   SOLE 0 109 0 0
Intuit, Inc. Com 461202103 343 533 SH   SOLE 0 533 0 0
Invesco National AMT-Free Muni Bd ETF Com 46138E537 60 2,220 SH   SOLE 0 2,220 0 0
iShares Select Dividend ETF Com 464287168 147 1,196 SH   SOLE 0 1,196 0 0
iShares Core S&P 500 ETF Com 464287200 72 150 SH   SOLE 0 150 0 0
iShares Core US Aggregate Bond ETF Com 464287226 11,802 103,454 SH   SOLE 0 103,454 0 0
iShares MSCI Emerging Markets ETF Com 464287234 868 17,764 SH   SOLE 0 17,764 0 0
iShares Russell Midcap Index ETF Com 464287499 67 803 SH   SOLE 0 803 0 0
iShares Russell 2000 ETF Com 464287655 75 338 SH   SOLE 0 338 0 0
iShares Core S&P Small-Cap Index ETF Com 464287804 34 297 SH   SOLE 0 297 0 0
iShares Short-Term National Muni Bd ETF Com 464288158 565 5,258 SH   SOLE 0 5,258 0 0
iShares MSCI EAFE Small-Cap ETF Com 464288273 5 65 SH   SOLE 0 65 0 0
iShares National Muni Bond ETF Com 464288414 2,154 18,520 SH   SOLE 0 18,520 0 0
Ishares Tr Iboxx Hi Yd ETF Com 464288513 26 300 SH   SOLE 0 300 0 0
iShares Interm Gov't/Credit Bond ETF Com 464288612 104 911 SH   SOLE 0 911 0 0
iShares MSCI USA ESG Select ETF Com 464288802 277 2,606 SH   SOLE 0 2,606 0 0
iShares MSCI EAFE Value ETF Com 464288877 7 135 SH   SOLE 0 135 0 0
iShares MSCI EAFE Growth ETF Com 464288885 32 294 SH   SOLE 0 294 0 0
iShares 0-5 Year TIPS Bond ETF Com 46429B747 21 200 SH   SOLE 0 200 0 0
Ishares U S ETF Tr Blackrock St Mat Com 46431W507 17 340 SH   SOLE 0 340 0 0
iShares Core MSCI EAFE ETF Com 46432F842 15,490 207,530 SH   SOLE 0 207,530 0 0
iShares Core MSCI EAFE ETF Com 46432F842 904 12,105 SH   DFND 0 12,105 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103 65 1,078 SH   SOLE 0 1,078 0 0
iShares Core Total USD Bond Market ETF Com 46434V613 31 595 SH   SOLE 0 595 0 0
iShares Core International Aggregate Bond ETF Com 46435G672 19 350 SH   SOLE 0 350 0 0
JPMorgan Chase & Co Com 46625H100 2,309 14,584 SH   SOLE 0 14,584 0 0
Johnson & Johnson Com 478160104 1,027 6,005 SH   SOLE 0 6,005 0 0
Jones Lang Lasalle Inc Com Com 48020Q107 53 197 SH   SOLE 0 197 0 0
Kla-Tencor Corp Com Com 482480100 671 1,560 SH   SOLE 0 1,560 0 0
Kimberly-Clark Corp Com 494368103 19 131 SH   SOLE 0 131 0 0
Kinder Morgan Inc P Com 49456B101 24 1,499 SH   SOLE 0 1,499 0 0
Kontoor Brands Inc Com Com 50050N103 1 11 SH   SOLE 0 11 0 0
The Kroger Co Com 501044101 42 931 SH   SOLE 0 931 0 0
L3 Harris Technologies Inc Com Com 502431109 73 340 SH   SOLE 0 340 0 0
Eli Lilly and Co Com 532457108 537 1,945 SH   SOLE 0 1,945 0 0
Livent Corp Com Com 53814L108 10 403 SH   SOLE 0 403 0 0
Lockheed Martin Corp Com Com 539830109 293 824 SH   SOLE 0 824 0 0
Lowe's Companies Inc Com 548661107 916 3,542 SH   SOLE 0 3,542 0 0
WCFS Inc. Non Voting Common Stock Com 562005991 59,268 2,000 SH   SOLE 0 2,000 0 0
Marketaxess Hldgs Inc Com Com 57060D108 94 229 SH   SOLE 0 229 0 0
Marsh & McLennan Companies Inc Com 571748102 70 400 SH   SOLE 0 400 0 0
Masco Corp Com 574599106 68 973 SH   SOLE 0 973 0 0
