The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   854,537 6,380 SH   SOLE   6,380 0 0
ABBVIE INC COM 00287Y109   1,681,443 7,262 SH   SOLE   7,262 0 0
ALPHABET INC CAP STK CL C 02079K107   2,400,674 9,857 SH   SOLE   9,857 0 0
ALPHABET INC CAP STK CL A 02079K305   1,812,311 7,455 SH   SOLE   7,455 0 0
AMAZON COM INC COM 023135106   3,576,356 16,288 SH   SOLE   16,288 0 0
AMCOR PLC ORD G0250X107   1,017,383 124,374 SH   SOLE   124,374 0 0
AMERICAN HOMES 4 RENT CL A 02665T306   622,523 18,723 SH   SOLE   18,723 0 0
APPLE INC COM 037833100   3,907,585 15,346 SH   SOLE   15,346 0 0
AUTOZONE INC COM 053332102   2,248,086 524 SH   SOLE   524 0 0
BANK AMERICA CORP COM 060505104   483,759 9,377 SH   SOLE   9,377 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   930,069 1,850 SH   SOLE   1,850 0 0
BOSTON SCIENTIFIC CORP COM 101137107   393,351 4,029 SH   SOLE   4,029 0 0
BROADCOM INC COM 11135F101   1,181,738 3,582 SH   SOLE   3,582 0 0
BRUNSWICK CORP COM 117043109   753,252 11,911 SH   SOLE   11,911 0 0
CARDINAL HEALTH INC COM 14149Y108   213,466 1,360 SH   SOLE   1,360 0 0
CATERPILLAR INC COM 149123101   647,015 1,356 SH   SOLE   1,356 0 0
CHEVRON CORP NEW COM 166764100   229,815 1,480 SH   SOLE   1,480 0 0
CIENA CORP COM NEW 171779309   1,584,598 10,878 SH   SOLE   10,878 0 0
CITIGROUP INC COM NEW 172967424   222,488 2,192 SH   SOLE   2,192 0 0
CLEAN HARBORS INC COM 184496107   2,222,926 9,573 SH   SOLE   9,573 0 0
CME GROUP INC COM 12572Q105   327,200 1,211 SH   SOLE   1,211 0 0
COCA COLA CONS INC COM 191098102   275,003 2,347 SH   SOLE   2,347 0 0
CRH PLC ORD G25508105   2,356,874 19,657 SH   SOLE   19,657 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   511,957 1,044 SH   SOLE   1,044 0 0
DECKERS OUTDOOR CORP COM 243537107   963,826 9,508 SH   SOLE   9,508 0 0
DIAMONDBACK ENERGY INC COM 25278X109   923,567 6,454 SH   SOLE   6,454 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,241,538 199,217 SH   SOLE   199,217 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   5,234,005 159,622 SH   SOLE   159,622 0 0
EA SERIES TRUST FREEDOM 100 EM 02072L607   24,665,618 556,660 SH   SOLE   556,660 0 0
ELI LILLY & CO COM 532457108   223,559 293 SH   SOLE   293 0 0
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   3,568,184 101,139 SH   SOLE   101,139 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   34,019,178 735,709 SH   SOLE   735,709 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   305,579 6,027 SH   SOLE   6,027 0 0
GE AEROSPACE COM NEW 369604301   371,212 1,234 SH   SOLE   1,234 0 0
GE VERNOVA INC COM 36828A101   293,307 477 SH   SOLE   477 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   799,905 7,981 SH   SOLE   7,981 0 0
HEALTHEQUITY INC COM 42226A107   1,462,585 15,433 SH   SOLE   15,433 0 0
HOME DEPOT INC COM 437076102   586,310 1,447 SH   SOLE   1,447 0 0
I3 VERTICALS INC COM CL A 46571Y107   541,238 16,674 SH   SOLE   16,674 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   26,090,999 43,458 SH   SOLE   43,458 0 0
ISHARES TR PFD AND INCM SEC 464288687   316,200 10,000 SH   SOLE   10,000 0 0
ISHARES TR EAFE SML CP ETF 464288273   2,361,802 30,785 SH   SOLE   30,785 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   932,192 2,460 SH   SOLE   2,460 0 0
ISHARES TR ULTRA SHORT DUR 46434V878   725,065 14,287 SH   SOLE   14,287 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   462,720 3,833 SH   SOLE   3,833 0 0
ISHARES TR CORE S&P MCP ETF 464287507   18,932,487 290,109 SH   SOLE   290,109 0 0
ISHARES TR CORE S&P500 ETF 464287200   71,723,134 107,161 SH   SOLE   107,161 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   579,394 5,754 SH   SOLE   5,754 0 0
JOHNSON & JOHNSON COM 478160104   261,813 1,412 SH   SOLE   1,412 0 0
