The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579y101 2,218 15,643 SH   SOLE   15,643 0 0
3M Common Stock 88579y101 567 4,000 SH   DFND 9 0 4,000 0
3M Common Stock 88579y101 768 5,417 SH   DFND 1 0 5,417 0
3M Common Stock 88579y101 496 3,500 SH   DFND 6 0 3,500 0
ABBOTT LABS Common Stock 002824100 1,766 43,920 SH   SOLE   43,920 0 0
ABBOTT LABS Common Stock 002824100 484 12,030 SH   DFND 1 0 12,030 0
ABBOTT LABS Common Stock 002824100 483 12,000 SH   DFND 6 0 12,000 0
ABBOTT LABS Common Stock 002824100 225 5,600 SH   DFND 9 0 5,600 0
ABBVIE Common Stock 00287Y109 870 15,991 SH   SOLE   15,991 0 0
ABBVIE Common Stock 00287Y109 471 8,650 SH   DFND 1 0 8,650 0
ABBVIE Common Stock 00287Y109 544 10,000 SH   DFND 6 0 10,000 0
ABBVIE Common Stock 00287Y109 207 3,800 SH   DFND 9 0 3,800 0
ACCENTURE PLC SHS Common Stock g1151c101 585 5,950 SH   SOLE   5,950 0 0
ACE LIMITED Common Stock H0023R105 801 7,745 SH   SOLE   7,745 0 0
ACE LIMITED Common Stock H0023R105 9 90 SH   DFND 1 0 90 0
ACE LIMITED Common Stock H0023R105 93 900 SH   DFND 9 0 900 0
ADOBE SYS Common Stock 00724F101 252 3,060 SH   SOLE   3,060 0 0
AFLAC INC Common Stock 001055102 269 4,630 SH   SOLE   4,630 0 0
ALEXION PHARMACEUTICALS INC Common Stock 015351109 117 750 SH   SOLE   750 0 0
ALNYLAM PHARMA Common Stock 02043Q107 119 1,486 SH   SOLE   1,486 0 0
ALNYLAM PHARMA Common Stock 02043Q107 80 1,000 SH   DFND 6 0 1,000 0
ALNYLAM PHARMA Common Stock 02043Q107 64 800 SH   DFND 9 0 800 0
ALPHABET INC CL A Common Stock 02079K305 1,508 2,362 SH   SOLE   2,362 0 0
ALPHABET INC CL A Common Stock 02079K305 207 325 SH   DFND 1 0 325 0
ALPHABET INC CL A Common Stock 02079K305 160 250 SH   DFND 6 0 250 0
ALPHABET INC CL A Common Stock 02079K305 169 265 SH   DFND 9 0 265 0
ALPHABET INC CL C Common Stock 02079K107 172 283 SH   SOLE   283 0 0
AMAZON.COM Common Stock 023135106 230 450 SH   SOLE   450 0 0
AMGEN INC Common Stock 031162100 2,017 14,582 SH   SOLE   14,582 0 0
APACHE Common Stock 037411105 216 5,517 SH   SOLE   5,517 0 0
APPLE INC Common Stock 037833100 2,404 21,796 SH   SOLE   21,796 0 0
APPLE INC Common Stock 037833100 149 1,355 SH   DFND 9 0 1,355 0
APPLE INC Common Stock 037833100 110 1,000 SH   DFND 1 0 1,000 0
APTARGROUP Common Stock 038336103 1,722 26,107 SH   SOLE   26,107 0 0
APTARGROUP Common Stock 038336103 363 5,500 SH   DFND 9 0 5,500 0
APTARGROUP Common Stock 038336103 451 6,838 SH   DFND 1 0 6,838 0
APTARGROUP Common Stock 038336103 396 6,000 SH   DFND 6 0 6,000 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 2,822 35,122 SH   SOLE   35,122 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 450 5,600 SH   DFND 9 0 5,600 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 592 7,369 SH   DFND 1 0 7,369 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 321 4,000 SH   DFND 6 0 4,000 0
