The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc Com 001055102 48 886 SH   SOLE 0 886 0 0
AT&T Inc Com 00206R102 930 32,310 SH   SOLE 0 32,310 0 0
Abbott Laboratories Com 002824100 1,313 11,324 SH   SOLE 0 11,324 0 0
AbbVie Inc Com 00287Y109 458 4,065 SH   SOLE 0 4,065 0 0
AbbVie Inc Com 00287Y109 181 1,605 SH   DFND 0 1,605 0 0
Activision Blizzard Inc Com Com 00507V109 108 1,131 SH   SOLE 0 1,131 0 0
Adobe Inc Com 00724F101 319 544 SH   SOLE 0 544 0 0
Air Prods Chems Inc Com 009158106 30 104 SH   SOLE 0 104 0 0
ALIGN TECHNOLOGY INC COM Com 016255101 492 805 SH   SOLE 0 805 0 0
Alleghany Corp Com 017175100 30 45 SH   SOLE 0 45 0 0
Allstate Corp Com 020002101 131 1,006 SH   SOLE 0 1,006 0 0
Alphabet Inc C Com 02079K107 2,043 815 SH   SOLE 0 815 0 0
Alphabet Inc A Com 02079K305 711 291 SH   SOLE 0 291 0 0
Amazon.com Inc Com 023135106 2,515 731 SH   SOLE 0 731 0 0
AMERICAN ELEC PWR INC COM Com 025537101 6 72 SH   SOLE 0 72 0 0
American Express Co Com 025816109 28 169 SH   SOLE 0 169 0 0
Amerisourcebergen Corp Com Com 03073E105 172 1,503 SH   SOLE 0 1,503 0 0
AMERIPRISE FINL INC COM Com 03076C106 1,062 4,267 SH   SOLE 0 4,267 0 0
Amgen Inc Com 031162100 26 106 SH   SOLE 0 106 0 0
Apple Inc Com 037833100 5,370 39,209 SH   SOLE 0 39,209 0 0
Applied Materials Inc. Com Com 038222105 307 2,158 SH   SOLE 0 2,158 0 0
AptarGroup Inc Com Com 038336103 35 245 SH   SOLE 0 245 0 0
Ashland Global Hldgs Inc Com Com 044186104 35 403 SH   SOLE 0 403 0 0
BCE Inc Com New Com 05534B760 32 656 SH   SOLE 0 656 0 0
BWX Technologies Inc Com 05605H100 32 550 SH   SOLE 0 550 0 0
Bank of America Corporation Com 060505104 150 3,630 SH   SOLE 0 3,630 0 0
Becton, Dickinson and Co Com 075887109 357 1,467 SH   SOLE 0 1,467 0 0
BlackRock Inc Com 09247X101 1,217 1,391 SH   SOLE 0 1,391 0 0
Boeing Co Com 097023105 387 1,615 SH   SOLE 0 1,615 0 0
Booking Holdings Inc Com 09857L108 810 370 SH   SOLE 0 370 0 0
Boston Scientific Corp Com Com 101137107 106 2,470 SH   SOLE 0 2,470 0 0
Bristol-Myers Squibb Company Com 110122108 38 564 SH   SOLE 0 564 0 0
BRITISH AMERN TOB PLC SPONSORED ADR Com 110448107 16 400 SH   SOLE 0 400 0 0
Broadcom Inc Com 11135F101 416 872 SH   SOLE 0 872 0 0
CDW Corp Com Com 12514G108 191 1,093 SH   SOLE 0 1,093 0 0
CME Group Inc.Com Cl A Com 12572Q105 721 3,389 SH   SOLE 0 3,389 0 0
CSX Corp Com 126408103 60 1,875 SH   SOLE 0 1,875 0 0
CVS Health Corp Com 126650100 869 10,410 SH   SOLE 0 10,410 0 0
Capital One Financial Corp Com 14040H105 423 2,737 SH   SOLE 0 2,737 0 0
Cardinal Health Inc Com 14149Y108 395 6,917 SH   SOLE 0 6,917 0 0
Caterpillar Inc Com 149123101 167 768 SH   SOLE 0 768 0 0
Celanese Corp Del Com Ser A Com 150870103 171 1,130 SH   SOLE 0 1,130 0 0
Charles River Labs Intl Inc Com Com 159864107 98 265 SH   SOLE 0 265 0 0
Chevron Corp Com 166764100 32 307 SH   SOLE 0 307 0 0
Cisco Systems Inc Com 17275R102 964 18,188 SH   SOLE 0 18,188 0 0
Clorox Co Com 189054109 75 416 SH   SOLE 0 416 0 0
