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Allowance for Loan Losses - Amortized Cost Basis of Loans Modified to Borrowers with Financial Difficulty (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
Jun. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Accounts Notes And Loans Receivable [Line Items]            
Loan Modifications, Amortized Cost     $ 68   $ 186  
Private Education Loans [Member] | Interest Rate Reduction [Member]            
Accounts Notes And Loans Receivable [Line Items]            
Loan Modifications, Amortized Cost $ 592     $ 1,488    
Loan Modifications, % of Loan Type 3.30%     8.30%    
Loans receivable, weighted average rate of interest 5.50% 13.40%   5.20%   13.10%
Private Education Loans [Member] | More Than an Insignificant Payment Delay [Member]            
Accounts Notes And Loans Receivable [Line Items]            
Loan Modifications, Amortized Cost $ 305     $ 773    
Loan Modifications, % of Loan Type 1.70%     4.30%    
Loans receivable, weighted average period added to remaining life of loan 6 months     6 months    
Private Education Loans [Member] | Combination Rate Reduction and Term Extension [Member]            
Accounts Notes And Loans Receivable [Line Items]            
Loan Modifications, Amortized Cost $ 42     $ 119    
Loan Modifications, % of Loan Type 0.20%     0.70%    
Loans receivable, weighted average rate of interest 5.40% 13.00%   5.20%   12.60%
Loans receivable, weighted average period added to remaining life of loan 7 years     8 years