BOSTON PPTYS INC REIT Common Stock 101121101 118 1,000 SH   SOLE   1,000 0 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 658 11,111 SH   SOLE   11,111 0 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 71 1,200 SH   DFND 1 0 1,200 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 201 3,400 SH   DFND 6 0 3,400 0
CANADIAN NATL RAILWAY Common Stock 136375102 844 14,875 SH   SOLE   14,875 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 409 7,200 SH   DFND 9 0 7,200 0
CANADIAN NATL RAILWAY Common Stock 136375102 437 7,700 SH   DFND 1 0 7,700 0
CANADIAN NATL RAILWAY Common Stock 136375102 494 8,700 SH   DFND 6 0 8,700 0
CELGENE CORP Common Stock 151020104 2,160 19,970 SH   SOLE   19,970 0 0
CERNER Common Stock 156782104 180 3,000 SH   SOLE   3,000 0 0
CHEVRON Common Stock 166764100 1,236 15,672 SH   SOLE   15,672 0 0
CHEVRON Common Stock 166764100 109 1,387 SH   DFND 1 0 1,387 0
CHEVRON Common Stock 166764100 631 8,000 SH   DFND 6 0 8,000 0
CHEVRON Common Stock 166764100 6 80 SH   DFND 9 0 80 0
CHUBB CORP Common Stock 171232101 17 140 SH   SOLE   140 0 0
CHUBB CORP Common Stock 171232101 650 5,300 SH   DFND 1 0 5,300 0
CHURCH & DWIGHT Common Stock 171340102 461 5,500 SH   SOLE   5,500 0 0
CIGNA Common Stock 125509109 297 2,200 SH   SOLE   2,200 0 0
CISCO SYS INC Common Stock 17275r102 2,078 79,149 SH   SOLE   79,149 0 0
CISCO SYS INC Common Stock 17275r102 206 7,865 SH   DFND 1 0 7,865 0
CISCO SYS INC Common Stock 17275r102 230 8,750 SH   DFND 9 0 8,750 0
COCA COLA Common Stock 191216100 401 10,000 SH   SOLE   10,000 0 0
COCA COLA Common Stock 191216100 40 1,000 SH   DFND 9 0 1,000 0
COLGATE-PALMOLIVE Common Stock 194162103 865 13,635 SH   SOLE   13,635 0 0
COMCAST CORP NEW CL A Common Stock 20030n101 776 13,650 SH   SOLE   13,650 0 0
CONOCOPHILLIPS Common Stock 20825c104 97 2,020 SH   SOLE   2,020 0 0
CONOCOPHILLIPS Common Stock 20825c104 213 4,433 SH   DFND 1 0 4,433 0
COSTCO WHOLESALE Common Stock 22160k105 219 1,517 SH   SOLE   1,517 0 0
CVS HEALTH Common Stock 126650100 2,650 27,469 SH   SOLE   27,469 0 0
CVS HEALTH Common Stock 126650100 613 6,350 SH   DFND 9 0 6,350 0
CVS HEALTH Common Stock 126650100 659 6,835 SH   DFND 1 0 6,835 0
CVS HEALTH Common Stock 126650100 482 5,000 SH   DFND 6 0 5,000 0
DANAHER CORP Common Stock 235851102 4 42 SH   SOLE   42 0 0
DEERE & CO Common Stock 244199105 163 2,200 SH   SOLE   2,200 0 0
DEERE & CO Common Stock 244199105 159 2,150 SH   DFND 1 0 2,150 0
DEERE & CO Common Stock 244199105 111 1,500 SH   DFND 6 0 1,500 0
DEERE & CO Common Stock 244199105 26 350 SH   DFND 9 0 350 0
DIAGEO PLC SPSD ADR Common Stock 25243q205 906 8,405 SH   SOLE   8,405 0 0
DU PONT Common Stock 263534109 338 7,022 SH   SOLE   7,022 0 0
DU PONT Common Stock 263534109 96 2,000 SH   DFND 1 0 2,000 0
DU PONT Common Stock 263534109 333 6,900 SH   DFND 6 0 6,900 0
E M C CORP MASS Common Stock 268648102 793 32,831 SH   SOLE   32,831 0 0
