X0306 4 2022-02-04 0001593538 NAVIENT CORP NAVI 0001238036 KLANE LARRY A 123 JUSTISON STREET SUITE 300 WILMINGTON DE 19801 1 Phantom Stock Units 2022-02-04 4 A 0 7856.3412 A Common Stock 7856.3412 29164.6489 D Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022. Dividends (722.9924 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance. /s/ Kurt T. Slawson (POA) for Larry A. Klane 2022-02-08