Cognizant Technology Solutions Corp A Com 192446102 35 500 SH   SOLE 0 500 0 0
Columbia Bkg Sys Inc Com 197236102 15 384 SH   SOLE 0 384 0 0
Comcast Corp Class A Com 20030N101 172 3,010 SH   SOLE 0 3,010 0 0
ConocoPhillips Com 20825C104 99 1,630 SH   SOLE 0 1,630 0 0
Constellation Brands Inc A Com 21036P108 310 1,325 SH   SOLE 0 1,325 0 0
Copart Inc Com Com 217204106 231 1,756 SH   SOLE 0 1,756 0 0
Corning Inc Com 219350105 151 3,688 SH   SOLE 0 3,688 0 0
Corteva Inc Com Com 22052L104 195 4,390 SH   SOLE 0 4,390 0 0
Costco Wholesale Corp Com 22160K105 508 1,284 SH   SOLE 0 1,284 0 0
Cummins Inc Com 231021106 49 200 SH   SOLE 0 200 0 0
DTE Energy Co Com 233331107 64 491 SH   SOLE 0 491 0 0
Danaher Corp. Com 235851102 272 1,015 SH   SOLE 0 1,015 0 0
Darden Restaurants Inc. Com 237194105 276 1,892 SH   SOLE 0 1,892 0 0
Darling Ingredients Inc Com Com 237266101 79 1,173 SH   SOLE 0 1,173 0 0
Deere & Co Com 244199105 1,007 2,854 SH   SOLE 0 2,854 0 0
Devon Energy Corp Com 25179M103 12 425 SH   SOLE 0 425 0 0
Digital Rlty Tr Inc Com 253868103 213 1,413 SH   SOLE 0 1,413 0 0
DFA US Core Equity 2 ETF Com 25434V708 327 12,132 SH   SOLE 0 12,132 0 0
Walt Disney Co Com 254687106 62 355 SH   SOLE 0 355 0 0
DOLLAR GEN CORP NEW COM Com 256677105 25 117 SH   SOLE 0 117 0 0
Dollar Tree Inc Com Com 256746108 35 356 SH   SOLE 0 356 0 0
Dominion Resources Inc Com 25746U109 306 4,164 SH   SOLE 0 4,164 0 0
Donaldson Inc Com Com 257651109 39 616 SH   SOLE 0 616 0 0
Dover Corp Com Com 260003108 56 370 SH   SOLE 0 370 0 0
Dow Inc Com Com 260557103 217 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204 16 164 SH   SOLE 0 164 0 0
Dupont De Nemours Inc Com Com 26614N102 265 3,425 SH   SOLE 0 3,425 0 0
Ebay Inc Com 278642103 39 559 SH   SOLE 0 559 0 0
Emergent Biosolutions Inc Com 29089Q105 21 334 SH   SOLE 0 334 0 0
Emerson Electric Co Com 291011104 7 73 SH   SOLE 0 73 0 0
Equinix Inc Com Par Com 29444U700 47 58 SH   SOLE 0 58 0 0
Evergy Inc Com Com 30034W106 8 129 SH   SOLE 0 129 0 0
Exxon Mobil Corp Com 30231G102 5 78 SH   SOLE 0 78 0 0
FMC Corp Com New Com 302491303 47 431 SH   SOLE 0 431 0 0
Facebook Inc A Com 30303M102 2,154 6,195 SH   SOLE 0 6,195 0 0
Factset Resh Sys Inc Com Com 303075105 78 233 SH   SOLE 0 233 0 0
Fastenal Co Com 311900104 15 292 SH   SOLE 0 292 0 0
FedEx Corp Com 31428X106 86 287 SH   SOLE 0 287 0 0
Fidelity Natl Information Svcs Com Com 31620M106 51 360 SH   SOLE 0 360 0 0
FlexShares Mstar Gbl Upstrm Nat Resources ETF Com 33939L407 43 1,125 SH   SOLE 0 1,125 0 0
Fortune Brands Home & Sec Inc Com Com 34964C106 442 4,435 SH   SOLE 0 4,435 0 0
Gilead Sciences Inc Com 375558103 126 1,830 SH   SOLE 0 1,830 0 0
Global Payments Inc Com 37940X102 122 650 SH   SOLE 0 650 0 0
Goldman Sachs Group Inc Com 38141G104 76 200 SH   SOLE 0 200 0 0
Goldman Sachs ActiveBeta US Large Cap ETF Com 381430503 40 461 SH   SOLE 0 461 0 0
Graco Inc Com Com 384109104 89 1,176 SH   SOLE 0 1,176 0 0
Hanover Ins Group Inc Com Com 410867105 31 228 SH   SOLE 0 228 0 0