E M C CORP MASS Common Stock 268648102 232 9,600 SH   DFND 9 0 9,600 0
E M C CORP MASS Common Stock 268648102 284 11,750 SH   DFND 1 0 11,750 0
E M C CORP MASS Common Stock 268648102 169 7,000 SH   DFND 6 0 7,000 0
ECOLAB INC Common Stock 278865100 439 4,000 SH   SOLE   4,000 0 0
ELI LILLY & CO Common Stock 532457108 67 800 SH   DFND 9 0 800 0
ELI LILLY & CO Common Stock 532457108 284 3,394 SH   DFND 1 0 3,394 0
EMERSON ELECTRIC Common Stock 291011104 1,616 36,584 SH   SOLE   36,584 0 0
EMERSON ELECTRIC Common Stock 291011104 287 6,500 SH   DFND 9 0 6,500 0
EMERSON ELECTRIC Common Stock 291011104 392 8,875 SH   DFND 1 0 8,875 0
EMERSON ELECTRIC Common Stock 291011104 265 6,000 SH   DFND 6 0 6,000 0
ENTERPRISE PRODUCTS PTNR Common Stock 293792107 174 7,000 SH   SOLE   7,000 0 0
EXXON MOBIL Common Stock 30231g102 2,109 28,372 SH   SOLE   28,372 0 0
EXXON MOBIL Common Stock 30231g102 401 5,400 SH   DFND 9 0 5,400 0
EXXON MOBIL Common Stock 30231g102 654 8,800 SH   DFND 1 0 8,800 0
EXXON MOBIL Common Stock 30231g102 617 8,300 SH   DFND 6 0 8,300 0
FISERV Common Stock 337738108 1,704 19,670 SH   SOLE   19,670 0 0
FISERV Common Stock 337738108 249 2,880 SH   DFND 1 0 2,880 0
FISERV Common Stock 337738108 173 2,000 SH   DFND 6 0 2,000 0
FISERV Common Stock 337738108 234 2,700 SH   DFND 9 0 2,700 0
GENERAL ELECTRIC Common Stock 369604103 1,700 67,404 SH   SOLE   67,404 0 0
GENERAL ELECTRIC Common Stock 369604103 200 7,950 SH   DFND 1 0 7,950 0
GENERAL ELECTRIC Common Stock 369604103 174 6,900 SH   DFND 9 0 6,900 0
GENERAL MILLS Common Stock 370334104 168 3,000 SH   SOLE   3,000 0 0
GILEAD SCIENCES Common Stock 375558103 903 9,200 SH   SOLE   9,200 0 0
HELMERICH & PAYNE Common Stock 423452101 568 12,025 SH   SOLE   12,025 0 0
HELMERICH & PAYNE Common Stock 423452101 85 1,800 SH   DFND 1 0 1,800 0
HELMERICH & PAYNE Common Stock 423452101 2 50 SH   DFND 9 0 50 0
HERSHEY COMPANY Common Stock 427866108 147 1,600 SH   SOLE   1,600 0 0
HOME DEPOT Common Stock 437076102 385 3,333 SH   SOLE   3,333 0 0
HOME DEPOT Common Stock 437076102 306 2,650 SH   DFND 1 0 2,650 0
HOME DEPOT Common Stock 437076102 254 2,200 SH   DFND 9 0 2,200 0
HONEYWELL INTL Common Stock 438516106 1,120 11,829 SH   SOLE   11,829 0 0
HONEYWELL INTL Common Stock 438516106 198 2,090 SH   DFND 1 0 2,090 0
ILLINOIS TOOL WORKS Common Stock 452308109 402 4,890 SH   SOLE   4,890 0 0
ILLUMINA Common Stock 452327109 431 2,450 SH   SOLE   2,450 0 0
INGERSOLL RAND PLC Common Stock g47791101 50 985 SH   DFND 1 0 985 0
INGERSOLL RAND PLC Common Stock g47791101 406 8,000 SH   DFND 6 0 8,000 0
INTEL CORP Common Stock 458140100 2,827 93,811 SH   SOLE   93,811 0 0
INTEL CORP Common Stock 458140100 380 12,600 SH   DFND 9 0 12,600 0
INTEL CORP Common Stock 458140100 790 26,220 SH   DFND 1 0 26,220 0
INTEL CORP Common Stock 458140100 377 12,500 SH   DFND 6 0 12,500 0
