The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579y101 1,947 12,923 SH   SOLE   12,923 0 0
3M Common Stock 88579y101 75 500 SH   DFND 13 0 500 0
3M Common Stock 88579y101 603 4,000 SH   DFND 9 0 4,000 0
3M Common Stock 88579y101 202 1,340 SH   DFND 14 0 1,340 0
3M Common Stock 88579y101 816 5,417 SH   DFND 1 0 5,417 0
3M Common Stock 88579y101 527 3,500 SH   DFND 6 0 3,500 0
3M Common Stock 88579y101 98 650 SH   DFND 15 0 650 0
ABBOTT LABS Common Stock 002824100 1,629 36,265 SH   SOLE   36,265 0 0
ABBOTT LABS Common Stock 002824100 45 1,000 SH   DFND 13 0 1,000 0
ABBOTT LABS Common Stock 002824100 234 5,200 SH   DFND 14 0 5,200 0
ABBOTT LABS Common Stock 002824100 539 12,010 SH   DFND 1 0 12,010 0
ABBOTT LABS Common Stock 002824100 539 12,000 SH   DFND 6 0 12,000 0
ABBOTT LABS Common Stock 002824100 256 5,700 SH   DFND 9 0 5,700 0
ABBOTT LABS Common Stock 002824100 55 1,230 SH   DFND 15 0 1,230 0
ABBVIE Common Stock 00287Y109 633 10,691 SH   SOLE   10,691 0 0
ABBVIE Common Stock 00287Y109 267 4,500 SH   DFND 14 0 4,500 0
ABBVIE Common Stock 00287Y109 452 7,635 SH   DFND 1 0 7,635 0
ABBVIE Common Stock 00287Y109 592 10,000 SH   DFND 6 0 10,000 0
ABBVIE Common Stock 00287Y109 225 3,800 SH   DFND 9 0 3,800 0
ABBVIE Common Stock 00287Y109 47 800 SH   DFND 15 0 800 0
ACCENTURE PLC SHS Common Stock g1151c101 538 5,150 SH   SOLE   5,150 0 0
ACCENTURE PLC SHS Common Stock g1151c101 84 800 SH   DFND 14 0 800 0
ACE LIMITED Common Stock H0023R105 1,353 11,580 SH   SOLE   11,580 0 0
ACE LIMITED Common Stock H0023R105 56 475 SH   DFND 13 0 475 0
ACE LIMITED Common Stock H0023R105 19 160 SH   DFND 1 0 160 0
ACE LIMITED Common Stock H0023R105 152 1,300 SH   DFND 9 0 1,300 0
ADOBE SYS Common Stock 00724F101 64 680 SH   SOLE   680 0 0
ADOBE SYS Common Stock 00724F101 224 2,380 SH   DFND 14 0 2,380 0
AFLAC INC Common Stock 001055102 277 4,630 SH   SOLE   4,630 0 0
ALNYLAM PHARMA Common Stock 02043Q107 93 986 SH   SOLE   986 0 0
ALNYLAM PHARMA Common Stock 02043Q107 52 550 SH   DFND 14 0 550 0
ALNYLAM PHARMA Common Stock 02043Q107 94 1,000 SH   DFND 6 0 1,000 0
ALNYLAM PHARMA Common Stock 02043Q107 75 800 SH   DFND 9 0 800 0
ALPHABET INC CL A Common Stock 02079K305 1,916 2,463 SH   SOLE   2,463 0 0
ALPHABET INC CL A Common Stock 02079K305 62 80 SH   DFND 13 0 80 0
ALPHABET INC CL A Common Stock 02079K305 261 335 SH   DFND 9 0 335 0
ALPHABET INC CL A Common Stock 02079K305 284 365 SH   DFND 14 0 365 0
ALPHABET INC CL A Common Stock 02079K305 292 375 SH   DFND 1 0 375 0
ALPHABET INC CL A Common Stock 02079K305 195 250 SH   DFND 6 0 250 0
ALPHABET INC CL A Common Stock 02079K305 16 20 SH   DFND 15 0 20 0
ALPHABET INC CL C Common Stock 02079K107 86 113 SH   SOLE   113 0 0
ALPHABET INC CL C Common Stock 02079K107 129 170 SH   DFND 14 0 170 0
AMAZON.COM Common Stock 023135106 304 450 SH   SOLE   450 0 0
AMGEN INC Common Stock 031162100 2,270 13,982 SH   SOLE   13,982 0 0
AMGEN INC Common Stock 031162100 97 600 SH   DFND 14 0 600 0
APPLE INC Common Stock 037833100 1,864 17,711 SH   SOLE   17,711 0 0
APPLE INC Common Stock 037833100 29 275 SH   DFND 13 0 275 0
APPLE INC Common Stock 037833100 169 1,605 SH   DFND 9 0 1,605 0
