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Allowance for Loan Losses - Allowance for Credit Losses and Recorded Investments in Loans (Detail) - USD ($)
$ in Millions
12 Months Ended
Jan. 01, 2020
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Allowance for Loan Losses        
Allowance at beginning of period $ 1,112 $ 1,271 $ 1,377 $ 1,112
Provision:        
Reversal of allowance related to loan sales     (107)  
Remaining provision     46  
Total provision   79 (61) 155
Charge-offs:        
Gross charge-offs   (410) (201) (265)
Expected future recoveries on current period gross charge-offs   57 22 32
Total   (353) (179) (233)
Adjustment resulting from the change in charge-off rate   (30) (16) (23)
Net charge-offs   (383) (195) (256)
Decrease in expected future recoveries on previously fully charged-off loans   55 150 109
Allowance at end of period   1,022 1,271 1,377
ASU 2016-13 [Member]        
Charge-offs:        
Allowance at end of period 1,369      
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan Losses        
Allowance at beginning of period 257     257
ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Allowance for Loan Losses        
Allowance at beginning of period 1,369     1,369
FFELP Loans [Member]        
Allowance for Loan Losses        
Allowance at beginning of period 64 262 288 64
Provision:        
Total provision       13
Charge-offs:        
Gross charge-offs   (40) (26) (49)
Total   (40) (26) (49)
Net charge-offs   (40) (26) (49)
Allowance at end of period   $ 222 $ 262 $ 288
Net charge-offs as a percentage of average loans in repayment, excluding the net adjustment resulting from the change in charge-off rate   0.10% 0.06% 0.10%
Net charge-offs as a percentage of average loans in repayment   0.10% 0.06% 0.10%
Ending total loans   $ 43,747 $ 52,903 $ 58,572
Average loans in repayment   40,332 45,781 48,130
Ending loans in repayment   34,372 44,390 48,057
FFELP Loans [Member] | ASU 2016-13 [Member]        
Charge-offs:        
Allowance at end of period 324      
FFELP Loans [Member] | ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan Losses        
Allowance at beginning of period 260     260
FFELP Loans [Member] | ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Allowance for Loan Losses        
Allowance at beginning of period 324     324
Private Education Loans [Member]        
Allowance for Loan Losses        
Allowance at beginning of period 1,048 1,009 1,089 1,048
Provision:        
Reversal of allowance related to loan sales     (107)  
Remaining provision     46  
Total provision   79 (61) 142
Charge-offs:        
Gross charge-offs   (370) (175) (216)
Expected future recoveries on current period gross charge-offs   57 22 32
Total   (313) (153) (184)
Adjustment resulting from the change in charge-off rate   (30) (16) (23)
Net charge-offs   (343) (169) (207)
Decrease in expected future recoveries on previously fully charged-off loans   55 150 109
Allowance at end of period   $ 800 $ 1,009 $ 1,089
Net charge-offs as a percentage of average loans in repayment, excluding the net adjustment resulting from the change in charge-off rate   1.59% 0.76% 0.88%
Net adjustment resulting from the change in charge-off rate as a percentage of average loans in repayment   0.15% 0.08% 0.11%
Net charge-offs as a percentage of average loans in repayment   1.74% 0.84% 0.99%
Ending total loans   $ 19,525 $ 21,180 $ 22,168
Average loans in repayment   19,796 20,150 20,790
Ending loans in repayment   $ 18,770 $ 20,284 20,841
Private Education Loans [Member] | ASU 2016-13 [Member]        
Charge-offs:        
Allowance at end of period 1,045      
Private Education Loans [Member] | ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan Losses        
Allowance at beginning of period (3)     (3)
Private Education Loans [Member] | ASU 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]        
Allowance for Loan Losses        
Allowance at beginning of period $ 1,045     $ 1,045