The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc Com 001055102 45 886 SH   SOLE 0 886 0 0
AT&T Inc Com 00206R102 978 32,310 SH   SOLE 0 32,310 0 0
Abbott Laboratories Com 002824100 1,370 11,430 SH   SOLE 0 11,430 0 0
AbbVie Inc Com 00287Y109 440 4,065 SH   SOLE 0 4,065 0 0
AbbVie Inc Com 00287Y109 208 1,925 SH   DFND 0 1,925 0 0
Activision Blizzard Inc Com Com 00507V109 105 1,131 SH   SOLE 0 1,131 0 0
Adobe Inc Com 00724F101 259 544 SH   SOLE 0 544 0 0
Air Prods Chems Inc Com 009158106 29 104 SH   SOLE 0 104 0 0
ALIGN TECHNOLOGY INC COM Com 016255101 436 805 SH   SOLE 0 805 0 0
Alleghany Corp Com 017175100 28 45 SH   SOLE 0 45 0 0
Allstate Corp Com 020002101 116 1,006 SH   SOLE 0 1,006 0 0
Alphabet Inc C Com 02079K107 1,686 815 SH   SOLE 0 815 0 0
Alphabet Inc A Com 02079K305 600 291 SH   SOLE 0 291 0 0
Amazon.com Inc Com 023135106 2,262 731 SH   SOLE 0 731 0 0
AMERICAN ELEC PWR INC COM Com 025537101 6 72 SH   SOLE 0 72 0 0
American Express Co Com 025816109 24 169 SH   SOLE 0 169 0 0
Amerisourcebergen Corp Com Com 03073E105 177 1,503 SH   SOLE 0 1,503 0 0
AMERIPRISE FINL INC COM Com 03076C106 992 4,267 SH   SOLE 0 4,267 0 0
Amgen Inc Com 031162100 26 106 SH   SOLE 0 106 0 0
Apple Inc Com 037833100 4,808 39,362 SH   SOLE 0 39,362 0 0
Applied Materials Inc. Com Com 038222105 288 2,158 SH   SOLE 0 2,158 0 0
AptarGroup Inc Com Com 038336103 35 245 SH   SOLE 0 245 0 0
Ashland Global Hldgs Inc Com Com 044186104 36 403 SH   SOLE 0 403 0 0
BCE Inc Com New Com 05534B760 30 656 SH   SOLE 0 656 0 0
BWX Technologies Inc Com 05605H100 36 550 SH   SOLE 0 550 0 0
Bank of America Corporation Com 060505104 140 3,630 SH   SOLE 0 3,630 0 0
Becton, Dickinson and Co Com 075887109 357 1,467 SH   SOLE 0 1,467 0 0
BlackRock Inc Com 09247X101 1,060 1,406 SH   SOLE 0 1,406 0 0
Boeing Co Com 097023105 411 1,615 SH   SOLE 0 1,615 0 0
Booking Holdings Inc Com 09857L108 862 370 SH   SOLE 0 370 0 0
Boston Scientific Corp Com Com 101137107 95 2,470 SH   SOLE 0 2,470 0 0
Bristol-Myers Squibb Company Com 110122108 36 564 SH   SOLE 0 564 0 0
BRITISH AMERN TOB PLC SPONSORED ADR Com 110448107 15 400 SH   SOLE 0 400 0 0
Broadcom Inc Com 11135F101 410 884 SH   SOLE 0 884 0 0
CDW Corp Com Com 12514G108 181 1,093 SH   SOLE 0 1,093 0 0
CME Group Inc.Com Cl A Com 12572Q105 692 3,389 SH   SOLE 0 3,389 0 0
CSX Corp Com 126408103 60 625 SH   SOLE 0 625 0 0
CVS Health Corp Com 126650100 783 10,410 SH   SOLE 0 10,410 0 0
Capital One Financial Corp Com 14040H105 354 2,786 SH   SOLE 0 2,786 0 0
Cardinal Health Inc Com 14149Y108 431 7,094 SH   SOLE 0 7,094 0 0
Caterpillar Inc Com 149123101 178 768 SH   SOLE 0 768 0 0
Celanese Corp Del Com Ser A Com 150870103 169 1,130 SH   SOLE 0 1,130 0 0
Charles River Labs Intl Inc Com Com 159864107 77 265 SH   SOLE 0 265 0 0
Chevron Corp Com 166764100 32 307 SH   SOLE 0 307 0 0
Cisco Systems Inc Com 17275R102 941 18,188 SH   SOLE 0 18,188 0 0
Clorox Co Com 189054109 80 416 SH   SOLE 0 416 0 0