APPLE INC Common Stock 037833100 310 2,945 SH   DFND 14 0 2,945 0
APPLE INC Common Stock 037833100 131 1,240 SH   DFND 1 0 1,240 0
APPLE INC Common Stock 037833100 63 595 SH   DFND 15 0 595 0
APTARGROUP Common Stock 038336103 1,391 19,152 SH   SOLE   19,152 0 0
APTARGROUP Common Stock 038336103 102 1,400 SH   DFND 13 0 1,400 0
APTARGROUP Common Stock 038336103 400 5,500 SH   DFND 9 0 5,500 0
APTARGROUP Common Stock 038336103 333 4,580 SH   DFND 14 0 4,580 0
APTARGROUP Common Stock 038336103 497 6,838 SH   DFND 1 0 6,838 0
APTARGROUP Common Stock 038336103 436 6,000 SH   DFND 6 0 6,000 0
APTARGROUP Common Stock 038336103 105 1,450 SH   DFND 15 0 1,450 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 2,307 27,227 SH   SOLE   27,227 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 85 1,000 SH   DFND 13 0 1,000 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 474 5,600 SH   DFND 9 0 5,600 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 504 5,950 SH   DFND 14 0 5,950 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 623 7,357 SH   DFND 1 0 7,357 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 339 4,000 SH   DFND 6 0 4,000 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 68 800 SH   DFND 15 0 800 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 737 10,711 SH   SOLE   10,711 0 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 83 1,200 SH   DFND 1 0 1,200 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 234 3,400 SH   DFND 6 0 3,400 0
CANADIAN NATL RAILWAY Common Stock 136375102 434 7,765 SH   SOLE   7,765 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 89 1,600 SH   DFND 13 0 1,600 0
CANADIAN NATL RAILWAY Common Stock 136375102 402 7,200 SH   DFND 9 0 7,200 0
CANADIAN NATL RAILWAY Common Stock 136375102 223 3,990 SH   DFND 14 0 3,990 0
CANADIAN NATL RAILWAY Common Stock 136375102 430 7,700 SH   DFND 1 0 7,700 0
CANADIAN NATL RAILWAY Common Stock 136375102 486 8,700 SH   DFND 6 0 8,700 0
CANADIAN NATL RAILWAY Common Stock 136375102 67 1,200 SH   DFND 15 0 1,200 0
CELGENE CORP Common Stock 151020104 2,092 17,470 SH   SOLE   17,470 0 0
CELGENE CORP Common Stock 151020104 299 2,500 SH   DFND 14 0 2,500 0
CHEVRON Common Stock 166764100 736 8,182 SH   SOLE   8,182 0 0
CHEVRON Common Stock 166764100 125 1,387 SH   DFND 1 0 1,387 0
CHEVRON Common Stock 166764100 720 8,000 SH   DFND 6 0 8,000 0
CHEVRON Common Stock 166764100 9 100 SH   DFND 14 0 100 0
CHEVRON Common Stock 166764100 67 750 SH   DFND 15 0 750 0
CHEVRON Common Stock 166764100 7 80 SH   DFND 9 0 80 0
CHUBB CORP Common Stock 171232101 19 140 SH   SOLE   140 0 0
CHUBB CORP Common Stock 171232101 703 5,300 SH   DFND 1 0 5,300 0
CHURCH & DWIGHT Common Stock 171340102 127 1,500 SH   SOLE   1,500 0 0
CHURCH & DWIGHT Common Stock 171340102 340 4,000 SH   DFND 14 0 4,000 0
CIGNA Common Stock 125509109 117 800 SH   SOLE   800 0 0
CIGNA Common Stock 125509109 205 1,400 SH   DFND 14 0 1,400 0
CISCO SYS INC Common Stock 17275r102 1,821 66,949 SH   SOLE   66,949 0 0
CISCO SYS INC Common Stock 17275r102 248 9,100 SH   DFND 14 0 9,100 0
CISCO SYS INC Common Stock 17275r102 213 7,830 SH   DFND 1 0 7,830 0