Henry Jack & Assoc Inc Com Com 426281101 48 292 SH   SOLE 0 292 0 0
The Home Depot Inc Com 437076102 376 1,180 SH   SOLE 0 1,180 0 0
Honeywell International Inc Com 438516106 44 200 SH   SOLE 0 200 0 0
Host Hotels & Resorts Inc Com Com 44107P104 22 1,301 SH   SOLE 0 1,301 0 0
The Howard Hughes Corp Com 44267D107 19 200 SH   SOLE 0 200 0 0
IAC Interactive Corp New Com 44891N208 78 505 SH   SOLE 0 505 0 0
Illinois Tool Works Inc Com 452308109 773 3,459 SH   SOLE 0 3,459 0 0
Intel Corp Com 458140100 2,237 39,839 SH   SOLE 0 39,839 0 0
International Business Machines Corp Com 459200101 75 510 SH   SOLE 0 510 0 0
Invesco QQQ Trust ETF Com 46090E103 39 109 SH   SOLE 0 109 0 0
Intuit, Inc. Com 461202103 261 533 SH   SOLE 0 533 0 0
iShares Select Dividend ETF Com 464287168 139 1,196 SH   SOLE 0 1,196 0 0
iShares Core S&P 500 ETF Com 464287200 84 195 SH   SOLE 0 195 0 0
iShares Core US Aggregate Bond ETF Com 464287226 3,556 30,830 SH   SOLE 0 30,830 0 0
iShares Russell Midcap Index ETF Com 464287499 64 803 SH   SOLE 0 803 0 0
iShares Russell 2000 ETF Com 464287655 72 316 SH   SOLE 0 316 0 0
iShares Core S&P Small-Cap Index ETF Com 464287804 34 297 SH   SOLE 0 297 0 0
iShares Short-Term National Muni Bd ETF Com 464288158 567 5,258 SH   SOLE 0 5,258 0 0
iShares National Muni Bond ETF Com 464288414 2,135 18,215 SH   SOLE 0 18,215 0 0
iShares Interm Gov't/Credit Bond ETF Com 464288612 104 903 SH   SOLE 0 903 0 0
iShares MSCI USA ESG Select ETF Com 464288802 249 2,606 SH   SOLE 0 2,606 0 0
iShares MSCI EAFE Growth ETF Com 464288885 27 248 SH   SOLE 0 248 0 0
Ishares U S ETF Tr Blackrock St Mat Com 46431W507 17 340 SH   SOLE 0 340 0 0
iShares Core MSCI EAFE ETF Com 46432F842 15,036 200,856 SH   SOLE 0 200,856 0 0
iShares Core MSCI EAFE ETF Com 46432F842 906 12,105 SH   DFND 0 12,105 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103 72 1,078 SH   SOLE 0 1,078 0 0
JPMorgan Chase & Co Com 46625H100 2,397 15,410 SH   SOLE 0 15,410 0 0
Johnson & Johnson Com 478160104 1,028 6,241 SH   SOLE 0 6,241 0 0
Jones Lang Lasalle Inc Com Com 48020Q107 39 197 SH   SOLE 0 197 0 0
Kla-Tencor Corp Com Com 482480100 590 1,820 SH   SOLE 0 1,820 0 0
Kimberly-Clark Corp Com 494368103 18 131 SH   SOLE 0 131 0 0
Kinder Morgan Inc P Com 49456B101 10 555 SH   SOLE 0 555 0 0
Kontoor Brands Inc Com Com 50050N103 1 11 SH   SOLE 0 11 0 0
The Kroger Co Com 501044101 36 931 SH   SOLE 0 931 0 0
L3 Harris Technologies Inc Com Com 502431109 73 340 SH   SOLE 0 340 0 0
Las Vegas Sands Corp Com Com 517834107 108 2,050 SH   SOLE 0 2,050 0 0
Eli Lilly and Co Com 532457108 446 1,945 SH   SOLE 0 1,945 0 0
Livent Corp Com Com 53814L108 8 403 SH   SOLE 0 403 0 0
Lockheed Martin Corp Com Com 539830109 324 857 SH   SOLE 0 857 0 0
Lowe's Companies Inc Com 548661107 787 4,056 SH   SOLE 0 4,056 0 0
Marketaxess Hldgs Inc Com Com 57060D108 106 229 SH   SOLE 0 229 0 0
Marsh & McLennan Companies Inc Com 571748102 56 400 SH   SOLE 0 400 0 0
Masco Corp Com 574599106 310 5,266 SH   SOLE 0 5,266 0 0