Cognizant Technology Solutions Corp A Com 192446102 39 500 SH   SOLE 0 500 0 0
Columbia Bkg Sys Inc Com 197236102 17 384 SH   SOLE 0 384 0 0
Comcast Corp Class A Com 20030N101 163 3,010 SH   SOLE 0 3,010 0 0
ConocoPhillips Com 20825C104 90 1,696 SH   SOLE 0 1,696 0 0
Constellation Brands Inc A Com 21036P108 302 1,325 SH   SOLE 0 1,325 0 0
Copart Inc Com Com 217204106 191 1,756 SH   SOLE 0 1,756 0 0
Corning Inc Com 219350105 160 3,688 SH   SOLE 0 3,688 0 0
Corteva Inc Com Com 22052L104 205 4,390 SH   SOLE 0 4,390 0 0
Costco Wholesale Corp Com 22160K105 453 1,284 SH   SOLE 0 1,284 0 0
Cummins Inc Com 231021106 52 200 SH   SOLE 0 200 0 0
DTE Energy Co Com 233331107 65 491 SH   SOLE 0 491 0 0
Danaher Corp. Com 235851102 228 1,015 SH   SOLE 0 1,015 0 0
Darden Restaurants Inc. Com 237194105 275 1,938 SH   SOLE 0 1,938 0 0
Darling Ingredients Inc Com Com 237266101 86 1,173 SH   SOLE 0 1,173 0 0
Deere & Co Com 244199105 1,113 2,974 SH   SOLE 0 2,974 0 0
Devon Energy Corp Com 25179M103 9 425 SH   SOLE 0 425 0 0
Digital Rlty Tr Inc Com 253868103 199 1,413 SH   SOLE 0 1,413 0 0
Walt Disney Co Com 254687106 66 355 SH   SOLE 0 355 0 0
DOLLAR GEN CORP NEW COM Com 256677105 24 117 SH   SOLE 0 117 0 0
Dollar Tree Inc Com Com 256746108 41 356 SH   SOLE 0 356 0 0
Dominion Resources Inc Com 25746U109 324 4,259 SH   SOLE 0 4,259 0 0
Donaldson Inc Com Com 257651109 36 616 SH   SOLE 0 616 0 0
Dover Corp Com Com 260003108 51 370 SH   SOLE 0 370 0 0
Dow Inc Com Com 260557103 219 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204 16 164 SH   SOLE 0 164 0 0
Dupont De Nemours Inc Com Com 26614N102 265 3,425 SH   SOLE 0 3,425 0 0
Ebay Inc Com 278642103 34 559 SH   SOLE 0 559 0 0
Emergent Biosolutions Inc Com 29089Q105 31 334 SH   SOLE 0 334 0 0
Emerson Electric Co Com 291011104 7 73 SH   SOLE 0 73 0 0
Equinix Inc Com Par Com 29444U700 39 58 SH   SOLE 0 58 0 0
Evergy Inc Com Com 30034W106 8 129 SH   SOLE 0 129 0 0
Exxon Mobil Corp Com 30231G102 4 78 SH   SOLE 0 78 0 0
FMC Corp Com New Com 302491303 48 431 SH   SOLE 0 431 0 0
Facebook Inc A Com 30303M102 1,825 6,195 SH   SOLE 0 6,195 0 0
Factset Resh Sys Inc Com Com 303075105 72 233 SH   SOLE 0 233 0 0
Fastenal Co Com 311900104 15 292 SH   SOLE 0 292 0 0
FedEx Corp Com 31428X106 82 287 SH   SOLE 0 287 0 0
Fidelity Natl Information Svcs Com Com 31620M106 51 360 SH   SOLE 0 360 0 0
FlexShares Mstar Gbl Upstrm Nat Resources ETF Com 33939L407 41 1,125 SH   SOLE 0 1,125 0 0
Fortune Brands Home & Sec Inc Com Com 34964C106 425 4,435 SH   SOLE 0 4,435 0 0
Gilead Sciences Inc Com 375558103 118 1,830 SH   SOLE 0 1,830 0 0
Global Payments Inc Com 37940X102 131 650 SH   SOLE 0 650 0 0
Goldman Sachs Group Inc Com 38141G104 65 200 SH   SOLE 0 200 0 0
Goldman Sachs ActiveBeta US Large Cap ETF Com 381430503 36 461 SH   SOLE 0 461 0 0
Graco Inc Com Com 384109104 84 1,176 SH   SOLE 0 1,176 0 0
Hanover Ins Group Inc Com Com 410867105 30 228 SH   SOLE 0 228 0 0