CISCO SYS INC Common Stock 17275r102 238 8,750 SH   DFND 9 0 8,750 0
CISCO SYS INC Common Stock 17275r102 57 2,100 SH   DFND 15 0 2,100 0
COCA COLA Common Stock 191216100 387 9,000 SH   SOLE   9,000 0 0
COCA COLA Common Stock 191216100 43 1,000 SH   DFND 9 0 1,000 0
COLGATE-PALMOLIVE Common Stock 194162103 802 12,035 SH   SOLE   12,035 0 0
COLGATE-PALMOLIVE Common Stock 194162103 133 2,000 SH   DFND 14 0 2,000 0
COMCAST CORP NEW CL A Common Stock 20030n101 770 13,650 SH   SOLE   13,650 0 0
CONOCOPHILLIPS Common Stock 20825c104 94 2,020 SH   SOLE   2,020 0 0
CONOCOPHILLIPS Common Stock 20825c104 206 4,413 SH   DFND 1 0 4,413 0
COSTCO WHOLESALE Common Stock 22160k105 67 417 SH   SOLE   417 0 0
COSTCO WHOLESALE Common Stock 22160k105 97 600 SH   DFND 13 0 600 0
COSTCO WHOLESALE Common Stock 22160k105 81 500 SH   DFND 14 0 500 0
CVS HEALTH Common Stock 126650100 2,019 20,651 SH   SOLE   20,651 0 0
CVS HEALTH Common Stock 126650100 117 1,200 SH   DFND 13 0 1,200 0
CVS HEALTH Common Stock 126650100 616 6,300 SH   DFND 9 0 6,300 0
CVS HEALTH Common Stock 126650100 469 4,800 SH   DFND 14 0 4,800 0
CVS HEALTH Common Stock 126650100 668 6,835 SH   DFND 1 0 6,835 0
CVS HEALTH Common Stock 126650100 489 5,000 SH   DFND 6 0 5,000 0
CVS HEALTH Common Stock 126650100 59 600 SH   DFND 15 0 600 0
DEERE & CO Common Stock 244199105 76 1,000 SH   SOLE   1,000 0 0
DEERE & CO Common Stock 244199105 76 1,000 SH   DFND 14 0 1,000 0
DEERE & CO Common Stock 244199105 164 2,150 SH   DFND 1 0 2,150 0
DEERE & CO Common Stock 244199105 15 200 SH   DFND 15 0 200 0
DIAGEO PLC SPSD ADR Common Stock 25243q205 699 6,405 SH   SOLE   6,405 0 0
DIAGEO PLC SPSD ADR Common Stock 25243q205 218 2,000 SH   DFND 14 0 2,000 0
DU PONT Common Stock 263534109 461 6,922 SH   SOLE   6,922 0 0
DU PONT Common Stock 263534109 120 1,800 SH   DFND 1 0 1,800 0
DU PONT Common Stock 263534109 426 6,400 SH   DFND 6 0 6,400 0
E M C CORP MASS Common Stock 268648102 350 13,630 SH   SOLE   13,630 0 0
E M C CORP MASS Common Stock 268648102 44 1,700 SH   DFND 13 0 1,700 0
E M C CORP MASS Common Stock 268648102 79 3,080 SH   DFND 14 0 3,080 0
E M C CORP MASS Common Stock 268648102 258 10,050 SH   DFND 1 0 10,050 0
E M C CORP MASS Common Stock 268648102 128 5,000 SH   DFND 6 0 5,000 0
E M C CORP MASS Common Stock 268648102 141 5,500 SH   DFND 9 0 5,500 0
E M C CORP MASS Common Stock 268648102 61 2,360 SH   DFND 15 0 2,360 0
ECOLAB INC Common Stock 278865100 92 800 SH   SOLE   800 0 0
ECOLAB INC Common Stock 278865100 366 3,200 SH   DFND 14 0 3,200 0
ELI LILLY & CO Common Stock 532457108 42 500 SH   DFND 9 0 500 0
ELI LILLY & CO Common Stock 532457108 285 3,382 SH   DFND 1 0 3,382 0
EMERSON ELECTRIC Common Stock 291011104 797 16,667 SH   SOLE   16,667 0 0
EMERSON ELECTRIC Common Stock 291011104 19 400 SH   DFND 13 0 400 0
EMERSON ELECTRIC Common Stock 291011104 239 5,000 SH   DFND 9 0 5,000 0
EMERSON ELECTRIC Common Stock 291011104 313 6,550 SH   DFND 14 0 6,550 0
EMERSON ELECTRIC Common Stock 291011104 407 8,507 SH   DFND 1 0 8,507 0
EMERSON ELECTRIC Common Stock 291011104 239 5,000 SH   DFND 6 0 5,000 0
EMERSON ELECTRIC Common Stock 291011104 60 1,250 SH   DFND 15 0 1,250 0