Match Group Inc New Com 57667L107 176 1,089 SH   SOLE 0 1,089 0 0
McDonald's Corp Com 580135101 256 1,107 SH   SOLE 0 1,107 0 0
Merck & Co Inc Com 58933Y105 2,026 26,045 SH   SOLE 0 26,045 0 0
Microsoft Corp Com 594918104 3,049 11,254 SH   SOLE 0 11,254 0 0
Monster Beverage Corp Com 61174X109 1,028 11,250 SH   SOLE 0 11,250 0 0
Moody's Corporation Com 615369105 216 597 SH   SOLE 0 597 0 0
Morgan Stanley Com 617446448 53 581 SH   SOLE 0 581 0 0
Motorola Solutions Inc Com 620076307 349 1,608 SH   SOLE 0 1,608 0 0
NextEra Energy Inc Com 65339F101 236 3,220 SH   SOLE 0 3,220 0 0
Novartis AG Sponsored ADR Com 66987V109 343 3,763 SH   SOLE 0 3,763 0 0
Nuveen CA Quality Muni Income Fund Com 67066Y105 168 10,612 SH   SOLE 0 10,612 0 0
Occidental Petroleum Corp Com 674599105 5 163 SH   SOLE 0 163 0 0
Occidental Pete Corp Com 674599162 0 20 SH   SOLE 0 20 0 0
Old Dominion Freight Lines Inc Com Com 679580100 216 850 SH   SOLE 0 850 0 0
Oracle Corp Com 68389X105 60 776 SH   SOLE 0 776 0 0
Organon & Co Com 68622V106 79 2,598 SH   SOLE 0 2,598 0 0
PNC Financial Services Group Inc Com 693475105 296 1,550 SH   SOLE 0 1,550 0 0
PPG Industries Inc Com 693506107 22 131 SH   SOLE 0 131 0 0
Parker Hannifin Corp Com Com 701094104 34 112 SH   SOLE 0 112 0 0
Paychex Inc Com 704326107 499 4,648 SH   SOLE 0 4,648 0 0
PepsiCo Inc Com 713448108 392 2,645 SH   SOLE 0 2,645 0 0
Pfizer Inc Com 717081103 585 14,942 SH   SOLE 0 14,942 0 0
Phillips 66 Com 718546104 20 232 SH   SOLE 0 232 0 0
Pinnacle West Cap Corp Com Com 723484101 35 421 SH   SOLE 0 421 0 0
Pool Corporation Com Com 73278L105 177 386 SH   SOLE 0 386 0 0
Primerica Inc Com Com 74164M108 126 825 SH   SOLE 0 825 0 0
Procter & Gamble Co Com 742718109 420 3,110 SH   SOLE 0 3,110 0 0
Prudential Financial Inc Com 744320102 34 327 SH   SOLE 0 327 0 0
Public Service Enterprise Group Inc Com 744573106 498 8,336 SH   SOLE 0 8,336 0 0
Qorvo Inc Com Com 74736K101 67 344 SH   SOLE 0 344 0 0
Qualcomm Inc Com 747525103 103 722 SH   SOLE 0 722 0 0
RLI Corp Com Com 749607107 31 293 SH   SOLE 0 293 0 0
RPM Intl Inc Com Com 749685103 40 453 SH   SOLE 0 453 0 0
Raytheon Technologies Corp Com 75513E101 62 732 SH   SOLE 0 732 0 0
Regal Beloit Corp Com Com 758750103 55 414 SH   SOLE 0 414 0 0
Roper Technologies Inc Com Com 776696106 115 244 SH   SOLE 0 244 0 0
Royal Bank of Canada Com 780087102 360 3,550 SH   SOLE 0 3,550 0 0
Royal Dutch Shell PLC Spon ADR B Com 780259107 88 2,259 SH   SOLE 0 2,259 0 0
SPDR S&P 500 ETF Com 78462F103 34 80 SH   SOLE 0 80 0 0
SVB Finl Group Com Com 78486Q101 72 129 SH   SOLE 0 129 0 0
Salesforce.com Inc Com 79466L302 970 3,969 SH   SOLE 0 3,969 0 0
Charles Schwab Corp Com 808513105 144 1,979 SH   SOLE 0 1,979 0 0
Schwab US Dividend Equity ETF Com 808524797 30 400 SH   SOLE 0 400 0 0
Sherwin-Williams Co. Com 824348106 73 267 SH   SOLE 0 267 0 0
Skyworks Solutions Inc Com Com 83088M102 141 733 SH   SOLE 0 733 0 0
Sonoco Prods Co Com Com 835495102 25 374 SH   SOLE 0 374 0 0