Henry Jack & Assoc Inc Com Com 426281101 44 292 SH   SOLE 0 292 0 0
The Home Depot Inc Com 437076102 360 1,180 SH   SOLE 0 1,180 0 0
Honeywell International Inc Com 438516106 43 200 SH   SOLE 0 200 0 0
Host Hotels & Resorts Inc Com Com 44107P104 22 1,301 SH   SOLE 0 1,301 0 0
The Howard Hughes Corp Com 44267D107 19 200 SH   SOLE 0 200 0 0
IAC Interactivecorp New Com 44891N109 109 505 SH   SOLE 0 505 0 0
Illinois Tool Works Inc Com 452308109 785 3,545 SH   SOLE 0 3,545 0 0
Intel Corp Com 458140100 2,550 39,839 SH   SOLE 0 39,839 0 0
International Business Machines Corp Com 459200101 68 510 SH   SOLE 0 510 0 0
Invesco QQQ Trust ETF Com 46090E103 35 109 SH   SOLE 0 109 0 0
Intuit, Inc. Com 461202103 204 533 SH   SOLE 0 533 0 0
iShares Select Dividend ETF Com 464287168 136 1,196 SH   SOLE 0 1,196 0 0
Ishares Tr Tips Bd ETF Com 464287176 0 2 SH   SOLE 0 2 0 0
iShares Core S&P 500 ETF Com 464287200 78 195 SH   SOLE 0 195 0 0
iShares Core US Aggregate Bond ETF Com 464287226 3,527 30,983 SH   SOLE 0 30,983 0 0
iShares Russell Midcap Index ETF Com 464287499 59 803 SH   SOLE 0 803 0 0
iShares Russell 2000 ETF Com 464287655 70 316 SH   SOLE 0 316 0 0
iShares Core S&P Small-Cap Index ETF Com 464287804 32 297 SH   SOLE 0 297 0 0
iShares Short-Term National Muni Bd ETF Com 464288158 567 5,258 SH   SOLE 0 5,258 0 0
Ishares Tr JPMorgan Usd Emg ETF Com 464288281 6 53 SH   SOLE 0 53 0 0
iShares National Muni Bond ETF Com 464288414 2,114 18,215 SH   SOLE 0 18,215 0 0
iShares Interm Gov't/Credit Bond ETF Com 464288612 104 903 SH   SOLE 0 903 0 0
iShares MSCI USA ESG Select ETF Com 464288802 229 2,606 SH   SOLE 0 2,606 0 0
iShares MSCI EAFE Growth ETF Com 464288885 25 248 SH   SOLE 0 248 0 0
Ishares Tr US Treas Bd ETF Com 46429B267 1 23 SH   SOLE 0 23 0 0
Ishares U S ETF Tr Blackrock St Mat Com 46431W507 44 872 SH   SOLE 0 872 0 0
iShares Core MSCI EAFE ETF Com 46432F842 14,588 202,468 SH   SOLE 0 202,468 0 0
iShares Core MSCI EAFE ETF Com 46432F842 882 12,243 SH   DFND 0 12,243 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103 69 1,078 SH   SOLE 0 1,078 0 0
JPMorgan Chase & Co Com 46625H100 2,366 15,545 SH   SOLE 0 15,545 0 0
Johnson & Johnson Com 478160104 1,043 6,346 SH   SOLE 0 6,346 0 0
Jones Lang Lasalle Inc Com Com 48020Q107 35 197 SH   SOLE 0 197 0 0
Kla-Tencor Corp Com Com 482480100 619 1,874 SH   SOLE 0 1,874 0 0
Kimberly-Clark Corp Com 494368103 18 131 SH   SOLE 0 131 0 0
Kinder Morgan Inc P Com 49456B101 11 653 SH   SOLE 0 653 0 0
Kontoor Brands Inc Com Com 50050N103 1 11 SH   SOLE 0 11 0 0
The Kroger Co Com 501044101 34 931 SH   SOLE 0 931 0 0
L3 Harris Technologies Inc Com Com 502431109 69 340 SH   SOLE 0 340 0 0
Las Vegas Sands Corp Com Com 517834107 125 2,050 SH   SOLE 0 2,050 0 0
Eli Lilly and Co Com 532457108 363 1,945 SH   SOLE 0 1,945 0 0
Livent Corp Com Com 53814L108 7 403 SH   SOLE 0 403 0 0
Lockheed Martin Corp Com Com 539830109 322 871 SH   SOLE 0 871 0 0