Match Group Inc New Com 57667L107 144 1,089 SH   SOLE 0 1,089 0 0
McDonald's Corp Com 580135101 466 1,740 SH   SOLE 0 1,740 0 0
Merck & Co Inc Com 58933Y105 1,879 24,511 SH   SOLE 0 24,511 0 0
Microsoft Corp Com 594918104 3,819 11,354 SH   SOLE 0 11,354 0 0
Monster Beverage Corp Com 61174X109 1,080 11,250 SH   SOLE 0 11,250 0 0
Moody's Corporation Com 615369105 233 597 SH   SOLE 0 597 0 0
Morgan Stanley Com 617446448 57 581 SH   SOLE 0 581 0 0
Motorola Solutions Inc Com 620076307 120 441 SH   SOLE 0 441 0 0
NextEra Energy Inc Com 65339F101 301 3,220 SH   SOLE 0 3,220 0 0
Novartis AG Sponsored ADR Com 66987V109 329 3,763 SH   SOLE 0 3,763 0 0
Nuveen CA Quality Muni Income Fund Com 67066Y105 166 10,612 SH   SOLE 0 10,612 0 0
Occidental Petroleum Corp Com 674599105 5 163 SH   SOLE 0 163 0 0
Old Dominion Freight Lines Inc Com Com 679580100 305 850 SH   SOLE 0 850 0 0
Oracle Corp Com 68389X105 68 776 SH   SOLE 0 776 0 0
Organon & Co Com 68622V106 74 2,425 SH   SOLE 0 2,425 0 0
PNC Financial Services Group Inc Com 693475105 311 1,550 SH   SOLE 0 1,550 0 0
PPG Industries Inc Com 693506107 23 131 SH   SOLE 0 131 0 0
Parker Hannifin Corp Com Com 701094104 36 112 SH   SOLE 0 112 0 0
Paychex Inc Com 704326107 543 3,978 SH   SOLE 0 3,978 0 0
PepsiCo Inc Com 713448108 413 2,377 SH   SOLE 0 2,377 0 0
Pfizer Inc Com 717081103 897 15,192 SH   SOLE 0 15,192 0 0
Phillips 66 Com 718546104 17 232 SH   SOLE 0 232 0 0
Pinnacle West Cap Corp Com Com 723484101 30 421 SH   SOLE 0 421 0 0
Pool Corporation Com Com 73278L105 218 386 SH   SOLE 0 386 0 0
Primerica Inc Com Com 74164M108 126 825 SH   SOLE 0 825 0 0
Procter & Gamble Co Com 742718109 431 2,634 SH   SOLE 0 2,634 0 0
Prudential Financial Inc Com 744320102 35 327 SH   SOLE 0 327 0 0
Public Service Enterprise Group Inc Com 744573106 510 7,650 SH   SOLE 0 7,650 0 0
Qorvo Inc Com Com 74736K101 54 344 SH   SOLE 0 344 0 0
Qualcomm Inc Com 747525103 339 1,853 SH   SOLE 0 1,853 0 0
RLI Corp Com Com 749607107 33 293 SH   SOLE 0 293 0 0
Raytheon Technologies Corp Com 75513E101 76 882 SH   SOLE 0 882 0 0
Regal Rexnord Corp Com Com 758750103 70 414 SH   SOLE 0 414 0 0
Roper Technologies Inc Com Com 776696106 120 244 SH   SOLE 0 244 0 0
Royal Bank of Canada Com 780087102 336 3,162 SH   SOLE 0 3,162 0 0
Royal Dutch Shell PLC Spon ADR B Com 780259107 98 2,259 SH   SOLE 0 2,259 0 0
SPDR S&P 500 ETF Com 78462F103 38 80 SH   SOLE 0 80 0 0
SVB Finl Group Com Com 78486Q101 87 129 SH   SOLE 0 129 0 0
Salesforce.com Inc Com 79466L302 1,009 3,969 SH   SOLE 0 3,969 0 0
Charles Schwab Corp Com 808513105 166 1,979 SH   SOLE 0 1,979 0 0
Schwab US Dividend Equity ETF Com 808524797 32 400 SH   SOLE 0 400 0 0
Sherwin-Williams Co. Com 824348106 94 267 SH   SOLE 0 267 0 0
Skyworks Solutions Inc Com Com 83088M102 114 733 SH   SOLE 0 733 0 0
Sonoco Prods Co Com Com 835495102 22 374 SH   SOLE 0 374 0 0
Southern Co Com 842587107 13 194 SH   SOLE 0 194 0 0
Southwest Airlines Co Com 844741108 60 1,390 SH   SOLE 0 1,390 0 0
