X0508 4 2024-02-09 0001593538 NAVIENT CORP NAVI 0001627381 CABRAL ANNA ESCOBEDO 13865 SUNRISE VALLEY DRIVE HERNDON VA 20171 1 0 Phantom Stock Units 2024-02-09 4 A 0 8647.3131 A Common Stock 8647.3131 60704.9587 D Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024. Dividends (1,859.1698 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance. Exhibit 24 - Power of Attorney /s/ Elizabeth Han (POA) for Anna Escobedo Cabral 2024-02-13