Lowe's Companies Inc Com 548661107 792 4,167 SH   SOLE 0 4,167 0 0
Marketaxess Hldgs Inc Com Com 57060D108 114 229 SH   SOLE 0 229 0 0
Marsh & McLennan Companies Inc Com 571748102 49 400 SH   SOLE 0 400 0 0
Masco Corp Com 574599106 315 5,266 SH   SOLE 0 5,266 0 0
Match Group Inc New Com 57667L107 150 1,089 SH   SOLE 0 1,089 0 0
McDonald's Corp Com 580135101 248 1,107 SH   SOLE 0 1,107 0 0
Merck & Co Inc Com 58933Y105 2,011 26,091 SH   SOLE 0 26,091 0 0
Microsoft Corp Com 594918104 2,653 11,254 SH   SOLE 0 11,254 0 0
Monster Beverage Corp Com 61174X109 1,025 11,250 SH   SOLE 0 11,250 0 0
Moody's Corporation Com 615369105 178 597 SH   SOLE 0 597 0 0
Morgan Stanley Com 617446448 45 581 SH   SOLE 0 581 0 0
Motorola Solutions Inc Com 620076307 310 1,648 SH   SOLE 0 1,648 0 0
NextEra Energy Inc Com 65339F101 243 3,220 SH   SOLE 0 3,220 0 0
Novartis AG Sponsored ADR Com 66987V109 322 3,763 SH   SOLE 0 3,763 0 0
Nuveen CA Quality Muni Income Fund Com 67066Y105 158 10,612 SH   SOLE 0 10,612 0 0
Occidental Petroleum Corp Com 674599105 4 163 SH   SOLE 0 163 0 0
Occidental Pete Corp Com 674599162 0 20 SH   SOLE 0 20 0 0
Old Dominion Freight Lines Inc Com Com 679580100 204 850 SH   SOLE 0 850 0 0
Oracle Corp Com 68389X105 54 776 SH   SOLE 0 776 0 0
PNC Financial Services Group Inc Com 693475105 272 1,550 SH   SOLE 0 1,550 0 0
PPG Industries Inc Com 693506107 20 131 SH   SOLE 0 131 0 0
Parker Hannifin Corp Com Com 701094104 35 112 SH   SOLE 0 112 0 0
Paychex Inc Com 704326107 467 4,766 SH   SOLE 0 4,766 0 0
PepsiCo Inc Com 713448108 382 2,700 SH   SOLE 0 2,700 0 0
Pfizer Inc Com 717081103 541 14,942 SH   SOLE 0 14,942 0 0
Phillips 66 Com 718546104 19 232 SH   SOLE 0 232 0 0
Pinnacle West Cap Corp Com Com 723484101 34 421 SH   SOLE 0 421 0 0
Pool Corporation Com Com 73278L105 133 386 SH   SOLE 0 386 0 0
Primerica Inc Com Com 74164M108 122 825 SH   SOLE 0 825 0 0
Procter & Gamble Co Com 742718109 431 3,185 SH   SOLE 0 3,185 0 0
Prudential Financial Inc Com 744320102 30 327 SH   SOLE 0 327 0 0
Public Service Enterprise Group Inc Com 744573106 511 8,492 SH   SOLE 0 8,492 0 0
Qorvo Inc Com Com 74736K101 63 344 SH   SOLE 0 344 0 0
Qualcomm Inc Com 747525103 96 722 SH   SOLE 0 722 0 0
RLI Corp Com Com 749607107 33 293 SH   SOLE 0 293 0 0
RPM Intl Inc Com Com 749685103 42 453 SH   SOLE 0 453 0 0
Raytheon Technologies Corp Com 75513E101 57 732 SH   SOLE 0 732 0 0
Regal Beloit Corp Com Com 758750103 59 414 SH   SOLE 0 414 0 0
Roper Technologies Inc Com Com 776696106 98 244 SH   SOLE 0 244 0 0
Royal Bank of Canada Com 780087102 335 3,635 SH   SOLE 0 3,635 0 0
Royal Dutch Shell PLC Spon ADR B Com 780259107 83 2,259 SH   SOLE 0 2,259 0 0
SPDR S&P 500 ETF Com 78462F103 32 80 SH   SOLE 0 80 0 0
SVB Finl Group Com Com 78486Q101 64 129 SH   SOLE 0 129 0 0
Salesforce.com Inc Com 79466L302 841 3,969 SH   SOLE 0 3,969 0 0
Charles Schwab Corp Com 808513105 129 1,979 SH   SOLE 0 1,979 0 0