EXXON MOBIL Common Stock 30231g102 1,789 22,947 SH   SOLE   22,947 0 0
EXXON MOBIL Common Stock 30231g102 97 1,250 SH   DFND 13 0 1,250 0
EXXON MOBIL Common Stock 30231g102 421 5,400 SH   DFND 9 0 5,400 0
EXXON MOBIL Common Stock 30231g102 277 3,550 SH   DFND 14 0 3,550 0
EXXON MOBIL Common Stock 30231g102 690 8,850 SH   DFND 1 0 8,850 0
EXXON MOBIL Common Stock 30231g102 647 8,300 SH   DFND 6 0 8,300 0
FISERV Common Stock 337738108 1,733 18,950 SH   SOLE   18,950 0 0
FISERV Common Stock 337738108 46 500 SH   DFND 13 0 500 0
FISERV Common Stock 337738108 282 3,080 SH   DFND 1 0 3,080 0
FISERV Common Stock 337738108 183 2,000 SH   DFND 6 0 2,000 0
FISERV Common Stock 337738108 247 2,700 SH   DFND 9 0 2,700 0
FISERV Common Stock 337738108 18 200 SH   DFND 14 0 200 0
GENERAL ELECTRIC Common Stock 369604103 1,891 60,704 SH   SOLE   60,704 0 0
GENERAL ELECTRIC Common Stock 369604103 171 5,500 SH   DFND 14 0 5,500 0
GENERAL ELECTRIC Common Stock 369604103 248 7,950 SH   DFND 1 0 7,950 0
GENERAL ELECTRIC Common Stock 369604103 215 6,900 SH   DFND 9 0 6,900 0
GENERAL ELECTRIC Common Stock 369604103 25 800 SH   DFND 15 0 800 0
GILEAD SCIENCES Common Stock 375558103 931 9,200 SH   SOLE   9,200 0 0
HELMERICH & PAYNE Common Stock 423452101 230 4,290 SH   SOLE   4,290 0 0
HELMERICH & PAYNE Common Stock 423452101 11 200 SH   DFND 13 0 200 0
HELMERICH & PAYNE Common Stock 423452101 86 1,600 SH   DFND 14 0 1,600 0
HELMERICH & PAYNE Common Stock 423452101 96 1,800 SH   DFND 1 0 1,800 0
HELMERICH & PAYNE Common Stock 423452101 72 1,350 SH   DFND 15 0 1,350 0
HOME DEPOT Common Stock 437076102 275 2,083 SH   SOLE   2,083 0 0
HOME DEPOT Common Stock 437076102 172 1,300 SH   DFND 14 0 1,300 0
HOME DEPOT Common Stock 437076102 350 2,650 SH   DFND 1 0 2,650 0
HOME DEPOT Common Stock 437076102 291 2,200 SH   DFND 9 0 2,200 0
HONEYWELL INTL Common Stock 438516106 1,215 11,729 SH   SOLE   11,729 0 0
HONEYWELL INTL Common Stock 438516106 215 2,080 SH   DFND 1 0 2,080 0
ILLINOIS TOOL WORKS Common Stock 452308109 135 1,455 SH   SOLE   1,455 0 0
ILLINOIS TOOL WORKS Common Stock 452308109 318 3,435 SH   DFND 14 0 3,435 0
ILLUMINA Common Stock 452327109 413 2,150 SH   SOLE   2,150 0 0
ILLUMINA Common Stock 452327109 43 225 SH   DFND 13 0 225 0
ILLUMINA Common Stock 452327109 67 350 SH   DFND 14 0 350 0
ILLUMINA Common Stock 452327109 86 450 SH   DFND 9 0 450 0
INGERSOLL RAND PLC Common Stock g47791101 54 970 SH   DFND 1 0 970 0
INGERSOLL RAND PLC Common Stock g47791101 442 8,000 SH   DFND 6 0 8,000 0
INTEL CORP Common Stock 458140100 2,658 77,141 SH   SOLE   77,141 0 0
INTEL CORP Common Stock 458140100 52 1,500 SH   DFND 13 0 1,500 0
INTEL CORP Common Stock 458140100 434 12,600 SH   DFND 9 0 12,600 0
INTEL CORP Common Stock 458140100 409 11,870 SH   DFND 14 0 11,870 0
INTEL CORP Common Stock 458140100 903 26,220 SH   DFND 1 0 26,220 0
INTEL CORP Common Stock 458140100 431 12,500 SH   DFND 6 0 12,500 0
INTEL CORP Common Stock 458140100 96 2,800 SH   DFND 15 0 2,800 0
INTL BUSINESS MACH Common Stock 459200101 729 5,300 SH   SOLE   5,300 0 0
INTL BUSINESS MACH Common Stock 459200101 21 150 SH   DFND 13 0 150 0