INTL BUSINESS MACH Common Stock 459200101 826 5,700 SH   SOLE   5,700 0 0
INTL BUSINESS MACH Common Stock 459200101 65 450 SH   DFND 1 0 450 0
INTL BUSINESS MACH Common Stock 459200101 435 3,000 SH   DFND 6 0 3,000 0
INTL PAPER Common Stock 460146103 11 300 SH   SOLE   300 0 0
INTL PAPER Common Stock 460146103 227 6,000 SH   DFND 6 0 6,000 0
IPG PHOTONICS Common Stock 44980X109 34 450 SH   SOLE   450 0 0
IPG PHOTONICS Common Stock 44980X109 84 1,100 SH   DFND 1 0 1,100 0
IPG PHOTONICS Common Stock 44980X109 114 1,500 SH   DFND 9 0 1,500 0
JOHNSON & JOHNSON Common Stock 478160104 3,555 38,087 SH   SOLE   38,087 0 0
JOHNSON & JOHNSON Common Stock 478160104 943 10,100 SH   DFND 1 0 10,100 0
JOHNSON & JOHNSON Common Stock 478160104 280 3,000 SH   DFND 6 0 3,000 0
JOHNSON & JOHNSON Common Stock 478160104 723 7,750 SH   DFND 9 0 7,750 0
JOHNSON CONTROLS Common Stock 478366107 1,702 41,150 SH   SOLE   41,150 0 0
JOHNSON CONTROLS Common Stock 478366107 176 4,250 SH   DFND 9 0 4,250 0
JOHNSON CONTROLS Common Stock 478366107 250 6,050 SH   DFND 1 0 6,050 0
JPMORGAN CHASE Common Stock 46625h100 1,284 21,052 SH   SOLE   21,052 0 0
LINEAR TECHNOLOGY Common Stock 535678106 389 9,650 SH   SOLE   9,650 0 0
LOWES COMPANIES Common Stock 548661107 1,516 22,000 SH   SOLE   22,000 0 0
MAGELLAN MIDSTREAM LP Common Stock 559080106 361 6,000 SH   SOLE   6,000 0 0
MASTERCARD Common Stock 57636q104 2,044 22,685 SH   SOLE   22,685 0 0
MASTERCARD Common Stock 57636q104 721 8,000 SH   DFND 9 0 8,000 0
MASTERCARD Common Stock 57636q104 168 1,865 SH   DFND 1 0 1,865 0
MASTERCARD Common Stock 57636q104 613 6,800 SH   DFND 6 0 6,800 0
MCDONALDS CORP Common Stock 580135101 744 7,552 SH   SOLE   7,552 0 0
MCKESSON Common Stock 58155Q103 139 750 SH   SOLE   750 0 0
MERCK Common Stock 58933y105 13 255 SH   SOLE   255 0 0
MERCK Common Stock 58933y105 227 4,600 SH   DFND 9 0 4,600 0
MERCK Common Stock 58933y105 296 6,000 SH   DFND 1 0 6,000 0
MERCK Common Stock 58933y105 484 9,800 SH   DFND 6 0 9,800 0
MICROSOFT CORP Common Stock 594918104 2,484 56,114 SH   SOLE   56,114 0 0
MICROSOFT CORP Common Stock 594918104 79 1,775 SH   DFND 1 0 1,775 0
MICROSOFT CORP Common Stock 594918104 345 7,800 SH   DFND 9 0 7,800 0
NESTLE SA ADR Common Stock 641069406 2,644 35,137 SH   SOLE   35,137 0 0
NESTLE SA ADR Common Stock 641069406 745 9,900 SH   DFND 1 0 9,900 0
NESTLE SA ADR Common Stock 641069406 391 5,200 SH   DFND 6 0 5,200 0
NESTLE SA ADR Common Stock 641069406 423 5,620 SH   DFND 9 0 5,620 0
NEXTERA ENERGY Common Stock 65339f101 293 3,000 SH   SOLE   3,000 0 0
NIKE INC CLASS B Common Stock 654106103 433 3,524 SH   SOLE   3,524 0 0
NOVARTIS AG ADR Common Stock 66987V109 1,888 20,540 SH   SOLE   20,540 0 0
NOVARTIS AG ADR Common Stock 66987V109 584 6,350 SH   DFND 1 0 6,350 0
NOVARTIS AG ADR Common Stock 66987V109 322 3,500 SH   DFND 6 0 3,500 0