Sherwin-Williams Co. Com 824348106 66 89 SH   SOLE 0 89 0 0
Skyworks Solutions Inc Com Com 83088M102 134 733 SH   SOLE 0 733 0 0
Sonoco Prods Co Com Com 835495102 24 374 SH   SOLE 0 374 0 0
Southern Co Com 842587107 12 194 SH   SOLE 0 194 0 0
Southwest Airlines Co Com 844741108 85 1,390 SH   SOLE 0 1,390 0 0
Starbucks Corp Com 855244109 244 2,235 SH   SOLE 0 2,235 0 0
State Street Corp Com 857477103 84 995 SH   SOLE 0 995 0 0
Stryker Corporation Com 863667101 134 551 SH   SOLE 0 551 0 0
Synopsys Inc Com Com 871607107 104 420 SH   SOLE 0 420 0 0
Sysco Corp. Com 871829107 286 3,637 SH   SOLE 0 3,637 0 0
Target Corp Com 87612E106 1,462 7,380 SH   SOLE 0 7,380 0 0
Teledyne Technologies Inc Com Com 879360105 172 417 SH   SOLE 0 417 0 0
Texas Instruments Inc Com 882508104 132 701 SH   SOLE 0 701 0 0
Thermo Fisher Scientific, Inc. Com 883556102 202 443 SH   SOLE 0 443 0 0
3M Co Com 88579Y101 123 638 SH   SOLE 0 638 0 0
Toro Co Com Com 891092108 64 620 SH   SOLE 0 620 0 0
Truist Financial Corporation Com 89832Q109 344 5,907 SH   SOLE 0 5,907 0 0
US Bancorp Com 902973304 329 5,940 SH   SOLE 0 5,940 0 0
Unilever Plc Spon Adr New Com 904767704 120 2,142 SH   SOLE 0 2,142 0 0
Union Pacific Corp Com 907818108 170 770 SH   SOLE 0 770 0 0
UnitedHealth Group, Inc. Com 91324P102 737 1,980 SH   SOLE 0 1,980 0 0
VF Corporation Com 918204108 101 1,265 SH   SOLE 0 1,265 0 0
Vanguard FTSE All-World ex-US Small-Cap ETF Com 922042718 505 3,934 SH   SOLE 0 3,934 0 0
Vanguard Information Technology ETF Com 92204A702 3 8 SH   SOLE 0 8 0 0
Vanguard S&P 500 ETF Com 922908363 1,764 4,842 SH   SOLE 0 4,842 0 0
Vanguard Real Estate Index ETF Com 922908553 4,115 44,800 SH   SOLE 0 44,800 0 0
Vanguard Total Stock Market ETF Com 922908769 241 1,165 SH   SOLE 0 1,165 0 0
Verizon Communications Inc Com 92343V104 230 3,949 SH   SOLE 0 3,949 0 0
Viacomcbs Inc Class B Com 92556H206 18 393 SH   SOLE 0 393 0 0
Viatris Inc Com 92556V106 26 1,852 SH   SOLE 0 1,852 0 0
Visa Inc Class A Com 92826C839 343 1,620 SH   SOLE 0 1,620 0 0
Wal-Mart Inc Com 931142103 134 987 SH   SOLE 0 987 0 0
Walgreens Boots Alliance Inc Com 931427108 70 1,284 SH   SOLE 0 1,284 0 0
The Western Union Co Com 959802109 25 1,025 SH   SOLE 0 1,025 0 0
Weyerhaeuser Co Com 962166104 21 585 SH   SOLE 0 585 0 0
WisdomTree US Large Cap Dividend ETF Com 97717W307 3 22 SH   SOLE 0 22 0 0
Xcel Energy Inc Com 98389B100 155 2,333 SH   SOLE 0 2,333 0 0
Adient PLC Com G0084W101 2 40 SH   SOLE 0 40 0 0
Amcor PLC ORD Com G0250X107 35 2,993 SH   SOLE 0 2,993 0 0
Amdocs Ltd Com G02602103 32 460 SH   SOLE 0 460 0 0
Bunge Ltd Com G16962105 15 195 SH   SOLE 0 195 0 0
Eaton Corp PLC Shs Com G29183103 466 3,369 SH   SOLE 0 3,369 0 0
Johnson Controls International PLC Com G51502105 25 413 SH   SOLE 0 413 0 0
Medtronic PLC Com G5960L103 22 186 SH   SOLE 0 186 0 0
Seagate Technology PLC Com G7945M107 422 5,492 SH   SOLE 0 5,492 0 0
TE Connectivity Ltd Com H84989104 43 335 SH   SOLE 0 335 0 0