INTL BUSINESS MACH Common Stock 459200101 62 450 SH   DFND 1 0 450 0
INTL BUSINESS MACH Common Stock 459200101 413 3,000 SH   DFND 6 0 3,000 0
INTL PAPER Common Stock 460146103 11 300 SH   SOLE   300 0 0
INTL PAPER Common Stock 460146103 226 6,000 SH   DFND 6 0 6,000 0
IPG PHOTONICS Common Stock 44980X109 51 575 SH   SOLE   575 0 0
IPG PHOTONICS Common Stock 44980X109 116 1,300 SH   DFND 1 0 1,300 0
IPG PHOTONICS Common Stock 44980X109 134 1,500 SH   DFND 9 0 1,500 0
JOHNSON & JOHNSON Common Stock 478160104 3,211 31,257 SH   SOLE   31,257 0 0
JOHNSON & JOHNSON Common Stock 478160104 87 850 SH   DFND 13 0 850 0
JOHNSON & JOHNSON Common Stock 478160104 478 4,650 SH   DFND 14 0 4,650 0
JOHNSON & JOHNSON Common Stock 478160104 1,037 10,100 SH   DFND 1 0 10,100 0
JOHNSON & JOHNSON Common Stock 478160104 308 3,000 SH   DFND 6 0 3,000 0
JOHNSON & JOHNSON Common Stock 478160104 796 7,750 SH   DFND 9 0 7,750 0
JOHNSON & JOHNSON Common Stock 478160104 118 1,150 SH   DFND 15 0 1,150 0
JOHNSON CONTROLS Common Stock 478366107 1,425 36,075 SH   SOLE   36,075 0 0
JOHNSON CONTROLS Common Stock 478366107 8 200 SH   DFND 13 0 200 0
JOHNSON CONTROLS Common Stock 478366107 168 4,250 SH   DFND 9 0 4,250 0
JOHNSON CONTROLS Common Stock 478366107 170 4,300 SH   DFND 14 0 4,300 0
JOHNSON CONTROLS Common Stock 478366107 239 6,050 SH   DFND 1 0 6,050 0
JOHNSON CONTROLS Common Stock 478366107 8 200 SH   DFND 15 0 200 0
JPMORGAN CHASE Common Stock 46625h100 1,388 21,027 SH   SOLE   21,027 0 0
LINEAR TECHNOLOGY Common Stock 535678106 130 3,050 SH   SOLE   3,050 0 0
LINEAR TECHNOLOGY Common Stock 535678106 280 6,600 SH   DFND 14 0 6,600 0
LOWES COMPANIES Common Stock 548661107 1,369 18,000 SH   SOLE   18,000 0 0
LOWES COMPANIES Common Stock 548661107 304 4,000 SH   DFND 14 0 4,000 0
MAGELLAN MIDSTREAM LP Common Stock 559080106 408 6,000 SH   DFND 14 0 6,000 0
MASTERCARD Common Stock 57636q104 1,780 18,280 SH   SOLE   18,280 0 0
MASTERCARD Common Stock 57636q104 44 450 SH   DFND 13 0 450 0
MASTERCARD Common Stock 57636q104 779 8,000 SH   DFND 9 0 8,000 0
MASTERCARD Common Stock 57636q104 433 4,450 SH   DFND 14 0 4,450 0
MASTERCARD Common Stock 57636q104 182 1,865 SH   DFND 1 0 1,865 0
MASTERCARD Common Stock 57636q104 662 6,800 SH   DFND 6 0 6,800 0
MCDONALDS CORP Common Stock 580135101 299 2,530 SH   SOLE   2,530 0 0
MCDONALDS CORP Common Stock 580135101 413 3,500 SH   DFND 14 0 3,500 0
MERCK Common Stock 58933y105 13 255 SH   SOLE   255 0 0
MERCK Common Stock 58933y105 243 4,600 SH   DFND 9 0 4,600 0
MERCK Common Stock 58933y105 317 6,000 SH   DFND 1 0 6,000 0
MERCK Common Stock 58933y105 518 9,800 SH   DFND 6 0 9,800 0
MICROSOFT CORP Common Stock 594918104 2,736 49,324 SH   SOLE   49,324 0 0
MICROSOFT CORP Common Stock 594918104 67 1,200 SH   DFND 13 0 1,200 0
MICROSOFT CORP Common Stock 594918104 227 4,090 SH   DFND 14 0 4,090 0
MICROSOFT CORP Common Stock 594918104 93 1,675 SH   DFND 1 0 1,675 0
MICROSOFT CORP Common Stock 594918104 433 7,800 SH   DFND 9 0 7,800 0
MICROSOFT CORP Common Stock 594918104 83 1,500 SH   DFND 15 0 1,500 0
NESTLE SA ADR Common Stock 641069406 2,146 28,842 SH   SOLE   28,842 0 0
NESTLE SA ADR Common Stock 641069406 112 1,500 SH   DFND 13 0 1,500 0