Starbucks Corp Com 855244109 280 2,390 SH   SOLE 0 2,390 0 0
State Street Corp Com 857477103 109 1,175 SH   SOLE 0 1,175 0 0
Stryker Corporation Com 863667101 147 551 SH   SOLE 0 551 0 0
Synopsys Inc Com Com 871607107 155 420 SH   SOLE 0 420 0 0
Sysco Corp. Com 871829107 104 1,323 SH   SOLE 0 1,323 0 0
Target Corp Com 87612E106 1,708 7,380 SH   SOLE 0 7,380 0 0
Teledyne Technologies Inc Com Com 879360105 182 417 SH   SOLE 0 417 0 0
Texas Instruments Inc Com 882508104 132 701 SH   SOLE 0 701 0 0
Thermo Fisher Scientific, Inc. Com 883556102 296 443 SH   SOLE 0 443 0 0
3M Co Com 88579Y101 106 598 SH   SOLE 0 598 0 0
Toro Co Com Com 891092108 62 620 SH   SOLE 0 620 0 0
Truist Financial Corporation Com 89832Q109 298 5,091 SH   SOLE 0 5,091 0 0
US Bancorp Com 902973304 306 5,440 SH   SOLE 0 5,440 0 0
Unilever Plc Spon Adr New Com 904767704 240 4,470 SH   SOLE 0 4,470 0 0
Union Pacific Corp Com 907818108 194 770 SH   SOLE 0 770 0 0
UnitedHealth Group, Inc. Com 91324P102 994 1,980 SH   SOLE 0 1,980 0 0
VF Corporation Com 918204108 20 269 SH   SOLE 0 269 0 0
Vanguard FTSE Developed Markets ETF Com 921943858 10 187 SH   SOLE 0 187 0 0
Vanguard FTSE All-World ex-US Small-Cap ETF Com 922042718 973 7,262 SH   SOLE 0 7,262 0 0
Vanguard Information Technology ETF Com 92204A702 4 8 SH   SOLE 0 8 0 0
Vanguard S&P 500 ETF Com 922908363 2,890 6,620 SH   SOLE 0 6,620 0 0
Vanguard Real Estate Index ETF Com 922908553 5,197 44,800 SH   SOLE 0 44,800 0 0
Vanguard Mid-Cap Index Fund ETF Com 922908629 14 53 SH   SOLE 0 53 0 0
Vanguard Large Cap Index Fund ETF Com 922908637 19 86 SH   SOLE 0 86 0 0
Vanguard Growth Index Fund ETF Com 922908736 9 27 SH   SOLE 0 27 0 0
Vanguard Value Index Fund ETF Com 922908744 11 72 SH   SOLE 0 72 0 0
Vanguard Total Stock Market ETF Com 922908769 281 1,165 SH   SOLE 0 1,165 0 0
Verizon Communications Inc Com 92343V104 347 6,683 SH   SOLE 0 6,683 0 0
Viatris Inc Com 92556V106 25 1,852 SH   SOLE 0 1,852 0 0
Vimeo Inc Com 92719V100 15 819 SH   SOLE 0 819 0 0
Visa Inc Class A Com 92826C839 351 1,620 SH   SOLE 0 1,620 0 0
Wal-Mart Inc Com 931142103 143 987 SH   SOLE 0 987 0 0
Walgreens Boots Alliance Inc Com 931427108 67 1,284 SH   SOLE 0 1,284 0 0
The Western Union Co Com 959802109 18 1,025 SH   SOLE 0 1,025 0 0
Weyerhaeuser Co Com 962166104 24 585 SH   SOLE 0 585 0 0
WisdomTree US Large Cap Dividend ETF Com 97717W307 3 44 SH   SOLE 0 44 0 0
Xcel Energy Inc Com 98389B100 158 2,333 SH   SOLE 0 2,333 0 0
Adient PLC Com G0084W101 2 40 SH   SOLE 0 40 0 0
Amcor PLC ORD Com G0250X107 36 2,993 SH   SOLE 0 2,993 0 0
Amdocs Ltd Com G02602103 34 460 SH   SOLE 0 460 0 0
Bunge Ltd Com G16962105 18 195 SH   SOLE 0 195 0 0
Eaton Corp PLC Shs Com G29183103 582 3,369 SH   SOLE 0 3,369 0 0
Johnson Controls International PLC Com G51502105 34 413 SH   SOLE 0 413 0 0
Medtronic PLC Com G5960L103 19 186 SH   SOLE 0 186 0 0
Seagate Technology Hldngs PLC ADR Com G7997R103 534 4,728 SH   SOLE 0 4,728 0 0
TE Connectivity Ltd Com H84989104 54 335 SH   SOLE 0 335 0 0