NOVARTIS AG ADR Common Stock 66987V109 353 3,840 SH   DFND 9 0 3,840 0
NOVO NORDISK A S ADR Common Stock 670100205 163 3,000 SH   SOLE   3,000 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 573 13,151 SH   SOLE   13,151 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 316 7,250 SH   DFND 9 0 7,250 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 173 3,970 SH   DFND 1 0 3,970 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 174 4,000 SH   DFND 6 0 4,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 476 5,465 SH   SOLE   5,465 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 174 2,000 SH   DFND 1 0 2,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 174 2,000 SH   DFND 6 0 2,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 244 2,800 SH   DFND 9 0 2,800 0
OCCIDENTAL PETE Common Stock 674599105 536 8,110 SH   SOLE   8,110 0 0
ORACLE Common Stock 68389x105 741 20,522 SH   SOLE   20,522 0 0
ORACLE Common Stock 68389x105 304 8,425 SH   DFND 1 0 8,425 0
ORACLE Common Stock 68389x105 217 6,000 SH   DFND 6 0 6,000 0
ORACLE Common Stock 68389x105 348 9,640 SH   DFND 9 0 9,640 0
PAYCHEX Common Stock 704326107 377 7,920 SH   SOLE   7,920 0 0
PEMBINA PIPELINE CO Common Stock 706327103 144 6,000 SH   SOLE   6,000 0 0
PEMBINA PIPELINE CO Common Stock 706327103 215 8,950 SH   DFND 1 0 8,950 0
PEMBINA PIPELINE CO Common Stock 706327103 96 4,000 SH   DFND 6 0 4,000 0
PEMBINA PIPELINE CO Common Stock 706327103 192 8,000 SH   DFND 9 0 8,000 0
PEPSICO Common Stock 713448108 1,287 13,651 SH   SOLE   13,651 0 0
PEPSICO Common Stock 713448108 250 2,650 SH   DFND 1 0 2,650 0
PEPSICO Common Stock 713448108 189 2,000 SH   DFND 6 0 2,000 0
PEPSICO Common Stock 713448108 283 3,000 SH   DFND 9 0 3,000 0
PERRIGO CO Common Stock G97822103 197 1,250 SH   SOLE   1,250 0 0
PERRIGO CO Common Stock G97822103 66 420 SH   DFND 1 0 420 0
PERRIGO CO Common Stock G97822103 157 1,000 SH   DFND 6 0 1,000 0
PFIZER Common Stock 717081103 3 83 SH   SOLE   83 0 0
PFIZER Common Stock 717081103 352 11,200 SH   DFND 9 0 11,200 0
PFIZER Common Stock 717081103 170 5,400 SH   DFND 1 0 5,400 0
PHILLIPS 66 Common Stock 718546104 70 912 SH   SOLE   912 0 0
PHILLIPS 66 Common Stock 718546104 171 2,226 SH   DFND 1 0 2,226 0
PRAXAIR Common Stock 74005p104 722 7,085 SH   SOLE   7,085 0 0
PROCTER & GAMBLE Common Stock 742718109 2,964 41,201 SH   SOLE   41,201 0 0
PROCTER & GAMBLE Common Stock 742718109 493 6,850 SH   DFND 9 0 6,850 0
PROCTER & GAMBLE Common Stock 742718109 548 7,616 SH   DFND 1 0 7,616 0
PROCTER & GAMBLE Common Stock 742718109 288 4,000 SH   DFND 6 0 4,000 0
QUALCOMM Common Stock 747525103 1,820 33,872 SH   SOLE   33,872 0 0
QUALCOMM Common Stock 747525103 20 375 SH   DFND 9 0 375 0
QUALCOMM Common Stock 747525103 45 830 SH   DFND 1 0 830 0