NESTLE SA ADR Common Stock 641069406 231 3,100 SH   DFND 14 0 3,100 0
NESTLE SA ADR Common Stock 641069406 737 9,900 SH   DFND 1 0 9,900 0
NESTLE SA ADR Common Stock 641069406 387 5,200 SH   DFND 6 0 5,200 0
NESTLE SA ADR Common Stock 641069406 418 5,620 SH   DFND 9 0 5,620 0
NESTLE SA ADR Common Stock 641069406 100 1,350 SH   DFND 15 0 1,350 0
NEXTERA ENERGY Common Stock 65339f101 312 3,000 SH   DFND 14 0 3,000 0
NIKE INC CLASS B Common Stock 654106103 440 7,048 SH   SOLE   7,048 0 0
NOVARTIS AG ADR Common Stock 66987V109 1,282 14,895 SH   SOLE   14,895 0 0
NOVARTIS AG ADR Common Stock 66987V109 95 1,100 SH   DFND 13 0 1,100 0
NOVARTIS AG ADR Common Stock 66987V109 275 3,200 SH   DFND 14 0 3,200 0
NOVARTIS AG ADR Common Stock 66987V109 546 6,350 SH   DFND 1 0 6,350 0
NOVARTIS AG ADR Common Stock 66987V109 301 3,500 SH   DFND 6 0 3,500 0
NOVARTIS AG ADR Common Stock 66987V109 330 3,840 SH   DFND 9 0 3,840 0
NOVARTIS AG ADR Common Stock 66987V109 95 1,100 SH   DFND 15 0 1,100 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 454 9,426 SH   SOLE   9,426 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 82 1,700 SH   DFND 13 0 1,700 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 349 7,250 SH   DFND 9 0 7,250 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 211 4,375 SH   DFND 14 0 4,375 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 191 3,970 SH   DFND 1 0 3,970 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 193 4,000 SH   DFND 6 0 4,000 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 22 450 SH   DFND 15 0 450 0
NXP SEMICONDUCTORS Common Stock N6596X109 235 2,790 SH   SOLE   2,790 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 42 500 SH   DFND 13 0 500 0
NXP SEMICONDUCTORS Common Stock N6596X109 168 2,000 SH   DFND 14 0 2,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 168 2,000 SH   DFND 1 0 2,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 168 2,000 SH   DFND 6 0 2,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 236 2,800 SH   DFND 9 0 2,800 0
NXP SEMICONDUCTORS Common Stock N6596X109 13 150 SH   DFND 15 0 150 0
OCCIDENTAL PETE Common Stock 674599105 548 8,110 SH   SOLE   8,110 0 0
ORACLE Common Stock 68389x105 509 13,922 SH   SOLE   13,922 0 0
ORACLE Common Stock 68389x105 183 5,000 SH   DFND 14 0 5,000 0
ORACLE Common Stock 68389x105 308 8,425 SH   DFND 1 0 8,425 0
ORACLE Common Stock 68389x105 219 6,000 SH   DFND 6 0 6,000 0
ORACLE Common Stock 68389x105 352 9,640 SH   DFND 9 0 9,640 0
ORACLE Common Stock 68389x105 69 1,900 SH   DFND 15 0 1,900 0
PAYCHEX Common Stock 704326107 145 2,740 SH   SOLE   2,740 0 0
PAYCHEX Common Stock 704326107 274 5,180 SH   DFND 14 0 5,180 0
PEMBINA PIPELINE CO Common Stock 706327103 46 2,100 SH   SOLE   2,100 0 0
PEMBINA PIPELINE CO Common Stock 706327103 46 2,100 SH   DFND 13 0 2,100 0
PEMBINA PIPELINE CO Common Stock 706327103 195 8,950 SH   DFND 1 0 8,950 0
PEMBINA PIPELINE CO Common Stock 706327103 87 4,000 SH   DFND 6 0 4,000 0
PEMBINA PIPELINE CO Common Stock 706327103 174 8,000 SH   DFND 9 0 8,000 0
PEMBINA PIPELINE CO Common Stock 706327103 39 1,800 SH   DFND 15 0 1,800 0