JPMORGAN CHASE & CO. COM 46625H100   924,002 2,929 SH   SOLE   2,929 0 0
KIRBY CORP COM 497266106   1,452,280 17,403 SH   SOLE   17,403 0 0
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104   443,263 11,219 SH   SOLE   11,219 0 0
LKQ CORP COM 501889208   1,587,546 51,983 SH   SOLE   51,983 0 0
MASCO CORP COM 574599106   1,342,021 19,066 SH   SOLE   19,066 0 0
MASTERCARD INCORPORATED CL A 57636Q104   300,332 528 SH   SOLE   528 0 0
MCDONALDS CORP COM 580135101   671,293 2,209 SH   SOLE   2,209 0 0
MCKESSON CORP COM 58155Q103   272,707 353 SH   SOLE   353 0 0
META PLATFORMS INC CL A 30303M102   1,531,182 2,085 SH   SOLE   2,085 0 0
MICROSOFT CORP COM 594918104   3,422,614 6,608 SH   SOLE   6,608 0 0
NETFLIX INC COM 64110L106   354,880 296 SH   SOLE   296 0 0
NVIDIA CORPORATION COM 67066G104   5,360,374 28,730 SH   SOLE   28,730 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   235,504 1,291 SH   SOLE   1,291 0 0
PALO ALTO NETWORKS INC COM 697435105   469,751 2,307 SH   SOLE   2,307 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104   1,256,036 13,392 SH   SOLE   13,392 0 0
PINTEREST INC CL A 72352L106   321,764 10,002 SH   SOLE   10,002 0 0
PROGRESSIVE CORP COM 743315103   1,059,292 4,290 SH   SOLE   4,290 0 0
QUALCOMM INC COM 747525103   239,891 1,442 SH   SOLE   1,442 0 0
QUANTA SVCS INC COM 74762E102   282,220 681 SH   SOLE   681 0 0
RB GLOBAL INC COM 74935Q107   816,601 7,536 SH   SOLE   7,536 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604   203,850 1,061 SH   SOLE   1,061 0 0
RTX CORPORATION COM 00755E105   279,005 1,667 SH   SOLE   1,667 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   403,997 3,413 SH   SOLE   3,413 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   307,151 2,207 SH   SOLE   2,207 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   546,860 10,151 SH   SOLE   10,151 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,217,353 4,319 SH   SOLE   4,319 0 0
SERVICENOW INC COM 81762P102   236,512 257 SH   SOLE   257 0 0
SOMNIGROUP INTERNATIONAL INC COM 88023U101   2,144,090 25,425 SH   SOLE   25,425 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,064,506 3,099 SH   SOLE   3,099 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,633,718 2,741 SH   SOLE   2,741 0 0
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   3,186,111 34,726 SH   SOLE   34,726 0 0
STARBUCKS CORP COM 855244109   211,585 2,501 SH   SOLE   2,501 0 0
TESLA INC COM 88160R101   495,863 1,115 SH   SOLE   1,115 0 0
TJX COS INC NEW COM 872540109   241,526 1,671 SH   SOLE   1,671 0 0
UNION PAC CORP COM 907818108   303,263 1,283 SH   SOLE   1,283 0 0
UNITED PARCEL SERVICE INC CL B 911312106   480,966 5,758 SH   SOLE   5,758 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   17,293,506 345,905 SH   SOLE   345,905 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,485,836 16,716 SH   SOLE   16,716 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   4,601,864 21,983 SH   SOLE   21,983 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,103,532 21,398 SH   SOLE   21,398 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   18,678,125 135,545 SH   SOLE   135,545 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,890,578 34,894 SH   SOLE   34,894 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   23,318,864 291,741 SH   SOLE   291,741 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,569,483 173,219 SH   SOLE   173,219 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,351,165 86,457 SH   SOLE   86,457 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   57,350,600 957,119 SH   SOLE   957,119 0 0
VISA INC COM CL A 92826C839   397,428 1,164 SH   SOLE   1,164 0 0
WALMART INC COM 931142103   405,748 3,937 SH   SOLE   3,937 0 0