Southern Co Com 842587107 12 194 SH   SOLE 0 194 0 0
Southwest Airlines Co Com 844741108 74 1,390 SH   SOLE 0 1,390 0 0
Starbucks Corp Com 855244109 250 2,235 SH   SOLE 0 2,235 0 0
State Street Corp Com 857477103 82 995 SH   SOLE 0 995 0 0
Stryker Corporation Com 863667101 143 551 SH   SOLE 0 551 0 0
Summit Therapeutics Inc. Com 86627T108 7 1,000 SH   SOLE 0 1,000 0 0
Synopsys Inc Com Com 871607107 116 420 SH   SOLE 0 420 0 0
Sysco Corp. Com 871829107 276 3,556 SH   SOLE 0 3,556 0 0
Target Corp Com 87612E106 1,784 7,380 SH   SOLE 0 7,380 0 0
Teledyne Technologies Inc Com Com 879360105 175 417 SH   SOLE 0 417 0 0
Texas Instruments Inc Com 882508104 135 701 SH   SOLE 0 701 0 0
Thermo Fisher Scientific, Inc. Com 883556102 223 443 SH   SOLE 0 443 0 0
3M Co Com 88579Y101 127 638 SH   SOLE 0 638 0 0
Toro Co Com Com 891092108 68 620 SH   SOLE 0 620 0 0
Truist Financial Corporation Com 89832Q109 321 5,784 SH   SOLE 0 5,784 0 0
US Bancorp Com 902973304 310 5,440 SH   SOLE 0 5,440 0 0
Unilever Plc Spon Adr New Com 904767704 125 2,142 SH   SOLE 0 2,142 0 0
Union Pacific Corp Com 907818108 169 770 SH   SOLE 0 770 0 0
UnitedHealth Group, Inc. Com 91324P102 793 1,980 SH   SOLE 0 1,980 0 0
Unum Group Com Com 91529Y106 23 800 SH   SOLE 0 800 0 0
VF Corporation Com 918204108 101 1,237 SH   SOLE 0 1,237 0 0
Vanguard FTSE All-World ex-US Small-Cap ETF Com 922042718 537 3,934 SH   SOLE 0 3,934 0 0
Vanguard Information Technology ETF Com 92204A702 3 8 SH   SOLE 0 8 0 0
Vanguard S&P 500 ETF Com 922908363 1,868 4,748 SH   SOLE 0 4,748 0 0
Vanguard Real Estate Index ETF Com 922908553 4,560 44,800 SH   SOLE 0 44,800 0 0
Vanguard Total Stock Market ETF Com 922908769 260 1,165 SH   SOLE 0 1,165 0 0
Verizon Communications Inc Com 92343V104 221 3,949 SH   SOLE 0 3,949 0 0
Viacomcbs Inc Class B Com 92556H206 18 393 SH   SOLE 0 393 0 0
Viatris Inc Com 92556V106 26 1,852 SH   SOLE 0 1,852 0 0
Vimeo Inc Com 92719V100 40 820 SH   SOLE 0 820 0 0
Visa Inc Class A Com 92826C839 379 1,620 SH   SOLE 0 1,620 0 0
Wal-Mart Inc Com 931142103 139 987 SH   SOLE 0 987 0 0
Walgreens Boots Alliance Inc Com 931427108 68 1,284 SH   SOLE 0 1,284 0 0
The Western Union Co Com 959802109 24 1,025 SH   SOLE 0 1,025 0 0
Weyerhaeuser Co Com 962166104 20 585 SH   SOLE 0 585 0 0
WisdomTree US Large Cap Dividend ETF Com 97717W307 3 22 SH   SOLE 0 22 0 0
Xcel Energy Inc Com 98389B100 154 2,333 SH   SOLE 0 2,333 0 0
Adient PLC Com G0084W101 2 40 SH   SOLE 0 40 0 0
Amcor PLC ORD Com G0250X107 34 2,993 SH   SOLE 0 2,993 0 0
Amdocs Ltd Com G02602103 36 460 SH   SOLE 0 460 0 0
Bunge Ltd Com G16962105 15 195 SH   SOLE 0 195 0 0
Eaton Corp PLC Shs Com G29183103 499 3,369 SH   SOLE 0 3,369 0 0
Johnson Controls International PLC Com G51502105 28 413 SH   SOLE 0 413 0 0
Medtronic PLC Com G5960L103 23 186 SH   SOLE 0 186 0 0
Seagate Technology Hldngs PLC ADR Com G7997R103 470 5,341 SH   SOLE 0 5,341 0 0
TE Connectivity Ltd Com H84989104 45 335 SH   SOLE 0 335 0 0