PEPSICO Common Stock 713448108 899 9,001 SH   SOLE   9,001 0 0
PEPSICO Common Stock 713448108 400 4,000 SH   DFND 14 0 4,000 0
PEPSICO Common Stock 713448108 260 2,600 SH   DFND 1 0 2,600 0
PEPSICO Common Stock 713448108 200 2,000 SH   DFND 6 0 2,000 0
PEPSICO Common Stock 713448108 300 3,000 SH   DFND 9 0 3,000 0
PEPSICO Common Stock 713448108 15 150 SH   DFND 15 0 150 0
PERRIGO CO Common Stock G97822103 148 1,025 SH   SOLE   1,025 0 0
PERRIGO CO Common Stock G97822103 61 420 SH   DFND 1 0 420 0
PERRIGO CO Common Stock G97822103 174 1,200 SH   DFND 6 0 1,200 0
PERRIGO CO Common Stock G97822103 14 100 SH   DFND 14 0 100 0
PFIZER Common Stock 717081103 3 83 SH   SOLE   83 0 0
PFIZER Common Stock 717081103 362 11,200 SH   DFND 9 0 11,200 0
PFIZER Common Stock 717081103 174 5,400 SH   DFND 1 0 5,400 0
PHILLIPS 66 Common Stock 718546104 75 912 SH   SOLE   912 0 0
PHILLIPS 66 Common Stock 718546104 182 2,226 SH   DFND 1 0 2,226 0
PRAXAIR Common Stock 74005p104 623 6,085 SH   SOLE   6,085 0 0
PRAXAIR Common Stock 74005p104 102 1,000 SH   DFND 14 0 1,000 0
PROCTER & GAMBLE Common Stock 742718109 2,685 33,807 SH   SOLE   33,807 0 0
PROCTER & GAMBLE Common Stock 742718109 79 1,000 SH   DFND 13 0 1,000 0
PROCTER & GAMBLE Common Stock 742718109 544 6,850 SH   DFND 9 0 6,850 0
PROCTER & GAMBLE Common Stock 742718109 357 4,500 SH   DFND 14 0 4,500 0
PROCTER & GAMBLE Common Stock 742718109 605 7,616 SH   DFND 1 0 7,616 0
PROCTER & GAMBLE Common Stock 742718109 318 4,000 SH   DFND 6 0 4,000 0
PROCTER & GAMBLE Common Stock 742718109 119 1,500 SH   DFND 15 0 1,500 0
QUALCOMM Common Stock 747525103 895 17,910 SH   SOLE   17,910 0 0
QUALCOMM Common Stock 747525103 17 350 SH   DFND 13 0 350 0
QUALCOMM Common Stock 747525103 350 7,000 SH   DFND 14 0 7,000 0
QUALCOMM Common Stock 747525103 41 830 SH   DFND 1 0 830 0
ROCHE HLDG LTD ADR Common Stock 771195104 642 18,612 SH   SOLE   18,612 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 14 400 SH   DFND 13 0 400 0
ROCHE HLDG LTD ADR Common Stock 771195104 255 7,400 SH   DFND 14 0 7,400 0
ROCHE HLDG LTD ADR Common Stock 771195104 255 7,400 SH   DFND 1 0 7,400 0
ROCHE HLDG LTD ADR Common Stock 771195104 138 4,000 SH   DFND 6 0 4,000 0
ROCHE HLDG LTD ADR Common Stock 771195104 34 1,000 SH   DFND 15 0 1,000 0
ROCKWELL AUTOMATION Common Stock 773903109 1,411 13,749 SH   SOLE   13,749 0 0
ROCKWELL AUTOMATION Common Stock 773903109 67 650 SH   DFND 13 0 650 0
ROCKWELL AUTOMATION Common Stock 773903109 240 2,340 SH   DFND 9 0 2,340 0
ROCKWELL AUTOMATION Common Stock 773903109 164 1,600 SH   DFND 14 0 1,600 0
ROCKWELL AUTOMATION Common Stock 773903109 339 3,300 SH   DFND 1 0 3,300 0
ROCKWELL AUTOMATION Common Stock 773903109 38 375 SH   DFND 15 0 375 0
ROCKWELL COLLINS Common Stock 774341101 38 415 SH   SOLE   415 0 0
ROCKWELL COLLINS Common Stock 774341101 185 2,000 SH   DFND 1 0 2,000 0
SCHLUMBERGER Common Stock 806857108 1,066 15,287 SH   SOLE   15,287 0 0
SCHLUMBERGER Common Stock 806857108 24 350 SH   DFND 13 0 350 0
SCHLUMBERGER Common Stock 806857108 173 2,475 SH   DFND 9 0 2,475 0
SCHLUMBERGER Common Stock 806857108 258 3,700 SH   DFND 14 0 3,700 0
SCHLUMBERGER Common Stock 806857108 91 1,300 SH   DFND 1 0 1,300 0