ROCHE HLDG LTD ADR Common Stock 771195104 890 26,997 SH   SOLE   26,997 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 244 7,400 SH   DFND 1 0 7,400 0
ROCHE HLDG LTD ADR Common Stock 771195104 132 4,000 SH   DFND 6 0 4,000 0
ROCKWELL AUTOMATION Common Stock 773903109 1,563 15,399 SH   SOLE   15,399 0 0
ROCKWELL AUTOMATION Common Stock 773903109 237 2,340 SH   DFND 9 0 2,340 0
ROCKWELL AUTOMATION Common Stock 773903109 335 3,300 SH   DFND 1 0 3,300 0
SCHLUMBERGER Common Stock 806857108 1,530 22,182 SH   SOLE   22,182 0 0
SCHLUMBERGER Common Stock 806857108 150 2,175 SH   DFND 9 0 2,175 0
SCHLUMBERGER Common Stock 806857108 131 1,900 SH   DFND 1 0 1,900 0
SCHLUMBERGER Common Stock 806857108 34 500 SH   DFND 6 0 500 0
STARBUCKS Common Stock 855244109 89 1,566 SH   SOLE   1,566 0 0
STRYKER CORP Common Stock 863667101 708 7,520 SH   SOLE   7,520 0 0
STRYKER CORP Common Stock 863667101 19 200 SH   DFND 9 0 200 0
SUNCOR ENERGY Common Stock 867224107 155 5,800 SH   SOLE   5,800 0 0
SYSCO Common Stock 871829107 299 7,661 SH   SOLE   7,661 0 0
SYSCO Common Stock 871829107 23 600 SH   DFND 1 0 600 0
SYSCO Common Stock 871829107 19 500 SH   DFND 9 0 500 0
TARGET CORP Common Stock 87612e106 1,506 19,145 SH   SOLE   19,145 0 0
TARGET CORP Common Stock 87612e106 18 225 SH   DFND 1 0 225 0
TARGET CORP Common Stock 87612e106 79 1,000 SH   DFND 9 0 1,000 0
TEXAS INSTRUMENTS Common Stock 882508104 203 4,100 SH   SOLE   4,100 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 541 13,275 SH   SOLE   13,275 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 223 5,475 SH   DFND 1 0 5,475 0
UNILEVER PLC NEW ADR Common Stock 904767704 167 4,100 SH   DFND 9 0 4,100 0
UNION PACIFIC Common Stock 907818108 177 2,000 SH   DFND 1 0 2,000 0
UNION PACIFIC Common Stock 907818108 442 5,000 SH   DFND 6 0 5,000 0
UNITED TECHNOLOGIES Common Stock 913017109 2,802 31,486 SH   SOLE   31,486 0 0
UNITED TECHNOLOGIES Common Stock 913017109 31 350 SH   DFND 9 0 350 0
UNITED TECHNOLOGIES Common Stock 913017109 271 3,045 SH   DFND 1 0 3,045 0
US BANCORP Common Stock 902973304 623 15,195 SH   SOLE   15,195 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 868 19,956 SH   SOLE   19,956 0 0
WAL-MART STORES Common Stock 931142103 353 5,450 SH   SOLE   5,450 0 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 730 8,785 SH   SOLE   8,785 0 0
WELLS FARGO Common Stock 949746101 1,562 30,426 SH   SOLE   30,426 0 0
XILINX Common Stock 983919101 651 15,350 SH   SOLE   15,350 0 0
XILINX Common Stock 983919101 85 2,000 SH   DFND 9 0 2,000 0
XYLEM INC Common Stock 98419m100 449 13,675 SH   SOLE   13,675 0 0
XYLEM INC Common Stock 98419m100 16 500 SH   DFND 1 0 500 0
YUM BRANDS Common Stock 988498101 240 3,000 SH   SOLE   3,000 0 0
CHAMPLAIN SMALL CO FD ADV Equity Mutual Fu 00764Q405 174 11,304 SH   SOLE   11,304 0 0
MUNDER VERACITY SMALL CAP VALU Equity Mutual Fu 626127492 267 8,771 SH   SOLE   8,771 0 0