X0306 4 2023-01-31 0001593538 NAVIENT CORP NAVI 0001451729 HELEEN MARK L 123 S. JUSTISON STREET SUITE 300 WILMINGTON DE 19801 1 EVP, CLO & Secretary Common Stock 2023-01-31 4 M 0 86872 13.63 A 466157.0171 D Common Stock 2023-01-31 4 F 0 70475 18.82 D 395682.0171 D Common Stock 10531.0095 I By 401(k) Stock Option (Right to Buy) 13.63 2023-01-31 4 M 0 86872 0 D 2021-02-05 2023-02-05 Common Stock 86872 0 D Dividend equivalent rights (1,489.7482 units) issued on restricted stock units and performance stock units and 26 shares withheld to satisfy the reporting person's various tax withholding requirements are included in the reporting person's common stock holding balance. Between December 5, 2022, and January 31, 2023, the reporting person acquired 113.2791 share equivalents of Navient common stock under the Navient 401(k) Savings Plan. The information in this report is based on the reporting person's actual account balance as of January 31, 2023. /s/ Elizabeth Han (POA) for Mark Heleen 2023-02-01