SCHLUMBERGER Common Stock 806857108 70 1,000 SH   DFND 6 0 1,000 0
SCHLUMBERGER Common Stock 806857108 5 75 SH   DFND 15 0 75 0
STRYKER CORP Common Stock 863667101 346 3,720 SH   SOLE   3,720 0 0
STRYKER CORP Common Stock 863667101 353 3,800 SH   DFND 14 0 3,800 0
STRYKER CORP Common Stock 863667101 19 200 SH   DFND 9 0 200 0
SYSCO Common Stock 871829107 151 3,686 SH   SOLE   3,686 0 0
SYSCO Common Stock 871829107 163 3,975 SH   DFND 14 0 3,975 0
SYSCO Common Stock 871829107 25 600 SH   DFND 1 0 600 0
SYSCO Common Stock 871829107 20 500 SH   DFND 9 0 500 0
TARGET CORP Common Stock 87612e106 1,390 19,150 SH   SOLE   19,150 0 0
TARGET CORP Common Stock 87612e106 22 300 SH   DFND 13 0 300 0
TARGET CORP Common Stock 87612e106 18 250 SH   DFND 1 0 250 0
TARGET CORP Common Stock 87612e106 87 1,200 SH   DFND 9 0 1,200 0
TARGET CORP Common Stock 87612e106 7 100 SH   DFND 14 0 100 0
TEXAS INSTRUMENTS Common Stock 882508104 225 4,100 SH   SOLE   4,100 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 792 18,365 SH   SOLE   18,365 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 52 1,200 SH   DFND 13 0 1,200 0
UNILEVER PLC NEW ADR Common Stock 904767704 284 6,575 SH   DFND 1 0 6,575 0
UNILEVER PLC NEW ADR Common Stock 904767704 190 4,400 SH   DFND 9 0 4,400 0
UNILEVER PLC NEW ADR Common Stock 904767704 30 700 SH   DFND 15 0 700 0
UNION PACIFIC Common Stock 907818108 156 2,000 SH   DFND 1 0 2,000 0
UNION PACIFIC Common Stock 907818108 391 5,000 SH   DFND 6 0 5,000 0
UNITED TECHNOLOGIES Common Stock 913017109 2,443 25,426 SH   SOLE   25,426 0 0
UNITED TECHNOLOGIES Common Stock 913017109 58 600 SH   DFND 13 0 600 0
UNITED TECHNOLOGIES Common Stock 913017109 120 1,250 SH   DFND 9 0 1,250 0
UNITED TECHNOLOGIES Common Stock 913017109 480 5,000 SH   DFND 14 0 5,000 0
UNITED TECHNOLOGIES Common Stock 913017109 100 1,045 SH   DFND 1 0 1,045 0
US BANCORP Common Stock 902973304 648 15,195 SH   SOLE   15,195 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 890 19,256 SH   SOLE   19,256 0 0
WAL-MART STORES Common Stock 931142103 334 5,450 SH   SOLE   5,450 0 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 408 4,785 SH   SOLE   4,785 0 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 341 4,000 SH   DFND 14 0 4,000 0
WELLS FARGO Common Stock 949746101 1,382 25,426 SH   SOLE   25,426 0 0
WELLS FARGO Common Stock 949746101 272 5,000 SH   DFND 14 0 5,000 0
XILINX Common Stock 983919101 750 15,975 SH   SOLE   15,975 0 0
XILINX Common Stock 983919101 14 300 SH   DFND 13 0 300 0
XILINX Common Stock 983919101 94 2,000 SH   DFND 9 0 2,000 0
XILINX Common Stock 983919101 14 300 SH   DFND 14 0 300 0
XYLEM INC Common Stock 98419m100 501 13,735 SH   SOLE   13,735 0 0
XYLEM INC Common Stock 98419m100 29 800 SH   DFND 13 0 800 0
XYLEM INC Common Stock 98419m100 18 500 SH   DFND 1 0 500 0
XYLEM INC Common Stock 98419m100 11 300 SH   DFND 14 0 300 0
YUM BRANDS Common Stock 988498101 219 3,000 SH   DFND 14 0 3,000 0
CHAMPLAIN SMALL CO FD ADV Equity Mutual Fu 00764Q405 179 11,304 SH   SOLE   11,304 0 0
MUNDER VERACITY SMALL CAP VALU Equity Mutual Fu 626127492 265 8,471 SH   SOLE   8,471 0 0